Tag Archives: federal retirement and workers comp

OPM Disability Retirement under FERS: Stages of Recognition

For the most part, most of us are at various levels of mediocrity.  Yes, yes — everyone can be president; everyone is a winner; everyone is special; and all children are precious.  And yes, you can be mediocre and extremely wealthy (just look at the current crop of today’s wealthiest individuals; is there any doubt as to their mediocrity?); but rarely does one see the likes of Frank Ramsey, Wittgenstein, Russell, Einstein, Godel, and so many others.

And, by the term “mediocrity” is not meant any negative connotation, but merely that one is a regular, functioning human being.

There are stages in the recognition of one’s mediocrity: Denial; Acceptance with a compromise that, okay, so I’m mediocre, but still more brilliant than most; Further Denial; Middle Age Denial (“I’m just a late bloomer”); Some attainment of a semblance of success — maybe even given an award at work for “Most Reliable Worker” — an accolade which allows for a temporary suspension of the final realization; Despondency at various times as one approaches the Winter of a life; A family, with kids, and your own kids exemplify and magnify one’s own mediocrity, but at least you have done your best and — hopefully — your kids look up to you and respect you.

And in the end, the final Stage of Recognition: That being brilliant is not the only or most important characteristic for life’s success, but rather, if you provided a warm and happy home for a wife, a child, or even a stray and abandoned “rescue dog” — well, that is achievement enough.  But, moreover, if you are a Federal employee who has enjoyed good health for most of your career, you have been successful, for health is ultimately the determining factor as to whether or not you have lived a successful or mediocre life.

It is something we all take for granted, until it begins to fail us.

For Federal employees and U.S. Postal workers who have believed for too long that mediocrity is some sort of failure — think again.  Most all of us fit into that category.  In the scheme of things, good health is better than brilliance, and when it fails, you need to contact a FERS Disability Attorney who specializes in Federal Disability Retirement benefits under FERS.  For, look at what brilliance did for Frank Ramsey, who died at the tender age of 26.  Between brilliance and good health, which do you think he would have chosen?

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Disability Retirement from OPM: Presenting the Best Case

You can only work with the facts given; you cannot make it up; you cannot fabricate it; you cannot try and obfuscate — and in the end, it is often the case that presenting the best case is “enough”.

In life, with few exceptions, we learn how to “make do” with what we have gotten:  Whether of our birth, our looks, our talents, our personality, our charm, our brains, our so-called “gifts and talents”, etc.  Some possess a great abundance of whatever is needed; others, a paltry pittance.  A short period of “overcompensation” may produce, every now and again, a 5’6” basketball star, or a scrawny football player whose talents can compete with the best of them; but for the most part, “effort” cannot exceed “limitations”, whether of a physical or an intellectual level.

And so the rest of us are relegated to live in a perpetual milieu of mediocrity, despite our best efforts to conceal it, or for however long the glow of our parent’s constant accolades to furnish us with self-esteem beyond the reality of our true talents will last, reverberating in the echos of our memories — “You’re the best”;  “You can be anything you want to be”;  “Don’t worry, you’ll do better next time”.  Indeed, Americans are known to have a high degree of self-esteem in comparison to other countries, but concurrently lag behind in test scores for the “hard sciences”.

For Federal Gov. employees and U.S. Postal workers who suffer from a medical condition such that this medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, sometimes presenting the best case possible is all that can be done.  Pain is subjective; psychological conditions are likewise not amenable to “objective” diagnostic testing; and perhaps you don’t have a fully-supportive doctor — and yet you simply cannot continue to work, anymore.

Sometimes, all that can be done is to present the best case, and if may well be that it is “enough” to get you past the U.S. Office of Personnel Management.  Contact a FERS attorney who specializes in Federal Disability Retirement Law and begin the process of initiating, preparing, formulating and filing the best case possible of a Federal Disability Retirement Case.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Disability Retirement Applications: Life in Bites

Life in its totality is almost always overwhelming and unmanageable; it is why we compartmentalize and take things in smaller bites; it is why we manage it by taking one step at a time.  There is, of course, another way — of simply shirking responsibilities, of having a “laissez faire” attitude; of living life with abandon without a care in the world.  But most of us are not like that.

Instead, we keep taking on greater and greater responsibilities; volunteering to help in this or that cause; trying to always make a difference and leaving an imprint of our existence upon this world.  We are given a specific allotment of time — whether for 50 years or 75, or perhaps even more — in order to make a difference in the universe we have been brought into.

No one ever asked to be born, but once here, we feel a responsibility to make a living, imprint some minor contribution, and exit this world with as little pain as possible.  But life is complex and complicated, and because of its complexities, it becomes necessary to take it in bites — of sizes which we can comprehend, embrace, and ultimately resolve.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition becomes overwhelming, contact a FERS Lawyer who specializes in Federal Disability Retirement Law, and let the lawyer solve the bite-sized problems in preparing, formulating and filing an effective Federal Disability Retirement application with the U.S. Office of Personnel Management.

For, in the end, it is life in bites which results in the totality of a full meal to be enjoyed, and leaving the specialized field to an expert in Federal Disability Retirement Law is the only way to enjoy the rest of the meal — life after Federal Service.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Disability Retirement from OPM: Failure of Proof

What does it mean to “fail to prove” something?  Who, in the end, determines such a “failure”?

A benefit which is part of being a Federal or Postal employee — OPM Disability Retirement under the FERS system — must of course include “proof” that the Federal employee or Postal worker is no longer able to perform one or more of the essential elements of one’s Federal or Postal job; but what constitutes failure in meeting that burden of proof?

The U.S. Office of Personnel Management, of course, is the “gatekeeper” at the Initial Stage of the Federal Disability Retirement process, as well as the Second, Reconsideration Stage of the process.  The “safety” mechanism is that, if OPM denies the application for Federal Disability Retirement at both the First Stage as well as the Second, Reconsideration Stage, a Federal Disability Retirement applicant can file an appeal with the U.S. Merit Systems Protection Board — taking it out of the hands of OPM and placing it before an administrative judge for an administrative, telephonic hearing.

For, OPM’s methodology of “proving” that there has been a “failure of proof” is by selectively choosing everything undermining a Federal or Postal Disability Retirement case, then proceeding to make conclusions based upon those selectively chosen bases and ignoring everything else.  It is, in the end, not a failure of proof that defeats an OPM Medical Retirement submission, but more often than not, a baseless claim by OPM that proof by a preponderance of the evidence has not been met.

To counter this, contact an OPM Disability Attorney who specializes in Federal Disability Retirement Law, and meet the baseless assertion of a failure of proof by proving that the failure was a failure of proper adjudication.

Sincerely,

Robert R. McGill, Esquire

 

Legal Representation on Federal Disability Retirement Claims: False notions

We all possess them; some, more than others; most, of a harmless variety where — so long as they are kept private and unannounced like an illegitimate child kept from the knowledge of one’s spouse, friends and family — no consequences ensue from the mere “having” of them.  False notions can take many forms, and on the spectrum of held beliefs, so long as one never “acts” upon them or otherwise expresses them in polite society, they remain the eccentric uncle that visits periodically but for short stays, and always tries to remain unobtrusive.

Say a person believes that the earth is flat — yes, there are many such people, to the extent that there are contingents of “flat earth societies” cropping up everywhere — but moreover, not only that the earth is flat, but you also believe that martians live on the far side of the moon, that every book published in the world over is written by Shakespeare, and that there is truly a wizard of Oz that controls the mechanism of the universe.  What harm is there in believing any of those?

Perhaps some are false notions; perhaps others are not.  So long as they do not intersect with conversations in the public domain, or do not interfere in the daily activities of living one’s life, is there any harm to possessing, maintaining, retaining and ascribing to false notions?

Take it a step further, however, and insert the following hypothetical: At a “get together” with coworkers and other departmental or other office personnel, a conversation begins with a group of gathered men and women, and someone begins talking about a new book that has just been reviewed by the New York Times Book Review Section, and one of the individuals pipes in that it, too, was written by Shakespeare.

The first person says, “No, no, it was written by so-and-so”, but the second individual persists and insists, and an argument starts: “No, it was written by Shakespeare.”  “You’re crazy.”  “No, you don’t know a thing!”  “And you probably believe that the earth is flat.”  And on and on.  Now, the next day, everyone is back at work — has anything changed?

Holding on to the false notions has not disrupted the flow of productivity, and the fact that one’s false notions were inserted unnecessarily into the daily discourse of other’s beliefs and understanding of an individual, has not disrupted the objective universe of those who gained further knowledge of another’s belief system.  False notions, then, so long as they remain private, or even when inserted into the public domain but without objective interference, may remain unobtrusive.

For Federal employees and U.S. Postal workers, however, who suffer from a medical condition, such that the medical condition is beginning to prevent the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, a false notion can indeed have some deleterious consequences.

If you, as a Federal or Postal employee, possess a false notion of pride, or of loyalty to the Agency or the Postal Service at the expense of your health, and thus delay preparing, formulating and filing an effective Federal Disability Retirement application through the U.S. Office of Personnel Management, whether as a FERS, CSRS or CSRS-Offset employee, the impact of further delay or procrastination can impact your health.

False notions are fine to foolhardily have fun with, but when it intersects with your health, it is time to prepare, formulate and file an effective Federal Disability Retirement application, to be filed with OPM.

Sincerely,

Robert R. McGill, Esquire 
OPM Disability Retirement Attorney

    

Federal Employee Disability Information: Overload

This is a perilous time we live in.  Some would counter that it all depends upon one’s outlook and perspective; that for those who have an adventuresome spirit, a sense of excitement for the future, and a fearless attitude in facing challenges, such times as these are for the bold and independent-minded.

Youth, of course, has its advantages; having nothing to lose, they race blindly ahead without concerns for the consequences left behind.  Nostalgia for a time gone can be infectious and wasteful; there are too many things happening in modernity to allow for reminiscences to crowd in.

This is an Age of Overload.  We read about and watch popular series about a time past, of horses and buggies, of simplicity in living, and wonder how in the world did we become what we are today?  Is it all a grand illusion?  Were there as many problems, worries, concerns and angst-ridden days as these days?  Was life ever really simple where children danced daily through fields of wildflowers during summer months of lazy and carefree memories, like wistful shadows wilting on a rainy day where no one spoke in fearful whispers beyond the day’s journey of time?  Or was it always like it is today — of overload and constant flux, of working beyond hours assigned and never seeming to meet the day’s obligations or responsibilities?

Then, of course, those beset with a medical condition have an exponential effect beyond the human capacity to endure.

For Federal employees and U.S. Postal workers who suffer from a medical condition, where the medical condition begins to prevent the Federal or Postal worker from performing one or more of the essential elements of one’s position, the overload that occurs because of the impediment of the medical condition itself can be overwhelming and irreconcilable.

Federal Disability Retirement may not be the most optimal solution in all circumstances, but it is often the only choice remaining.  Either that, or the Federal or Postal worker who can no longer perform all of the essential elements of one’s Federal or Postal position will have to simply endure, and often face the consequences of workplace harassment, increasing pressures and continuing deterioration of one’s medical conditions because of the added stresses.

In the end, it is this overload of stresses that defeats and destroys, and preparing an effective Federal Disability Retirement application, to be filed with the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is the only way to avoid the inevitable results of a society burdened with overload.

Sincerely,

Robert R. McGill, Esquire

 

Attorney Representation Federal Disability Retirement: Stress tolerance

More and more, the psychology of human endurance is being studied, evaluated, assessed and judged upon; but in the end, the complexity of the psyche may never be fully known, and even of that knowledge which we think we know, we may be completely in error about.

We perform “stress tests” upon metal beams and overpass bridges in order to determine their viability and structural integrity; and through various engineering tools, we are able to determine whether or not a certain limit of tonnage or pressurized capability to withstand extreme changes in temperature can be “tolerated” before serious damage is done, or modifications, reinforcement or complete replacement becomes necessary.

Why are we unable to gauge the capacity of the human psyche, as well?  What is it about the complexity and endurance levels of the human mind that refuses to provide an objective capability of acceptable levels of stress?  Is it because it will always be individualized, restricted by childhood, adulthood and other hooded experiences that refuse to explain the levels of tolerance otherwise able to be discerned in a beam of wood or a concrete structure?  What does it mean, anyway, to have a “high” stress tolerance level, as opposed to a “low” or “medium” one?  Is it like possessing a gemstone that you carry around in your pocket?  And does it depend upon the “kind” of stress being experienced, or can it all be lumped into one?

Money and debt problems; traumas imparted by the behavior of others; family and marriage difficulties; workplace hostilities and adversarial and contentious encounters; do these all constitute different “kinds” of stresses, and do different people react to them and “deal” with them in variegated ways?  Does it matter whether or not the source of the stress emanates from an outside origin that does not “personally” involve you – such as the danger-based stresses experienced by police officers and firefighters that encompass saving others or deescalating “situations”, but at the end of the day, does not pervade beyond the clock that ticks down to end one’s shiftwork?

And medical conditions – how much of an impact does the physical have with the psyche, and to what extent is the interaction likened to a vicious cycle, where a physical ailment influences the capacity of the psyche to tolerate stresses, and where the mental or emotional stress triggers a person’s physical condition?

Science and medicine have never been perfect disciplines, and it is doubtful if we will ever fully comprehend the complete picture of the impact of stresses in our lives.

For Federal employees and U.S. Postal workers who suffer from a medical condition, and have come to a point where that medical condition no longer allows the Federal or postal employee to perform all of the essential elements of one’s Federal or Postal job, the question often asked is whether or not “stress” is a viable element or basis for a Federal Disability Retirement application.

That query is a complex one, and can only be answered within the context of a medical diagnosis, the prevailing law, and the options left in the complicated process of preparing an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, and consultation with an attorney who specializes in Federal Disability Retirement law is essential to enhance a successful outcome.

Like so many questions of any level of complexity, “stress” is a complicated issue that cannot easily be addressed without a thorough evaluation by an experienced attorney.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement from Federal Employment: Masking of Fate

It is still perhaps appropriate at the time of this writing, to consider masks and costumes, as Halloween, or All Hallows’ Eve lingers is just over.  It is a celebratory time; and whether of religious significance or origins discovered in the medieval Gaelic folklore long lost but in remaining songs and ballads sung sweetly without instrumentality or electronic mixing, the tradition of putting on a disguise, concealing one’s face with a mask of another’s soul continues.

It is doubtful that the meaning behind such traditions are ever discussed or believed in; we live in a time when the pinnacle of belief is comprised of nihilism and disbelief; and so the request for alms or a few pieces of candy “on behalf of” a soul departed, is not the foundation as to why a disguise is embraced.  It is, instead, to “have fun” – which is a valid enough reason and rationale in and of itself, though such a goal is not exclusive to also engaging in the activity with a knowledge of why, where we came from, or what we are living for.

The medieval practice of mumming or souling have clearly lost their roots of meaningful efficacy; and with virtual reality overtaking the imagination of modern childhood, there is little room left for the spirit-world of other dimensions, even if we could bring ourselves to believe in them.  Materialism has deadened the parallel universes of fantasy and imagination; the moon smiling can be explained by craters and ridgelines of impervious rocks.  Costumes and masks merely reflect a world already dead; they are not put on for disguise on behalf of souls departed, but merely a put-on to justify laughter, lost innocence and untoward sadness.

Perhaps, by keeping a tradition alive, there will be the possibility of hope, that the meaningfulness of that which is preserved will have a flickering light of potentiality.  But, then, that would mean that elves, gnomes and goblins may still lurk behind hidden corridors of timeless imaginations.

Fate masked is to conceal nothing; it is only when there is a face behind the mask that the mask has any real value; but if the face concealed no longer possesses value, what is the worth of the mask itself?  It merely echoes the truth of Lear’s admonition to Cordelia that, “Nothing will come of nothing.”  There have always been masks to conceal, but worn on occasions recognized for specified events, where all can engage in the fun of hidden meanings; it is the mask of daily veil, however, that should instill terror in the hearts and souls of the living.  For, it is that smile dispossessed; the disarming wink; the open expression of camaraderie; yet, once the back is turned, the sharpened knives are unsheathed for selective display of unstated purposes.

For Federal employees and U.S. Postal workers who are considering preparing, formulating and filing a Federal Disability Retirement application, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the question often posed is:  When should I?  The missing addendum to such a general question is multiple:  When should I file (as soon as possible, as the process to obtain a Federal Disability Retirement benefit is long and arduous); When should I inform my agency or the U.S. Postal Service (not until the time of filing, unless there is a compelling reason to do otherwise); When should I take off this masking of fate?

As to this last question – well, perhaps when the Federal Disability Retirement application is finally prepared and ready for filing; for, that is the time when the point of pain, anguish and the hollow eyes impounded by a medical condition may begin to repair themselves for the trading dawn away from the daily drudgery of the mask that conceals.

Sincerely,

Robert R. McGill, Esquire 
FERS Disability Retirement Attorney

 

FERS & CSRS Disability Retirement: Tethered, Tattered & Tortured

The first in the series connotes bonding; the second, the state of being; and the third in the tripartite application of this linguistic artifice, the conclusion to a life lived.

Camus and Sartre represent the despair and loss of innocence – of a melancholy realization in the disillusionment of life’s aggregate experience – born in the early days of existentialism which uttered its first breath of strangulated gasps in the aftermath of the horrors of the First World War, only to be reinforced with experiential encounters of greater dehumanization during the Second World War; then, finding its fullness of maturation, with the discovery of alienation and conduct of thinkers like Heidegger, counteracted by the courage of Bonhoeffer’s refusal to submit; and in that consummate realization of the inhuman, collective carnival of cruelty deliberated as the penultimate culmination of Man’s loss of his soul – once, when the bonding of a community embraced the gathering of warmth and caring, and the insertion of alienation from the ashes of despair; much like the Phoenix rising but unable to spread its wings because of the weight of ruin.

The soul once tethered was now severed from its bonds of innocence. The state of being – of the tattered soul – is much like the Japanese woman who once uttered with accusatory vehemence: “When you landed on the moon, you destroyed imagination, romance and the beauty of the gods smiling upon us.” Such was the state of being – of the tattered soul of modernity. And of that conclusion to Man’s fate? Of the tortured soul who finds no path out of the misery of eternal condemnation?

For the Federal employee and U.S. Postal worker who suffers from a medical condition, such that the medical condition separates one from the tethered bonding with one’s workplace, career and coworkers, it is but an obstacle from the tattered state of being which can only conclude with a tortured end, but for the option of preparing, formulating and filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.  No, filing for OPM Disability Retirement is not the solution of and for all things misshapen; rather, it is an alternative to the complete loss of tethering, where the tattered remains may preclude the ambivalence of a tortured end.

Sincerely,

Robert R. McGill, Esquire

OPM Disability Retirements: The verse of 1-liners

Can a verse stand alone, isolated in its metrical composition, without preceding or succeeding contextual delineations?  Of what value can the singular have, without the surrounding aggregation of the whole?  Like a scrap or fragment of a larger narrative revelation, of archaeologists and anthropologists working with but a piece of the greater story, the verse of 1-liners forever echoes for a harkening of others to join.

John Donne poetically captured the sense of that isolation, and Thomas Merton wrote a reflective narrative upon that very theme; but there we are, still left with the hollowness of an island’s separation, revealed by a lack, concealed by non-existence. We can, of course, always pretend that nothing came before, and there is no need for the after; but, somehow, such a vacuum of emptiness left alone in the quietude of a vast sea floating amidst the morass of a lonely singularity, doesn’t quite fit the narrative we all seek.

And it is not merely the personhood; it can be in the context of one’s past, where the currency of experiential encounters would lack meaning without an untold yearning for the future, and nothing to rely upon of what we recognize as the prefatory period of living.  Perhaps that is why people seek to unseal adoption records and search for the origins of genetic lineage; of why hope for a more promising tomorrow is necessary for the healthy preservation of every human being; it is because, without a connection to the past, nor a window of hopeful vision for the future, human beings are left with being a mere verse of a 1-liner.

There are monks and hermits in lonely pockets of isolated caverns, where meditation upon the consciousness of self or the wider phenomena of collective discoveries is attained by deliberate seeking of a singularity for solitude’s sake, in hermitages jutting out from cliffs afar; but that is rare, much like the monophonic sacredness of the Gregorian chant, reverberating across the valleys of our own sense of isolation and despair.

Or, perhaps that verse of a 1-liner (note the singular grammatical ascription, now, as opposed to the plural as reflected in the title of this narrative) can possess a gemstone of wisdom, and in that event, it can stand alone in the strength of its own lack of plurality. But for the rest of us, we recognize that it is the support of the greater whole that gives meaning, purpose and relevance to the lives we mold and hope to embrace.

That is why, for Federal employees and U.S. Postal workers who come to a point of realization and recognition that the medical condition which developed, and which has come to a crossroads where the medical condition prevents the Federal employee from performing one or more of the essential elements of one’s Federal or Postal job, and therefore will cut short the career of one’s choice, the option to prepare, formulate and file an effective Federal Disability Retirement application with the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is a final admission that one will no longer remain as part of a greater stanza, but become separated as a verse of a 1-liner.

Isolation and separation are concepts alien to a social animal; and for the Federal or Postal employee who must file for Federal Disability Retirement benefits through OPM, that concession that the verse of 1-liners has arrived, is indeed a difficult line to accept, but nonetheless a necessary one.

Sincerely,

Robert R. McGill, Esquire