We all think we are the “best” at it; and, indeed, that is one of the espoused qualifications boasted by one of the major party’s candidates: a greater deal-maker, the penultimate trader. Such a person claims to be able to spot the jewel in the hidden crown; the uncut diamond in the quicksand of life; and the unrevealed luminosity in a universe covered in the abyss of vacuity.
We all like to think of ourselves as that great horse-trader – the one who can spot a good deal when we see it, and walk away from a sour one left unidentified for another sucker to be conned. The problem is that our egos tend to be greater than the wisdom of our own estimation. There is a reason why, in the United States, “self-esteem” hits records of affirmation and acknowledgement; we keep telling ourselves how great we are, and all the while others prove worth by accomplishment and sheer toil. That used to be our lot – of toil, despair and exhaustion from hard work; now, we believe in ourselves, and so it must be so.
There was a time when trading well meant surviving for another season; fur traders, commodity exchanging and transference of goods and services – these were the substances by which lives were lived. The introduction of money as the prevailing source of exchange placed an interrupting force within the evaluative process of trading. For, no longer was one thing transferred by direct possessory exchange for another, but the purchasing means became dependent upon a common currency for that exchange.
We lost the “eye” for direct exchange, and instead relied upon outside sources to determine the value of goods and services; and if one acquired a greater amount of currency, then the value itself of exchanging with that currency became diminished; and thus was born the evil of inflation. There is no inflation in a primitive economy of direct exchange; for, what is immediately needed, desired and traded for, constitutes the direct value of the currency involved.
Then, of course, there are less “material” issues for the good trader. There are “trade-offs” which must also warrant a “good eye”, in that a person must be able to evaluate, assess and analyze current circumstances, future needs and predictability of contingencies unexpected.
That is where the good trader in a Federal Disability Retirement case comes into play. For, the Federal employee or U.S. Postal worker who suffers from a medical condition, such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal position, must be able to evaluate all of the vicissitudes of life’s misgivings, and make the “trade-off” between current work and career, future needs and potentialities, and engage the proper decision in moving forward (or not) in preparing an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, whether under FERS, CSRS or CSRS Offset.
For, being the natural trader all of us are, and believing that our self-esteem depends upon the efficacy of our trading instincts, may not be enough to survive in this life; it often takes an evaluative methodology of acknowledging the “trade-offs” one must accept or reject, in order to survive, and the first order of a trade never to make is the one that concerns one’s own health and well-being. For, that is an invaluable commodity which has no equivalence of worth possessed by anyone else in order to constitute a fair exchange under any circumstances, and that is why preparing, formulating and filing an effective Federal Disability Retirement application reflects the greatest trade of all.
Sincerely,
Robert R. McGill, Esquire
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Federal Disability Retirement: The Ledger of Life
The Ledger was once that oversized binder which recorded the economic transactions for various purposes — of maintaining income and outlays; of keeping an accounting of various details in one’s life, whether of activities in business or even of one’s habits and patterns of existence. Somehow, it doesn’t seem the same as typing such information into a computer, or of buying a software that categorizes and makes everything neat and simple.
That old Ledger that had to be lugged from one place to another reflected the weight of seriousness just in the act of lifting it; and when you opened the front cover and turned the pages where the latest entry still emitted the scent of ink still drying, one sensed the permanency of recordation as a trait of relevance that could never be erased.
And what of the metaphor — of one’s “Ledger of Life” — a recordation of the transactions that one has engaged; of the weightiness of that placed on one side of the ledger as compared to the negative notations appearing on the opposite side; of the image of St. Peter as the gatekeeper reviewing the annotated columns to determine if you “made it” — all because “The Ledger” reflects the value of your actions during the course of a lifetime?
Do we even think in those terms, anymore? Or, while the dusty old books that used to be kept beneath the wooden grains of counters in dark and dank workshops were left behind when first the technology of modernity made for obsolescence of such anachronistic record keeping, did we then just revert to making mental notes for the things we did or did not do?
Most of us, if asked if we are “eligible” to pass through St. Peter’s exclusive club, would respond thus: “Oh, all in all, I have been a pretty good person and so, Yes, I believe I would qualify.” And so we approach most things in a similar vein: We give ourselves a “pass” and believe that the Ledger of Life would favor our eligibility status.
And so it is with Federal employees and U.S. Postal workers who suffer form a medical condition and need to file for FERS Disability Retirement benefits through the U.S. Office of Personnel Management: Because you suffer from the medical condition and believe that the medical condition cannot but be proof of eligibility, so you believe OPM cannot but see what you see. But filing for Federal Disability Retirement benefits is a paper-presentation to the U.S. Office of Personnel Management, and must be proven by a preponderance of the evidence.
It is very rare that any Federal Disability Retirement application is a “slam-dunk” case, or even an “easy” one; and like the Ledger of Life that we have left behind in the dusty heaps of bookshelves long forgotten, preparing an effective FERS Disability Retirement application is not just a simple transaction to be annotated into columns of neat book keeping, but a bureaucratic process that must be proven and argued for — somewhat like the Ledger of Life that must be submitted to St. Peter at the Pearly Gates of Heaven.
Sincerely,
Robert R. McGill, Esquire
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