FERS Medical Disability Benefits: King for a Day

There are times when you simply “feel” different; of having greater confidence; of sensing that you can accomplish things in life beyond the negative reality that circumstances have imposed; and that had you been born in the days of feudal lords and castle moats surrounding the dungeons of the human heart, you would have been knighted on this day of days where reckonings don’t matter and the callous universe around fails to dent the optimism abounding.

Is it all a surreal mirage?  Is being King for a Day enough for most of us, when reality checks the fantasies and daydreams with impervious ineptitude but with an efficiency far beyond what most of us require?

Contrast such a day to so many others: the daily grind of mortality’s unforgiving nature, where we feel less than the day’s wages will allow for. Medical conditions have a pernicious way of beating us down; and on those days when we feel that we are the King for a Day, it turns out that it was all a figment, a filament of unproven discourse echoing down chambers that we never knew.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition makes for continuation in one’s Federal or Postal job an incompatibility which cannot be sustained, filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management is an option to consider.  Chronic medical conditions sometimes allow for a moment’s respite, where you might feel that you are “King for a Day”; but that is not enough to sustain or justify the unendurable.

OPM Disability Retirement is a benefit which all Federal and Postal employees have a right to, so long as the medical condition impacts one’s ability and capacity to perform one or more of the essential elements of one’s job, and it can be shown to last for a minimum of 12 months.

Consult with a lawyer who specializes in Federal Disability Retirement Law, lest being King for Day is not enough to sustain the remainder of the days when you merely feel like the pawn isolated and abandoned within the Court of Human Misery.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement: The Arbitrary Denial

A denial from the U.S. Office of Personnel Management of a Federal Disability Retirement application is disappointing enough.  For, after waiting for countless and seemingly endless months, exhausting one’s resources and relying upon the reality of one’s medical conditions and limitations thereby imposed in persuading OPM to draw and infer the conclusion that the Federal or Postal employee is no longer able to perform one or more of the essential elements of one’s Federal or Postal job, it is understandable how overwhelmingly dispiriting a denial can be.

Denials of a Federal Disability Retirement application often appear to be “arbitrary”.  Yes, there may be multiple paragraphs in a “Discussion” Section of the Denial Letter delineating a “reason”, but such explanatory posits are often non sequiturs where conclusions fail to follow upon selective extrapolations from medical reports submitted.

Clearly, “something” did not satisfy the reviewing “medical specialist” who came to the conclusion of a denial, and whether the Federal or Postal applicant believes that the denial is both unfounded and unjustified, it is an irrefutable fact that OPM possesses both the power and the authority to approve or deny a Federal Disability Retirement application, and whether a denial appears “arbitrary” or convincingly persuasive in delineating reasons for the denial, the process itself must be seen as an “adversarial” one.

Arbitrariness can only be countered by rational discourse, and the power to deny must be refuted by a reasoned rebuttal supported by convincing medical documentation.  Don’t fume over unfair, selective extrapolations that are intellectually disingenuous; instead, contact an attorney who specializes in Federal Disability Retirement Law and begin the process of countering the arbitrary denial by mapping out a reasoned rebuttal.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement Application: Lost…

One’s age can be revealed as to whether, in the privacy of one’s thoughts, the ellipses is replaced with — “Lost in Space”, or even The Swiss Family Robinson.  The former is a television series that ran between 1965 and 1968; the latter, a novel by Johann David Wyss published in 1812 that few of us read anymore.  Another television series recalled from the dustbin of history’s classics; another novel and writer no longer read, remembered or studied.

They are stories about lost colonies, lost people, lost souls — lost individuals.  The fact that they are “lost” is a phenomena that society finds interesting enough to retell the story about which we would never know, except that they were somehow “found” and were able to convey their experiences.

As a child, one remembers the self-contradiction of that very issue: the young, fertile mind queried (and never could get a satisfactory answer from anyone ):  How come, if they are really lost, we’re able to watch them on television, or read about them?  If they were found, then they aren’t lost, anymore, are they, and if so, why is it interesting or even relevant?  Or, is it just of historical interest that we enjoy hearing about the experiences during the time of “being lost”?

The world today, of course, is different from the yesteryears of a bygone era; the world is all “connected”, such that there are no places in the world where we haven’t seen National Geographic photographs depicting of untraveled areas where the “lost peoples” of the universe reside and continue to survive.  The Amazonian forests are being depleted through mindless mining and destruction; the Himalayan monks who once medicated in silence wear jeans and sandals while selling trinkets to wandering tourists; and the polar bears that once roamed the northern glaciers wander beneath the pipelines that stretch amidst the wilds once dominated by the wolves that sniffed with suspicion.

Today, we live amidst civilization’s constant drum of progress and technological connectivity; instead of being lost in the wilds of a universe still undiscovered, we remain lost amidst the communities in which we live.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition must by necessity lead one to consider filing for Federal Disability Retirement benefits under FERS, there is a sense of “loss” and “being lost” in at least 2 ways: The “loss” of a career once held promising; and of being “lost” in the complex, administrative process in preparing, formulating and filing for Federal Disability Retirement benefits.  In either sense of being lost, it is a good idea to consult with an attorney who specializes in Federal Disability Retirement Law — if only to get a roadmap to help one find one’s bearings.

Being “lost” does not mean simply that one does not know where one is geographically; in fact, most people are lost even in the midst of being surrounded by the daily din of civilization; and that is why consulting with an attorney in preparing, formulating and filing for Federal Disability Retirement is an important aspect in finding one’s way out of the morass of being lost.

Sincerely,

Robert R. McGill, Esquire

 

Disability Retirement for Federal Government Employees: What not to say

Of course what not to say is as important as the things one says.  Such a warning is true in most contexts — social; professional; personal; familial; in either private or public settings.  We are taught that at an early age, and continue to feel its social and cultural “bite” throughout adulthood, until one has (hopefully) gained some wisdom throughout the years.

Some never learn it — perhaps because they never had to endure the consequences that naturally come about, or simply don’t care or, in the very rare instance of uniqueness, do not need to care either because of wealth, power or prestige that, like the teflon individual, no amount of social crudeness will wipe the sheen away.

“Don’t stare” is an admonition that parents make early on — another form of “what not to say”, except this one in correcting a non-verbal action.  “Don’t say things that are hurtful”, or “Don’t divulge private information to people you don’t know”, as well as the one that has to be balanced with concerns about putting too much fear into a child: “Don’t talk to strangers”.

It is, indeed, the “don’ts” in life that define the social graces within acceptable normative behaviors, and as the spoken work (or the written, as the case may be) takes up so much of human interaction, what we learn not to say, how we act and are restrained from acting, often defines the extent of a person’s maturity and learning.

It is often the negative which defines the positive — i.e., what we do not see is rarely noticed, but constrains that which is revealed (the positive) so that the unseemly and rough edges have been worn away, manifesting a smoothness that borders upon beauty.  But never underestimate the destructive force of that which is negated; for, if forgotten, it will resurface and damage.

Thus, for Federal and Postal employees who suffer from a medical condition such that the medical condition is beginning to prevent the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, always remember that — in preparing, formulating and getting ready to file a Federal or Postal Disability Retirement application — it is important to keep in mind those things NOT to say or reveal; for, once you admit freely a legal basis upon which a denial becomes a certainty, it is difficult to retract that which is revealed.

So, in the end, your parents are proven right: What they told you NOT to say is precisely the rule to follow.  The problem, however, is that when it comes to dealing with the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, you will need to consult with an experienced attorney who specializes in Federal Disability Retirement Law in order to comprehend the full import of what not to say.

Sincerely,

Robert R. McGill, Esquire

 

Postal & Federal Employee Disability Retirement: The frog and the twig

Upon first encounter, the two appear not to have any correspondence or connection, leaving aside any explanatory significance to the issues of Federal Disability Retirement benefits for Federal employees or U.S. Postal workers.  Yet, it is always of interest to show how the “relatedness” of seemingly disparate concerns intermingle and intersect with each other.  The fact is, whether in a direct and non-subtle manner, or in some transcendent metaphorical context, Federal and Postal employees, whether under FERS, CSRS or CSRS Offset who find themselves at a point in their careers where filing for Federal Disability Retirement benefits becomes a necessity, constitutes a reflective representation of much of life’s challenges.

Loss of hope for the future; struggling with day-to-day work and family issues; contending with a medical condition; caring for one’s career and workforce, yet, being forced to make a decision contrary to the linear perspective of what is “supposed” to happen – of work, career, retirement and mandatory shuttling into a nursing home, then a tombstone with some etching of memorialized compassion.  The latter two (nursing home and tombstone) are stated in somewhat of a cynical humor, but the others comprise the core of real life in real time.

Of the frog, we know that experimentation reveals the effectiveness of methodical, incremental insidiousness where, placed in a pot of tepid water, it will sit unknowingly until the boiling point is reached, and it becomes too late to jump out.  Life has a tendency to do that to us – we wait and wait, and suddenly it becomes an emergency.

Fortunately for Federal and Postal employees who need to file for Federal Disability Retirement benefits, it is rare that the emergency situation is so dire as to undermine the capacity and ability to file an effective Federal Disability Retirement application, but nevertheless, one should always be wary of the metaphorical significance of the frog.  It is one of those “life-lessons” which should be considered.  Of the twig, it is perhaps a little less obvious as both metaphor and analogy.

Once a part of a greater organic whole, it splintered off and fell into the rushing waters of the river below, and drifts aimlessly down, coursing around jutting rocks and undisturbed banks of clay.  Slowly, incrementally, and just as insidiously as the frog in the pot of water, the underside of the decaying twig begins to soak in the waters which allow it to remain afloat, until sometime later, the absorbing principle reaches a point where weight of intake exceeds the capacity to remain buoyant.

That is where the connection appears, between twig and life; where unforeseen burdens weigh down the individual until one day, unknowingly, like the frog and the boiling point of unobserved conditions, nature suddenly overtakes and dominates. And so, from the time when the twig separated from the greater overhang of a vibrant life, the vicissitudes of a raging stream which carried forth the rudderless twig, pushing it to and fro and about without direction, sinks to the bottom of a silt-filled bed, until it, too, decays and becomes again part of a greater circularity of life’s regeneration.

It is with these two in mind that the Federal employee and U.S. Postal worker needs to approach a Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset: both the frog and the twig represent a potential condition which we believe we are too smart for, but of which we find ourselves too often quite closely related to.

Sincerely,

Robert R. McGill, Esquire

 

Filing for OPM Disability Retirement: The Novel Approach

The genre represents the highest form of literature.  Poetry possesses its eccentric beauty; the short story its ease of brevity for the reader to pick up and finish in convenience of time, and thus its popularity; the biography and the epistemologically privileged cousin, the autobiography, its authentic historicity; and others by design of self-promotion, as Truman Capote’s “non-fiction novel” (an oxymoron?).

But the novel is the king of prose; of a narrative form which allows for many rooms in an endless castle of hidden trap doors and secret galleys full of antiquities and doorways yet to be revealed.  Perhaps that is why, used as an adjective, it defines a uniqueness of approach, akin to the traditional use of the word as a noun representing the highest form of art.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition prevents one from performing one or more of the essential elements of one’s positional duties with the Federal government or the U.S. Postal Service, engaging in a “novel” idea may be the best and only option left.

Where the medical condition no longer allows for the continuation of one’s career, and yet the Federal or Postal employee believes that he or she can still remain productive in the employment arena, it is indeed a novel approach for a benefit to pay for one’s inability to perform one or more of the essential elements of one’s job, and yet allow concurrently for the Federal or Postal employee to enter into the private sector, obtain a second vocation, and make up to 80% of what one’s former position currently pays.

For the Federal or Postal employee who is considering filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, it is precisely that allowance of continuation of productivity which fairly recognizes that there is not necessary incompatibility between a medical condition and contribution of talents.

Like the novel genre and the novel idea, they both acknowledge the penultimate value of human creativity, and allow for the characters to develop in the unfolding saga of a story yet untold.

Sincerely,

Robert R. McGill, Esquire

Federal Disability Retirement: The Usual Dialogue

Much of our daily dialogue is determined by rote repetition.  Discourse throughout a typical day need not be given much thought; breakfast routine; interaction with colleagues and coworkers; declarative statements which have been repeated hundreds of times, both by one’s own voice as well as by others; salutations which require merely an audible sound; and the sun sets upon another closure of human inertia.

Then, some dialogues awaken the soul.  A sudden discovery of infidelity (though, given the pervasive appearance of popular culture, that, too, is quite commonplace); a perpetrated criminal act; a discussion with one’s doctor concerning a medical condition.  Even the latter, of course, from the doctor’s viewpoint, can be quite commonplace.  But for the Federal employee and the U.S. Postal worker who has been pursuing one’s Federal or Postal career for years, decades, etc., the self-realization that a medical condition may end the financial security represented by one’s job, is a traumatic event in and of itself.

All options for the future must be considered; and the daily dialogue of rote routine must be cast aside.  This is not a time for niceties; it is an event for thoughtful action.  Preparing, formulating and filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether one is under FERS, CSRS or CSRS Offset, is an affirmative step which one must pursue aggressively.

The inertia of past repetition of life’s puzzlements; the frightening prospect of an uncertain future; these must all be cast aside, and the reality of facing a time of forced creativity must be fully engaged.  And then, of course, there is the added anxiety that the administrative specialists at OPM will view your own application for Federal Disability Retirement benefits as just another ho-hum event, one which is merely part of their usual dialogue.

It is up to the Applicant him/herself, in preparing, formulating and filing for Federal Disability Retirement benefits, to ensure that the Federal Disability Retirement application is cogent, clear, concise and convincing — in other words, not part of that daily dialogue of thoughtless repetition.

Sincerely,

Robert R. McGill, Esquire