Federal Medical Disability Retirement: Of Life’s Bindings

What is it that binds us to life?  We are well aware of those things which unbind us — loss of family and friends; major changes; upheavals; divorce; medical conditions.  The things which unbind us from life are those which create havoc, extend joylessness beyond mere momentary emotions, etc.

The things which bind us to life are those events, encounters and elements which enliven us, reinvigorate our spirits, and compel us to a level of energy which declares to the world, “I am alive. I want to contribute.”

Of life’s bindings: Helping young people to find their bindings of life; Of learning how to maneuver through the maze of complexities and challenges which daily living brings to the fore; Of having a special relationship with others; Of having a loyal dog beside you; Of work which is satisfying, and of which you are competent and successful; of health.

The last of these are often taken for granted; yet, it is always the first on one’s list of life’s bindings when it begins to fail.

For Federal employees and U.S. Postal workers whose health is beginning to fail, and where the failure of health impacts one’s ability and capacity to continue in the career of a Federal or Postal employee, the time to consider preparing an effective Federal Disability Retirement application for submission under FERS to the U.S. Office of Personnel Management is — now.

Don’t wait until the primary basis of all other of life’s bindings begins to fail — of one’s health — where the dominos begin to fall and knock down all other of life’s bindings.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Medical Retirement: Those Dog Days of Summer

Extremes desire the opposite extremes; and so these winter days of short sunlight, cold and unending spells where the chill cannot be gotten rid of no matter how high you turn up the thermostat — they wish for the other extreme, those dog days of summer.

July to August is the traditional period referred to as the Dog Days of Summer, of a starry constellation where hot temperatures force dogs and other animals to simply lay down and remain motionless in order to keep cool.  It forces the other extremes: Motion versus immobility; abundance verses lack; health versus?

Life is too often a contrast in extremes; one day, you are healthy and active; the next, debilitated and unable to move.  Or, is that just the fear?

The reality is more often a slow and progressive deterioration; the extreme is that, despite our failing health, we continue to push on in order to extend our careers.  The “extreme” is often our response to our circumstances, which then further exacerbates the problem.  Yes, we now may wish for the dog days of summer, but what would be best is the interlude of a Spring moderation.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition no longer allows for continuation in one’s job or career, don’t wait for the next extreme — those Dog Days of Summer — but, rather, contact a FERS lawyer who specializes in Federal Disability Retirement benefits and see whether the Spring of a next phase might not be the better season of action and satisfaction.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Postal & Federal Employee Disability Benefits: Consider the Alternatives

It is a cognitive activity which we must all do — or, at the very least, which is forced upon us even when we don’t want to.  It is interesting how some people are simply unable to engage in the mental process of such consideration — whether because they were never “taught” how to sequentially weigh and prioritize, or because the “making” of the decision puts too great a finality upon one’s life.

In either case, it is often necessary to consider the alternatives, then to make a decision, then to act upon the decision.

For Federal employees and U.S. Postal workers who are considering filing for Federal Disability Retirement benefits, the foundational basis in coming to a decision to file for Federal Disability Retirement under FERS, through the U.S. Office of Personnel Management, consist of a 3-fold question:  How is my health?  Can I make it to “regular retirement”?  If I continue in my present circumstances, will my health suffer such that if I make it to regular retirement, I will not be able to enjoy it?

In the end, considering the alternatives is a matter of prioritizing one’s life — of health versus work, of now versus the future, of values versus things, etc.  To become better informed in order to properly consider the alternatives, contact an OPM Disability Lawyer who specializes in Federal Disability Retirement Law and take that information in making the proper decision for your life, your future, and the alternatives which you may not even know about.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Federal Disability Retirement: Parable for Our Times

Perhaps we no longer listen to parables; each culture, every era, almost all generations possess representative parables for the times we live in.  Whether of a religious origin or of folklores and generational transfers of wisdom, the parables for our times represent the collective fears, desires and hopes for a future generation yet to be seen, but as lessons for the current lot of lives who need direction.

If we abandon normative ethics, do we not need stories to guide us by?  If all that we must abide by are the laws and rules dictated by society, must we not have parables which enlighten us as teaching tools for our personal lives?

The parables for our times cannot simply be to follow what celebrities say or do; or by what “reality television” allegedly teaches us.  Or by the countless “self-help” gurus that line the bookshelves purporting to provide wisdom and sageness of advice.  The characteristics which represent a moral universe — of kindness, charity, love and empathy, are conveyed by the generational transfer through the parables of our times, and when such parables begin to fade, so do the foundations of a moral society built upon the stories which represent the soul of a society.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition no longer allows one to continue in one’s chosen Federal or Postal career, the parable for our times may be: Seek guidance first before trying to file a FERS Disability Retirement application.

Consult with a FERS Attorney who specializes in Federal Disability Retirement Law, lest the parable for our times turns out to be about an emperor who wore no clothes.

Sincerely,

Robert R. McGill, Esquire

 

FERS Disability Retirement Benefits: The Best of Plans

We do what we can with the tools we are given.  We are given a certain time-frame — say, 60 years or so, half a century, several decades, etc., in which to make our “mark” in the world, to gather our resources, accumulate what fortunes we can muster; and within that contest of living a “life”, the make the best of plans.

All plans are, as Mark Twain likely noted, made to be subsequently abandoned; for, the foibles of human folly dictate that the best laid plans must always adapt to the reality of changing circumstances.  However, we make them nonetheless.  Why do human beings have such a need, a desire, a proclivity for making plans?  Do other species engage in such extensive efforts to map out the future, or do they just “live for the moment”?

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the best of plans must by medical necessity change and become adapted to the new reality of one’s medical conditions.

Consideration yet must be given for one’s future, and preparing and filing an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, is one of the changes within the framework of another best of plans: To consult with an attorney who specializes in Federal Disability Retirement Law and begin the process of restructuring the best of plans…

Sincerely,

Robert R. McGill, Esquire

 

FERS Disability Application Assistance: Intermediate causes

Reading Aristotle, we realize that most of us search for the “final” cause of things, quickly overlooking and ignoring those intermediate causes that make for the engines that transport, the accomplishments that matter, and sustain the requisite constancy of life.

It is like the individual on the team who takes credit for the completion of a project; yes, he gives some acknowledgment to various contributors by giving lip-service with the traditional, “And I would like to thank Mitch, Susan and Bill for being instrumental in our endeavor”, but in the end, it is the “finalist” in every causal conclusion that everyone recognizes and applauds.

Yet, it is the intermediate, sometime imperceptible causes which make for the foundation of a life’s work.  We always want to know what the final outcome is, and when we have predetermined the conclusion, we quickly lose interest and move on.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, it is important to realize that this “stage of life” is merely an intermediate cause, and not the final conclusion.

There is “life after Federal or Postal employment,” and preparing an effective Federal Disability Retirement application and surviving the complex administrative process is not the final chapter in this enduring story for those Federal employees who suffer from a medical condition and have no choice but to prepare, formulate and file an effective Federal Disability Retirement application, whether you are under FERS, CSRS or CSRS Offset.

The “final chapter” is yet to be written, just as the “final cause” is still to be encountered; this is, after all, merely one of those Aristotelian intermediate causes.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement from OPM: Dreams, daydreams and nightmares

Of the first in this triplet trope, the concept can envision two distinct avenues:  in a state of somnolence, to have them with minimal control of appearance; or, in another sense, to possess aspirations beyond one’s station in life or current circumstances that may impute dissatisfaction.

The second in the series is somewhat connected to the second concept branching from the first; it is a moment of reflective escape, where the reality of “now” and the encounter with Being is temporarily averted and subsumed in a meditative silence of self-repose.  Some have the capacity to embrace and become lost in such quietude of an alternate universe, despite a clutter of noises or the distraction of tumult.  Then, some would counter that it is precisely in such moments that fleeing into a parallel universe of a mental cocoon is necessary in order to maintain one’s sanity in a world replete with a curiosity shop full of random violence.

And, of the third, we again branch into a duality with the proverbial fork in the road; for, such infamy of uncontrolled images and voices while in a sleeping slumber constitutes the primary definition; but, whether in metaphorical terms or engaging in trifling hyperbole, we attribute traumatic and frightful events by describing it precisely by the term at hand.

Dreams, daydreams and nightmares are all part of our daily lives, whether awake, half-aware, conscious or sub-conscious in multiple and mysterious modalities of living; but they serve a purpose which, whether explained away by psychologists, therapists, pseudo-intellectuals or just plain people of tremendous insights and uncanny foresights, they continue to remain the foundation for maintaining the sanity preserved within the insanity of the greater universe.

Without nightmares, how would the inner psyche expiate the images and sense datum we have involuntarily ingested?  Without daydreams, what would man hope for, live for, in circumstances of squalor and decadence?  And of dreams, how would the subconscious sift through the visual and information overload experienced daily and in voluminous onslaughts of quantitatively overwhelming constructs?

Or of the second branch, where aspirations and hope for a better tomorrow, though derailed by screams of destitution and unhinged by crying babies, drunken realities and unsavory circumstances, yet to dream for a better tomorrow is sometimes the only thread which separates the crumbling heart from a tinge of a fading smile.  It is precisely these that allows for man to wake up the next morning and seek a better tomorrow.

For Federal employees and U.S. Postal workers who find themselves with shattered dreams, escaping into a greater cauldron of daydreaming, or rustling in sleepless fits of nightmares unavailing, all because one’s career is on the proverbial “line” resulting from a medical condition which may cut short one’s dreams, daydreams and creating a chaos of nightmares, preparing an effective Federal Disability Retirement application, to be filed with the U.S. Office of Personnel Management, may be the first step in the aspirational discourse needed to regain one’s equilibrium.

The importance of trifurcating between dreams, daydreams and nightmares is a prescient step towards recognizing that the reality of one’s present circumstances may be described as a “nightmare”, and perhaps those sleepless nights are filled with them; but in order for the Federal or Postal employee to dream of a better tomorrow, the leisure of daydreaming must be allowed, but always tempered by pragmatic steps which must be undertaken in the reality of day-to-day living, in order to reach a specific goal:  That of getting an approval from the U.S. Office of Personnel Management, in order to reach that light at the end of the proverbial tunnel, which is neither defined by dreams, nor attained by daydreaming, and certainly not a nightmare to avoid.

Sincerely,

Robert R. McGill, Esquire

 

Postal & Federal Employee Medical Retirement: When coincidence ignores sensitivity

What if a ‘special day‘ falls upon an unfortunate date? What if one’s birthday, for example, happens to be on 9/11, or on Christmas eve, Valentine’s day, etc?  Or, for those who strictly proscribe the Sabbath Day, what happens if one’s birthday happens to fall coincidentally upon the concurrent segment of solemnity?  Does one set aside the significance of the unfortunate date, and celebrate that special day as if the former is an irrelevancy, trumped by the latter?

Is that what others tend to do, but somehow — when properly reminded — suddenly awaken from the stupor of perversity, shake off the sober face of grimaces and furrowed brows, and begin celebrations in earnest with painted faces and balloons of joy?  Can we turn it on and off like a button switch, reminded of smiles with saddened eyes and inverted to frowns with the window’s soul full of happiness?  Certainly, some presidents (unnamed, of course) have been able to do that; but for the ordinary actor upon the stage of life, are we able to perform with such aplomb?

Of course, people with medical conditions experience that encounter often, and no more so than Federal employees and U.S. Postal workers who suffer from a medical condition which prevents them from performing the essential elements of one’s positional duties with the Federal agency and the U.S. Postal Service.

For Federal and Postal employees who suffer from a medical condition, each day where the Federal or Postal employee can come into work and be productive is a ‘special day’; but because of the reputation which has already grown, and the whispers and gossip which have been imparted like a trailing cloud of dust surrounding Pig-Pen in the Peanuts comic strip, the furrowed brows and grim faces of solemnity abound, still making it into an unfortunate event.

Full well does the Federal employee and the U.S. Postal worker know, of that which we speak; where every special day is still an unfortunate event, and the coincidence of being pain-free or otherwise without debilitating symptoms of the medical condition can somehow be ignored with lack of sensitivity by everyone around.

But, then, this is a daily and common occurrence for the Federal and Postal employee who must endure the sufferings of both the medical condition itself as well as the constant harassment from the Federal Agency and the the U.S. Postal Service; and that is why filing an effective Federal Disability Retirement application with the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, becomes an important event — one which could potentially turn that unfortunate condition into an otherwise special day, once the OPM Disability Retirement application is approved and the Federal or Postal worker can ‘move on’ where coincidence is no longer ignored by sensitivity.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Medical Retirement: The False Option of Extremes

-The choices we make are contingent upon the knowledge we possess; thus, if we choose between a tripartite offering of x, y & z, when (as perhaps illustrated by Venn Diagrams within a rectangular border representing the “universal” set of possibilities) actual and available options may extend beyond the known quantities available, then we have made our decision based upon an ignorance of alternatives.

Offerings are generally made based upon self-centered care; in negotiating with an adversary, it is normally the option of extremes which are granted:  Either X, or Y, but not both, and if neither X nor Y, then consequence-T.  No mention is made concerning the availability of sub-options Xx, or Yy, to the remaining result of T1, 2 or 3.  Furthermore, when the concealment or unrevealed alternatives fail to be presented, it is often the case that only the extreme of options are conveyed, which makes the entire set of non-universal choices false in their very definition.  This can be exponentially quantified when a medical condition is introduced into the equation, precisely because mental acuity and sound judgment become influenced by desperation of circumstances.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s positional duties in the Federal agency or the U.S. Postal Service, the false option of extremes can very likely be attributable to fear, lack of knowledge, combined with loss of confidence in the fair distribution of justice and good sense.

It is indeed troubling that so many Federal and Postal workers know nothing about Federal Disability Retirement, or its availability after having worked just 18 months in the Federal sector (under FERS), or 5 years under CSRS.  The confusion can sometimes arise in the availability of Social Security Disability, which is distinct and separate from Federal Disability Retirement benefits from the U.S. Office of Personnel Management.

The two are distinct and different in multiple ways:  the criteria to qualify; the nature of the benefit; the rules concerning employment after approval of either, etc.  Yes, if under FERS both SSDI and FERS Disability Retirement are granted, there is an “offset” tantamount to a coordination of benefits between the two, but for those who do not seek outside employment, the combination of both (despite the offset) will normally net the (former) Federal or Postal employee more in terms of a monthly annuity.

Whatever the reasons, the age-old adage (attributable to Sir Francis Bacon) that knowledge is power, and lack of it injustice and contempt (the addendum clause is merely added by this author) by those who possess but offer mere false alternatives, is but a pervasive truism abounding despite the Internet, Google and other information-searching technologies of modernity.

In the end, the false options of extremes should be countered by a deliberative intent and real curiosity to know — know that the “other side” is never truly looking out for your best interest; that in making spur-of-the-moment decisions, to take a further moment to investigate and reflect may be fruitful, and in the end, to recognize that for the Federal or Postal employee suffering from a medical condition, working on at the expense of one’s health, or resigning, are not the only two options available, but preparing, formulating and filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is also within the subset of universal alternatives available to the Federal or Postal employee.

Sincerely,

Robert R. McGill, Esquire