FERS Disability Retirement from OPM: Second Chances

In the wild, there are few such second chances.  Every now and again, one sees a documentary where a prey somehow escapes the grasp of the predator, but it is a rare sight.  When survival depends upon a meal, nature does not relent in favor of the weak.

In the human sphere, second chances are more common because a greater sophistication of higher human characteristics are involved (at least, sometimes), not the least of which include kindness, empathy, and selfless generosity.  We are capable of rising above the beast and acting at a level just below the angels.

Shakespeare and Milton recognized this greater capacity, as have many other authors (is it a contradiction that the English, known for their ” stiff upper lip” approach to life, would embrace such a worldview?).  And when a government passes legislation empowering its citizens with second chances, it is reflective of a higher and more civil spirit.

For Federal employees and U.S. Postal workers who suffer from a disabling injury or illness which requires a second chance, FERS Disability Retirement under the FERS system provides just such an opportunity.

To have greater assurance that the bureaucratic machinery of OPM will comply with the letter of the law, however, you may want to contact an OPM Disability Lawyer who specializes in Federal Disability Retirement Law, for — even in the human sphere — there are still predators in the wild who fail to regard the spirit of the higher laws.

Sincerely,

Robert R. McGill
Federal Lawyer exclusively representing Federal & Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Medical Disability Retirement: The Domino Theory

It was a theory adopted during the Cold War — embraced by those brilliant Harvard-educated policy wonks in the Kennedy Administration and beyond — believing that if one nation succumbed to the evils of communism, others would quickly fall like a perfectly aligned row of dominos.

A theory is perfectly fine to have; once applied in practice, however, it can have devastating consequences.  It was based upon such a theory that Vietnam was fought for — a backward country full of jungles and malaria, of which few Americans were even aware of its existence until thousands — then, tens of thousands — of young men began to die there.

Like other theories which once were embraced by intellectuals and “experts” whom everyone accepted as smarter than everyone else, such beliefs and those who once held them are now merely leftover vestiges of historical follies.  Once Vietnam fell, the rest of the world did not fall like the dominos they were supposed to represent.

We tend to forget that a theory is merely a thought put together in an antiseptic setting divorced from reality and, even if applied to the real world, may remain as nothing more than an academic exercise.  It may be nothing more than the “flat-earth theory”; one can believe in it, but it doesn’t make it true.

In other areas of life and practice, however, real-world consequences force people to actually respond in more practical ways.  There are “theories”, and then there are applications which have real-world consequences.  Vietnam was a prime example.  Having a theory that you are invincible and indestructible is one thing; walking in front of an oncoming bus to test such a theory — well, that is quite another matter.

For Federal employees and U.S. Postal workers who need to file for Federal Disability Retirement benefits from the U.S. Office of Personnel Management because of a medical condition, one may well have a “theory” that getting an OPM Disability Retirement is merely a matter of gathering one’s medical records and filling out those incomprehensible OPM Disability Standard Forms (SF 3107 Series and SF 3112 Series); but if you actually test out that theory, it is likely that you will end up with a denial from OPM.

Before testing out such a theory, however, you may want to contact a FERS Attorney who specializes in Federal Disability Retirement Law, lest your theory concerning the ease of getting a Federal or Postal Employee Disability annuity ends up like those other theories, like the Domino Theory of the forgotten past.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

OPM Disability Retirement Help: The Periscope

It is an interesting object; and allows for a capability beyond the normal and direct human eyesight.  As an instrument used to observe, it allows for getting around obstacles which prevent direct line-of-sight observation, and in its more advanced invented forms, utilizing prisms and advanced fiber optics, can view the world and its intended object from a vantage point unobserved by the viewed.

These days, of course, with miniature cameras and microchip technology, perhaps the periscope is an anachronism.  The purpose, however, always remains the same: To gain information through observation, without being detected.

Federal employees who suffer from a medical condition often have to use the “periscope” approach — of gutting through each day at the expense of one’s own health; of smiling when the upturned lips should reveal a downturned frown or a grimace of pain; and all the while, the Federal Agency is saying you are doing a great job, your health deteriorates behind the periscope of unobserved medical conditions.

At some point, perhaps someone points to the “periscope” and says, “Are you okay?”  This is a rare instance.  Instead, more often than not, there comes a critical juncture in one’s life where the debilitating medical condition no longer allows for lack of observation, and that is the point when the periscope is seen, and everyone scratches their collective heads and declares: Yes, yes, it was obvious all along.

And that is the point when the Federal or Postal worker needs to consider filing for FERS Disability Retirement benefits through the U.S. Office of Personnel Management.

Contact a FERS Disability Attorney who specializes in OPM Disability Retirement Law, and begin the process of seeing the world not through the vision of a periscope, but with your own wide and opened eyes.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Medical Retirement from the OPM: For better or for…

Do we consider what follows the ellipses when making such a vow?

In youth, when the days of summer are endless and the rainfalls are merely seen as sweetness in dancing folly, do we ever consider the meaning, the phrase, the serious connotation of the “worse”, or do we just focus upon the “better” as in, “This is good, tomorrow is better, and the day after will only get better than better”?

Perhaps it is a genetic advantage inherent for survival’s sake that youth never considers the dark side of the moon; for, to be young and innocent of thoughts forsaking a future yet to become is to move forward with bold forthrightness, and only the fittest would survive such folly of thoughtless advancement.

Would armies have defeated the odds if trepidation of thought were to dominate?  Would the genetic pool of the daring be muddled if not for the foolish stumbling into a future unknown?  What fool thinks about the “worse” when the “better” is right before your eyes?

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the thought of “worse” never came to mind until the medical condition first appeared, then remained, then worsened, then became a chronic condition like an uninvited guest who overstays the welcome of niceties left unstated.

Filing for OPM Disability Retirement benefits takes into account both perspectives of the vow that was once stated but never thought of: It is because of the “worse” but it is for the “better”.

The “worse” is the ongoing medical condition that has deteriorated such that it necessitates filing for Federal Disability Retirement benefits under FERS through the U.S. Office of Personnel Management; and the “better” is that, once your Federal Disability Retirement application is approved, you can focus upon your health, the tomorrow of a future yet uncertain, and the commitment to another vow left unstated: To take care of yourself.

Sincerely,

Robert R. McGill
OPM Disability Attorney

 

Federal Medical Retirement under FERS & CSRS: Static

It is the lack of movement or change which is the undesirable aspect of anything, and not necessarily the thing itself.  Perhaps there was never anything wrong with the substance or essence of the thing; the person remains, and yet, the lack of progress, the inability to move forward, the unresponsiveness to the contextual alterations and modifications — the world around changes, but the singular resistance is in and of itself that which negates.

Being “static” — of the lack of movement or change — is normally thought of as a negative perspective upon an entity.  It would be one thing if the nature of being static were to be an appraisal upon, say, an Aristotelian type of “god”, where the so-called Unmoved Mover is “static”, but all else constitutes a universal movement, but of a specific kind: movement towards the perfection of the Unmoved Mover.  But that is not what we are referring to when we speak about being “static”.  Instead, most of us ascribe a negative connotation, as in, “the inability to change or adapt when the context and circumstances necessitate it.”

That is often the problem with Federal and Postal employees who suffer from a medical condition, where the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of the Federal or Postal position.  For, the person him/herself has not really “changed” — aside from the medical condition itself, the essence of “who” the person is has remained static.  However, the circumstances have altered, in that one’s physical or cognitive capacity and ability have altered, normally in a way that no longer allows for a congruity or consistency with the type of positional duties required of one’s job.

Thus, in such a context, to “remain static” becomes a negative component of life, and requires and necessitates a modification of sorts — and preparing, formulating and filing an effective Federal Disability Retirement application, filed though the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS offset, is the first step towards breaking away from the negative mold of “being static”, and like the disruptive sounds that crackle like static electricity over a phone line or the sudden shock one feels when wearing a wool sweater, being static can only lead to worsening conditions if one delays in preparing an effective Federal Disability Retirement application.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement: The Moral Code lost in pragmatism

Kant is the best example, and is used often.  Of that arrogance defined by universalization of a query; and if we are willing to apply it in all circumstances, regardless of individual differences that may matter in the context of exceptions recognized, we are to adhere to that which may harm our own interests.  Why is transcendence important?  Why do philosophers insist that any “valid” moral basis possess a metaphysical foundation, transpired in order to justify a cornerstone unsullied by the meanness of common life?  Is the fact of relative significance unacceptable merely because it is subject to change?  Do we not, in daily life, have to adapt in every circumstance, all the time throughout every encounter with experiences, and is this not the very essence of survival?

We bought the posit of Plato and Aristotle – those two old Greek men who provided the foundation of Western Thought – that either (A) a transcendent Form of universalized principle must exist, or (B) that a methodological argumentation must be able to be advanced, in order to “justify” the ethical groundwork telegraphed.  That is how laws, statutes, and societal foundations have evolved – from the implicit assumption that, somehow, principles above and beyond the pragmatic are necessary.  But are they?  In a world that embraces pure materialism and the genetic predisposition of all that exists, without the inconvenience of a creator or grand inquisitor, is not the approach of pragmatism – of that which merely “works” – enough?

That is how the Federal agencies and the U.S. Postal Service operates these days; they care less about any “principles” of fairness in the workplace, or employment “codes” that allegedly overshadow the work ethic applied to employees, and instead, approach it with a view towards the bottom line:  Profitability.  For so many years, the Federal Government was incessantly being compared to the private sector – in terms of output, efficiency and investment-for-returns.  Such comparisons failed to recognize the obvious:  the two general entities served different purposes and needs of society, and forcing them to coalesce and reflect each other merely denigrated the essence of each.

It is not so much the attributable similarities between Plato and Aristotle which form the foundation of such thinking; rather, it is the contrasting approaches between Heraclitus and Parmenides that conform our moments of contemplative underpinnings:  between change and permanence, betwixt relativity and transcendence.

For Federal employees and U.S. Postal workers who are considering filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the question often arises as to a conflicting sense between one’s “Moral Code” and the pragmatic need to file for Federal Disability Retirement benefits through OPM.  Often, such a conflict is merely a result of muddled thinking – that, somehow, it is not “right” or “fair” to file for benefits when one is so young, or where one can still be productive, but not at the same level as before.  But that is precisely how the benefit of Federal Disability Retirement is set up – to allow for a retirement from one’s particular kind or type of work, yet presenting an opportunity to remain productive in the private sector, and potentially make up to 80% of what one’s former Federal or Postal position currently pays.

Morality is all well and good for the elitists of our culture, but in the common world of pragmatism, we must embrace that which we are given, like breadcrumbs dusted off at the dinner table of the behemoth called, the United States Office of Personnel Management.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Disability Retirement: A Series of Refinements

Age does not necessarily result in greater wisdom; rather, for many, it merely sits in a puddle of stale intransigence.  As well, palpable advancement on a linear scale occurs only in the context of the capacity to make progress, but remains in a state of limbo without an intermediate causal impetus.  Throughout life, it is the refinements made which make for differentiation.  A minor tweak here; a self-reproachful reminder here; for, very few begin the journey needing a complete overhaul, but merely a readjustment and cleaning of those spark-plugs gone bad.

Thus, when a medical condition hits an individual, it often becomes a crisis of identity; for, throughout, up until the point of realizing that a change in career may be necessitated by the unexpected health condition, the thoughts and plans always included a series of minor refinements, and nothing more.

But Federal Disability Retirement for Federal and Postal employees is, in fact, nothing more than a greater series of minor refinements; it is the focus upon the change which transforms it into a traumatic event of sorts.  For, in the end, it is precisely those series of refinements made throughout the course of one’s life, which has prepared one for the vicissitudes wrought by unexpected circumstances; throughout life, we prepare for the next storm; wisdom is merely the ability to recognize the inevitability of change, and through a series of refinements, to adjust accordingly.

For Federal employees and U.S. Postal workers who must file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal employee or U.S. Postal worker is under FERS, CSRS or CSRS Offset, the need to file an OPM Disability Retirement application through OPM is often looked upon as a crisis-embroiled act.  And, indeed, it is certainly a troublesome venture, one fraught with headaches, obstacles and administrative confusion; but in the end, it is a step necessitated by circumstances beyond one’s control, and merely another in a series of refinements required by life’s bumps and bridges, and one which requires some amount of wisdom in going forward into the bureaucratic nightmare of OPM.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Disability Retirement: The Little Engine that Couldn’t

It is an educational tool utilized to impart upon children the value of hard work and unfettered optimism, but one wonders, At what point should the harsh realities of the world be included?  How, sometimes there are situations where the obstacles are so great and the conspiratorial caverns so deep that the graph of upward mobility is but a mere mirage in life’s cycle of certitude. The balance between the benefit of maintaining optimism in the face of adversity, and tempering unrealistic expectations, is a scale of justice which is delicately configured throughout life.

While the tale of the Little Engine that Could represents the cultural and societal impetus for encouraging work, fair play, persistence and a positive attitude, some of life’s obstacles serve to cut short the capacity and ability to achieve stated first goals.  Medical conditions tend to do that.  Whether primarily physical or secondarily psychiatric, or inversely impacted, a progressively debilitating medical condition saps the self-confidence of the individual, and eats away at the abilities of the patient.

For Federal employees and U.S. Postal Service workers, when a medical condition begins to prevent the Federal or Postal worker from performing all of the essential elements of the positional duties of the Federal or Postal employee, consideration must be given to one’s future, and that future planning should include filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management.

Eligibility for OPM Disability Retirement benefits encompasses all Federal and Postal employees, whether one is under FERS or CSRS, so long as the Federal or Postal employee has met the minimum eligibility requirements: 18 months of Federal Service for those under FERS, and 5 years for those under CSRS (which is essentially assumed that anyone under CSRS already has at least 5 years of Federal Service).

Further, if the Federal or Postal employee is still on the rolls of the agency or the U.S. Postal Service, or has not been separated for more than 31 days, then the Federal Disability Retirement application must be routed first through one’s Human Resource Office of one’s Federal agency or the U.S. Postal Service (for the latter, the central processing point for all Federal Disability Retirement applications for Postal Workers is located in Greensboro, N.C.), then to the U.S. Office of Personnel Management in Boyers, PA.

Implicit in this requirement, of course, is that there is a “Statute of Limitations” as to filing a Federal Disability Retirement application.  All Federal Disability Retirement applications must be filed within 1 year from the date of separation from Federal Service.  Thus, if a Federal or Postal employee is terminated, or has resigned, and a Federal Disability Retirement application is filed, the (now former) Federal or Postal employee must file within 1 year of the date of separation — but if separated for less than 31 days, then through one’s former agency or U.S. Postal Service, and if over 31 days, then directly to Boyers, PA, which is the “intake” processing office for OPM for all Federal Disability Retirement applications.

Whether the Federal or Postal employee ever read or heard tell of the tale of the Little Engine that Could, the time for filing for FERS Disability Retirement benefits is when that proverbial engine gives out, and when life’s harsh realities turns the story of optimism and hope into a pragmatic approach in order to secure one’s future; for, sometimes, life accords engines which need fine-tuning, and medical conditions represent just that sort of mechanical need, for the Little Engine that once Could which turned into the Little Engine that Couldn’t.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: Plans, purposes and pivoting positions

The first in the series indicates the human endeavor of imagination and creativity, unique sets of binary forecasts projecting into a beautification of one’s future; the second, the qualitative and substantive core which motivates and impels the preceding characteristic and transforms it from mere ethereal musings into a concretized formulation of action; and the final element of the tripartite aggregate represents the capacity and ability of a person to remain adaptable, malleable, ready to take into consideration new data and conform appropriately, such that the originating plan is never abandoned but merely evolved into a pragmatic reflection, yet driven by the underlying impetus based upon strength and character.

It is the last of the three which is often the most difficult in this society of rigidity and unforgiving iconoclasm.  Bureaucracy does that to people, as the Leviathan of administrative growth and conformity to identity of purpose leaves little room for imagination and creativity.  We like to fool ourselves by pointing to the vast number of books published, or to “new plays” being produced off-and-on-Broadway; or to the innovations attained and announced in the world of technology, medicine and legal precedent, then pat ourselves on the back with self-praise and delusional despair.  But reality confronts us otherwise in the daily encounters with ordinary people.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition begins to impact one’s ability and capacity to perform all of the essential elements of one’s positional duties with the Federal agency or the U.S. Postal Service, the direct conflict with the ways of repetition and customary machinations of administrative malfeasance come to the fore.

Agencies rarely, if ever, desire to accommodate; they do not see the value of retaining Federal employees who have served with dedication, honor and reliability for these many years; and, instead, are willing to forego the minimal alterations to workplace requirements and engage in a termination fight in order to retain its mindless inscrutability.  Plans are meant to be changed — and for the Federal or Postal worker, the entrance of a medical condition, whether physical, psychiatric, or a combination of both, should so alter the plans.

Purposes can be adaptable — and so they should, when the medical condition enters the equation.  And those pivoting positions first learned in playing the game of basketball?  They teach us the valuable lessons not only to elude the opposition, but in order to gain the advantage of a position of strength where weakness was once thought to prevail.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: Of Tomorrow’s Dreams Delayed

We like to think that our lives progress unencumbered in a linear line of advancement, with nary a bump or an obstacle unconquerable, and but for the occasional exuberance of planned erraticisms, the journey should be a smooth ride without surprises.  But just as planes sometimes fall from the sky, and nature betrays its perfection by mistaken errors of comedic turmoil, so the linear aspect of constancy often must confront the bumpiness of expectations.

Life rarely turns out as planned, and the more we plan, the less we expect fulfillment.  Perhaps that is the great tragedy of loss of youthful innocence.  In the end, it is how we face up to that realization that plans are meant to be altered, that unexpected curtailment of expectations unrealized merely represent the reality of the universe, and that in the end, the process of “how we face” it is more important than the desultory buoyancy of cynicism.

On a rollercoaster or other thrill-seeking device, there is often that final moment of exhilaration, that last pause before the turn; perhaps that is precisely why we seek such madness, for life itself rarely presents us with a similar and parallel event.  Instead, like the medical condition which slowly, steadily, and with monotonous rage progresses to debilitate, the constancy of repetitive boredom in life mirrors the tragedy of human proportionality and graveyards filled with unnamed tombstones.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition results in an inability to perform the essential elements of one’s positional duties, the bumping up against the tides of obstruction means that one must prepare, formulate, and file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS or CSRS, or even CSRS Offset.

Life’s unfair advantage at throwing down an obstacle in the midst of a promising career should never betray the need to adapt and consider the alternatives beyond; and for the Federal or Postal worker who can no longer perform all of the essential elements of the Federal or Postal position, the likelihood that the Federal agency or the U.S. Postal Service will engage in harassment and ultimate termination of employment, is greater than not.  That is why, of tomorrow’s promises and dreams delayed, it is necessary to prepare, formulate and file for OPM Disability Retirement benefits today, so that the tomorrow of dismal dalliances may be deemed a desirable date of this day’s inestimable worth.

Sincerely,

Robert R. McGill, Esquire