FERS Disability Retirement: Choices and Regrets

The two go hand-in-hand, although we may not necessarily see them as unalterable couplets forever ensconced and inseparable. Instead, we often make choices, then afterwards, express our regrets without having learned from the process of “choice-making”.

Choices available are often unanalyzed and nebulous; left to appear, remain inert and ignored; the “active” part of a “choice” is when we engage in the act of “choice-making” — of engaging our minds with an inactive but available “something” — a choice there, but lifeless until the activation of our choosing invigorates the inertia of indecision.

Regrets, on the other hand, are comprised by the dust of past choices made. Once settled, they remain in the hidden caverns of forgotten memories until, one day or hour, or moment of quietude when we have the time to reflect back, the unsettling of the dust collected is stirred and rises from the ashes, like the mythological Phoenix that appears with wings spread and ready for flight into our imagination and stabbing at the vulnerabilities of our inner soul.

We regret that which we have chosen; and like the past that haunts, such regrets are ever so painful when once we recall the choices available and the ones we made.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job and position, the next steps taken — of choices being made in whether and how to file for Federal Disability Retirement benefits — are important in determining whether regrets will follow.

Consult with an attorney who specializes in Federal Disability Retirement Law, lest the choices to be made will result in regrets later recalled; for in the end, it is the choices that determine the future course of success, and not the regrets that harken back the past of lost opportunities.

Sincerely,

Robert R. McGill, Esquire

 

Filing for Federal Disability Retirement: Life on Hold

There are periods in our lives when life is seemingly “on hold”.  Of times when we know not what to do; of careers that have hit a brick wall; of unhappiness over present circumstances; perhaps even of deteriorating family relationships that fail to reveal a glimmer of hope for improvement; and of a medical condition that becomes chronic with the realization that we must accept it, live with it, and endure the accompanying symptoms for a life-long struggle.

Filing for a Federal Disability Retirement benefit under FERS or CSRS, or even CSRS Offset (though rare are the latter two these days) is often a movement forward to break out of the mold of life being on hold.

When a Federal or Postal worker realizes that the medical condition suffered will simply not go away, and it prevents and continues to deteriorate in that aspect of preventing the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, that sense of being stuck in a “no-man’s land” is understandable.

From the Agency’s viewpoint, it is often a period where they are unsure of what to do with you.  They act with a timid sense of empathy (or perhaps none at all); they will sometimes be somewhat “supportive” of your plight; but in the end, you know that they will replace you with someone who can perform all of the essential elements of the position.

Life on hold is a time of uncertainty and trepidation; preparing, formulating and filing for Federal Disability Retirement benefits, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset is a movement forward; it allows for some certainty to be adjudicated in a world where everyone else seems to be in a mode of “fast-forward” while you are stuck in the timelessness of a deteriorating medical condition.

Life on Hold — it is a time when decisions need to be made, and for the Federal or Postal employee who can no longer perform one or more of the essential elements of his or her Federal or Postal job because of a medical condition, a time to prepare, formulate and file an effective Federal Disability Retirement application, to be ultimately submitted to the U.S. Office of Personnel Management.

Sincerely,

Robert R. McGill, Esquire

 

Filing for OPM Disability Retirement: Time wasted

It all depends upon one’s perspective, doesn’t it?  For some, watching television is time wasted; for others, reading a novel, and even within that subset of opinions and viewpoints, it often depends upon “what” you are reading before the hammer of judgement is struck: If a beach-time novel, then it is a waste of time; if a classic, then you are utilizing your time wisely.

But what if you are, in fact, sitting on the beach enjoying the lazy lapping of waves, and merely want to get lost in the fantasy of a junk novel — isn’t relaxation a good use of one’s time?  When does “constructive” relaxation turn into time wasted — i.e., laziness?  Is it when the bare necessities of life are no longer attended to?

Of that proverbial brother in-law or other distant relation who is whispered about, who barely holds on to a job, is found spending more time at the corner pub than attending to one’s kids, or the one who constantly oversleeps, overstays his welcome or overstates his woes — is it just a guy who likes to relax, or is he a lazy bum?

Is there a mathematical formula in determining when time is well spent doing nothing, or is wasted?   Sort of like: Time multiplied by the extent of bare necessities required divided by the extent of need, minus particular circumstances that must be taken into account factored by 3.

Can a lifetime be wasted, and if so, what would be the criteria to be applied or imposed?  A wealthy person might contend: We have about 60 years or so to make our fortunes, and if a person has not done so within that timeframe, it is a lifetime wasted.  Some others might counter with: Amassing wealth is not the sole criteria of a worthwhile life; the fostering of human relationships, of making someone else more comfortable, or of even granting a dog some happiness, is what makes this life a worthy one.

Does a medical condition bring about a differing perspective?  For the wealthy person who makes enemies throughout and angers almost everyone with his or her single-minded focus while disregarding the feelings of all else, but who suddenly is hit with deteriorating health — does time take on a different meaning?

For Federal employees and U.S. Postal workers who suffer from a medical condition, where the medical condition begins to prevent the Federal or Postal worker from performing one or more of the essential elements of one’s job — is time being wasted by the struggle itself?  Does it appear that everything is an uphill struggle: of juggling doctor’s appointments, work, family obligations, etc.?

Preparing an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, may not be the best solution of all, but it may be the most prudent one, as time is not a friend to be wasted when it comes to one’s health and future security.

Sincerely,

Robert R. McGill, Esquire

 

OPM Accepted Disabling Conditions: Suicidal Ideations

It is perhaps the final vestige of societal taboo; for, at what point the human animal realized that self-destruction became an option is open for debate.  In the Animal Kingdom, it is rare to find species openly seeking to end life; the struggle to survive and the Darwinian inherency for self-preservation and survival remains as vibrant as ever.

Being diagnosed with “suicidal ideation” is normally associated with psychiatric conditions of Major Depression and Generalized Anxiety, where the acceptable level of stress-tolerance exceeds the capacity to withstand.  Each individual is a unique creature; in this cookie-cutting mold of society where people get lost in the importance of position, fame, accolades and a false sense of admiration, it becomes commonplace to question one’s sense of worth and value.

Psychiatry has never been a perfect science; some even question the validity of its approach, as it has now become overwhelmingly a pharmacological event, with some semblance of therapeutic intervention thrown in as an afterthought.

For Federal employees and U.S. Postal Service workers who are contemplating filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or even CSRS Offset, the existence of suicidal ideations (or otherwise simply known as “having suicidal thoughts”) is often lost in the compendium of diagnosed psychiatric conditions, including Post Traumatic Stress Disorder (PTSD), where a significant event has intervened which has resulted in traumatic reverberations in one’s life; Anxiety (or more officially identified as Generalized Anxiety Disorder); Major Depression; Bipolar Disorder, with spectrum symptoms of manic phases and depressive states; as well as schizophrenia and paranoia.

For relevance to filing for Federal Disability Retirement benefits through OPM, the existence of suicidal ideations is often one more indicia of the seriousness of the diagnosed psychiatric conditions, but should never be determinative in whether one’s psychiatric condition is “serious enough” in order to be eligible for Federal Disability Retirement benefits.  Indeed, there are many, many Federal and Postal employees who file for OPM Disability Retirement benefits, who suffer from Major Depression, Anxiety, PTSD and other forms of psychiatric conditions, without ever suffering from suicidal ideations, and yet are fully qualified for, and become entitled to, Federal Disability Retirement benefits.

Further, as Federal Disability Retirement is based upon the algorithm of showing the nexus between one’s medical condition and the positional requirements of one’s Federal or Postal job, the impeding aspect of suicidal ideations may be negligible.  Rather, from a medical standpoint, it is one more factor of concern and consternation within a long list of diagnoses and symptoms which cumulatively form the basis for an effective Federal Disability Retirement application.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement: Beyond the Pablum of Life

Once a cereal brand, a glob of mush whose nutritional content was suspect at best, and the bland taste of which represented the monotony of modernity; now, it is mere pap, where the lack of substantive content belies the true nature of harm, insipid and incremental, creeping daily and slowly deteriorating.

Isn’t that how a medical condition destroys?  Yes, there are traumatic events — where loss of limb and even of life suddenly cuts short the vibrancy of a human narrative; but, mostly, it is that chronic, slow deterioration which eats away and the luster of living loses its sheen where being free of pain or anguish is the highlight of one’s linear form.  That is when life becomes a daily pablum of concocted innuendoes, where euphemisms prevail and the hidden struggle of daily toil results in the blandness of hourly refuting the refrain, “So, how is life?”

When trepidation and hesitation rules the day the ruing the day becomes the pablum of living, like the tablet and chalkboard which has been overused and the residue of erasures remains no matter how hard we try and scuff them out, then it is time to consider a change of venue, of volatility, and of value.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal positional duties, it may be time to try and get beyond the pablum of life’s misgivings.

Yes, preparing, formulating and filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, may be a difficult path to take, especially in light of leaving behind a list of accomplishments, awards and accolades; but if the choice of staying and being harassed, intimidated, constantly put down and shoved aside are no longer clear indicators of a future unwelcome and unwelcoming, then there can be no better alternative to embrace.

Filing for Federal Disability Retirement benefits through OPM can be an administrative and bureaucratic nightmare; but where the flashpoint of one’s Federal or Postal career has long passed, it is time to consider getting beyond the pablum of life, and to formulate a strategy where the vibrancy of a once-promising future takes on the sheen now lost, the energy long depleted, and the recovery of which guides one towards a better tomorrow.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement for Federal Employees: The Future of Now

Human beings have the unlimited capacity of projecting into the future, such that a present picture of what may occur some time hence can be visualized; but whether and how many bring the future to the fore, such that the present becomes encompassed into the reflective reality of current circumstances, is of an imaginative rendering few take the time to engage in.

By focusing upon the future as some ethereal fog somewhere in the distant netherworlds, we can justify the tendency to procrastinate and kick the proverbial can down the road; and, similarly, we can get lost and embroiled in the problems of the now and today, and groan with delicious consternation about the inhumanity and uncaring nature of the world.  But to meld and cross the lines of future and now by projecting forward, then bringing back, such that the future becomes the now in our enlivened universe of deadened souls, is to plan for a time hence in real time of current clockwork.  It is an exercise of the imagination which is necessary in order to better prepare both for today and for tomorrow.

For Federal employees and U.S. Postal Workers who suffer from a medical condition, such that the medical condition begins to impact and prevent the Federal or Postal worker from performing all of the essential elements of one’s positional duties, it is important to consider those matters not just in linear form, but as a reality of clashing values and systematic interludes of conflicting confidences.  Yes, you want to continue on, but does the current state of pain and debilitating medical conditions allow for such expectations?  Yes, what you decide today will impact your future in ways financial, medical and career-wise, but does delaying consideration now change such a projection of future events?

Filing for Federal Disability Retirement benefits, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is never an easy dictate of imaginative musings; but when the warning signs are emitted, both from one’s own body as well as from the harassing actions of one’s own agency and the U.S. Postal Service, the reality is that the future of now, and the now of one’s future, have coalesced into a moment of necessity where time stands still and the world is about to shift in directions beyond your control, unless you take those affirmative steps necessary to secure the benefits for a future uncertain at a date unknown.

Sincerely,

Robert R. McGill, Esquire