OPM Disability Retirement under FERS: Is It Enough?

That is always the question, isn’t it?  Especially, these days, when there are so many options, so many avenues, so many ways to get off of the proverbial path and become a wayward nonconformist.

Is love enough to last a lifetime?  Is a sense of obligation enough to be committed for the agreed-upon enmeshment?  Is religious fervor enough to maintain one’s faith even in the face of secularism’s hedonistic pull?  Is pleasure enough to sustain one’s sense of wanting to exist?  Is duty enough to compel a soldier to sacrifice for his country?  Is life enough to sustain?

That was the ultimate question for French existentialism, especially as delineated in Camus’ set of essays, beginning with the Myth of Sisyphus.  What is “enough”?  How can it be quantified?  Underlying it all, isn’t the ultimate question beyond whether something is “enough”, actually an irrelevant question?

For, as Aristotle would put it (and in this Post-Factual World, where Aristotle and Plato are no longer read, and thus, no longer relevant), we must go back to the basics, to the “foundational principles” underlying our belief systems: What is meaningful in our lives?

When there is a void in meaningfulness, hedonism fills that emptiness.  That is why teenagers turn to drugs; that is why adults succumb to alcohol; and that is why, when ISIS came into existence, and when the war in Ukraine began, thousands of Americans flocked to join in the “cause” — because, when the void of meaninglessness pervades, people jump to join anything and everything which becomes the cult of relevance.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition no longer allows you to continue in that career of choice — the work which gave “meaning” to your life — it is important to recognize that, indeed, there is “life after a Federal career”.  Likely, you may be somewhat saddened by the fact that your Federal or Postal career is over.  However, beyond your career, there is no meaning to life without your health.

And yes, there actually is “life after getting a Federal Disability Retirement” — and there abounds countless testimonials which attest to the fact that it is, indeed, “enough” to get a FERS Disability Retirement annuity, focus upon your health, then go into some other line of work in the private or state sector.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

OPM Disability Retirement Law: Confusion and What to Do

Confusion naturally follows upon a new and challenging circumstance.  That is not an anomaly; it is not a negative reflection upon a person’s ability or capacity; and it should not be taken as a sign of some inherent weakness.

We like to think that we are prepared for every eventuality, but even the wisest amongst us can use some guidance.  This has become a “specialized” world, where no one can any longer be that “jack-of-all-trades” person.

Modern life has become complicated beyond the capacity of any single individual, and the loss of extended “support systems” — because of fractured family relationships, the incursion and influence of Social media beyond their healthy originations; and the sense of isolation despite the greater freedoms we enjoy — makes for increased confusion in the midst of so much information available through the internet.

The self-contradiction is inexplicable: The greater the availability of massive amounts of information “out there” in the electronic morass of the internet, the lesser knowledge attained and wisdom displayed.  Perhaps it has to do with the loss of need for memorization; perhaps because of over-specialization; but whatever the reasons, we have become less knowledgeable.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, confusion and what to do is a problem which must be faced.

Contact an OPM Disability Retirement Attorney who specializes in OPM Disability Retirement Law, and consider the next steps in confronting the challenges being faced when a medical condition begins to impact your ability and capacity to continue in your Federal or Postal job.

Sincerely,

Robert R. McGill
OPM Disability Attorney

 

OPM Medical Retirement: Ideas come in bunches

Like wildflowers, there is something about ideas that have a tendency towards coming in bunches.  And, like wildflowers and ideas, we have a further notion that misfortune, likewise, comes in droves and groupings.

Is that a Law of Nature, or merely an observation that has no logical foundation or factual basis?  Didn’t that neighbor down the street get hit by a car, and at the same time — within a week of such a tragic event — lose his wife and 3 kids?  Wasn’t it Uncle Billy who stepped on a nail, and with a few days had his house burglarized and his dog shot in the process?  And surely we recall that movie star who drank himself silly one night and then mistook a shadow for a stranger when it turned out to be his girlfriend’s best friend who shot him in the arm and then took her own life?

These we all recall; and like Hume’s dictum that causality is nothing more than mere combinations of repetitive occurrences, we fail to recognize the silent workings of events unfolding which quietly and subtly fester in the unknown universe of our own ignorance; and yet, when they come to the fore, we relate one to the other.  But ideas are different; they do, indeed, come in bunches, perhaps because the creative energy lagging behind suddenly realizes that potentiality can be actualized when for all those years they remained as stagnant molecules lost in a world of microscopic insignificance.

So, that being said, here are a bunch of ideas: For Federal and Postal workers who believe that the medical condition suffered cannot be accommodated, why not file for Federal Disability Retirement benefits?  What if you weren’t even aware of such a benefit?  What if the benefit is not widely circulated, never trumpeted and rarely announced?

You have 1 year from the date of separation from service to file, and as it takes a significant amount of time to properly prepare, formulate and file an effective Federal Disability Retirement application, if might be a good idea to consult with an attorney who specializes in Federal Disability Retirement Law — lest the ideas that come in bunches turn out to be bad luck that arrive in groupings; for, in that case, it is certainly time to consider that one’s destiny depends entirely upon actions taken, and not upon ignoring the signs of misfortune that do, indeed, come in bunches.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: The mediocre medical report

One can, of course, obtain an “excellent” medical report — i.e., one that has full, unequivocal support in providing a clear diagnosis, description of symptoms, impact upon specific job functions, etc., with an unequivocal conclusion of disability beyond the specific elements of one’s job functions, etc. — and yet get denied by the U.S. Office of Personnel Management.

On the other hand, one can submit with a Federal Disability Retirement application a “mediocre” medical report — e.g., one that is generalized and non-specific, and shows scant reference to specific job functions, and provides barely a conclusion of disability, and yet get an approval at the First Stage of a Federal Disability Retirement application.

So, one may ask, where is the consistency shown by the U.S. Office of Personnel Management?  Is it all a matter of perspective — of a crap shoot as to who reviews a Federal Disability Retirement application at OPM?  The fact is, there is no “perfect” methodology that will guarantee that a well-prepared Federal Disability Retirement application will be approved at the First Stage of the OPM Disability Retirement process.

However, there are certainly “chance-enhancers” — those preparatory actions that exponentially increase the A 5-Step Pathway to Success at each stage of a Federal Disability Retirement process — that will help to ensure that, more likely than not (sort of like the legal standard itself — of a “preponderance of the evidence” — that is applied to a Federal Disability Retirement case), your Federal Disability Retirement application, whether you are under FERS, CSRS or CSRS Offset, will have a successful outcome with the U.S. Office of Personnel Management.

First and foremost, understand the critical structure of a Federal Disability Retirement application:  The foundation of every Federal Disability Retirement application is the medical report.  It is the foundation of a Federal Disability Retirement application (otherwise referred to as an “FDR”); from it, the legal arguments arise and the justifying Applicant’s Statement of Disability are together formulated.

Thus, just as a shaky building’s foundation will likely fail to withstand even a minor earthquake or a minimal subterranean tremor, so a mediocre medical report will often decrease the chances of a First Stage FDR approval.

Are there ways to counter such mediocrity?  Yes — by pointing out other critical elements of the case. And, of course, sometimes the choices are limited, where it is better to proceed even with a mediocre medical report than not at all, and to put the best case forward regardless of the insufficiency of a mediocre medical report.

Sincerely,

Robert R. McGill, Esquire

 

OPM Retirement for Mental or Physical Incapacity: Of mice and things

In the early morning hours or in the late twilight of night when everyone else is fast asleep, of mice and things scurrying about tells of a world beyond the days where we awaken and watch.  We all have a tendency to anthropomorphize upon a world we otherwise would fail to understand, and projecting our own characteristics upon another species has always been what we cannot resist.

Of mice — do they run about when everyone else is away because of fear, or because they, too, love the quietude of a period when all except the insomniacs and burglars tiptoe in shadows of darkness where the innocent dare not trample upon?

Sometimes, in the rush from hiding place to food source, the mouse will pause, lift up on its hind legs, look about, nibble a bit, then off again; and when they become bold enough to actually stare and look directly at the master of the house, you know that it is time to bring out the cheese and the traps, for they have exceeded their welcome and are likely becoming too comfortable in a home that they are unwelcome.

And what of the “things”?  Well, there are mice, and then of course, centipedes and spiders, and cousins of mice, and other things.  They are the ones who go “bump” in the night.  Are we like them?  If a greater master were to look upon us like we do of mice and things, would that Grand Wizard think similar thoughts?  That if we scurry about in fear and try and remain anonymous and unobtrusive, we would be left alone; but if we became bold in our unwelcomed status, a trap would be set for us and we would be cast aside into the oblivion outside of the walls of our own making?

Isn’t that how the injured Federal or Postal worker feels when a medical condition continues to prevent the Federal or Postal worker from performing all of the essential elements of the Federal or Postal worker’s position?  Such a Federal or Postal worker begins to feel like the mouse that scurries about trying to survive, but once he or she gets noticed, the Federal Agency or the Postal Service begins to set traps, to put the pressure on and proceed to ostracize and get rid of the pesky things.

Fortunately, Federal and Postal workers who suffer from a medical condition have somewhat more protections than those accorded to creatures small and large, of mice and things.

Preparing an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is one such “protection” that allows the Federal or Postal employee to move beyond the workplace harassment and attempts to remove and terminate, thereby ending a career where one has invested one’s life to prolong.

What the Federal or Postal employee does not want to do, is to end up like those creatures that go bump-in-the-night — of mice and things — by failing for access all available benefits, and especially a Federal Disability Retirement annuity that can secure one’s future and allow for one to focus upon the important things in life, like one’s health.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement Representation: Hope of escape

Perhaps it is a weekly lottery ticket purchases; or the novel that is periodically worked on but never gets completed; or even a notion that there is a distant relative who will one day meet mortality and leave a legacy of a magnitude beyond the capacity to exhaust; but of whatever dreams, fantasies or mathematical improbabilities, the mere hope of escape is often the fingernail that allows for sanity to remain, for motivation to continue to abide, and of a spark of incentive to spur onward and forward.

It is only when the cornered animal is left with no route of escape, or when an enemy battalion can neither hope to survive nor be allowed to surrender, that an unimaginable end may be considered.

Hope is the flame that abides for humanity’s safeguarding of happiness; of escape, it is something we all do, and often to the detriment of relationships that we have.

For Federal employees and U.S. Postal workers who suffer from various medical conditions, such that those medical conditions continue to prevent or otherwise impede the Federal or Postal employee’s ability, capacity and resolve to perform all of the essential elements of one’s Federal or Postal job, the hope is always there that the medical condition will resolve itself, or that the doctors will come up with a new cure, or perhaps even that a miracle will occur that tonight’s dream will awaken to a pain-free tomorrow.

Short of that, however, the hope of escape means that the medical condition will continue, but the inability to perform one or more of the essential elements of the Federal or Postal job must be discontinued either through (a) resolution of the medical condition (unlikely), (b) accommodation by the Federal Agency or the Postal Service of the medical condition such that the Federal or Postal employee may continue to work (again, unlikely), (c) resignation or termination because of excessive use of leave, inability to maintain a regular work schedule, deterioration of the medical condition or being placed on a PIP (likely), or (d) file for Federal Disability Retirement benefits, to be submitted to the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset (inevitably).

The hope of escape still abides; it is up to the Federal or Postal employee to initiate the hope by consulting with an attorney who specializes in preparing, formulating and filing an effective Federal Disability Retirement application, thus empowering a potential escape from the vicious cycle of work-related harassment, deterioration of one’s health, and the constant concern for the security of one’s future.

Sincerely,

Robert R. McGill, Esquire

 

OPM Accepted Disabling Conditions: Suicidal Ideations

It is perhaps the final vestige of societal taboo; for, at what point the human animal realized that self-destruction became an option is open for debate.  In the Animal Kingdom, it is rare to find species openly seeking to end life; the struggle to survive and the Darwinian inherency for self-preservation and survival remains as vibrant as ever.

Being diagnosed with “suicidal ideation” is normally associated with psychiatric conditions of Major Depression and Generalized Anxiety, where the acceptable level of stress-tolerance exceeds the capacity to withstand.  Each individual is a unique creature; in this cookie-cutting mold of society where people get lost in the importance of position, fame, accolades and a false sense of admiration, it becomes commonplace to question one’s sense of worth and value.

Psychiatry has never been a perfect science; some even question the validity of its approach, as it has now become overwhelmingly a pharmacological event, with some semblance of therapeutic intervention thrown in as an afterthought.

For Federal employees and U.S. Postal Service workers who are contemplating filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or even CSRS Offset, the existence of suicidal ideations (or otherwise simply known as “having suicidal thoughts”) is often lost in the compendium of diagnosed psychiatric conditions, including Post Traumatic Stress Disorder (PTSD), where a significant event has intervened which has resulted in traumatic reverberations in one’s life; Anxiety (or more officially identified as Generalized Anxiety Disorder); Major Depression; Bipolar Disorder, with spectrum symptoms of manic phases and depressive states; as well as schizophrenia and paranoia.

For relevance to filing for Federal Disability Retirement benefits through OPM, the existence of suicidal ideations is often one more indicia of the seriousness of the diagnosed psychiatric conditions, but should never be determinative in whether one’s psychiatric condition is “serious enough” in order to be eligible for Federal Disability Retirement benefits.  Indeed, there are many, many Federal and Postal employees who file for OPM Disability Retirement benefits, who suffer from Major Depression, Anxiety, PTSD and other forms of psychiatric conditions, without ever suffering from suicidal ideations, and yet are fully qualified for, and become entitled to, Federal Disability Retirement benefits.

Further, as Federal Disability Retirement is based upon the algorithm of showing the nexus between one’s medical condition and the positional requirements of one’s Federal or Postal job, the impeding aspect of suicidal ideations may be negligible.  Rather, from a medical standpoint, it is one more factor of concern and consternation within a long list of diagnoses and symptoms which cumulatively form the basis for an effective Federal Disability Retirement application.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement from Federal Employment: Peripheral Centrality

We often think that, by pushing the core importance of those matters out into the periphery, whether in our minds or in the practical application of daily living, by merely touching upon them we have attended to a relative extent in satisfaction for the time being.  Another way to put it is encompassed in the reference of kicking the proverbial can down the road into that distant and obscure future.

Centrality of necessities can only be pushed aside for so long; before you know it, they come back with a roar to crowd out those insignificant interests which are easier to focus upon, become pleasurable distractions, and tend to become magnified as representing greater significance and relevance than what their revealed status should deserve.

Distractions of daily living — perhaps a hobby, or following a sports team with greater exuberance than deserved; then, of course, there are the modes of virtual reality in modernity, of internet, video games and spawning friendships via Facebook, Twitter, etc.  At some point, however, the core of that which was pushed aside must come back and become the centrality of purpose it was always shouting out to be.

Pain, and the avoidance of pain, is somewhat akin to that.  For how long can a medical condition be disregarded, before the periphery to which we relegate it makes an end-run and becomes the central focus of one’s life?

For Federal employees and U.S. Postal workers who suffer from a medical condition, whether considering the impact of the medical condition upon one’s greater health and well-being has been ignored, pushed aside and relegated to the peripheral concerns of daily living — the centrality of its consequential residue must be considered at some point, and the remaining decisions about filing a Federal Disability Retirement application with the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, must become the option to entertain.

Filing for Federal Disability Retirement benefits through OPM is never an easy decision to make, and thus do we relegate such considerations into the outer periphery of one’s thoughts — until that day when reality cannot be escaped, distractions can no longer be delayed, and the centrality of our lives must come first.

Preparing, formulating and filing for Federal Disability Retirement benefits through OPM is a major decision which cannot remain in the peripheral accoutrements of a life; at some point, it must become the peripheral centrality of one’s decision-making process if you are a Federal or Postal employee whose medical condition has begun to prevent you from performing one or more of the essential elements of your Federal or Postal positional duties.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Disability Retirement: Frustrated Purposes

The linear attempt is the methodology of direct purpose; it is the measurement of length — of a straight line from point A to point B, of a one-dimensional character.  Any obstacle placed in its path represents a frustration of that purpose, and merely delays and obfuscates the attempt to accomplish a stated goal.

How to ad lib in circumstances where obstacles appear; the consideration of options and alternatives in the face of detours and unexpected deterrences; what malleability of core values must be shown when necessity arises; these are all challenges within a universe of expectations otherwise untested.

The hardest of these, of course, relates to deliberate attempts by outside forces to frustrate one’s purposes — whether by other people, coworkers, Supervisors, Managers, or perhaps even the microcosmic body politic of an organization or entity as a whole; or by circumstances otherwise unexpected, like a medical condition.  It is bad enough for one or the other to be the sole cause of turmoil; when both conspire jointly, they become a source of angst and agony.

For the Federal employee and U.S. Postal worker who suffers from a medical condition, such that the medical condition begins to prevent the Federal or Postal worker from performing one or more of the essential elements of one’s positional duties in the Federal job or Postal position, it is that fight against both fronts simultaneously which becomes unbearable.

Not only must the Federal employee or the U.S. Postal worker contend against the challenges of the deteriorating medical condition, but concurrently, at every turn, the Federal agency or the U.S. Postal Service works day and night to seemingly frustrate the sincere attempts of the Federal employee or the U.S. Postal worker to return to a level of functionality such that the positional duties may be fulfilled and satisfactorily completed.

Thus does preparing, formulating and filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, become an important consideration in the delayed destination of frustrated purposes.

That linear sight of myopic perspective — of a career of accomplishments set over a lifetime, with retirement as a byproduct in a future destination and contribution to society as the groundwork of contentment — must be allowed to swerve, overcome and become a series of schizophrenic lines of zig-zagging spectrums, lest the frustration of purposes defeat the need to file for Federal Disability Retirement benefits from OPM.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement for Federal Employees: Narrative for the Ages

The Age of Modernity is too cynical to believe; or, at the very least, too arrogant not to disbelieve.  It was once thought that information is all that is necessary to propel humankind into a state of sophistication, but time has revealed that Orwell’s reverse effect merely compels us to rely upon devices more and more, and that neither knowledge nor greater wisdom is gained by the wide dissemination of data and content.

We want a “cause” to believe in; yet, each day, we encounter those who allegedly toiled throughout their lives for just such a motivating core, only to find a shell of a person, neither interesting nor interested, and grubbing for amassing of life’s toys, like everyone else in the neighborhood.  Is it, in the end, true that the one who “wins” is defined by the last person standing with the toy and a smile?  We seek for the narrative which fits, and one which declares truth for all ages; but whether we would even be able to recognize “the One” if we passed by it, is doubtful.  This is a time for reflection and re-dedication to one’s core belief-system, despite the world’s agony bereft of such a centrality of intuition.

For Federal employees and U.S. Postal Service workers who must contemplate changes in the coming year because of a medical condition which is impacting the Federal or Postal worker’s ability and capacity to remain in the Federal or Postal position, the narrow focus of formulating one’s statement of narrative on SF 3112A is an important microcosm of effective conveyance.  The questions asked on SF 3112A are simple enough; but the narrative which the Federal or Postal employee must prepare, formulate and submit, will determine the future course and causal impact in getting an approval of an OPM Disability Retirement application.

Prepare it carefully; formulate it thoughtfully; submit it only with wise counsel and guidance, wherever and whatever the source.  Yes, perhaps one’s narrative on SF 3112A is not as “grand” or “timeless” as the narrative for the ages of which we seek; but for the individual life of the Federal or Postal employee who is searching for answers for an uncertain future yet to dawn because of a medical condition, the significance and importance may be just as great.

Sincerely,

Robert R. McGill, Esquire