Filing for OPM Disability Retirement: Time wasted

It all depends upon one’s perspective, doesn’t it?  For some, watching television is time wasted; for others, reading a novel, and even within that subset of opinions and viewpoints, it often depends upon “what” you are reading before the hammer of judgement is struck: If a beach-time novel, then it is a waste of time; if a classic, then you are utilizing your time wisely.

But what if you are, in fact, sitting on the beach enjoying the lazy lapping of waves, and merely want to get lost in the fantasy of a junk novel — isn’t relaxation a good use of one’s time?  When does “constructive” relaxation turn into time wasted — i.e., laziness?  Is it when the bare necessities of life are no longer attended to?

Of that proverbial brother in-law or other distant relation who is whispered about, who barely holds on to a job, is found spending more time at the corner pub than attending to one’s kids, or the one who constantly oversleeps, overstays his welcome or overstates his woes — is it just a guy who likes to relax, or is he a lazy bum?

Is there a mathematical formula in determining when time is well spent doing nothing, or is wasted?   Sort of like: Time multiplied by the extent of bare necessities required divided by the extent of need, minus particular circumstances that must be taken into account factored by 3.

Can a lifetime be wasted, and if so, what would be the criteria to be applied or imposed?  A wealthy person might contend: We have about 60 years or so to make our fortunes, and if a person has not done so within that timeframe, it is a lifetime wasted.  Some others might counter with: Amassing wealth is not the sole criteria of a worthwhile life; the fostering of human relationships, of making someone else more comfortable, or of even granting a dog some happiness, is what makes this life a worthy one.

Does a medical condition bring about a differing perspective?  For the wealthy person who makes enemies throughout and angers almost everyone with his or her single-minded focus while disregarding the feelings of all else, but who suddenly is hit with deteriorating health — does time take on a different meaning?

For Federal employees and U.S. Postal workers who suffer from a medical condition, where the medical condition begins to prevent the Federal or Postal worker from performing one or more of the essential elements of one’s job — is time being wasted by the struggle itself?  Does it appear that everything is an uphill struggle: of juggling doctor’s appointments, work, family obligations, etc.?

Preparing an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, may not be the best solution of all, but it may be the most prudent one, as time is not a friend to be wasted when it comes to one’s health and future security.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: The complex simplified

Ultimately, that is the reason why we hire experts in a particular field.  Life has advanced with such complexity that everything has become particularized into specialized fields where focus upon a subject becomes narrower and narrower.

The days of former times when the neighborhood doctor came and made house visits with his black leather bag are no longer existent; instead, we go to the doctor’s office, and only then to be referred to countless and whatever other specialists for further consultation and diagnosis.  The “general practitioner” is merely the gatekeeper; once inside the gate, there are multiple other doorways that must be approached, entered, and traveled through a maze of further developments of referrals until the “right one” is finally connected to.

Law has become the same as medicine; no longer can one simply hang up one’s shingle and “practice” law in every generality; rather, the legal field has become such a conundrum of complexity that the best approach is to first understand what legal issue needs to be addressed, then to locate a lawyer who specializes in that particular field of law.  From the lawyer’s perspective, it is a job of taking the complex and simplifying it such that the layman can comprehend the issues at hand, the approach that will be taken, and the resolution offered.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition begins to prevent the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the issue is encompassed by the developing need to think about the future and to adjust and adapt to whatever benefits are offered for the Federal or Postal employee in such circumstances.

The benefit of “Federal Disability Retirement” is not often even known by Federal or Postal employees to exist.  However, whether under FERS, CSRS or CSRS Offset, filing a Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, is certainly an option to be considered.  It is, however, a complex administrative process where adequate and sufficient medical documentation must be gathered, where certain key elements and points of law must be addressed, and if it is not carefully formulated, can have dire legal consequences without careful review and processing.

As with so many things in life, having a legal representative advocate for your case becomes a necessity where the complex is simplified, but where simplification does not mean that it is simple –merely that it is indeed complex but needs to be streamlined so that it is cogent, comprehensible and coherent in its presentation, substance and submission.

Sincerely,

Robert R. McGill, Esquire

 

Federal & Postal Disability Retirement: Cherishing those small pleasures of life

Perhaps it is reading quietly by a crackling fireside; or playing fetch with the dog; or that moment of peaceful quietude just before sleep overwhelms; those moments, where worries of the world and daily living expenses intrude not, and time remains frozen just long enough to allow for an interlude of soundless music.

There have always been pleasures in life; we often overlook them, take them for granted, or merely avoid recognition, lest an identification of it as such would mark them for extinguishment by those imaginary goblins of demonic demolition set out to destroy all remaining vestiges and residues of joy and comfort.

There is a catch, however, which is more real than we realize:  beyond the daily problems of modernity, where the tripartite concerns of relationships, money and career consume us with daily worries, the consideration of one’s medical condition is something never regarded until it hits home.

Being pain-free; unable to escape the progressive debilitation and deterioration of one’s body and acuity of mind; the exhausting, consuming nature of medical conditions — they destroy the capacity to cherish those small pleasures of life.  For, the irony of impediment disrupting the reserves of things which cost nothing, cannot be overlooked.

For Federal employees and U.S. Postal workers who suffer from a medical condition, where the impeding medical conditions prevent the Federal and Postal worker from performing the essential elements of one’s Federal or Postal positional duties, the exponential magnification of those minor reserves of pleasurable moments becomes all the greater in proportionality with the deterioration of one’s health.

Filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, becomes all the more important in order to reverse course and retain that small pool of lost ground.

We often dismiss those small pleasures of life because they cost nothing, and regard with greater focus the things which are unattainable because of their higher monetary value — until that day when pain and purposeless debilitation takes away even those priceless and valueless pleasures.

Filing for OPM Disability Retirement benefits secures the foundational necessities of life, and returns to us far more than a mere annuity; it allows for the Federal and Postal employee to cherish those small pleasures of life, by returning to the Land of Oz where fantasies abounded, and imagination enjoyed, like the fading laughter of the child within who lost his or her way down the winding corridors of a past unfulfilled.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement from Federal Employment: An Inventory of One

Throughout life, whether by force of habit or necessity of accumulated overstock of items amassed, shelves forgotten and goods remaining unpopular despite an overzealous belief in them “at the time”, we need to take an inventory of our “store”, whether concerning possessions, beliefs, relationships or business endeavors.  Inventories are difficult tasks; they remind us of the lack we possess, and the oversupply of that which we do not need.

Shelves of emotional overloads mirror the abundance of false confidence we placed in something; and lack of characteristic comforts tell of a narrative of avoidance, where emptiness echoes in the hollow passageways of walls without pictures, rooms without people, and loneliness without the crying sounds of children once laughing and giggling, and antique glasses tottering on the edge of tables unsteady as the racing feet of the little ones run by.  We take stock of our homes; review the performance of employees; evaluate whether a major purchase is wise; and inventory the hell out of other people and their faults; but in the end, it is the Inventory of One that matters alone.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition begins to impact one’s career, hopes and dreams for the future, the problematic characteristic of failing to perform the one and only inventory — of one’s own self — is what often prompts the disastrous results in the continuing pursuance of excellence and dedication when such loyalty of endeavors needed to be paused.

It is is good thing to be loyal; better yet, to be dedicated; and commendable beyond reproach to show a constancy of fealty to the “mission of the agency”.  But at what cost?  Filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is not an admission of defeat, but a recognition that tomorrow still has a future, the day after a sparkle of promise, and the day after that, a new road for further life.

In the end, we become the enemy of ourselves by refusing and failing to protect and preserve the very stockpile of amassed fortunes we have ignored.  For, dedication to others and fidelity to a cause greater than ourselves is a sure sign of good character, but of what worth is it if you fail to take an Inventory of One, and determine your place in the future plans of a universe impervious to the pleas of quiet desperation rising in the time of crisis?

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement Benefits: The incoherent narrative

The squirrel jumped into the rabbit hole.  Then, the floods came, and Noah didn’t like the color of his shoes because they matched the starboard and not the bow, and when the rudderless drift occurred, then did the turtle finally come out from the squirrel’s nest, high atop the water’s edge. The medical conditions caused a lot of stress, and if it wasn’t for the Supervisor who constantly harasses me, I wouldn’t have filed a complaint against him, but the doctors never said I couldn’t work except when the heart attack occurred and Bessie my dog ran across the street and got hit by a car.

It is, ultimately, more than just a sequence of lettering; greater than the combination of consonants and vowels in logical arrangement; indeed, the language of the narrative must form a coherent whole.  Can a jumble of words provide the requisite narrative in order to meet the legal criteria in filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management?

Must the “Statement of Disability” as reflected on Standard Form 3112A provide a sequence of information such that it:  identifies the medical conditions suffered; informs the OPM administrative specialist of the nexus between the medical condition and the positional duties of one’s officially-slotted job; and meets and addresses, whether explicitly or implicitly, the burden of proof in showing by a preponderance of the evidence that the Federal or Postal employee is eligible and entitled to Federal Disability Retirement benefits?

To all three questions, the answer is in the affirmative.  For, preparing and formulating a Federal Disability Retirement application, submitted through one’s agency (if the Federal or Postal employee is still employed with the Federal agency or the U.S. Postal Service or, if separated from service, not more than 31 days since the date of separation) and then to the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is not merely stringing together a series of words, phrases, concepts and factual truisms; and it is often the incoherent narrative which not only fails to meet the legal burden of proof in a Federal Disability Retirement claim, but further, is harmed by providing too much information, whether intentionally or not.

The predetermined defeat of a Federal Disability Retirement application is not necessarily denied because of the substantive incoherence of one’s statement of disability; rather, more often than not, it is the unintended divulgence of information neither necessary nor true, which often provides the fodder for the fox to further the stealth of his slyness.

Sincerely,

Robert R. McGill, Esquire

 

Disability Retirement from Government Employment: The Beat of Life

Have you ever had a dream (or nightmare) where you are the only one out of sync?  Whether in a choir or perhaps playing an instrument, and everyone around stares with irritation or dismay, and no matter what efforts you expend, nothing seems to allow for a synchronization of movements, sounds or stylistic applications?

Or in other similar circumstances, whether in sports, dance, or other events requiring coordination of efforts and timing of actions, the personification of self reflects a complete lack of capacity to become a quiet pendulum of rhythmic beats.  And much of life is like that; there is a rhythm and a beat, and one day we wake up and everything seems out of sync, out of kilter, and no matter what we do, how hard we try, the beat of life seems to go on without us.

The phrase itself, “The beat of life”, of course, has a sense of double entendre; the first implying the rhythmic march of one’s existence, and the other denoting the thrashing inflicted through the existential encounters experienced daily.  Both, in either form, connote the consequences of the spectrum felt and the degree effectuated upon the soul of an individual.  Medical conditions tend to do that independently of any control we attempt to exert upon the environment surrounding us.  Control and our ability and capacity to determine one’s fate, is not confined or unique to the proverbial “Type-A” personality.

We all desire to be the master of our defined universe.  To lose control is to relinquish the beat and rhythm of life.   It is to be banished from the comity and security of the fiefdom we have ascribed and announced our liege to, and for which we have dedicated out lives.

For Federal employees and U.S. Postal workers, the discovery of a medical condition which impacts one’s ability and capacity to perform all of the essential elements of one’s positional duties, is tantamount to a moment in a dream when the beat of life begins and ends.  The old rhythmic consonance of mellifluous comity terminates, and the new and adversarial relationship, both against the medical condition itself and the Federal agency or the U.S. Postal Service which fails to accommodate and refuses to cooperate, must be endured and confronted.

Filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, must be considered, precisely because a new beat must be found, and the band which played the tunes before can no longer comprehend the stylistic differentiation which you have now experienced, like a religious awakening expanding beyond the horizon one may have expected at the beginning of the journey.

But whether one lives a life in a small town and never leaves the security of the neighborhood born, or one travels through and traverses the cultural divides of the world, the beat of life one carries is somewhat like the backpack of the pilgrim, and for the Federal and Postal worker who must move on to the next phase of life, preparing, formulating and filing for Federal Disability Retirement benefits with OPM becomes a necessary step to allow for the beat of life to continue, lest you allow life itself to beat you down.

Sincerely,

Robert R. McGill, Esquire