FERS Disability Retirement from OPM: Expertise

How does one attain that level?  Is it purely based upon knowledge alone, or must some history of successful application be evident?  Can, for example, an individual be deemed an “expert” in psychiatry despite never having cured anyone of the condition?  Or be considered one in the field of “time travel” despite every lack of evidence revealing its practical viability?

This is a world of specialization.  At some point in recent history, the world became too complex for the generalist to survive.  No longer could a person be a “jack-of-all-trades,” but instead, specialization was aimed at each discipline and created a need for sub-calories within each field.  Post-graduate degrees were handed out in more significant numbers for studies no one had envisioned.

That the world has become more complex cannot be refuted; technology has become the engine of advancement, and few have the understanding to master its ever-expanding tentacles of daily operation.

The days of a father working under the hood of an automobile and teaching his child how to dismantle and reassemble the engine have disappeared (leaving aside even the simple task of changing the oil).  Intricate diagnostic tools must no be hooked up to each automobile because everything is now computerized, and reliance upon the automotive “expert” who is certified in a particular make or model is a “given,” and the neighborhood auto repair shop is an antiquated idea of the past.

In the end, who and what is considered an “expert” in any given field can only be determined by combined factors of knowledge, application, and especially a successful track record of past accomplishments.  For Federal employees and U.S. Postal workers who have filed for, or are preparing to file for, FERS Disability Retirement benefits through the U.S. Office of Personnel Management, consulting with an “expert” in the field of Federal/Postal Disability Retirement Law may be a necessity which cannot be avoided.

The complexities inherent in the bureaucratic process of beyond the mere submission of sufficient medical documentation, and OPM is more likely than not to deny your medical application at the very First Stage of the process and rebut OPM by pointing to the case laws supporting your particular set of facts and applicable legal criteria is an essential part of the disability process.

Contact an OPM Disability Attorney specializing in Federal Disability Retirement Law, and consider involving an expert in a field which has become unnecessarily complex because of the bureaucratic intransigence of OPM.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Disability Retirement: The Acceleration Principle

In economics, the principle makes the logical connection between the demand for consumer goods and the requirement of accelerated production needs in order to meet the higher demand.  In other words, when the demand for consumer goods increases, it logically follows that the demand for equipment will accelerate because the means of production in order to meet the consumer demands will need to be fulfilled.

In a similar vein, there is a parallel principle in other sectors of life — educational acceleration of mediocrity, for example.  It would make sense that if a country’s educational system systematically reduces its standards of excellence, that as the years pass, everyone over time will be dumber because those students who go through the “system” and go on to become teachers, will teach the next generation of students at a reduced level of rigor, and the acceleration principle will come into play as each successive generation teaches the next at a dumbed-down level.

Similarly, wouldn’t this same principle be applicable in areas of reading, for example — where, a nation which reads less but expends a greater amount of time in watching videos, becoming entrenched in the virtual maze of computers and Smartphones, or in video games, etc., will accelerate into a population of illiteracy and cultural ineptitude?

How about in health — isn’t there a similar principle experienced, where being young can somewhat compensate for a chronic health condition, but where age or some traumatic event can trigger and accelerate the health condition where, heretofore, it had been somewhat managed and controlled?

The U.S. Office of Personnel Management, of course, will turn that on its head if you are not careful.  They will argue thus: You had a preexisting condition; there are no objective indicators that it worsened during your tenure as a Federal Employee.  Thus, your case is denied.  Contact a FERS Disability Lawyer who specializes in Federal Disability Retirement Law, and consider that the acceleration principle is both valid and effective, if delineated in the best and proper manner.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Disability Retirement for Civilian Federal Employees: The Narrative to Tell

In the expansive version of a narrative, we might include extraneous or even irrelevant information in telling a story.  Until quite recently, most movies and television shows avoided scenes of people brushing their teeth, using a urinal, or otherwise utilizing the bathroom facilities (unless, of course, you include that scene in the Hitchcock movie, Psycho, of the woman in the shower).

Our genteel sensibilities implicated an assumption of deliberation exclusion, that viewers were wise enough to know that the narrative involved such scenes; we just didn’t need to actually be “entertained” by such irrelevancies.  Thus, in every narrative, there is a necessity to edit, exclude, excise and narrow; otherwise, we would be left with a lengthy compendium of infinite facts and factoids.

For Federal employees and U.S. Postal workers who suffer from a medical condition which necessitates a filing of a Federal Disability Retirement application, the narrative to tell is required by SF 3112A, Applicant’s Statement of Disability.  Streamlining; narrowing the scope; focusing upon a specific issue; these and much more are important aspects in preparing, formulating and filing an effective Federal Disability Retirement application.

Consult with a Federal Disability Lawyer who specializes in OPM Disability Retirement Law and begin the process of writing the narrative to tell.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement: That Looping Music

It is somewhat bothersome and irritating, especially when you don’t even like the musical slice or would have gotten tired of the repetition of either the rhythmic beat or the chorus of words sung over and over again.  No matter the attempt — of trying to replace it with another tune or song, or simply concentrating upon banishing the repetition by sheer will — somehow, when the mind tires or the focus wavers, it comes back without any conscious attempt, and we find ourselves with the same words looping back into our minds.

No matter our attempts; it is only time which vanquishes and vanishes, until we realize that not only are we no longer looping the musical piece over and over again, but we cannot even remember how it went.  Or, if we do remember, we have done the very opposite of what we set out to do — for, by remembering, we begin again the looping of that tune or poetic ensemble all over again, only this time in a weaker version than the previous time.

Time does, over time, heal; that is a tautology of sorts, of course, but it is a truism that is only half-true.  For, beyond time itself — we also have to give it a chance to heal, and for Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, the mistake that is often made is to simply think that the medical condition will go away and that time will heal all things. But unlike the looping music that keeps gnawing and nagging but eventually fades from our memories, a medical condition will often possess a persistence that is stubborn beyond time’s ability to heal.

Consult with a FERS Attorney who specializes in Federal Disability Retirement Law and begin to allow for time to heal, and don’t expect the medical condition to go away in the same way that the looping music which hangs around for a time will fade away in its natural course of playing itself out.

Sincerely,

Robert R. McGill, Esquire
Postal & Federal Employee Retirement Attorney

 

Disability Retirement for Federal Government Employees: The last Edwardian

What does it mean to be an “Edwardian”?  The reign of Edward VII was brief, but its influence is often extended to periods both before and long after in an aggregation of understanding “trends” that were noted, and often idealized.

It is a period of little interest to most Americans, except perhaps when there is some vague reference during a period of a royal scandal or a royal wedding that somehow touches the fancy across the great ocean that divides.  And despite our English “roots”, scant attention is paid to the history of England in either schoolbooks or offered curricula, except in referring to those dastardly “redcoats” who quartered themselves uninvited and had the audacity to tax its colonies without proper representation in Parliament.  Or so the memory of one’s childhood history lessons are recalled.

That period — whether one extends it some decades before, or well into the “Roaring Twenties” — actually lasted only from 1901 – 1910, but left a romanticized memory of lazy summer days, prosperity, greater involvement of women and the “common man” into the political arena, and came to symbolize the dawn of the “modern era”.  Whether such an idealized recollection actually reflected any reality of the era is open to debate.  But, then, that is what we cling to when situations worsen, isn’t it — of an idealized “before” in contrast to the stark gloom of “after”?

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, that desperate “clinging on” to one’s job may in part be attributable to the need to be that last Edwardian — of a “before” (before the onset of the medical condition) when life seemed more rewarding, when pain, discomfort or overwhelming anxiety was not only unthought of, but never occurred as an issue of consideration — who “after” the onset of the medical condition can now only recall the romantic period that once was.

Filing a Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, may not solve every problem that besets the Federal or Postal employee who can no longer consistently get to work and accomplish all that is required by the position; but it does allow the Federal or Postal employee to prioritize and focus more upon the reality of one’s current situation — one’s health — and not become entrapped in trying to be that last Edwardian.

Sincerely,

Robert R. McGill, Esquire

 

OPM Medical Retirement for Federal Employees: Hardened hearts

They are unseen, but exist; and like zombies that wander through the nighttime skies as mere shadows in a one-dimensional universe, the concealment of hardened hearts can only be kept secret for a short while.  Where does the apex begin, and the downward spiral begin?  At what point does one possess a hardened heart, and does it insidiously creep upon one without one’s knowledge, conscious thought or deliberative realization?

We fight against it; we refuse to submit to it; but life happens, disappointments abound and the subtle cravenness begins to slowly, inevitably overtake.

Hardened hearts result from the encounters with life’s misgivings, and the more the misgivings, the harder the heart hardens.  Is it mere cynicism?  Does it emanate and originate from a single encounter, or must there be multiple clashes, butting of heads and piercing of hearts before the innocence of youth transforms into a meanness of spirit?

Hatred is an emotion that festers and eats away; and like flesh-devouring predators that feel nothing about their prey, hardened hearts shrivel into a latency of unfeeling behaviors.  It is a difficult road but a necessary one to take – to resist, to fight against, and to protect the purity of one’s soul.  Hardened hearts are the result of giving up, of losing hope, and of turning one’s back upon a society that has otherwise already given up on an individual.

For Federal employees and U.S. Postal workers who feel the onset of that condition known as “hardened hearts”, the symptoms are quite noticeable: of bitterness; of anxiousness in going to work; of the recognition that one’s Federal Agency or the Postal facility does not show any loyalty towards you despite years and decades of dedicated work.

The diagnosis of a hardened heart, if the Federal or Postal employee suffers from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, may be to file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management.

In the end, hardened hearts are merely another happenstance of life’s misgivings, evidencing the cruelty of the world in which we live; but there are ways to avoid the final diagnosis of a mortality robbed of joy, and that may be by filing an effective Federal Disability Retirement application and “moving on” to try and save that last vestige of an innocent outlook upon life’s sunset of tears.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Disability Retirement: The Complexity to Defeat

Simplicity of former times is what we all seek; in the end, it is never as “good” as we all like to make-believe it was, and never as “bad” as we may feel at the moment.  But within a world which sees technology advancing not in incremental, thoughtful stages of periodic progress, but in exponential warp-speed unseen in the epochal movements of past generations, it is difficult to keep pace with the dizzying speed of innovation.  And that’s just in trying to choose a lightbulb at the local grocery store.

For must of us, the complexity which confronts and challenges are those within.  The viewpoints we bring; the skewed thought-processes from the baggages of childhood; and the enmity we harbor in secret compartments of resentment and shame.  Further, what exacerbates and complicates, is a medical condition, whether physical or psychiatric, and too often an intersection of both feeding one upon another.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition begins to impact one’s livelihood, the ability to even go into work, and prevents the Federal or Postal employee from performing one or more of the essential elements of one’s positional duties, the complexity to defeat is the very same one that haunts and hinders from the residues of self-doubt:  making wrong choices when the right ones will save.  Hesitation; fear; anxiety and angst from not seeing clearly an unknown future; these will all continue to magnify beyond the panic of sleepless nights.

Preparing, formulating and filing an effective OPM Disability Retirement application, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is never an “easy” engagement; in fact, it is merely one more complexity of life.  But the bureaucracy will always be there; the procedures, methodologies and sheer volume of substantive and procedural hurdles will always remain like an obstacle unmovable likened to Aristotle’s proverbial Unmoved Mover.

In the end, taking that significant step in preparing, formulating and filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management will be determined not by fate or misfortune, but in recognizing that the complexity to defeat remains hidden within our very souls, to be identified, tackled and wrestled with, in order to move on with our lives.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Medical Retirement: The Negative Interest Rate

In periods of economic stagnation, where mass hoarding by depositors results in a slow-down of commercial activity, rising unemployment and deflationary returns on value-for purchase in all sectors, the idea that depositors must not only deposit, but further, pay regularly to keep their money with the bank, would at first glimpse appear counterintuitive.

Perhaps that was initially the brain-child of some half-crazed Economist — that one with the frizzy hair appearing on Sunday Shows who had won the Nobel Prize for Economics many decades ago because no one quite understood what he was talking about, and believed that such insanity was either too brilliant to bypass or, more likely, to fail to appear as if one understood it would be to reveal one’s own ignorance and mediocrity (remember Schopenhauer’s adage:  “Talent hits a target no one else can hit, while genius hits a target no one else can see”).  And so it goes.

The problem with unworkable theoretical constructs, however, is that the rest of us have to live with the consequences.  In reality, the concept of “negative interest rate” is one which most people have to live with, anyway.  For Federal employees and U.S. Postal workers, this is a daily occurrence — especially for those who have a medical condition, such that the medical condition impacts the Federal or Postal employee’s ability and capacity to perform all of the essential elements of one’s Federal or Postal positional duties.

For, like the concept of the negative rate of return, the Federal and Postal worker must not only go to work, but continue to pay for it with their deteriorating health.  Additionally, the increasing harassment, adverse actions and diminishing joy in working with hostile coworkers, managers and supervisors, must be borne with a smile and silent acquiescence, as if the feudal backdrops of self-flagellation must be enjoyed within the caverns of psychosis in suffering.

The negative interest rate for Federal and Postal employees is thus nothing new; it is a theoretical model for all Federal and Postal employees who suffer under the suffocating malaise of a deteriorating medical condition.  The real question is:  At what rate of negative returns does the Federal or Postal employee withdraw the deposit?  For, in pursuing this analogy, it is precisely that critical point where money-kept and money-lost reach a pinnacle of insufferable choices, when the Federal or Postal employee with a medical condition must consider filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

For, when the interest charged begins to eat away at the very principal which is invested, and the rate of return negates the benefit of remaining, then it is indeed time to withdraw the deposit, and begin to prepare, formulate and file for Federal Disability Retirement benefits through OPM, lest the negative interest rate which once, long ago, began as a theoretical construct in the basement of a mad economist, but which now pervades the ivory towers of polite academia with echoes of reverberating laughter once resounding from the insane asylum next door, begins to infect the four corners of a civilization which has lost its way.

Sincerely,

Robert R. McGill, Esquire

 

Federal & Postal Disability Retirement: The Agency’s Options Letter

Options presented in life often depend upon the preparatory avenues previously correlated over months and years in reaching such a point and destination; alternatives and the plenitude of opportunities rarely “just happen”, and like the football team which seemingly seamlessly executes its game plan, the practiced work left unseen behind the scenes is what allows for the openings to occur, both in sports jargon as well as in business life.

Whether the limits of available alternatives are constrained by the apparently known universe, or continue without knowledge, matters little; for, in choosing from a list of openings, one must know the menu before placing an order.  Thus, can a person choose a sixth option when presented with only five?  Or does lack of knowledge and negation of foresight delimit the available resources untapped and unencumbered?

For Federal employees and U.S. Postal workers, there is often that dreaded “options letter” which the Federal agency or the Postal Service issues, as if the universe of actions to be considered is restrained by the content of the issuance serving the needs of self-interest, and not with concern for the Federal or Postal employee.  Such options presented by the Federal agency or the U.S. Postal Service are often 3:  Come back to work; seek accommodations; or resign.

For Federal and Postal employees who suffer from a medical condition, such that the medical condition has resulted in exhaustion of Sick Leave, Annual Leave, and all FMLA benefits, the refusal by the agency or the U.S.P.S. to extend the granting of LWOP is often accompanied by the threat of sanctions, punitive actions and placement of the Federal or Postal employee upon AWOL status.

The options presented are thus onerous and unreasonable; for, as Option 1 is untenable (the medical condition prevents the Federal or Postal employee from coming back, and the agency and the U.S. Postal services knows this, as otherwise Sick Leave, Annual Leave and FMLA would not have been unnecessarily exhausted), and Option 2 (seek accommodations) is somewhat of a “given”, it is Option 3 (resignation) which the Federal agency and the U.S. Postal Service hope and expect the Federal or Postal employee to initiate.

Such an option allows for the least amount of thought and effort by the Federal agency, and it is this expectation, along with the threat of placing the Federal or Postal employee with imposition of AWOL status, that often wins.  But are there other options besides the ones presented by the Federal agency or the U.S. Postal Service? Perhaps.  But as life’s choices are revealed only through knowledge and wisdom, it is the one who seeks the avenues of counsel who discovers that universes besides the insular one within the parameters of the Milky Way portend of other life on planets yet undiscovered.

Sincerely,

Robert R. McGill, Esquire

 

OPM Medical Retirement: The Deeper Recesses of Unwanted Caricatures

Caricatures often depict an exaggerated degree of undesirable characteristics, whether for comic effect or sleaze of meanness.  The totality of the person or entity described is rarely the reality of the grotesque aggregate of the negative characteristics, but one can still see the relative truth of validation in the aspects shown.

Such caricatures, too, can be either internal or external; the latter being the depiction from the perspective of someone “other”; the former comprised of the totality of one’s self-image, how one projects from the perspective of the other, and the reflective thoughts of one’s self.  When others describe one in caricature form, you may laugh, but inwardly shy with horror and fright; and in the deeper recesses of one’s privacy, the truth and impact of such unwanted caricatures may pull one into a psychological chasm of despair.

Medical conditions, especially, can exacerbate an already-existent fear and loathing, precisely because they attack and undermine those areas of the physical, emotional and psychological vulnerabilities most open and revealing.

For the Federal employee and the U.S. Postal worker who becomes impacted by a medical condition, such that the medical condition prevents one from performing one or more of the essential elements of one’s positional duties, the unwanted caricatures which frighten and demean are often twofold:  Loss of productivity (resulting in reduction of income), and devaluing of self-worth, both in the eyes of coworkers as well as from the deeper recesses of one’s own perspective.

Filing for Federal Disability Retirement may not seem like the perfect solution in dealing with a medical condition, but as this is not an infallible universe, so we must accept the imperfections offered.

The generous parameters promulgated within the legal regulations of obtaining a Federal Disability Retirement, allows for the Federal and Postal worker to entertain a second vocation or career beyond the Federal Disability Retirement annuity (one may earn income in the private sector, up to 80% of what one’s former Federal or Postal salary was, in addition to the Federal Disability Retirement annuity).  More importantly, it allows for the Federal or Postal worker to first and foremost focus upon attending to the medical condition itself, while receiving a base annuity during the crisis point in determining the course of future actions.

Unfortunately, what often holds us back in securing one’s future is not the actual realities of an imperfect universe, but rather, the deeper recesses of one’s perfect world, as depicted in an unrealistic caricature within one’s own imagination, precluding progress where pantomimes may perform.

Sincerely,

Robert R. McGill, Esquire
FERS Disability Retirement Attorney