Tag Archives: need another doctor’s opinion when applying for federal disability

FERS Disability Retirement Law: A Comma, Not a Period

If each of us were but a punctuation in life, what would we be?  Of the curious mind — forever a question mark?  Or of that person with immovable convictions who goes around always opining on every subject, whether with knowledge or not — perhaps an exclamation point?

And of present circumstances, do we ever want to be a period, or merely a comma?  For, the period is that dot of finality, whereas a comma is merely a pause, an interlude, a hesitation before the rest of the sentence continues.

Do we really want the thought to end, or merely to cause a pause and then proceed with a burst of thoughtful streams where life continues on, the plot remains as thick as ever, and the chapters continue for pages upon pages?

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential or basic elements of one’s Federal or Postal job — don’t let the medical condition end your career with a period, but rather, let it be a mere pause like the comma which hesitates.

There is, after all, life after the Federal government, and preparing, formulating and filing an effective Federal Disability Retirement application under the Federal Employees Retirement System (FERS), submitted through the U.S. Office of Personnel Management, allows for the story to continue after the comma, as in being allowed to make up to 80% of what your former Federal or Postal position paid, on top of the Federal Medical Disability annuity you will be receiving.

Contact a FERS Attorney who specializes in Federal Disability Retirement Law, and allow your life to be a comma with a continuing story to live, instead of the finality of a period which negates a brighter future.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Disability Retirement Law: Vestigial Lives

We never like to think about our lives in those terms — of what is left of it; of being a smaller part where once there represented a larger segment.  Vestigial lives — those remnants trailing behind; a shadow of its former self; the residue and indications of what once was.

Medical conditions tend to caricature a belief that it is now the “leftovers” where the main course has been largely consumed and the breadcrumbs are all that remain, left to be swept away by the waiter who stands by ready to pounce upon the vacated table.  Is that how we view our lives?  Do medical conditions leaves us so devastated, of a vestigial shadow of a former self that we cannot see a future brighter than the darkest days remembered from our past?

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition no longer allows the Federal or Postal worker to continue in his or her career path, contact an OPM Disability Lawyer who specializes in FERS OPM Medical Retirement, and begin to prepare for a life beyond the Federal government, and much more than mere vestigial lives representing a shadow of a former self — and instead, to consider going out into the private sector and making up to 80% of what your former job currently pays, on top of the Federal Disability Retirement annuity you can receive.

Sincerely,

Robert R. McGill, Lawyer

 

FERS Disability Retirement from OPM: The Other Person

When we were young, a sense of invincibility can set in even when tragedy strikes others, and we are always — somehow — left to spare.  Perhaps we begin to believe that we are “special”, or that fate has something unique for us; or even that our genetic make-up is somewhat superior than others.

Whatever the reasonings, it is always “the other person” who is hit with the bad luck, the seasonal flu, the chronic illness, the bad relationship, left without an umbrella on a rainy day, and multiple other small and larger calamities.  But time and age take care of such things; at some point in life, the “other” person becomes you — and the youthful you becomes the other person who looks at you and says, “I must be different”.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition now prevents you from performing one or more of the essential elements of your Federal or Postal position, you are now that other person — the one who needs to consult with an attorney to discuss the possibility of filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management.

What you do not want to do is to become like the other person who fails to act, and instead lives out the calamity without a hopeful future.

Sincerely,

Robert R. McGill, Esquire

 

OPM Medical Retirement: Hovering nostalgia

The image connotes a sense of lightness of being; for, to “hover” is to have that levitation of weightlessness, and it is in the moment of nostalgic interlude that we experience the concurrent sensation of becoming lost in the memories of forsaken pasts.

Nostalgia is to Man what icing is to a cake; without it, we live in the reality of dreaded days where the future is merely a repetition of Sisyphus’ burden and the past cannot be recovered because of regrets and forlorn slumber of forgotten days; and like the icing that failed to sweeten the crestfallen cake, so we hover over nostalgia because we need to cling to the past.

Hovering nostalgia is what we do when we recall the days of youth when worries were still for tomorrow, when the future seemed limitless and a time for anticipated conquests without fear or trepidation; and yesterday was too near to consider in the face of youth’s folly.  Was there such a time of innocence when troubles were without regret?  Was I once a young man of character where the future was yet bright and without fault?

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition demands a change of career, it might well be that the hovering nostalgia of a time past and a future uncertain makes one pause and wonder; but the plain reality is that we must be able to adapt to the changes that unexpectedly come, and face the starkness of our present condition.

Federal Disability Retirement is a complex administrative process; to maneuver through the bureaucratic morass without the advice of counsel may be possible, but perhaps unwise.  There are multiple pitfalls and potential legal obstacles at every turn; and while the world of yesterday may engender hovering nostalgia for a time where filing for Federal Disability Retirement benefits did not have to be considered, it is the reality of the “now” which must be dealt with.

For the Federal or Postal employee who must consider the stark choice of FERS Disability Retirement, gaining access to a trove of legal experience should be the first move in proceeding with Federal OPM Disability Retirement, lest the hovering nostalgia of forsaken memories creates a further obstacle unanticipated.

Sincerely,

Robert R. McGill, Esquire

 

OPM Medical Retirement under FERS & CSRS: Chess

Two quick observations about the game of Chess and those who play it:  Few are actually very good at it; and, like self-image and a false sense of confidence for many in the United States, too many who play it believe themselves to be very good at it.  Stefan Zweig wrote about the game brilliantly in his novella, the “Chess Story” (or otherwise translated or sometimes referred to as “The Royal Game”), and debunked the notion that the greatest of players are by implication, necessity and prerequisite of an intellectual character, either as brilliant mathematicians, logicians, musicians, philosophers, etc.

The “brilliant” chess player, Czentovic, is a moron at best, and a blithering idiot at worst — but boy, can he play chess and beat everyone and anyone.  To some extent, the reality of Bobby Fischer confirms the skepticism of Zweig as told in the Chess Story — of the idiot savant whose distorted singularity of brilliance being limited to the ability for adeptly maneuvering within 64 squares of white and black spaces and utilizing 16 pieces each in a game that requires foresight and some amount of insight.

That is not to say that one should minimize or diminish the attributes of a Grand Master and, indeed, many such people were “brilliant” in other ways, as well.  One cannot make generalizations and say that every good chess player is a blithering idiot; but nor can one assume that, because one is good or great at the game, ergo he or she must be an intellectual, philosopher, physicist, etc.  The downfall of most is in the notion that you are good because you think you are good; for everyone else, the tempering of reality normally comes about when one’s own notions come into contact with the reality of the world.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, initiation and submission of an effective Federal Disability Retirement application, to be filed with the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, may become a necessity.

Filing an OPM Disability Retirement application is somewhat akin to playing chess — from the crucial initial “move” of the pawn, to maneuvering your way through the landmines of a complex administrative and bureaucratic process, until the final stage of a “checkmate” that results in an approval from OPM.  But the game of chess is not merely the physical aspect of it, and encompasses a wide range of psychological characteristics — of fooling one’s self into greatness; of becoming overconfident; of underestimating one’s opponent.

Similarly, filing a Federal Disability Retirement application with OPM is not just the “physical aspects” of filing — it must encapsulate proper legal citations; persuasive argumentation; careful gathering of information, evidence and documents, etc.  And like the fool who believes himself to be a great chess champion, one should always remember that being the “best” at something doesn’t just involve thinking that it is so, but should include consultation with an expert to objectively determine it to be so.

Sincerely,

Robert R. McGill, Esquire

 

Disability Retirement for Federal Government Employees: The last Edwardian

What does it mean to be an “Edwardian”?  The reign of Edward VII was brief, but its influence is often extended to periods both before and long after in an aggregation of understanding “trends” that were noted, and often idealized.

It is a period of little interest to most Americans, except perhaps when there is some vague reference during a period of a royal scandal or a royal wedding that somehow touches the fancy across the great ocean that divides.  And despite our English “roots”, scant attention is paid to the history of England in either schoolbooks or offered curricula, except in referring to those dastardly “redcoats” who quartered themselves uninvited and had the audacity to tax its colonies without proper representation in Parliament.  Or so the memory of one’s childhood history lessons are recalled.

That period — whether one extends it some decades before, or well into the “Roaring Twenties” — actually lasted only from 1901 – 1910, but left a romanticized memory of lazy summer days, prosperity, greater involvement of women and the “common man” into the political arena, and came to symbolize the dawn of the “modern era”.  Whether such an idealized recollection actually reflected any reality of the era is open to debate.  But, then, that is what we cling to when situations worsen, isn’t it — of an idealized “before” in contrast to the stark gloom of “after”?

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, that desperate “clinging on” to one’s job may in part be attributable to the need to be that last Edwardian — of a “before” (before the onset of the medical condition) when life seemed more rewarding, when pain, discomfort or overwhelming anxiety was not only unthought of, but never occurred as an issue of consideration — who “after” the onset of the medical condition can now only recall the romantic period that once was.

Filing a Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, may not solve every problem that besets the Federal or Postal employee who can no longer consistently get to work and accomplish all that is required by the position; but it does allow the Federal or Postal employee to prioritize and focus more upon the reality of one’s current situation — one’s health — and not become entrapped in trying to be that last Edwardian.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Information: Among friends

So, in the cackle of laughter and the roar of a campfire, or perhaps in the hazy heat of summer outside by the swimming pool, or wherever; among friends, enjoying an afternoon, a late morning, an early evening or into the twilight hours when children whisper sweet sounds of snoring dreams and even the dog has had enough of the friendships, especially where table scraps are no longer offered and a wagging tail barely invites a pat on the head, and certainly no more tummy rubs no matter how many times a hint is dropped; and so the vacant stares begin to take hold and the late-hour goodbyes begin to be offered.

Among friends; and yet there is an uneasiness; perhaps you learned something about one of them that you never knew before; perhaps, that couple you knew from high school or college, of whom you and your wife have always said, “Oh, not them!” Life brings unexpected traumas and turmoil, tumultuous events and interventions that one never plans for.  People whom you thought “would never” – whatever the blank narrative that follows that phrase or conceptual construct – suddenly do, are or will become.

We fail to recognize, always too late, that it is the unpredictability of life that is the predictable, and when we become ensconced with the settled comfort that guided Parmenides in his philosophical outlook, and recognize the perspective of Heraclitus, then can we take a step back and plan for that unexpected travail.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition begins to prevent the Federal or Postal employee from performing one or more of the essential elements of the Federal or Postal position, it is precisely that sense of “being among friends” that can become problematic.

When to inform the Federal agency or the U.S. Postal workers of the intent to file; what to say, how much to divulge and in what form; to what extent this or that individual, supervisor or manager is allowed to know; what prying eyes will have access to sensitive medical information; and who are we among – friends, foes or somewhere in between?

These are questions that will have to be confronted and sensitively danced around and about, for in preparing, formulating and filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the questions are often not, “Are we among friends?” but rather, “Who are our enemies”?

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability: The Chasm between Expectation and Reality

Expectation constitutes the anticipatory goal to be attained sometime in the near or far future; reality is the actualization of the potentiality of one’s imagination.  That anticipatory potentiality, however, can be formulated based upon numerous factors, including:  baseless imagination (more of a child-like quality); desire and hope (with perhaps some admixture of factual context and content, and somewhat of a more mature basis); or sequences of planned actions culminating in a realistic fulfillment based upon actual circumstances analyzed, deliberated upon and ascertained (a mature consequence of purposeful strategies formulated and initiated).

The chasm which exists between one’s expectation, and the reality of fruition, retrospectively reveals the state of maturity (or immaturity) of one’s soul.  That is why gamblers and lottery tickets abound; for, the play upon adolescent wants and desires portends of dreams unfulfilled, desires still unrestrained, and creative imaginations unbounded allowed to wander aimlessly.

For Federal employees and U.S. Postal workers who expected one’s own agency to embrace loyalty and constancy of support just because the Federal or Postal employee showed such honorable characteristics for many years previously, and perhaps for more decades than the half of one’s lifetime, the chasm of reality often hits hard.

Medical conditions can often be “accommodated“, if only in a loose, non-legal sense of the word.  But it is amazing how people and organizations suddenly become quite “legal” in matters where honor should prevail; and in that sense, to be “accommodated” takes on a new and restrictive meaning.  Medical conditions often bring out the worst in people and organizations, and concepts involving the humanity of one’s soul no longer become relevant, but mere irritants to be legally sequestered in order to protect and deny.

For Federal and Postal employees who suffer from a medical condition, such that the medical condition prevents one from performing one or more of the essential elements of one’s Federal or Postal positional duties, filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is often the last bastion of hope — hope which bridges the chasm between expectation and reality, and one which sets the path for future security upon the solid foundation of a reality which one may want to shy from, but which one cannot escape in this world of love, hate, humanity and cruelty — the compendium of that complex animal called Man.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement: House of Cards

We have all built them as children; those shantytown assemblages like the poverty-stricken and make-shift huts constructed by corrugated debris gathered from refuse and discarded materials, flimsy and ready to collapse, if not by architectural fault lines, then certainly from the sudden and malicious puff of air emitted by one’s younger brother or sister tiptoeing  up from behind in a sneak attack.  The House of Cards — they test the dexterity and patience of one’s character, and simultaneously represent anything built on a precarious foundation, including business ventures, family relationships, and of life itself.

For the Federal employee or the U.S. Postal worker who suffers from a medical condition, such that the medical condition begins to impact one’s ability and capacity to perform the essential elements of one’s Federal or Postal positional duties, the concept of a House of Cards can become quite personal, and in the modern proverbial metaphor, “hit close to home”.

Daily, the precarious and tenuous state of one’s employment status is tested by sudden and unexpected winds of fate, by sneak attacks and underhanded methods of operational malice.  A sudden stir of the atmosphere, a deliberate act of adversity, or the unsuspected whisper of undermining; they all amount to the same:  an attempt to further weaken the foundations which were already being tested.

The option the Federal or Postal employee needs to consider, is to file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether under FERS, CSRS or CSRS Offset, because if the foundation of one’s life has already become shaky, the fall itself is an inevitability when confronted by the vast behemoth of the Federal agency or the U.S. Postal Service.

Just as 2 out of the 3 little pigs came to understand and appreciate the necessity of a firm foundation, so the Federal or Postal employee should see the wisdom in fleeing from under the House of Cards, and consider filing for Federal OPM Disability Retirement benefits; for, they ran to the third when they could, and lucky for them, the Big Bad Wolf could not get to them — at least not in some versions of the tale.

Sincerely,

Robert R. McGill, Esquire