Postal & Federal Employee Disability Retirement: The Waiting Game

Doctors are good at it.  They have studied the psychology of impatience.  First, the 15 minute wait in the reception room.  Impatience sets in around that time.  Thus, the transfer into the private patient’s room — but still no sign of the doctor.  No matter; the transfer itself has “renewed” the patient’s patience.  20 minutes there.  Then, an “intake” person asks some questions, then disappears.  This allows for another 10 – 15 minutes.

It is the “incremental” approach — of satisfying the irritation of waiting just enough so that another duration of waiting is allowed for.  If you break up an hour’s worth of waiting into increments of 20 minutes, it doesn’t seem so bad.

Bureaucracies, however, don’t care.  For Federal employees and U.S. Postal workers who need to file for Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management, it is often the “waiting game” which is most difficult.  Then, of course, when there is a denial from OPM, it takes that much longer.

No one can guarantee a first-stage approval from OPM, but making sure that an OPM Disability Retirement application is formulated and prepared as best as possible will at least enhance the chances of an approval at any stage, and thus will subvert and undermine the waiting game.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement under FERS: The Fear of Meaninglessness

Our relevance is determined by others; meaning, by ourselves.  Some fear irrelevance; almost all, meaninglessness.  Whether we are truly relevant in our communities, our careers, our personal and professional lives — that is a question which is dependent upon what others think and do about our interactions with them.

The fear of relevance is often felt to a lesser extent, for we can fool ourselves into thinking that we are more relevant than we actually are.  The fear of meaninglessness, however, is a different matter.  “Meaning” relates to our own inner lives; of how we think of ourselves; of what value we attribute; the interests we have undertaken; the purpose we have shown.  The fear of meaninglessness is what compels us to act.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the medical condition itself — in relation to one’s job — will intersect with questions of meaning and relevance.

Consider filing for Federal Disability Retirement benefits — for, the fear of meaninglessness will become evident once you consider the priorities of your life, including your time remaining; the impact of your medical condition; what you want to do for the rest of your life.

Sincerely,

Robert R. McGill, Esquire

 

Federal & Postal Disability Retirement: The Simulated Life

We all engage in it, to some extent; it is all in the “extent”, however, that matters.  The manufacturing of something which approaches the original; of pretending “as if”; they all constitute a simulation of sorts.  Whether of an expensive handbag that is made in another country where labor is cheap and copy-catting is the norm; or merely a smile when you actually want to cry; or of the rote response to, “Hi. How are you doing?” — where we reflexively declare, “Fine, and how about you?” — when in fact you are not doing “fine” but instead are forced to simulate the required rhythm of normalcy.

Society requires the simulated life until life itself becomes too real such that it must crawl out from the cocoon of artificial existence.  It is as if the metamorphosis from one form of existence into another must by force erupt, and that is the point when reality must by necessity force its being into existence.

For Federal employees and U.S. Postal workers who suffer from a medical condition where, each day, a simulated existence must be lived because to do otherwise might mean that you may lose your job, consideration should be given to possibly filing for Federal Disability Retirement benefits under FERS, especially when the real life being lived — the pain and anguish from a medical condition — can no longer remain contained within the cocoon of a simulated life.

Federal Disability Retirement allows for a lifetime annuity that lets you focus upon your health, and thus circumvents the simulated life and instead allows you to be the “real” you, and not some manufactured form of a fake smile, a forced joy or an artificial existence.

Sincerely,

Robert R. McGill, Esquire

 

Disability Retirement under FERS & CSRS: Where we are

Wherever we are, we believe that is where the focal point of life resides.  Yes, it is a truism that the wider the travels, the greater recognition that one’s life is relatively insignificant, and that there are others in distant places where greater importance and relevance is objectively established.

But the subjective, human perspective cannot ultimately abandon the compass of where we are; for, it is the center of the compass itself that controls the direction of the gravitational pull, and while the North Pole may be where the forces reside (including Santa, all of his elves and helpers, and presumably Rudolph and the offspring), the perspective of where the arrow points remains constant:  It is the I, where I am and what circumstances impact me (in whatever form the personal pronoun is enunciated).

Is it an inevitable perspective – this egoism of the subjective “I” from whence the world is viewed, around which swirls the universe that rotates, churns and erupts in unanticipated transcendentalism encompassing the universal karma denoting an insignificant place in the warped historicity of mankind?  Or, is it possible to have been brought up in a community where there is no word within the language game of the collective peoples that points back towards one’s self?

Thus, the “what if” game:  What if there is no personal pronoun?  What if the perspective embraces only some other, such that each views the importance of the other and the relative irrelevance of the one who perceives the other, such that there is no one but the ego in a reflection of a mirror pointing to someone else – would that make a difference, such that there would therefore be no personal possessiveness, neither in grammar nor in envious jealousies of owning that which is everyone else’s?  Can a person exist without being erased and stamped out, in a society where collectivism is constant and self-realization is an alien concept unable to be comprehended?

But that is not so; here, in modernity, there is but the subjective “I”, the royalty of self, and the self-importance of the fanfare where each and every one of us seeks and relishes the quarter hour of fame, now transformed into reality television shows and Selfies on an extension pole, or by min-drones hovering with a camera taking aim at every movement of our selfish worth.

For the Federal employee and U.S. Postal worker who must prepare, formulate and file an effective Federal Disability Retirement application, be cautious in determining “where” one “is” – for, an effective Federal Disability Retirement application can quickly become consumed by the subjective “I” in the narrative delineated in the Applicant’s Statement of Disability (SF 3112A).

To be an effective Federal Disability Retirement application, there must by necessity contain and retain a certain sense of objectivity, tempered by the medical documentation and evidentiary compilation to be submitted.  Yes, yes – where we are is important in life, but remember always that where we are is only relevant from the vantage point of where we want to be tomorrow, and the day after that.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Disability Retirement: From Whence We Came

It is often quipped that the advantage of human psychology is in our short memories; otherwise, we would walk around with greater angst than we deserve.  The accomplishments achieved; the accolades left unstated; perhaps in menial tasks or ones of recognized significance; but in any event, a career, all told, which spans a decade or more, will always have a sense of achievement, if only for the steadfastness of commitment itself.

In this day and age, where millennials change jobs as often as infants of diapers, the career of a Federal or Postal worker which spans multiple decades is an anomaly itself.  Whether the goal was to make that 30 years, or simply because the Federal or Postal employee liked what he or she was doing, matters not.  Commitment in and of itself is an achievement.  Thus, when a Federal employee’s or a U.S. Postal worker’s career is cut short because of a medical condition, such that the medical condition necessitates the filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the regrets foretold or the dismay of a career cut short, should always be replaced with memories from whence we came.

Staying with a Federal or Postal job for so many years reveals a steadfastness of purpose; but where priorities intersect and interrupt, especially when it comes to one’s health and future security, filing for OPM Medical Retirement benefits is meant to salvage such a Federal career by allowing for an annuity to stabilize one’s future, and to consider taking that experience one has amassed into the private sector for a possible second vocation.

Memories; they are funny animals; and for humans, allows for visualization and imagination from whence we came.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: Mastery of Life

It is what we all strive for; as depicted in cult followings and media outlets, it is a state of representation attained through travels to the Himalayas, or after years of struggling in a Zen monastery (and engaging in Tai chi battles with inept masked ninjas) and gaining unexplainable enlightenment (why couldn’t the same happen in the living room of one’s own home?).  The truth is, the mastery of life is merely a mundane affair.

It is where one finds a rhythm within the daily obstacles of life, when recognition of distinguishing between a real “crisis” and an irritating problem is quickly resolved; and how bumbling through problems encountered in youth is replaced by smooth sailing with unruffled feathers in meeting obligations, confronting difficulties and engaging the monotony of daily living.

In the West, just when such a state of quietude is reached, society discards it all and favors youth over the aging, incompetence over experience, and slow but steady progress over fresh “new ideas” (which never are, but the discovery of which young people think they have been the first to encounter, as if the wheel on one’s car is an invention recently revealed).  This disregard and (ultimately) disrespect is magnified when a person is beset with a medical condition — precisely because being hit with a medical condition mirrors how treatment of the aged facilitates, but only at an exponentially quickened pace.

For Federal employees and U.S. Postal workers who suffer from a medical conditions, such that the medical condition begins to impact the performance of one or more of the essential elements of one’s positional duties within the Agency or the U.S. Postal Service, this phenomena becomes a daily occurrence.

For years, we accumulate and derive the experience of plenitude and glean through trial and error, attaining a state of wisdom aggregated within the confines of one’s skull, with a loci traveling from home to desk, then back home again.  When a medical condition impacts the Federal or Postal employee, one would think that a race would be on to preserve that body of knowledge, to contain it (as in futuristic movies) with aldehyde fixation in gentrified forms of cryonics in order to reserve unseen answers to unforeseen circumstances, all for the benefit of the “mission of the agency“.  But no — that is not what occurs.  Instead, for Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition impacts one or more of the essential elements of one’s job (but normally not all), the tired routine is of commonplace doldrums of ineptitude and incompetence:  “get the bum out”.

For the Federal or Postal employee who suffers from a medical condition, and further suffers the fool resulting from that medical condition, filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether one is under FERS, CSRS or CSRS Offset, is often the best avenue away from the madness of disregard.  But, then, perhaps we all have it wrong; perhaps filing for Medical Retirement through OPM shows and reveals that “mastery of life” we all seek, like the Shaolin Monk of yore who sought enlightenment elsewhere, and attained it within.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement: Avoidance

There are always activities and interests to pursue; that is the “stuff” of which life is comprised.  Heidegger referred to the multiple and endless projects as a means of distracting ourselves from the ultimate fate of our existence; but in truth, it is far less complex than that.  Keeping busy is a means of filling in the void of daily toil, and where activity tires the soul, thoughtfulness is replaced with silence.

Have you ever met a person who talks a mile-a-minute, and is seemingly always on the way out, never to have time to pause for breath?  It is as if the grim reaper of time and eternity is just behind, on his tail, about to determine the inestimable worth of a life pursuing the unfulfilled dreams of gnomes, children and elves who jump into hobbit-holes like the white rabbit which Alice followed into the hole of Wonderland.  It is, in the end, an avoidance of sorts, where one knows in the subconscious of harbored secrets that a time in the near future will come, and fall upon the waiting soul like a weight of gold.

For Federal employees and U.S. Postal workers who suffer in pain, or in psychiatric modes of inconceivable anguish, the need to file for Federal Disability Retirement benefits, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is often delayed by deliberate avoidance.  And that is certainly understandable.

The direct confrontation with the problems of life and daily living is less preferable than the enduring activities which keep one’s soul busy with the flurry of thoughtless projects.  But as time tolls regardless of one’s efforts to procrastinate, so the politician who kicks the proverbial can down the chute of endless and moronic drones of discussion, focus-groups and formed committees for further study, is merely avoiding the inevitable.

It is first and foremost the entrance of the medical condition.  Then, slowly, the realization that it simply won’t go away, no matter how busy one is, and how unfair life has become.  Then, the progressive impact upon one’s physical and cognitive capacities ensues.  When the two roads converge, it is time to consider preparing, formulating and filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management.

Avoidance of necessity may work for a fortnight, but the projects which make up life’s “stuff” can only fill the void for a season, if that.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement Law: Fool’s Gold

Pyrite is often the element mistaken for gold, with its bright yellow appearance and shiny, reflective compound.  Why a given mineral is determined of greater value than another of similar appearance is a complicated affair, encapsulating economic principles of supply and demand, the fungibility and replacement feature of one over the other, and the plain fact that the elemental differentiation itself constitutes “real” versus “fake”.

It is, in history books, novels and plays, a metaphor for greed, corruption, ill-fated endeavors, and motives which propel obsessions of determined failure and futility.  For that which we seek with a blind eye, we end up becoming blinded to.  During the course of a career, one can often lose sight of why we were working towards a goal, the values which we once cherished, and the reasons for our very essence and being.

For the Federal employee and the U.S. Postal worker who suddenly finds himself or herself with a medical condition, such that the medical condition prevents one from performing one or more of the essential elements of one’s positional duties, the metaphor of the fool’s gold is an instructive one.  For, to pursue one’s career at any cost, is ultimately a fool’s errand; and when the price to pay is one’s own health, such a continuing act of futility can result in greater calamity than necessitated by one’s progressively deteriorating circumstances.

Priorities in life always have to be readjusted, in order to accommodate the unexpected vicissitudes of life’s challenges.

For Federal employees and U.S. Postal Workers, the work is important for most, and is a “high priority” in order to accomplish the mission of the agency or the Postal Service; but when one’s health contraindicates the priority of one’s Federal or Postal career, a change of venue should be considered, and filing for Federal Disability Retirement benefits, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is an important first step in making sure that the proverbial pot of gold one once sought, has not been replaced by the mirage of fool’s gold, lest the leprechaun who mended your shoes is caught during the process, in which case the three wishes granted may override the need to reshuffle one’s priorities.

Sincerely,

Robert R. McGill, Esquire

 

OPM Medical Retirement: The Deeper Recesses of Unwanted Caricatures

Caricatures often depict an exaggerated degree of undesirable characteristics, whether for comic effect or sleaze of meanness.  The totality of the person or entity described is rarely the reality of the grotesque aggregate of the negative characteristics, but one can still see the relative truth of validation in the aspects shown.

Such caricatures, too, can be either internal or external; the latter being the depiction from the perspective of someone “other”; the former comprised of the totality of one’s self-image, how one projects from the perspective of the other, and the reflective thoughts of one’s self.  When others describe one in caricature form, you may laugh, but inwardly shy with horror and fright; and in the deeper recesses of one’s privacy, the truth and impact of such unwanted caricatures may pull one into a psychological chasm of despair.

Medical conditions, especially, can exacerbate an already-existent fear and loathing, precisely because they attack and undermine those areas of the physical, emotional and psychological vulnerabilities most open and revealing.

For the Federal employee and the U.S. Postal worker who becomes impacted by a medical condition, such that the medical condition prevents one from performing one or more of the essential elements of one’s positional duties, the unwanted caricatures which frighten and demean are often twofold:  Loss of productivity (resulting in reduction of income), and devaluing of self-worth, both in the eyes of coworkers as well as from the deeper recesses of one’s own perspective.

Filing for Federal Disability Retirement may not seem like the perfect solution in dealing with a medical condition, but as this is not an infallible universe, so we must accept the imperfections offered.

The generous parameters promulgated within the legal regulations of obtaining a Federal Disability Retirement, allows for the Federal and Postal worker to entertain a second vocation or career beyond the Federal Disability Retirement annuity (one may earn income in the private sector, up to 80% of what one’s former Federal or Postal salary was, in addition to the Federal Disability Retirement annuity).  More importantly, it allows for the Federal or Postal worker to first and foremost focus upon attending to the medical condition itself, while receiving a base annuity during the crisis point in determining the course of future actions.

Unfortunately, what often holds us back in securing one’s future is not the actual realities of an imperfect universe, but rather, the deeper recesses of one’s perfect world, as depicted in an unrealistic caricature within one’s own imagination, precluding progress where pantomimes may perform.

Sincerely,

Robert R. McGill, Esquire