Medical Retirement for Federal Employees: Life’s Muddle

We like to think that we are competent; but much of life is a muddle, where we try and plod along acting “as if”, when the truth is that we are winging it.  For the most part, that works; and the reason why it works is because the rest of the world, as well, is simply plodding along in the same manner and fashion.  Life is a muddle, and when a significant intervening event comes into play, the muddle becomes even murkier and the division between those who are truly competent, and those who have simply been “faking it”, come to the fore and become ever more focused.

Medical conditions, likewise, tend to do that: They bring out the best of people, as well as the worst.  They sharpen the divide between people who are empathetic and those who care not a twit except for times when it might be to their advantage.  And, as Federal agencies and Postal facilities are mere microcosms of people in general, the extent of an Agency’s efforts to accommodate a Federal employee’s medical conditions reveals the underlying character of the people involved.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the time to continue to muddle through the complex bureaucratic process of filing a Federal Disability Retirement application should be left to the “experts”.  There are times to muddle, and times not to muddle, and the latter is one of those times when filing for FERS Disability Retirement benefits with OPM.

Consult with an OPM Attorney who specializes in Federal Disability Retirement Law, and stop trying to muddle through life’s muddle.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement: Human Failure

It is the stuff of tragedies and pablum for tearful stories.  Human failure, as distinct from errors committed by other species, is unique for its moral implications and impact upon lives left behind.  Other species may have their failures — a squirrel that misjudges a branch and falls to the ground; a predatory search that ends without a meal; an incursion into human territory where traps await or a hunter sights. The consequences of such failure may result in the death or injury to the animal involved.

Human failure, however, often results in lives being destroyed for years beyond, where not only physical injury becomes evident, but the lasting damage to a psyche yet untold.  We try and restrict it; some manage to get through life without much scathing or scarring; but most of us have a trail of failures like a dust storm that leaves an eternal residue of soot and sorrow.  It is, also, often in how one views failures or successes.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal worker from performing all of the essential elements of one’s job, human failure is often misinterpreted.

It is not our “fault” that you have become injured or beset with a medical condition, and Federal Disability Retirement recognizes that your humanity still holds some future potential — which is the reason why, even after being approved for Federal Disability Retirement benefits, you are allowed to work in another job and make up to 80% of what your former Federal position currently pays, and still continue to receive your Federal Disability Retirement annuity.

Consult with an attorney who specializes in Federal Disability Retirement Law, and begin to focus back upon your human potential, and leave behind the trail of human failure.

Sincerely,

Robert R. McGill, Esquire

 

Postal & Federal Employee Disability Retirement: The festering mistake

There are mistakes; then, there is the compounding one where we fail to identify X for what it is, and continue to make excuses by deflecting with Y, excusing with Z or replacing it with XX.  This is called the “festering mistake” – that mistake which, like a wound that could easily have been attended to, is allowed to become infected, then spread, then become so serious as to require further and drastic means to save a life.

Think about it: it may have begun with a minor cut; it is dismissed and ignored; and from there it can develop into a spreading infection, sepsis, incurable and incalculable damage.  That is what often results from ignoring a mistake; failing to recognize the mistake and attending to it; refusing to identify the mistake and attend to the symptoms; avoiding the direct confrontation and culpability of it with unintended consequences of greater reverberations beyond that which was originally the core of it.

We all make mistakes; it is the festering mistake that leaves us devastated – not only for the mistake itself and the growing complexity of trying to make up for lost time in failing to attend to the mistake itself, but further, for the failure of identification.  Just as the seat of wisdom is the recognition of one’s own ignorance, so the engine of success is the identification of mistakes early on.

For Federal employees and U.S. Postal workers who are attempting to file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the key to a successful outcome – no matter how long the process, and regardless of the difficulties to be faced – is to recognize the mistakes potentially there to be made, identify the pitfalls to be avoided, and realize that you cannot put “blinders” on OPM once they have seen that which was neither necessary nor any of their business to review or entertain, and to never allow a festering mistake to occur in the first place.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement: Limbo Eruptions

Of certain politicians, it has become commonplace to expect such occurrences, but with a slight change in consonants in the first word.  As it stands, however, the word as left alone is a state of another kind; not of relational states of erotic ecstasy, but rather a border on the region of heaven or hell, where an intermediate state of oblivion exists in a transitional state of suspension.  To that extent, perhaps the two concepts are similar.

Such eruptions of inactivity and suspension are intangible and untenable; human beings, by nature, are vibrant beings constantly “on the move“, and wanting always to advance, progress and contribute to the aggregation of societal cauldron of accomplishments.  That is why, when a Federal employee or a U.S. Postal worker finds him or herself in a state of rancid and stale waters, where a medical condition paralyzes any progress and prevents the Federal or Postal employee from performing the requisite and essential elements of one’s Federal position, it is tantamount to experiencing a limbo eruption.

How long it lasts; to what extent it freezes; and when it will end; these are questions which only the paramour of time would know; and the bed which is being made is the price of warmth or cold one must endure if the Federal or Postal employee insists upon staying in that relationship.  For, like the “other” such similar-sounding concept, the limbo eruption can become a permanent feature of one’s transitional state, unless one files for Federal OPM Disability Retirement benefits under FERS, CSRS or CSRS Offset.

Federal Disability Retirement is not only an option, but a benefit one can fight for, if one meets all of the eligibility criteria as revealed in the Federal Disability Retirement laws governing the state of affairs.

Filing it may seem easy; obtaining it is not so easily accomplished; securing it for one’s future can sometimes be daunting.  But like the illicit eruptions which are sure to come for unnamed but otherwise well-known individuals, the limbo eruption of the Federal or Postal employee who suffers from a medical condition, such that the medical condition prevents one from performing one or more of the essential elements of one’s Federal positional duties, must surely be overcome, lest the bed made is suddenly discovered by the jealous spouse who suspects more than a mere hug in the middle of the night.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement: Avoidance

There are always activities and interests to pursue; that is the “stuff” of which life is comprised.  Heidegger referred to the multiple and endless projects as a means of distracting ourselves from the ultimate fate of our existence; but in truth, it is far less complex than that.  Keeping busy is a means of filling in the void of daily toil, and where activity tires the soul, thoughtfulness is replaced with silence.

Have you ever met a person who talks a mile-a-minute, and is seemingly always on the way out, never to have time to pause for breath?  It is as if the grim reaper of time and eternity is just behind, on his tail, about to determine the inestimable worth of a life pursuing the unfulfilled dreams of gnomes, children and elves who jump into hobbit-holes like the white rabbit which Alice followed into the hole of Wonderland.  It is, in the end, an avoidance of sorts, where one knows in the subconscious of harbored secrets that a time in the near future will come, and fall upon the waiting soul like a weight of gold.

For Federal employees and U.S. Postal workers who suffer in pain, or in psychiatric modes of inconceivable anguish, the need to file for Federal Disability Retirement benefits, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is often delayed by deliberate avoidance.  And that is certainly understandable.

The direct confrontation with the problems of life and daily living is less preferable than the enduring activities which keep one’s soul busy with the flurry of thoughtless projects.  But as time tolls regardless of one’s efforts to procrastinate, so the politician who kicks the proverbial can down the chute of endless and moronic drones of discussion, focus-groups and formed committees for further study, is merely avoiding the inevitable.

It is first and foremost the entrance of the medical condition.  Then, slowly, the realization that it simply won’t go away, no matter how busy one is, and how unfair life has become.  Then, the progressive impact upon one’s physical and cognitive capacities ensues.  When the two roads converge, it is time to consider preparing, formulating and filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management.

Avoidance of necessity may work for a fortnight, but the projects which make up life’s “stuff” can only fill the void for a season, if that.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Disability Retirement: Systemic Problems

When the residual impact of a crisis goes well beyond cosmetic concerns, the usual and customary description is that the “cause” involves “systemic” problems.  Such foundational fissures can occur both in organizations, as well as in individuals.

For Federal agencies, it may require a need for new leadership, or a restructuring of internal chains of command, and sometimes even outside intervention.  More often than not, a call for greater funding is demanded; then, once approved, we walk away as if the problem has been fixed, until the next crisis calls our attention.

For individuals, the systemic problems can involve a medical condition.  Symptoms are normally mere warning signs portending of greater dangers; like organizational eruptions of systemic concerns, individual crisis of systemic proportions often result from neglect, procrastination and deliberate avoidance of the issue.  But medical problems have a tendency and nature of not going away; they are stubborn invaders, like the hordes of barbarians from epochs past, who keep whittling away at the weakest points of an individual’s immune system.  Then, when the medical condition progressively deteriorates until the spectrum of symptoms exceeds a threshold of toleration, suddenly, a crisis develops.

For the Federal employee and the U.S. Postal worker who has reached that point, where the symptoms are no longer superficial, but prevent one from performing one or more of the essential elements of one’s Federal or Postal job, then it is time to begin considering filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management.

Whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, time is of the essence, as the administrative process must meander its way through a complex system of bureaucratic morass, and the timeline is often of importance in securing the future of a Federal or Postal employee.

Preparing, formulating and filing for Federal Disability Retirement benefits through OPM is an arduous, lengthy task, and one which is a tool against a systemic problem; for, in the end, the best fight against an invading army is to utilize the elements of the marauders themselves, and this is true in medicine, in law, as well as in individual and organizational restructuring.

Sincerely,

Robert R. McGill, Esquire

 

Federal & Postal Disability Retirement: The Relative Importance of Minutiae

Triviality is in the eye of the beholder; though, there are some aspects of certain information which almost all can agree upon to be insignificant; but in this universe of informational overload, it is often the small, precise and extended bits which make up for the connecting bridges of relevance.

For the culinary sophisticate, the fact that an octopus has four pairs of arms makes for a greater feast, and if one were to pause and consider that the loss of an arm in its flight from a fisherman’s net might be insignificant from a human standpoint, the capacity to survive in the treachery of the undersea world may depend upon that lost tentacle.

For Federal employees and U.S. Postal workers who are considering preparing, formulating and filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the overarching focus is usually upon the grand scheme of things — of the relative importance of the key elements which make up for an effective Federal Disability Retirement application.

In the rush to quickly put together a Federal Disability Retirement application, it is easy to fill out and answer the Standard Forms, especially SF 3112A, the Applicant’s Statement of Disability, attach a compendium of medical reports and records, and hope for the best.  But it is often just as much the attention to detail — the minutiae of the little things, the world of microcosmic bits and floating information in the body of office notes and progress reports, like insignificant algae which forms as a film upon the pond’s surface, which results in the basis of a denial by a scrutinizing OPM Specialist.

Like the tentacle found in the fisherman’s net, it is only the keen eye which can tell which of the four pairs of arms it came from, except of course for the octopus, who well knows from the sensation of pain from which it derives.

Sincerely,

Robert R. McGill, Esquire