Federal & Postal Medical Retirement: Imagining a Life Beyond

Daylight dreaming about medical recuperation and pain relief with Federal or Postal Medical Retirement

The known quantity provides a semblance of comfort; the unknown, a stirring of unease.  That which has been repetitively engaged, through monotony of routine and familiarity of choice, is preferable to the haphazard disorientation of the disrupted interlude.  As one grows older, entrenchment to routine and the known universe becomes the comfort zone of defaulted alternatives, and the youthful vigor or happenstance and unplanned rendezvous with destiny is merely a silliness to be avoided.

Though we often know that which is good for us, the flashpoint of necessity which burns or heals; and though the foretelling of circumstances and the clairvoyance of wisdom accumulated by quiet commentary upon those who preceded us may all sound alarms which direct us otherwise, we often still choose the path of least resistance.  That is what often holds back Federal employees and U.S. Postal workers from filing for Federal or Postal Medical Retirement benefits, whether one is under FERS, CSRS or CSRS Offset.

One knows better.  The proverbial “writing on the wall” shouts with shrill warnings of the impending actions by the agency; or the sheer cumulative shrinking of Sick Leave and into the red of LWOP reveals the passing of that other proverbial quip:  the “fork in the road”.  But knowing what portends, and acting upon that knowledge, constitutes the difference between wisdom and being wise; the former is merely unused knowledge; the latter, the application of advantage.

There is, of course, the other factor amongst Federal and Postal employees that of dedication and a sense of commitment to a mission.  But at what price?  Lack of imagination beyond one’s life in the Federal sector and the U.S. Postal Service is often the qualitative difference in failing to move forward.

Preparing, formulating and filing for Federal or Postal Medical Retirement benefits through the U.S. Office of Personnel Management is not just a necessity for the Federal or Postal worker who is no longer able to perform one or more of the essential elements of one’s Federal or Postal Service job; rather, it is an ability to imagine life beyond the present circumstances, and that is indeed the mark of wisdom for instructive living within a universe of mirrors reflecting images of unmarked graves of futility.

Sincerely,

Robert R. McGill, Esquire

 

 

Federal and Postal Disability Retirement: The Danger of Assuming Terms

Assuming knowledge is generally a dangerous endeavor to begin with; in a legal forum, assuming the meaning of a term can have dire consequences.  “Accommodation”, of course, is a particular term in the field of Federal Disability Retirement law which has a specific, narrow definition.  

Thus, for instance, on SF 3112A, there is a “loaded” question where the applicant for Federal Disability Retirement benefits is asked to choose the various options of one’s current status, and one of the choices provided is, “In pay status, and working with accommodation“.  Such a status is rarely the case, and in all likelihood, does not properly, technically or otherwise apply to anyone who is preparing, formulating and filing for Federal Disability Retirement benefits under FERS or CSRS.

Indeed, if that box is checked, the Office of Personnel Management would have every right to deny a Federal Disability Retirement application on that basis alone, precisely because (A) A Federal or Postal employee who has been accommodated, according to that term of art, is therefore assumed to be able to perform all of the essential elements of his or her job in accordance with the terms of the accommodated position, and (B) Since the Federal or Postal employee who has filed for Federal Disability Retirement benefits has been accommodated and can perform all of the essential elements of the positional duties, therefore it implicitly acknowledges that the medical condition complained of no longer prevents one from performing one or more of the essential elements of one’s job.  

Terms can have various conceptual meanings depending upon context and circumstances; particular terms may have very narrow definitions; in the field of law, terms of art must be interpreted in the greater context of statutes, regulations, and case-law expansion of meanings and import.  As the commercials often admonish:  don’t try this on your own; leave it to the professionals.

Sincerely,

Robert R. McGill, Esquire

OPM Disability Retirement: Conceptual Clarifications of Duties

In preparing, formulating and filing a Federal Disability Retirement application under FERS or CSRS, it is helpful to make an initial conceptual distinction between the type of positional duties which one performs for the Federal Service — whether sedentary and administrative; whether it involves the necessity of on-demand travel or deployment; whether the particular medical condition requires special medical care or technology and apparatus which is not available upon travel or deployment; how physical; weight lifting requirements; how repetitive; whether driving is required; whether and to what extent it is cognitive-intensive; and multiple other considerations.

Such bifurcation and conceptual distinctions are important for purposes of informally categorizing a descriptive analysis for correspondence of duties-to-medical-conditions.  Thus, when the time comes to formulate the narrative portion of one’s application for Federal Disability Retirement, it becomes easier to effectively delineate the impact of one’s medical conditions upon one’s positional duties.

It is one thing to experience a medical condition; it is quite another to effectively describe the medical condition, utilizing the proper and accurate adjectives and descriptive word-pictures to a third party; and it is even further another matter to describe one’s medical condition and its impact upon one’s ability/inability to perform one or more of the essential elements of one’s job.  To perform the intellectual exercise of mentally delineating a list of one’s positional duties in one column; a list of symptomatologies in a separate column; a correspondence of impact between the columns (but remember, it should never be simply a one-to-one correspondence,and cross-overs and multiple overlays reflect the “real world” of medical conditions and their impact upon one’s positional duties), is a helpful exercise in the presentation of the “final product” to the Office of Personnel Management.

In preparing and formulating a Federal Disability Retirement application under FERS or CSRS, it is important to “think through” the administrative process, in order to exponentially increase the chances of success at each stage of the process.

Sincerely,

Robert R. McGill, Esquire

OPM Disability Retirement for Federal and Postal Employees: Doctors Do Want to Help

It is rare that a treating doctor fails to help, or refuses to help.  Yes, “getting involved” in a “legal case” is not only a headache, but for a doctor, it is often an intimidating experience, and many doctors have become “gun shy” over the years because of the negative experiences which have befallen them when getting involved in the legal side of his or her medical practice.

Look at it from the doctor’s viewpoint.

While one may fully understand the distinction between Federal Disability Retirement issues under FERS or CSRS, and those “other” issues (i.e., OWCP/FECA Department of Labor cases, or personal injury cases, etc.), from the treating doctor’s viewpoint, they are all “legal” issues.  And, from the doctor’s perspective and prior negative experiences, once you stick your neck out on behalf of a patient and get involved in a case, one never knows what it may lead to — court, depositions, cross-examinations, etc.  But there is indeed a difference and a distinction between those “other cases” and filing for Federal Disability Retirement cases.

To soothe the feathers of a doctor is important; to take the time to explain the process is vital; to make the job of the doctor as efficient and non-threatening is the key to a successful Federal Disability Retirement application under FERS or CSRS.

Sincerely,

Robert R. McGill, Esquire

FERS & CSRS Disability Retirement for Federal and USPS Workers: Arming the Doctor after Disarming

It is one thing to provide an explanation of the process of filing for Federal Disability Retirement benefits under FERS or CSRS to the treating doctor; that is simply not enough.  Providing an explanation “disarms” the health professional.  While such explanation and helping the doctor to understand the process is certainly helpful, ultimately the treating doctor needs more than information; he or she needs guidance in order to “arm” one’s self with the tools necessary to help the patient. 

Fortunately, most doctors are professional, compassionate, and eager to help.  Writing medical reports are an administrative aspect of the practice of medicine which is not only a headache, but takes the doctor away from the valuable and limited time for actually treating the patient.  It is therefore important for the Federal or Postal employee who is applying for Federal Disability Retirement benefits under FERS or CSRS to “arm” the doctor with the necessary tools needed in order to successfully prepare, formulate and construct a sufficient and effective narrative report in order to “pass muster” with the Office of Personnel Management.  The first and primary rule in helping to prepare the doctor is to always protect and maintain the integrity of the doctor.  Truth in every endeavor, and especially in filing for Federal Disability Retirement benefits under FERS or CSRS, should be the ultimate guiding light.  How that truth is stated, however, is where the guidance, tooling and “arming” comes into play.

Sincerely,

Robert R. McGill, Esquire

CSRS & FERS Disability Disability Retirement: OWCP & the Postal Service

For many years, being on Worker’s Comp when injured while working for the Postal Service, worked fairly well. The Postal Service, in conjunction with, and in coordination, would offer an acceptable “modified position”, delineating the physical restrictions and medical limitations based upon the treating doctor’s clinical assessment, or in accordance with the OWCP-appointed doctor. The Postal employee would then work in that “modified position”, and so long as the Postal Supervisor or Postmaster was reasonable (which was not and is not always the case), the coordinated efforts between OWCP, the U.S. Postal Service and the Postal employee would result in years of “quiet truce”, with the tug and pull occurring in some of the details of what “intermittent” means, or whether “2 hours of standing” meant two hours continuously, or something else – and multiple other issues to be fought for, against, and somehow resolved. 

The rules of the game, however, have radically changed with the aggressive National Reassessment Program, instituted in the last few years in incremental stages, nationwide. Now, people are summarily sent home and told that “no work is available”. Postal Workers are systematically told that the previously-designated modified positions are no longer available — that a worker must be fully able to perform all of the essential elements of his or her job. This last point, of course, is what I have been arguing for many, many years — that the so-called “modified job” was and is not a permanent position, and is therefore not a legal accommodation under the laws governing Federal Disability Retirement for FERS & CSRS employees. After so many years of having the Post Office and the Office of Personnel Management argue that such a “modified job” is an accommodation, it is good to see that the truth has finally come out.

Sincerely,

Robert R. McGill, Esquire