Tag Archives: fers disability retirement as your path to a healthier future

Federal Employee Medical Retirement: The Quiet Walks of Einstein and Godel

The name of the former evokes an immediacy of recognition coupled with awe; of the giant in physics and intellectual greatness beyond ordinary excellence. The latter is lesser known, but within esoteric circles of academia, particularly in mathematics, of equal stature in accomplishment familiar in his chosen field; of the intellectually formidable Incompleteness Theorem.

The two knew each other, and enjoyed the company of one another. They took long walks together. One wonders what Einstein and Godel spoke about. Of theoretical constructs and intellectual exercises so beyond the capacity of common people, that a mere snippet of eavesdropping would explode the mundane mind’s limited ability to comprehend. But, just as likely, they may have conversed about ordinary events, of wars and rumors of wars; of cars, classics and carpeted hallways in your home and mine. It was a time of quietude; of solitude between two great minds; of ordinary walks by a pair of extraordinary men.

Such paths of convergence enlivens one’s imagination, of what was, and could have been. And for lesser minds (which includes all of us), the need for a quiet walk is a human desire. Yet, despite his brilliance, Godel suffered, and suffered greatly. Perhaps the proportionality of greatness and suffering is to be expected.

For Federal and Postal Workers who suffer from a medical condition, it does one well to pause as to the lessons which can be learned: from suffering; of the need to find a respite from such human turmoil; of finding a path; and of friendships forged. Often, when a medical condition explodes upon the horizon of one’s life, it is important to find a pathway out of one’s traumatic microcosm.  Filing for Federal Disability Retirement benefits, whether one is under FERS or CSRS, allows for a rehabilitative period for the Federal and Postal Worker — if only to begin a second vocation in the private sector after a partial recovery from the medical condition which cut short one’s chosen Federal or Postal career.

All Federal Disability Retirement applications are ultimately filed with the U.S. Office of Personnel Management, and in order to qualify, one must prove by a preponderance of the evidence one’s eligibility for the benefit. And in attaining the benefit of Federal Disability Retirement, perhaps the focus of the Federal Disability Retirement annuitant can turn to a less troublesome walk down a path of solitary quietude. Or, if one is lucky, to find a soul mate, as Einstein and Godel surely were to each other, to enjoy the conversations which life’s moments of friendship and warmth are meant to embrace.

Sincerely,

Robert R. McGill, Esquire

FERS & CSRS Disability Retirement for Federal and USPS Workers: Excuses

Language is the vehicle by which self-justification is established.  Think about it; if we assume that there is a conceptual void in the mind of other animals, that the consciousness of a squirrel, a raccoon, an owl, etc., is devoid of language as we employ it, then how can procrastination or delay occur?  It is precisely language and the tools of conceptual constructs which provide for an “excuse” for response to a stimuli, and allows for human action to be prevented.

The will to act or refrain from acting is often considered the hallmark of higher intelligence; but intelligence itself can be a detrimental quality, allowing for self-destructive actions resulting from a string of illogical but persuasive reasonings.  Where lack of intelligence provides for the immediacy of response to a presented encounter, so the presence of it in elevated forms will allow for justifying delays to such responses, even if it means a magnified danger to one’s own survival.

Excuses and self-justifying declarative sentences allow us to maintain a false sense of security by providing foundations for continuing on a path of self-destruction.  That is precisely why the Federal and Postal employee who suffers from a progressively deteriorating medical condition can maintain a semblance of normalcy despite physical and cognitive indicators to the contrary, sometimes for months, and even for years.  But pain and cognitive dysfunctions have a funny way of reminding the body and mind of danger signals.  Brain synapses communicate the growing danger, and they continue to alert until the time comes when no more linguistic justifications will maintain that false sense of security.

When that time comes, the Federal or Postal worker must consider the option of filing for Federal Disability Retirement benefits, whether under FERS or CSRS, through the U.S. Office of Personnel Management.

There is always time for being excused, and sometimes it is well-justified; then, there are other times when the exhaustion of excuses comes to a crisis point, and one must consider a different path.  That “different” path is the need to have a restorative period of recuperation in order to attend to one’s impending medical condition.  Federal Disability Retirement, under FERS or CSRS, is just that allowance for recuperation, and is a path of difference for many Federal and Postal employees.

There are excusable considerations, which last for a time; but time is a linear movement of bodies, and on the universal scale of progression, there comes a point when both time and excuses run out their course of self-justifying efficacy.

Sincerely,

Robert R. McGill, Esquire

 

FERS Medical Retirement Benefits for US Government Employees: The Long-term Plan

Federal Disability Retirement is best anticipated and implemented within the larger context of a long term plan.  For, with the reduction of immediate income, replaced by an annuity which is fixed, but with a future potential to earn additional earned income in another (or even similar) vocation, it is best seen not just for the present circumstances, but as a base from which to build a greater future.

Future considerations may need to be entertained.  For example, how aggressively should Social Security Disability (SSDI) be pursued? If the Federal or Postal employee attempting to become eligible for Federal Disability Retirement benefits will not be immediately seeking to work at another, private-sector job, and there is a good chance for qualifying for SSDI, then you may want to consider seriously attempting to qualify for SSDI.

For most people, the FERS requirement of filing for SSDI is a mere formality. For those who intend upon using the immediacy of the annuity for a recuperative period in order to attend to medical needs, then perhaps a minimal effort in applying for SSDI would be appropriate.

With the recent case of Stephenson v. OPM now firmly in the “win” column, any issue about future recalculation once a Federal or Postal employee loses his or her entitlement to SSDI benefits, has now been resolved, and the Federal or Postal annuitant need not worry about the issue.  Of course, there is a wide chasm between what “the law” says, and how quickly OPM will do what they are now mandated to do.  But in the end, OPM will have to recalculate and reinstate any amounts which were offset, once a Federal or Postal employee loses his or her SSDI benefits.

Sincerely,

Robert R. McGill, Esquire

OPM Disability Retirement for Civilian Federal Employees: A Path to Consider

Of course, when a person begins his or her career with the Federal Government, the consideration of a Federal Disability Retirement benefit does not enter into the equation of accepting the position.  Most Federal and Postal workers would rather work and be healthy, than to resort to preparing and filing for Federal Disability Retirement benefits.  

Indeed, the problem with Federal and Postal workers is not that the option of Federal Disability Retirement is considered or taken; rather, the problem lies more in the fact that it is an option of last resort — which is probably how it should be, however necessary such an option must be for many Federal and Postal Workers.  But at some point in the linear continuum of a person’s career, where health and work collide and one must make a choice between the two, it is too often the case that the Federal or Postal worker has passed the point of “reasonableness” in preparing and filing for Federal Disability Retirement benefits.  

It is rare that it is ever “too late” to consider filing for Federal Disability Retirement benefits (unless we are talking about missing the Statute of Limitations in filing); but most Federal and Postal workers, whether from a sense of duty, commitment, or sheer stubbornness, will work beyond the point of a well-reasoned and informed state of health or self-preservation. But however and whenever that point of finally choosing the path of preparing, formulating and filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether under FERS or CSRS, comes about, one should prepare one’s case carefully; formulate the disability retirement application with care and foresight; and file it in a timely manner.  

When the time comes, and the path to a recuperative period of one’s life is finally considered, it should be done “right” — as much as one has invested in the effort of work itself throughout one’s career.

Sincerely,

Robert R. McGill, Esquire

FERS & CSRS Disability Retirement for Federal and USPS Workers: Solutions

In preparing, formulating and filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, it is important to focus upon the solutions to the multiple obstacles which necessarily accompany the preparation of a Federal Disability Retirement packet.

Part of the inherent problem for the Federal or Postal worker who is contemplating filing for the Federal Disability Retirement benefit, is of course the medical condition itself.  It is difficult enough to maneuver through the potholes, valleys and pitfalls of life which one must face on a daily basis; it is exponentially pronounced when one must do so with the hindrance of a physical, mental, or emotional (or often all three) medical condition.

Thus, if the problem at the outset is to secure the support of a doctor, because the doctor is unwilling to provide a medical narrative report, then the solution is to find another doctor.  This often happens if the originating injury occurred as a job-related incident and the doctor’s services were obtained through OWCP; or, sometimes, one’s own lifelong treating doctor simply becomes weary of all of the administrative paperwork which is entailed by the process itself.

To “find another doctor”, of course, is an easy enough statement to make; to actually do so may entail energy, effort and a level of focus which involves much beyond what one wants to expend.  But what choice does one have?  Repetitively reviewing one’s obstacles contributes little to the advancement of one’s cause; focus upon the solution, not the problem, for it is the former whichjavascript:; leads one on a path of recovery, not the latter.

Sincerely,

Robert R. McGill, Esquire

Federal and Postal Disability Retirement: Upon a Signpost

In lectures and speeches, a “signpost” is a linguistic device used to reveal to the listener what direction the talk is about to take.  In everyday life, there are similar signposts which one provides, and which others provide to the recipient.  The problem is normally not that there does not exist a signpost; rather, the difficulties normally follow upon the inability of the individual to recognize such signposts.  One can ignore such signposts and continue to forge forward, or one can attempt to identify it, evaluate it, then make the best possible judgment, concurrently preparing for the progressive developments which will ensue as more and more signposts are forthcoming.

In preparing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, the identification and action upon a signpost is essentially what one does.  The signpost constitutes the medical condition and the progressive impact of that medical condition upon the ability or inability of a Federal or Postal worker to continue in a particular kind of job.  It tells the Federal or Postal employee who is suffering from a particular medical condition, as to the direction which (A) will be forced upon the Federal or Postal employee (B) the Federal or Postal employee is encouraged to start to undertake, or (C) the Federal or Postal employee should/must take.

The identification of the appropriate direction is entirely dependent upon the stage and current status of the medical condition, and its present impact upon the Federal or Postal employee.  One can certainly have a fourth option:  to ignore the signpost.  But to ignore the signpost is to merely delay the inevitable, and to progressively limit and narrow the options available.

In a Federal Disability Retirement case, one ignores such signposts at one’s peril.

Sincerely,

Robert R. McGill, Esquire