Tag Archives: the federal disability insurance most federal workers are not even aware of it: opm disability retirement

Federal Government & USPS Disability Retirement: Self-Perception

The ability of Man to not only have a consciousness of the detached, objective world of phenomena, is shared with all other species; rather, it is the further capacity to have an awareness of self, and step outside of one’s self and be able to view the person who occupies the “I” as one among others, which makes for a higher level of awareness.

Whether other animals share that sense of self-identity in addition to the basic level of consciousness by which we respond and react to the stimuli around us, is always an interesting intellectual debate and discussion to engage.  The problem for the vast human population is not whether we share such second-level consciousness with other species, but rather, how accurate is our self-perception, and to what extend does it do more harm than good.

The capacity of self-awareness is likely tied to the evolutionary process for survivability; yet, such a level of consciousness must be an accurate one, lest it distort one’s reality and the ability to respond appropriately to one’s environment and surroundings.  This is the conundrum for the person who suffers from a medical condition: Are decisions able to be made objectively?  And for the compounding complexity of a psychiatric condition, can one make sound judgements concerning one’s future?

For the Federal and Postal Worker whose medical conditions are impacting one’s ability to perform all of the essential elements of one’s job, there is the telltale sign of job performance; but as the vast majority of agencies simply pass people along, such a criteria often lacks in objective measurements.

Ultimately, one “knows” whether one can continue in the same vein as before. For the Federal and Postal Worker, the option to file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, is one which should always be considered.  The benefit itself is available as part of one’s employment compensation package, and in this day and age where the constant barrage of stresses in the workplace take their toll upon one’s health, it is a benefit worth considering to preserve one’s survivability in this vast chaos called civilization.

Sincerely,

Robert R. McGill, Esquire

Postal and Federal Disability Retirement: A Sudden Awareness

One often muddles through life, so long as nothing extraordinary occurs.

A medical condition may begin to impact the Federal or Postal employee, perhaps in a peripheral, non-threatening manner, at first; then, over time, a series of events occurs; perhaps, like the domino effect we witness in a causal calamity of sequential occurrences, to wit:  the medical condition; a second condition, this time requiring a new medication regimen; side effects; further manifestations of symptoms; a new diagnosis; missing more work than usual; sidelong glances from supervisors and coworkers; and before one realizes the full import of what has happened, one suddenly becomes aware that no longer is one considered that “star employee” by the agency, but a malingerer, a problem-child, and one who is teated in a fashion as in the old remnants of leper colonies.

When such a time erupts, and at a moment of such awareness, it is time to consider preparing, formulating and filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether under FERS or CSRS.

While not offering the perfect solution, it does allow for the Federal or Postal employee suffering from a medical condition, a way out of an otherwise untenable position:  a time for recuperation; a level of financial security; a potential for engaging a second vocation and earning additional money above and beyond the disability annuity.  That sudden awareness is an indicator; in a similar manner to the revelation of symptoms, which is a signal of the body trying to warn a person of an impending medical crisis, so the awareness that one’s peers, coworkers and supervisors are viewing you in a different light is a triggering mechanism which should be heeded.

Sincerely,

Robert R. McGill, Esquire

Postal and Federal Disability Retirement: A Directionless Travelogue

Traveling without knowing where one is, is perhaps the foundation of being “lost”; to compound such a problematic situation would be to also not even know where one is going.  The choices provided in this modern age reveals that information does not constitute wisdom or intelligent choice; for, if the converse were true, as society now possesses a vast vault of information, we would consider ourselves at the height of intellectual acuity.  Have you ever looked through various travelogues?  Brochures, commercial proposals, travel agents — the more one reads, the more confusing it gets.  

As with everything and anything in life, preparing, formulating, and filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management first, and foremost, requires a sense of direction.  But where does one obtain such a sense?  Certainly not from the U.S. Office of Personnel Management — as they are the agency which will scrutinize and review a Federal Disability Retirement application, to obtain information from them would be like asking the proverbial fox how best to guard a henhouse.  Yes, sometimes studying one’s “enemy” is beneficial, but in this case, a regurgitation of the law, as interpreted by OPM, will not provide a sense of direction.  

The key in a Federal Disability Retirement case is to first accept and acknowledge that the Federal or Postal employee has come to a point in his or her life where some action is needed.  Once that is established, the next step is to search for the travelogue which will be most effective in getting the Federal or Postal employee from the present location, to the destination of a successful outcome.

Any other travelogue is merely an attempt to sell a dream; and while dreams are nice to have, they are best enjoyed within the security of a good night’s sleep, which comes from knowing where one is, where one needs to go, and how to get there.

Sincerely,

Robert R. McGill, Esquire