OPM Disability Retirement Benefits: The Pace of Life

Although we try and control it, it defies such control; and the best that can be accomplished is a paltry attempt at managing it.

Whether with the five minutes to feel the warmth of a steaming cup of coffee, a fifteen minute meditative stance of inner quietude, or a 2 mile run with earphones on to become lost in the rhythmic monotony of jogging within the insular world of a musical beat; despite it all, the pace of life quickens, and we feel that there is nothing that can be done about it.

Life is stressful.  Giving lip-service to the fact of its pace somehow seems to help in overcoming it; or, at the very least, in disarming the ravages of their impact.  What little things we do; from taking a deep breath to isolating ourselves into depressurized tanks of meditative quietude — is palliative at best and self-delusional at worst.

Then, when a medical condition or other interruptive nuisance of life further adds to the already over-burdened pace of life, we often wonder whether we can even “handle it all”.  But what choices are we left with?

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition begins to split the seams of sanity, preparing an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management under FERS, is often the answer to the unanswerable question: What will lessen this unbearable pace of life?

To dissect the various elements and tentacles that wrap themselves around and strangle, then to bit by bit dislodge and separate, then get rid of — like the process of cleaning out a basement or an attic that has accumulated the junk of unnecessary hoarding.

The pace of life will always be a burden; filing for Federal Disability Retirement under FERS is a step towards lessening the burden for the Federal or Postal employee suffering from a medical condition, such that when the peripheral and surrounding stresses are unpacked, the central focus of attending to your medical conditions becomes the singular pace of life’s embrace.

Sincerely,

Robert R. McGill
Federal Disability Attorney

 

OPM Disability Retirement: The Complication of Accommodations

The problem with most people is that they come at a conversation with a selective focus — and listen for that which they want to hear, and filter all other information which fails to fit the paradigm of their predetermined perspective.

In preparing, formulating and filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether under FERS or CSRS, the question of accommodations via Standard Form 3112D comes to the fore — often because of the selective focus of issues on the part of OPM.

The fact that an agency may have engaged in work-place modifications, or allowed for temporary alleviation of certain elements of one’s job description; or even provided a state-of-the-art ergonomic chair with 3-speed controls with horizontal landing mechanisms — does not mean that the agency was able to, or did, accommodate the Federal or Postal employee under the legal meaning of that which constitutes a viable “accommodation” .

For, that which the agency does must allow for the Federal employee to perform the essential elements of his or her job, and any such attempted “accommodation” which does not meet that standard, is technically not an accommodation at all.  It is merely an artifice and a cosmetic make-over in an effort by the agency which allows for the agency to declare that they have “accommodated” the individual Federal or Postal employee.

Rarely does the question on SF 3112D get accurately responded to; for, the concept of “attempted” accommodations is precisely the point — if it was attempted, and did not work, then the agency has an obligation to concede and describe that point; but from the Agency’s myopic perspective, any “attempt” constitutes an accommodation, and the U.S. Office of Personnel Management will embrace such an assertion with open arms.

What to do about it?  Always focus upon the central point of a Federal Disability Retirement application — it is a medical retirement.  Thus, the doctor’s opinion is sacrosanct, and should be repetitively emphasized.

Sincerely,

Robert R. McGill, Esquire

OPM Disability Retirement: The Three Pockets

In discussing Federal Disability Retirement benefits under FERS or CSRS, it is important to keep in mind the conceptual distinction between the three “pockets” of compensatory programs or resources (and, not to confuse the issue further, but these three pockets are separate and apart from the 3-legs of the retirement stool envisioned under FERS — the FERS Retirement annuity, Social Security, and TSP).

The three primary pockets of compensatory programs include:  CSRS & FERS Disability Retirement (and its companion hybrid, the CSRS-Offset)  — all of which get recalculated at age 62 to regular retirement; SSDI (Social Security Disability which, under FERS, one must file for automatically as part of the process of submitting for FERS Disability Retirement benefits, but under CSRS, one does not need to); and finally, Department of Labor, Office of Worker’s Compensation Program.

The former two have direct interaction, inasmuch as one who falls under FERS Disability Retirement must also file for SSDI, and if both are accepted, there is an offset of benefits between the two (100% offset the first year of benefits, 60% offset every year thereafter until age 62).  The last of the three pockets, OWCP benefits, as I have stated on many occasions, is not a retirement system, but one may file for such benefits concurrently with filing for FERS or CSRS Disability Retirement benefits (but one must elect between OWCP benefits on the one hand, and FERS or CSRS retirement benefits on the other hand), have both approved, but cannot collect both concurrently.  There is an exception — and that has to do with a “scheduled award”.

While keeping these various benefits conceptually distinct can be rather confusing, it is important to understand the distinctions when contemplating filing for Federal Disability Retirement benefits under FERS or CSRS.

Sincerely,

Robert R. McGill, Esquire

Federal Employee Medical Retirement: The Feel of a Treadmill

The analogy of a treadmill is an apt one; each of us have been on one, and know the “feel” of one which is set at too slow a pace, or too fast a pace.  It is also a metaphor for life itself; that on some days, one feels that the energy level is in perfect consonance with one’s self; at other times, one wonders whether the treadmill will push us off because we are not able to keep pace with it.  Federal and Postal workers who are suffering from a medical condition because it impacts the daily performance of one or more of the essential elements of one’s job, often feel the threat of the treadmill.  

With Supervisor’s threatening less-than-satisfactory performance evaluations, to placing a worker on a PIP; to the chronic and daily symptoms which impact one’s productivity at a job; the measure of whether one can keep pace with the treadmill, or if one is in danger of being pushed off, is a valuable self-appraisal in determining whether it is time to consider filing for Federal Disability Retirement benefits under FERS or CSRS.  Often, what stops the Federal or Postal Worker is doubt and fear about the process.  Yet, despite the complexity of the process, the treadmill at work never stops, and whether or not one can continue on it until retirement, is a question which only the Federal or Postal worker who is suffering from a medical condition, can ask and answer.

Sincerely,

Robert R. McGill, Esquire