Federal and Postal Disability Retirement: Waiting for the Perfect Storm

Calamities can be admired, if from a distance; and the labeling of a natural event as the “perfect storm” reveals a conceptual sense of awe for that which is at once destructive, but simultaneously of sufficient power as to demand respect. It has come to mean the coalescence of elements and circumstances which, each in their individually separate characteristic, may result in a force of some sufficiency, but in the collective combination, enhances an exponential magnitude well beyond the capability of potency generally imagined.

Such occurrences are rare, and the statistical chances of attaining such perfection of disparate elements to be coordinated in time, space and defying potential variances, results in the rare aberration of such events. To wait upon such an historical event is to defy the odds; to expect to witness one in one’s lifetime is to disregard the astronomical statistical anomalies.

Such rarity of events, however, are just as often ignored in other arenas of life, though perhaps of lesser impact upon the world at large, including personal calamities involving the introduction of a medical condition which impacts one’s life. Federal and Postal Workers who are beset with a medical condition such that the injury, disability or progressively deteriorating condition may prevent one from performing one or more of the essential elements of one’s positional duties for the Federal government or the U.S. Postal Service, will often engage in procrastination in filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, by waiting upon the coalescence of all elements to a point of perfection — of waiting, in essence, upon the occurrence of the perfect storm.

Such delay is merely an excuse to fail to act, precisely because the coordinated combination will almost always have some elements missing. In responding to a crisis, there is rarely a right time; instead, the very definition of a crisis involves the rarity of the event, guided by the timeliness of an action in order to avoid the beauty and destructive force of that perfect storm.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement: The Pathway out of an Untenable Situation

The sensation of drowning is one which horrifies most individuals; everyone has experienced an event involving being submerged in a body of water, and feeling helpless and without control of surrounding circumstances.  It is precisely that sensation of loss of control — where one’s legs cannot locate a foundation upon which to escape; where the steadiness of firm ground is not there to provide the necessary support; and where the body of water continues to overwhelm, surround, and ultimately overtake; the horror of drowning is thus the proverbial metaphor for trials which one faces in life.

For the Federal or Postal employee who suffers from a sudden onset of a medical condition, or from one which has shown to be a chronic condition which slowly, progressively, and intractably deteriorates one’s physical and/or cognitive functions, the phenomena of drowning as an analogy for one’s experiential encounter with life’s difficulties will not be a stranger.

In such circumstances, one is told to “remain calm”, to engage in physical maneuvers in order to keep afloat, etc. — but to panic is the death knell in such situations.  Such advice is easily stated in the calm of one’s life; when one is in the midst of such circumstances, such sage advice is abandoned for the immediacy of reactionary decisions.  However, if an available option is presented to allow for a solution to an exigent circumstance, it would be a natural next step to accept the “other” proverbial, metaphorically oft-used word-picture:  the life flotation device.

Federal Disability Retirement is an employee benefit for the purpose of providing a base retirement annuity for those Civil Service employees who suffer from a disabling medical condition such that the disabling medical condition prevents one from performing one or more of the essential elements of one’s Federal job.  It is there to provide that foundation for the Federal or Postal employee who is experiencing that drowning sensation within the Federal sector.

Consider it a life-saving flotation device — one which may provide the fertility of the earth in an environment filled with overwhelming circumstances of life’s unexpected encounters — not involving merely the metaphor of water, but all of the sharks which surround us, as well.

Sincerely,

Robert R. McGill, Esquire

 

Federal Worker Disability Retirement: After the Storm

Particularized geographical locations will have differing stories.  Rarely are two stories the same, and indeed, that can be the case even between neighbors who are twenty feet apart.  It is the uniqueness of each situation which defines the situation.  A storm can come — whether in terms of the “objective” world, or perhaps through psychological and emotional turmoil —  without but a passing notice to a friend, neighbor, or coworker.

For the Federal or Postal worker contemplating preparing, formulating and filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether under FERS or CSRS, the “storm” which must be endured is the medical condition itself, and its impact upon one’s livelihood, one’s life, and future stability for one’s family.  It is a process which is independent of one’s geographical location.  It is a condition which, often, coworkers only suspect, and is unfortunately hidden and kept from supervisors and managers, for obvious reasons.

The physical storms which come and go will leave behind a trail of visible devastation; what agencies and supervisors do will often leave residual damage far greater than physical devastation can betray.  It is the storms of daily life which need attending to, as opposed to a one-time life-event.  If that “storm” of a medical condition has come to a flashpoint where one can no longer work at a Federal or Postal position, then it is time to begin preparing to file for Federal Disability Retirement benefits.  Only the individual who suffers — silently, and in fear — can make that determination.

Sincerely,

Robert R. McGill, Esquire