Federal & USPS Disability Retirement: The Advantage of Persistence

If there are innate, underlying underpinnings of genetic inlays which provide for greater advantages in the evolutionary progression for those who consider survival of the fittest to be the teleological force behind man’s advancement, then the character trait of persistence must be one such data entry.  It is certainly a personality pre-condition for the meanest, most hostile and unrelenting individuals and organizations across the spectrum.  Like the wild dog with the unbreakable jawbone, persistence is that trait where relenting is not an option, and where right or wrong is not the standard which guides or otherwise influences the decision-making process of an individual who embraces a course of action.

For Federal employees and U.S. Postal workers who are filing for Federal Disability Retirement benefits, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, it is important to recognize and identify one’s friends, enemies, and those stuck somewhere in the middle, whether because of indifference or apathy; as well as the worth of avenues to pursue, those best left to abandonment, and what reactionary efforts should be engaged.

Federal Disability Retirement itself is a long, arduous administrative process which will require insistence, persistence and an intractable quantity of good, old fashioned stubbornness.  The identified adversary, the U.S. Office of Personnel Management, as well as one’s own Federal agency and the U.S. Postal Service, are entities known for persistence already.  The Federal and Postal employee who takes on the Goliath of the Federal system, must be prepared to endure the persistence of the opponent.  This, despite the disadvantage of suffering from a medical condition, which is and continues to be the primary underlying basis of one’s Federal Disability Retirement claim, to begin with.

Federal Disability Retirement is a benefit which allows for one’s future to be secured, and it is certainly worth “waging the good fight“. Recognition of what one must encounter; the greater advantages of the “opponent” in the fight; and the unrelenting nature of the bureaucracy; these are all elements which should be recognized at the outset, and to acknowledge that in preparing, formulating and filing for Disability Retirement benefits through OPM, there is always an evolutionary and genetic advantage in embracing the character trait of persistence.

Sincerely,

Robert R. McGill, Esquire

 

Federal & Postal Service Disability Retirement: Differing Legal Criteria

Similar benefits, at the State, Local, Private levels, and at the Federal level, each contain differing legal criteria for eligibility. Thus, for instance, Social Security Disability benefits require one set of standards of eligibility; private disability insurance policies require a different set of standards; and state disability benefits often differ from state to state.  This is of course true of Federal Disability Retirement benefits under FERS and CSRS — where the legal standard of eligibility is different from Social Security, Worker’s Comp, and State or private disability criteria.

Often, a question is asked whether a medical narrative report which is prepared for submission to the Office of Personnel Management can be used for submission for other “similar” benefits.  The short answer is, “It all depends”, but the long answer is that, in most cases, one must be very cautious.  When I represent a Federal or Postal employee under FERS or CSRS, one of the first steps in preparing a viable case is to request of the treating doctors a detailed medical narrative report.  One must understand that the treating doctor has, generally speaking, next to no idea as to the legal criteria that must be met under FERS or CSRS.  Furthermore, the treating doctor has no legal knowledge as to the differences between private disability insurance policies, State, Social Security, OWCP or FERS & CSRS.  It is the job of the Attorney to make sure and guide the treating doctors as to the criteria which must be met as to the particular and specialized field for which the medical narrative is being prepared.  This must be done with care, and with detailed guidance.

Sincerely,

Robert R. McGill, Esquire

CSRS & FERS Disability Retirement: The Doctor's Opinion

As an attorney who represents Federal and Postal employees to “obtain” Federal Disability Retirement benefits, it is important to make distinctions within the process of securing the Federal benefit:  while it is important to solicit and secure the medical opinion of the treating doctor, the resistance from such doctors — if in fact there is any resistance at all — most often comes about because the doctor doesn’t understand the “process”. 

Doctors are medical providers.  They are in the practice of medicine because they believe in applying the science of medicine to help their patients get better.  Helping someone obtain Federal Disability Retirement benefits under FERS or CSRS is not part of “practicing medicine”.  Yet, in many ways, it is.  It is part of practicing medicine because, to allow the patient to continue to work in a job which he or she cannot perform, will only exacerbate and worsen the medical condition. 

Further, doctors never like to “disable” their patients.  To counter this medical opinion, it is important to clearly inform the doctor what the process of Federal disability retirement is and is not.  It is the job of the attorney hired to represent a Federal or Postal worker to obtain disability retirement benefits, to clearly and cogently explain the entire process to the treating doctor.  That is what I do, at the very start, in representing my clients.

Sincerely,

Robert R. McGill, Esquire