Tag Archives: the disabled federal employee and planning for the future

Federal and Postal Disability Retirement: Orchestration

The quality of a piece of music is defined by sound and silence.  It is the former which is focused upon by most individuals; it is the importance of the latter which is ignored, precisely because the negation of X is never recognized as X until and unless its existence is suddenly lacking.  Silence — that momentary pause which allows for sound to pass by in waves of sonorous beauty — is the untouched beach combed by the lapping waves of quietude.

The orchestration of combining each entrance of every instrument, at the precise moment, preceded by pauses of silence, and tapped by the conductor with precision and sensitivity, is the core of a brilliant musical performance. But orchestration embraces such beauty of composition in all walks of life — from the predator silently creeping to pounce upon its prey in the footprints upon grounds which give way with a flicker of silence or sound, allowing for alerting the victim or not; to the composition of a breathtaking novel in coordinating characters, scenes and descriptive metaphors; the ability to coordinate the complexity of singularities into a cohesive whole is the art of orchestration.

And so it is in filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal Worker is under FERS or CSRS. Federal Disability Retirement may seem to be a purely administrative endeavor which has no connection to the beauty of musical orchestration; but it is in the cohesive adherence of law, statement of facts, and procedural preparedness, that the invisible thread of creativity must come to the fore.

One’s Statement of Disability, standing without the law, is insufficient; the argument of the law, without the medical foundation prepared, is merely a hollow voice of reason; and the lack of creating a bridge between one’s medical condition and the positional requirements and essential elements of one’s job, leaves an abandoned castle surrounded by a dangerous moat.

Metaphor is a key to understanding complexities of life; for the Federal and Postal Worker who needs to file for Federal Disability Retirement benefits under FERS or CSRS through OPM, the orchestration of life’s complexities may require a conductor who guides the instruments toward a successful outcome in the preparation, formulating and filing of a Federal Disability Retirement application, whether one is under FERS or CSRS.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement: The Problem of Perhaps

Perhaps it is time to approach the problem from a different perspective; perhaps it is not.  We often engage in games of self-delusions, of allowing words of self-justification to interfere with sequential and linear lines of thinking, in order to bypass the harsh reality of what is often an inevitability.

The allowance of bifurcation of thought — of the logical disjunctive of choices and options to choose from — makes an allowance of pretense to procrastinate in intellectually acceptable ways.  We sound thoughtful and intelligent when we weigh the various alternatives.  And, indeed, it is normally a “good thing” to gather, review and evaluate the options open to us, and to make the proper decision based upon such an analysis.  But at some point in the process, continuing in a morass of intellectualization becomes problematic.

When the choices are limited, clear, and necessary to act upon, to play the “perhaps” game becomes merely a way to delay the inevitable.

For the Federal and Postal employee who must contemplate a drastic change of circumstances by preparing, formulating and filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, engaging in such mind-games merely prolongs the process.  At some point, action must proceed from thought; and for the Federal and Postal Worker whose medical condition is such that it impacts one’s ability to perform the essential elements of one’s job, it is the action which must prevail over the perhapses of our mind.

Sincerely,

Robert R. McGill
Federal Disability Lawyer

Federal Gov. and USPS Disability Retirement: Expectations

Expectations are peculiar anticipatory states of being; based upon an accurate assessment of factual considerations, they can comport with a true sense of reality; dependent upon an unrealistic foundation of pure desire and want, it can lead to a devastating loss of trust.  In order to avoid unrealistic expectations, it is necessary to evaluate and assess, as much as possible, facts from past experience, objective present circumstances, and projection of fairly accurate intuitions for the future.

For Federal and Postal workers contemplating filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether under FERS or CSRS, a realistic expectation as to all aspects and corridors of the benefit itself is necessary in order to survive the entirety of the administrative and bureaucratic ordeal.

From evaluating the strength of one’s medical support, to the ability to convey a persuasive argument and case to an agency which reviews tens of thousands of Federal Disability Retirement cases; from a realistic timeframe of the entire process from start to finish; to financial considerations and future earnings potential and whether one can work in another job or vocation.  All such considerations should be evaluated and discussed.

In the end, however, the Federal employee who is contemplating filing for Federal or Postal Disability Retirement benefits often is confronted with limited choices: to continue working under the same conditions, that is, doing with the same tasks in the same Federal occupation (normally not an option, and that is why Federal Disability Retirement is considered in the first place); to walk away without filing for disability retirement benefits (almost never an option — self-evidently so); or filing for disability retirement benefits (the necessary option, and why it is being considered in the first place).

It is the expectations which often dismay, however, and it is a good idea to keep that animal in a cage of realistic assessments.

Sincerely,

Robert R. McGill, Esquire

Federal Worker Disability Retirement: The Cumulative Emergency

Most emergencies need not have been; either through preventative maintenance or attending to it through troubleshooting at regular intervals; or by cautiously identifying overt signs of oncoming problems, the vast majorities of apparent emergencies turn into the status of such urgent needs because of neglect or deliberate avoidance.  

That is not to say, however, that once an event reaches a heightened status of requiring an urgent response, that it should not be treated with the appropriate manner of alarm; rather, it is merely a recognition that most emergencies need not have become so.

In preparing, formulating and filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether under FERS or CSRS, the best course of action is to attempt to avoid having the entire administrative process become an emergency need.  

In order to practice containment, one must recognize the medical condition, the potential impact of the medical condition; the time when the medical condition begins to impact one or more of the essential elements of one’s job; a carefully prepared plan to initiating the needed conversation with one’s treating doctor; financial planning to weather the long and arduous bureaucratic morass; and an expectation that one’s own agency will not be supportive, for the most part, throughout the process.

Such recognition of some of the bare essentials which comprise the entirety of the Federal Disability Retirement process is easier said than accomplished.  

Life rarely occurs and presents itself in neatly folded stacks of laundered clothing; instead, the more apt analogy is the pile of dirty clothes brought home in a black garbage bag by one’s college son or daughter, with the door opening, a smile on the face, and declaring, “Here, will you take care of this for me”?

Sincerely,

Robert R. McGill, Esquire

OPM Disability Retirement: The Durational Attitude, Or: “If Only I Had…”

There are periodic offers for an “early out”; or the ability upon reaching certain trigger points of leaving the Federal Government; or receiving OWCP benefits, which is certainly a higher rate of immediate return (assuming qualification and eligibility has been established); or even a settlement for a separation with some severance pay, a lump sum to settle a lawsuit, etc.

On the other hand, one of the advantages of a Federal Disability Retirement benefit, of course, is that the number of years which one remains on Federal Disability Retirement counts toward the total number of years of service, such that at age 62, when the Disability Retirement benefit is recalculated as regular retirement, those years on Disability Retirement are calculated into the benefit. Thus, for those who live to be a ripe old age, those differences in percentage points will continue to reap the benefits.

It is the long-term viewpoint which should always be considered; for, in later years, the durational perspective, if not taken, may well result in the rueful reminiscence of a forlorn, regretful attitude.  One may make statements of vacuity, such as, “I don’t live with regrets”; but the annuity and one’s bank account may tell a different story.

Planning for the future in preparing, formulating and filing for Federal Disability Retirement benefits, whether under FERS or CSRS, from the U.S. Office of Personnel Management, entails, involves, and encapsulates more than just the “now” and the “present”; it is the immediacy of the future which one should always plan for.

Sincerely,

Robert R. McGill, Esquire

Medical Retirement Benefits for US Government Employees: Planning

A common consensus among those who contemplate filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether under FERS or CSRS, is that it is an unplanned event, and one which required decisions which shortened the career goals of the Federal or Postal employee.  Such an unplanned event, however, should not be left for lack of planning of the event itself — of preparing, formulating and filing for the Federal Disability Retirement benefits from the U.S. Office of Personnel Management.

Thus, a distinction should be made:  yes, the fact of the medical condition, and its unplanned impact upon one or more of the essential elements of one’s job, thereby cutting short the Federal or Postal career of the individual, is quite often something which is unexpected and beyond one’s control.

Once the realization that it is necessary to  file for Federal Disability Retirement benefits from OPM becomes apparent, however, one should not simply act in a manner which compounds the problems of lack of planning.  At that point, planning is essential to the entire endeavor:  the garnering of support from the medical community; the persuasive conversation which one must have with one’s treating medical provider; the decision of which medical conditions to include, how to state it, what to state; the preparation of the coordinated aspects of each of the strands of a Federal Disability Retirement application — these need to be planned for, in order to increase the chances of success at each stage of the Federal Disability Retirement process.

Sincerely,

Robert R. McGill, Esquire

Disability Retirement for Federal Government Employees: Life after Disability Retirement

The focus upon the “now”, of course, can not be avoided; for the “now” constitutes the present circumstances, the period of preparing, formulating or filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management; where the medical condition impacts and prevents one from performing one or more of the essential elements of one’s job; where the severity, chronicity and extent of the persistent pain, the overwhelming psychiatric infringement upon one’s ability to focus, concentrate, etc.; or where the ability to have the sustained stamina and daily energy has been depleted to such an experiential phenomena that the very “now” is all that one can focus upon.

There is, however, indeed a life after Federal Disability Retirement, and as much of the administrative process of obtaining the benefit is a long and arduous waiting period, it is beneficial to consider what will happen, what one will do, can do, etc., once an approval is obtained from the U.S. Office of Personnel Management.  Remember, in being approved for Federal Disability Retirement benefits, one can go out and earn up to 80% of what one’s former salary pays currently.

Further, this is not OWCP — where, if one is receiving temporary total disability compensation, you cannot work at all (there are some minor exceptions under FECA/OWCP rules, such as if you were working at another part-time position of a different nature prior to the accepted date of injury, you may be allowed to continue to work that “other” job, etc.).  Nor is this SSDI, where there is a severe cap on the limit of what one may earn (although, if one is getting FERS Disability Retirement concurrently with SSDI, then there is an offset between the two).

The period of waiting can be a fertile time of preparation for life after an approval.  Or, such future plans can be placed on temporary hold for purposes of using the time for recuperative rest.  In any event, the “now” is merely a passing time of fleeting moments, as a cherry blossom withering in the early morning dew as the sun begins to rise.

Sincerely,

Robert R. McGill, Esquire

Disability Retirement for Federal Workers: Focus, or Lack Thereof…

In preparing, formulating and filing a Federal Disability Retirement application under FERS or CSRS from the Office of Personnel Management, it is important in the beginning stages of the process to have a clear, charted course in creating the nexus between one’s medical conditions and the type of positional duties required by the Federal or Postal job which one is slotted in.  

Lack of clarity leads to meandering; meandering results in the potential danger of entering into territories which can have a negative and detrimental impact; such resulting negative endings at any stage of the process only extends the time by forcing the applicant to appeal the case to the next stage, and having to correct and explain the mis-steps which resulted from the original lack of clarity and focus.  Thus, a single mistake at the beginning of the process can have a compounding effect upon the entire application process, and that is why it is important to start off with clarity, focus, and a purposeful plan.  

In the study of Philosophy, the subject of Metaphysics almost always encompasses the concept of “teleology” — the idea that there is a purposeful end based upon various logical arguments, such as cause-and-effect, the argument from design, etc.  In analogous form, it is important to have a teleological approach to preparing, formulating and filing for Federal Disability Retirement benefits from the Office of Personnel Management.  

As with the design argument in metaphysics, there are certain “guideposts” which are important to use — i.e., what the doctors state in their reports; the parameters of one’s position description; the type of job which one has (sedentary or out in the field), etc.  Within those boundaries, one should remain.  Wandering in thought leads to areas of unintended harm.  Stay within the boundaries of the questions posed, and one has a safer haven away from trespassing into areas uncharted, unknown, and undesired.

Sincerely,

Robert R. McGill, Esquire