CSRS & FERS Medical Disability Retirement: Stuck in Time

Each of us embraces an era, a period, a slice of time with which we relate to, have fond remembrances of, or for whatever quirky reasons, possess an affinity or attachment to.   Perhaps it is the Fifties, with its stodgy reputation for conventionalism; or the radicalization of the Sixties; via music, movements, political upheavals or cultural phenomena, certain time periods seem to have a hold upon people, depending upon personalities, upbringing, backgrounds and interests.

There is nothing wrong with such creative time travels; it is a recreational endeavor of which we all engage; of watching movies, about which we read books; or even some will don a piece of clothing, such as a bow tie or a style of shoes.   Enjoying a time period can be a soothing leisure activity, often without being conscious of the affinity and connections itself; but it is when we become stuck in time, that problems arise.

That is often how a medical condition pivots a person; unexpectedly and unpreparedly, a chronic, progressively deteriorating medical condition will freeze a person’s family, career, goals and aspirations in a period of time, unable to get unstuck or have the flexibility and options necessary for forward movement or progress.

For Federal and Postal employees, the alternative of filing for and obtaining Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS or CSRS, allows for the potential capacity to become unstuck again.

Imaginary time travel, for purposes of recreational activities, can be an enjoyable past time; but when one becomes stuck in time involuntarily and through unforeseen circumstances, getting stuck in time becomes a pathway of unforgiving proportions which must be maneuvered out of.

Sincerely,

Robert R. McGill, Esquire

Medical Retirement Benefits for US Government Employees: Memories

Memories induce a peculiar phenomena; by expunging them, we can perhaps sidestep sadness and loss.  With them, we are left with a lasting image of who we were, who we are, and who we have become, with a hope for recovery when we have lost our “place in society”.

Illness and disability often perverts our memories; the suffering person will often have a misplaced and skewed memory of the person he or she once was.

For the Federal or Postal Worker who is experiencing and undergoing the trauma of a medical condition, such that the medical condition impacts one’s ability to perform all of the essential elements of one’s job, it is often the pervasive memory of a time past, which continues to impede a necessary present course of action.  But before one gets to a critical point of crisis management, it is important to engage a realistic assessment of one’s present circumstances, and determine one’s future course of actions, and not be diverted by the memories of one’s past glory days.

Federal Disability Retirement is a benefit accorded to all Federal and Postal Workers who have the minimum eligibility criteria met (18 months for those under FERS; 5 years for those under CSRS), and should be looked upon as part of one’s total employment benefits, to be utilized when needed.

It is a benefit which must be ultimately submitted to, and approved by, the U.S. Office of Personnel Management.

Consider the future; let not memories of past days confound the need to take direct and proper actions today; for, in the end, there will time to reflect and remember in future days to come.

Sincerely,

Robert R. McGill, Esquire

Medical Retirement for Federal Workers: The Gatekeeper II

The image of the gatekeeper is a powerful one — for it represents both sides of an analogously identical coin:  of an insurmountable impasse from the perspective of a third party, as well as the key to entry and deliverance when seen from the subjective “I”.

Stress is ultimately an inevitable and inherent part of any workplace environment.

Each of us represents a gatekeeper of sorts; what we allow to bother us, and what stresses we embrace and transport into the quietude of our own homes, will often depend upon each individual’s tolerance for the wide spectrum of ability to filter the stresses impacting our lives.

The U.S. Office of Personnel Management is also a gatekeeper of sorts.  The Agency empowered to make determinations on all Federal Disability Retirement applications can open the door to allowing for that crucial rehabilitative time in a person’s life, where granting of a Federal Disability Retirement application will secure one’s future and change the course of one’s life in order to avoid, avert and allow for an environment different from the stressful one which is impacting one’s health and well-being.

Ultimately, the gatekeeper him/herself — the Federal or Postal employee — must make the decision to open the door or not, and to take the next step in determining whether or not it is time to file for Federal Disability Retirement benefits, whether under FERS or CSRS.  That decision — whether to open the door or not — is often the single most important step of one’s life, career, and future course of actions.

In the end, we determine who we are, what we want in life, and when the right time is, in overcoming the insurmountable; for the gatekeeper has the hidden key to the passageway to the Khyber Pass of our own future.

Sincerely,

Robert R. McGill, Esquire

Federal Employee Medical Retirement: Entrenchment versus Fidelity to a Promise

People often have a general sense of obligations and duties, and remain steadfast in fidelity to promises made.  Ultimately, it is actions which confirm the sincerity of words, and not an abundance of additional verbiage.  But fidelity to a course of action can constitute an entrenchment of actions without regard to changing circumstances or the vicissitudes which accompany a career or a course of events.  Intersecting issues will often require a changing response; a change in plans does not necessarily constitute a violation of a promise; rather, it may in fact be the very fulfillment of a promise.

And so it is with Federal and Postal employees who confront and must deal with a medical issue; those projects which were spearheaded by a particular person; those mission statements and goals intended — suddenly, multi-tasking must be pared down to a single duty; time must be taken to attend to one’s medical conditions; the course of action intended must be altered, modified, and sometimes abandoned.

If the essence of X becomes damaged, do its attributes remain untouched, also?  Or must the dependencies be transformed in order to preserve the essence? Staying on a course when the context has encountered dramatic alterations, can be viewed as either foolhardy, stubborn, or valiant.

When a Federal or Postal Worker who is suffering from a medical condition such that the medical condition impacts one’s ability to perform one or more of the essential elements of one’s positional duties, it is time to evaluate and review the course of one’s career.  Opting to preserve one’s health and to prepare and file for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, is not an abandonment of purpose; rather, it is a recognition that life’s unexpected turn has forced a change of course — honorable in intent, and necessary in preservation.

Sincerely,

Robert R. McGill, Esquire

Disability Retirement for Federal Government Employees: The Automatic Pilot

Then there is the story of the individual who was driving an RV, set the acceleration mechanism on “auto”, and left the driver’s seat to go and make some coffee.  Obviously, one need not have too great an imagination as to what happened next.

“Auto pilot” is a concept which one considers in the context of comfort and alleviation of human effort; by allowing for machines and artificial intelligence to dominate and take over, such technological advances allow for human beings to engage in other pursuits.  The problem with such a perspective, however, is that most people go through life on auto-pilot to begin with; and allowing for machines and smart-technology to engage in human action merely perpetuates further thoughtless action.

In preparing, formulating and filing for Federal Disability Retirement benefits with the U.S. Office of Personnel Management, whether under FERS or CSRS, one will encounter many steps and stages of the phenomena identified as “auto-pilot” — both at the Agency level, as well as the case-worker at the U.S. Office of Personnel Management.

Whether because of being overworked, or after years of mundane administrative tasks which dull the intellectual capacities of the human brain, it is often difficult to “jolt” the worker into focusing upon one’s particular Federal Disability Retirement application.  While one can argue that, “If you have seen one, you have seen them all”, it is important to acknowledge that one’s own Federal Disability Retirement application is unique precisely because each medical condition and its impact upon one’s ability/inability to perform the essential elements of one’s positional duties is identifiably singular in relevance and importance, and as such, “shaking up” the sleeping giant of auto-pilot is crucial in getting a Medical Disability Retirement claim to successful completion and approval.

To do this, it is wise to make certain that one’s Federal Disability Retirement application is well-formulated, streamlined, and presented in a coherent, comprehensible whole.  That way, if one encounters an auto-pilot, it will not end up like the driver of the RV and result in a vehicle driving over the proverbial cliff.

Sincerely,

Robert R. McGill, Esquire

 

Federal Worker Disability Retirement: After the Storm

Particularized geographical locations will have differing stories.  Rarely are two stories the same, and indeed, that can be the case even between neighbors who are twenty feet apart.  It is the uniqueness of each situation which defines the situation.  A storm can come — whether in terms of the “objective” world, or perhaps through psychological and emotional turmoil —  without but a passing notice to a friend, neighbor, or coworker.

For the Federal or Postal worker contemplating preparing, formulating and filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether under FERS or CSRS, the “storm” which must be endured is the medical condition itself, and its impact upon one’s livelihood, one’s life, and future stability for one’s family.  It is a process which is independent of one’s geographical location.  It is a condition which, often, coworkers only suspect, and is unfortunately hidden and kept from supervisors and managers, for obvious reasons.

The physical storms which come and go will leave behind a trail of visible devastation; what agencies and supervisors do will often leave residual damage far greater than physical devastation can betray.  It is the storms of daily life which need attending to, as opposed to a one-time life-event.  If that “storm” of a medical condition has come to a flashpoint where one can no longer work at a Federal or Postal position, then it is time to begin preparing to file for Federal Disability Retirement benefits.  Only the individual who suffers — silently, and in fear — can make that determination.

Sincerely,

Robert R. McGill, Esquire

Disability Retirement for Federal Workers: Once the Decision is Made

It is often the decision itself which is the greatest hurdle in preparing, formulating and filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether under FERS or CSRS.  The decision itself is the all-encompassing beginning point, the obstacle which must be reviewed, analyzed, discussed, and ultimately overcome.

Once that decision is made, then the floodgates open with respect to the approach, the procedural issues, the time-frame within which to file, the garnering of support from one’s doctor; the legal avenues and pitfalls which must be confronted; the financial burden which must be faced and adjusted to; contending with issues at work; whether to inform the agency’s Human Resources office at this point or when the Federal Disability Retirement application has been prepared and is ready for submission; whether and what to discuss or hint at with one’s supervisor; which medical information to include or merely weave throughout the narrative of one’s Applicant’s Statement of Disability; the problem of quantifying in a substantive manner one’s medical conditions; how best to characterize the essential elements of one’s job; the connecting of all of the dots; the building of the nexus between one’s positional description and the medical conditions suffered.

These are merely a few of the issues which must be confronted once the decision to proceed is made.  Federal Disability Retirement is an important decision to embrace; it should be treated in accordance with its important status.

Sincerely,

Robert R. McGill, Esquire

CSRS & FERS Medical Disability Retirement: Decisions of the Federal and Postal Employee

In preparing, formulating and filing for Federal Disability Retirement benefits under either FERS or CSRS from the Office of Personnel Management, the ultimate and deciding “first step” factor which propels the entire process, of course, is entirely within the authoritative realm of the Federal or Postal employee contemplating such a course of action.  

In making any decision, however, the trajectory of options begins to diminish when the options themselves become more and more limited and restricted by external circumstances.  Thus, when the Federal or Post employee is removed and separated from Federal Service, then the option to file becomes clearly defined:  one must file within one (1) year of being separated from Federal Service, or you lose your right to file forever.  Or, if the threat of being separated from service becomes cumulatively overwhelming; or, perhaps the medical condition itself, because of its progressively deteriorating aspect, imposes the necessity to file for Federal Disability Retirement benefits sooner than anticipated, rather than later.  

Additionally, there are multiple scenarios which offer refinements to those already mentioned — for example, if one has already filed for Federal Disability Retirement benefits, and in the meantime the Federal or Postal worker has been separated from Federal Service, then the ability to either file for Reconsideration (in the event of an initial denial) or appeal to the Merit Systems Protection Board (in the event of a second denial from the Office of Personnel Management) — as opposed to letting a Request for Reconsideration or an appeal to the MSPB lapse and begin the process all over again —  may be restricted and limited precisely because of the separation from service “in the meantime”.

Options and the ability to make the proper decision in preparing, formulating and filing for Federal Disability Retirement benefits from the Office of Personnel Management, should be made with the utmost of flexibility, if possible; but such flexibility and possible decision-making become more and more limited when one waits for external circumstances to intervene — i.e., the medical condition itself; the law; work circumstances; or a combination of all of the above.  Remember, most emergencies are self-made, and the destiny of one’s choices often depends upon thoughtful preparation at the beginning of a complex process.

Sincerely,

Robert R. McGill, Esquire

Postal and Federal Disability Retirement: Procrastinating within the Tolling Statute

Whether by resignation or by separation by the Federal Agency or the U.S. Postal Service, the tolling of the Statute of Limitations for filing a Federal Disability Retirement application under FERS or CSRS begins — and the statute allows for filing for a Federal Disability Retirement application within one (1) year of such separation from Federal Service.

Exceptions to the rule of the Statute of Limitations are few, explicit, and rarely allowed, and have to do with mental incompetence, narrowly defined, hospitalization for mental illness, appointment of a guardianship which shows one’s inability to attend to one’s daily affairs, etc.  Thus, once the Federal or Postal employee is separated from Federal Service, one should count on filing for Federal Disability Retirement benefits within one (1) year of such separation, and not rely upon any fantasy of being granted any extension, or excused for having had periodic or episodic medical conditions preventing one from engaging in certain acts or attending to various activities.

Procrastination is a trait of luxury unique to the human animal; because animals, whether domesticated or not, have an innate sense of urgency for purposes of survivability, the ability to project into the future and delay the necessary immediacy of a present response, is an alien characteristic.  

Such an element of artifice — procrastination — would not have any meaningful foundational purpose, a “telos“, which would make any sense; except, of course, for the human condition.  Because of the complexity of the human condition — of the technological world we have created, of multiple tasks, of time, movement and being within the context of our historicity, present world and future anticipated occurrences — procrastinating has become an artificial feature of our human condition, and indeed, almost takes on an element of need for our survivability.  But in the context of a Federal Disability Retirement application under FERS or CSRS, procrastinating in filing for the benefit does one no good.

Meet the deadline by working on it steadily, steadfastly, and without delay.  Remember the dictum:  If you don’t file, you can’t argue anything; at least if you file on time, there is always a chance.

Sincerely,

Robert R. McGill, Esquire

CSRS & FERS Medical Disability Retirement: The Difficulty of Making the Decision

In preparing, formulating and filing a Federal Disability Retirement application under FERS or CSRS from the Office of Personnel Management, it is often the mental act of deciding to file for Federal Disability Retirement benefits which is the most difficult to make.  

For, while the actual mechanics of the entire process — of obtaining an attorney (if that has been decided), gathering the necessary medical narratives and supporting documentation; of facing the harsh reality of writing the Applicant’s Statement of Disability (following the format of Standard Form 3112A) and reading about the impact of one’s medical conditions and the direct nexus to one’s inability to perform the essential elements of one’s job — of actually outlining and delineating the symptomatologies resulting from the singular or multiple diagnosed medical conditions; of approaching and having the supervisor complete a Supervisor’s Statement; of essentially declaring to the Agency that you are no longer capable or able to perform one or more of the essential elements of the job, thereby confirming what many at the Agency probably already suspected — all of these “mechanical” aspects of the preparation, formulation and filing of a Federal Disability Retirement application under FERS or CSRS, while difficult, pale in comparison to the singular act which propels and initiates the entire process:  that of deciding to move forward.  For, as an old proverb states:  To lift a finger without thought is merely an act; to move with thought only a conscious event; to think, to plan, and then to engage in action, is the essence of man’s strength.

Sincerely,

Robert R. McGill, Esquire