Tag Archives: it’s time to think about living your life again

FERS & CSRS Disability Retirement for Federal and USPS Workers: Fridays & Brief Cessation of Pain

It is an American tradition to look forward to Fridays — for the leisure which comes after; for the casual custom which is often invoked by corporations, both in dress codes as well as in demeanor; for the plans which are made with friends, family or with the pleasure of solitude and quietude.  But where such a tradition is violated by an insidious pall, where expectations of fun-filled activities are replaced by the need for recuperative slices of immobility and sleep, then it may be time to consider a different option in life.  

Chronic medical conditions; medical conditions which are progressively deteriorating; degenerative conditions which impact and prevent one from looking upon Fridays as the bridge to leisure, and instead is merely a temporary respite for recovery back to a functional level of capacity where one may merely operate and endure for another week — these are indicators that alternatives to the present way of surviving must be considered.  

Federal Disability Retirement from the U.S. Office of Personnel Management is a benefit which is intended to allow for the Federal or Postal employee to embrace a time of recuperation, and yet to consider the option of working at a second vocation in the future.  It may not be the “perfect” solution to all, but it is certainly preferable to the life of Fridays and beyond which merely encapsulate a dreaded sense to foreboding for the subsequent Monday.  

OPM Disability Retirement, whether under FERS or CSRS, is an option which is viable, and one which is part of the compensatory package that all Federal and Postal employees signed up for when they became Federal and Postal employees.

Sincerely,

Robert R. McGill, Esquire

Waiting to Get your Federal Disability Retirement Benefits?: Well Worth It

There are many stories out there.  Indeed, as many Federal and Postal Workers who live and work throughout the United States and in Europe, Japan, and across the spectrum of the world, there is a microcosmic, personal story to be told.  That is the point of Chekhov’s short story, “Grief”, in which the father needs to relate the narrative story of the tragedy of his son’s death.  

In the impersonal world within which we live our lives, as a cocoon untouched and untouchable, there are stories and tragedies which we know not about.  Then, there are the narratives of successful outcomes; of those Federal and Postal workers who have filed for Federal Disability Retirement benefits, who — years later — relate tidbits of starting second vocations, of having the opportunity to rehabilitate from their medical conditions, and to start “new” lives.  

The “present” and “now” is always a time of anguish, especially if one is suffering from a medical condition, or is awaiting a decision from the U.S. Office of Personnel Management for a Federal Disability Retirement case.  

Is it worth the wait?  To ask that in the present-tense is probably not the right question.  Rather, once a Federal or Postal worker has filed, has obtained an approval, and has taken some years to move on into another stage of life, the time to ask the question is probably in a retrospective manner:  Was it worth the wait?  

In preparing, formulating and filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether under FERS or CSRS, the Federal or Postal employee who intends on filing must understand that it can be a long and frustrating administrative process.  Hopefully, however, the hope of the future is what makes the waiting worthwhile.  For, without the hope of the future, we would all be stuck in the drudgery of the present.

Sincerely,

Robert R. McGill, Esquire

Medical Retirement Benefits for US Government Employees: The Holidays

The “holidays” — or any respite from the daily treadmill of the repetitive reality of daily living — brings about realizations and gestalt moments of insight, precisely because such moments provide for opportunities of thoughtful reflection.

The modern approach of engaging in conversations and discussion for purposes of “value clarifications” became necessary when a tension occurred within society; where new ideas began to question and challenge the old; when habitual engagements of societal values, ethics and mores began to be undermined by revolutionary approaches, technological advances, and unrestrained actions by youthful movements of protestations and revolts.  Similarly, when time and opportunity allows for reflection and contemplation, certain realizations begin to surface.

For Federal and Postal employees who have been suffering from various medical conditions, whether chronic physical pain which limits movement, flexion and unsustainable capabilities of endurance; or psychiatric conditions which impact focus, concentration, and the ability to engage in cognitive-intensive work; the time of the “holidays” can be a challenge, where it provides for an opportunity to take some time off to rest those tired bones; but also a time of reflection to recognize and realize that one cannot remain on the same treadmill forever.

Federal Disability Retirement is an option which needs to be considered, precisely because it is not an “opting out of life”.  Rather, it is a means of downsizing, recognizing that one’s medical condition is preventing one from performing the essential elements of one’s job, and to seek a change of venue for the future.

The “holidays” are indeed a time for reflection; but reflection, if allowed without subsequent action, is an impotent moment of self-realization.  Be a rebel; grab the opportunity if presented.  That is what the holidays are ultimately for — to reflect and change course.

Sincerely,

Robert R. McGill, Esquire

Early Medical Retirement for Disabled Federal Workers: Fish or Cut Bait

Colloquial expressions often develop over time because of their shorthanded effectiveness; they are the antiquated equivalent of text-messaging abbreviations, but with greater meaning and potency because of their time-testedness and allowance for a slow, evolutionary progression within a society.  Such expressions allow for a blunt statement which removes all doubts as to meaning; and the statement itself is all that is necessary, with surrounding silence revealing all.

In preparing, formulating and filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether under FERS or CSRS, a person contemplating initiating the administrative process of filing for Federal Disability Retirement must ultimately come to the decision of moving forward, or not.

Such a bifurcation of clarity in making the decision is necessary both for the sanity and health of the Federal or Postal employee who must make the decision, as well as for the agency who either wants full productivity from its employees, or an ability to “accommodate” the medical condition (in accordance with the governing laws concerning the legal issue of accommodations in the workplace) in order to reach an acceptable level of productivity.

Fish or cut bait; in four words, such a colloquial expression says it nicely:  Initiate the process, or live with the pain and progressive deterioration.  Already, in the very act of trying to explain or “add on” to the expression, nothing of value has been accomplished because the expression itself is sufficient.  As such:  silence.

Sincerely,

Robert R. McGill, Esquire

OPM Disability Retirement: Respite and Reflection

Sometimes, it is a positive thing to have a period of respite, in order to engage in a reflective mode of thought.  The “to-do list” is always extensive and pressing; the need to advance, to accomplish, and to complete the pending projects is always in the foreground; but a period of respite and reflection — a pause in the action of life — is a welcomed break.

For those Federal and Postal employees who are contemplating filing for disability retirement benefits from the U.S. Office of Personnel Management, whether under FERS or CSRS, it is often merely an extra day in which to recuperate one’s energies in order to go back to work.  If the Federal or Postal employee finds that the period of a few days off are merely a palliative form of treatment in order to drag one’s self back to the identical state of affairs at one’s Federal position — whether because of chronic pain, or profound, overwhelming fatigue; or perhaps an intractable state of cognitive decline and depression — it is probably time to think about filing for Federal Disability Retirement benefits.

One can “fight the good fight” only for so long.

At some point, the coalescence of the medical condition, the limitation of human capacity, and the self-destructiveness of continuing in a position which is detrimental to one’s health, will come to fruition.  Preparing, formulating and filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether under FERS or CSRS, is perhaps what one should reflect upon during the respite of life.

Sincerely,

Robert R. McGill, Esquire
OPM Medical Retirement Attorney

 

CSRS & FERS Medical Disability Retirement: 2012 and Beyond

The designation of the year as “2012” is, from a historical perspective, an artifice.  Different countries and cultures have other methodologies of identifying the continuum and sequence of the cyclical seasons.  

Whatever the artifice, however, the reality of daily living remains an encounter which must be dealt with, and for Federal and Postal employees who suffer from one or more medical conditions, who are contemplating preparing, formulating and filing for Federal Disability Retirement benefits from the Office of Personnel Management, the first step in the process is often the hardest, but the one which must be taken in order to make any advances for the coming year.  

Whether that “first step” constitutes contacting an attorney, obtaining the blank forms (SF 3107 series and SF 3112 series for FERS employees; for CSRS employees, SF 2801 series and SF 3112 series), talking to one’s treating doctor(s), etc. — it is the first step which is the hardest but the most significant.  

Days advance; weeks go by; the “new” year steadily marches towards the half-way point, then beyond.  Procrastination is often a self-protective mechanism of human beings — but one which is contradictory and often leads to self-harm.  Don’t let the days pass by, lest the year go to waste.

Sincerely,

Robert R. McGill, Esquire

CSRS & FERS Medical Disability Retirement: Happy New Year

For many people, celebrating the “New Year” often encapsulates a parallel time of reflection, of resolutions for change and improvement, etc.  For Federal and Postal employees who are contemplating filing for Federal Disability Retirement benefits under FERS or CSRS, this is a good time to take a personal inventory of one’s future goals, assessing the viability of continuation in one’s position as a Federal or Postal employee, and seeking clarity for future plans and career goals. 

Federal Disability Retirement is simply an option to be considered, if one is finding that one’s medical conditions — whether physical, psychiatric, or a combination of both which exacerbate and feed onto each other — are impacting one or more of the essential elements of one’s positional duties.  Whether in a sedentary administrative, cognitive-intensive position, or mostly a physically demanding job, or even a combination of both, if a Federal or Postal employee is finding that continuation with the essential elements of one’s job is becoming an impossibility, then Federal Disability Retirement is certainly an option to be considered

Celebrating the “New Year” should always include taking an inventory for the future.  For Federal and Postal employees under either FERS or CSRS, considering the option of formulating, preparing, and filing a Federal Disability Retirement application should be part of that equation.

Sincerely,

Robert R. McGill, Esquire

Federal Disability Retirement: Preparations

In a perfect world, each of us would make preparations to confront, engage in, and lay the foundations necessary for dealing in life’s eventualities, whether such events constitute emergencies, circumstances both foreseen and unforeseen; or everyday events which are commonplace but necessary “duties” which have to be undertaken, dealt with, and completed.  For much of what we fail to prepare for, it is often an avoidance issue.  

In thinking about filing for Federal Disability Retirement benefits under FERS or CSRS, the fact that one must confront and acknowledge the issue is something which most Federal and Postal employees — understandably — do not want to do.  This is because, for anyone filing with the Office of Personnel Management, an application for Federal Disability Retirement benefits must entail three (3) essential concepts which must be recognized:  First, that one has a medical condition of a severity, such that it has or will last at least twelve months.  Second, that the medical condition is impacting one’s ability to perform the essential elements of one’s job.  And third — but just as important — that the very process itself, in attempting to obtain Federal Disability Retirement benefits under FERS or CSRS, is a process which contains pitfalls, potential setbacks, and the possibility of disapproval, as well as a long and arduous waiting period. This is because one is dealing with a Federal Agency.  But that we could prepare for this eventuality; it remains, unfortunately, one of life’s challenges, and one which most Federal and Postal employees attempt to avoid, but one which is a benefit worth fighting for.

Sincerely,

Robert R. McGill, Esquire

OPM Disability Retirement: The Time to Make the Decision (Part 2)

The medical condition known as “Fibromyalgia” is analogous to the manner in which Federal and Postal employees approach the decision-making process in filing for Federal Disability Retirement benefits under FERS & CSRS.  Let me explain:  Fibromyalgia, as the Office of Personnel Management often likes to characterize, often manifests itself with chronic and diffuse pain which “waxes and wanes” — meaning, in simple terms, that there are good days and bad days; days when the pain is unbearable, excruciating and debilitating; and days when one can “manage” the extent of the pain and mental dysfunction and confusion. With that context, the Office of Personnel Management often tries to argue that it is not “so bad” as to qualify for Federal Disability Retirement benefits under FERS & CSRS. 

By analogy, people with all sorts of medical conditions — from physically debilitating neck and back pain; from Orthopaedic injuries, arthritis, chronic pain, visual impairment, etc.; to psychiatric disabilities of Major Depression, anxiety, panic attacks, PTSD — some days, one can seem to manage the disability; on other days, one cannot get through the day, let alone perform the essential elements of one’s job.  But deep down, one knows that one cannot continue forever on the same course.  To continue is to slowly wither away by a thousand cuts, one cut at a time, one cut per day.  And so, just as the Office of Personnel Management is plainly wrong (for Fibromyalgia is a chronic and debilitating medical condition which clearly qualifies for disability retirement), so the person who procrastinates in making the decision to file for Federal Disability Retirement benefits under FERS & CSRS is simply waiting for the inevitable.

Sincerely,

Robert R. McGill, Esquire

CSRS & FERS Disability Retirement: Recognition

People who are considering filing for disability retirement benefits under FERS & CSRS often come to a recognition that there is life after the Federal Government, right around Thanksgiving, Christmas, and the holiday period in between.  Why?  Because when family, friends and loved ones gather around, and there is some time to recuperate and rejuvenate from the daily grind which further exacerbates and worsens one’s medical conditions, the time of respite, the time of peace and quite, of reflection and time reserved away from work, allows for people to recognize that, Yes, there is life beyond the job, and second, that to continue the daily grind until retirement may result in the inability of one to enjoy one’s retirement in later years.  Good health is a gift; all too often, we misuse that gift.  Happy Thanksgiving to all, and please enjoy a safe holiday weekend.

Sincerely,

Robert R. McGill, Esquire