Tag Archives: a better life (after all) after fers medical benefits

Federal Disability Retirement: A Return to Basics

Every few decades, there is a “new” movement which upholds the divinity of returning to the foundational core of one’s existence:  of going back to being a farmer; living a life of an ascetic; stripping away all “unnecessary” accretions and accoutrements deemed as vestries of comfort and “bourgeois” by definition (whatever that means); or, in common parlance and language more amenable to the ordinary person, living more “simply”.

The perspective that such a “movement” is somehow “new” is of itself rather an anomaly; but then, each generation believes that they have discovered and invented the proverbial wheel, and all such past epochs were mere ages of primitive imbecility.   And, perhaps, we are once more in that familiar circle of life, and such a movement has beset the quietude of modernity, again.  As such, let us return to the basics:

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the Federal or Postal employee may need to file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, the “foundational” eligibility criteria needs to be met:  For those under FERS (Federal Employees Retirement System — or the “new” system sometime around 1986 and thereafter), the Federal or Postal employee must have a minimum of 18 months of Federal Service in order to apply.  For those under CSRS, the accrual time is 5 years — and, as such, anyone under CSRS would presumably have met that basic requirement, although a CSRS employee with a long “break in service” could potentially fall short, but that would involve a unique set of circumstances rarely seen.

Further, the Federal or Postal employee who sets about to file for Federal Disability Retirement benefits must either be (A) a current employee (in which case he or she would file first through the agency’s Human Resource Office, then to be forwarded to OPM, (B) if not a current employee, then separated from service not more than 1 year (as the Statute of Limitations in filing for Federal Disability Retirement requires that a former Federal or Postal employee file directly with OPM within 1 year of being separated from service), (C) if separated from the Federal Agency or the U.S. Postal Service, but not for more than 31 days, then to file with one’s former Agency, and (D) if separated for more than 31 days, but less than 1 year, then refer to (B) and file directly with the U.S. Office of Personnel Management in Boyers, Pennsylvania.

These are some of the “basics” in filing for Federal Disability Retirement benefits.  There is much, much more to the entire process, but then again, if one were to expand too far astray from the foundational core of the “back to basics” movement, one would be a hypocrite for allowing the complications of life to accrue beyond the essential elements of life — of water, food and shelter or, for the Federal and Postal employee filing for Federal OPM Disability Retirement benefits, whether under FERS, CSRS or CSRS Offset, the bridge between one’s position and the medical conditions one suffers from.  Go figure.

Sincerely,

Robert R. McGill, Esquire

 

OPM Medical Retirement Law: The Editorial Process

Every writer dreads the process; on the other side of the proverbial fence, it is the joyful perverseness of the editor, with markers in hand and metaphorical scissors and knives to slash and cut, the necessity of reducing and whittling away the creative volume of words forming descriptive paragraphs and the infancy of a birth of genius, or so one always thinks about one’s own work.

Everyone has a story to tell.  How cogent; whether systematic in logical sequence; the relevance of certain statements, sentences, and sometimes paragraphs and chapters, may undermine the greater purpose for which something is written.

The story to tell must always be refined and bifurcated into categories of recognized goals:  Who is the audience?  What is the purpose of the piece?  Is there a thematic foundation?  Who will be interested?  What is the appropriate forum for publication?  These questions, and many others, are rarely asked (or answered) beyond the egoism of the compelling need to tell.

For Federal employees and U.S. Postal workers who have a story to tell, the telling of the story is often the basis upon which one files for Federal Employees Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.  Sometimes, the story must be told in another forum — to the Office of Worker’s Compensation, or perhaps to an EEOC venue.  Will the stories change with each telling to a different forum?  Perhaps not the core of the story, but certainly some of the relevant details.

As with preparing and formulating one’s Statement of Disability for a Federal Disability Retirement application, the facts to be told, the focus to be emphasized; these all depend upon the audience of one’s target.  It is not a matter of changing or omitting; it is the necessary editorial process which makes for good print.

For the Federal and Postal employee who tries to go it alone, rarely can one be the writer and editor at the same time; and it is likely the editorial process which results in the successful outcome of any writing endeavor; and while the acclaim and accolades of success spotlight the named individual, the printed byline and the recognized author, it is the behind-the-scenes process which really wins the day.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement: Ends and Beginnings

One can be pensive or mournful about it; anxiety levels likely attach to either event; one is described and defined as the conclusion and afterthought, the other, as a preface or introduction.  The end of an event necessarily results in change, as does the beginning; and perhaps it is merely a circularity of unending infinity, or a linear continuum which extends beyond the horizon of concavity.

It is merely in our own minds where bifurcations occur; our Kantian imposition of space, time and categories dividing the noumenal world into sectional differentiations and groupings which we, in our subjective states of perceptual uniqueness, view and encounter the world “out there”.  Thus do beginnings and ends, ends and beginnings, impact our lives, and the angst and anxieties which accompany such forebodings of timelessness.

For the Federal employee or the U.S. Postal worker, the end of a career marks the beginning of a life change which only his or her self, family members, and close friends know about, care for, and somewhat understand on the periphery of emotional turmoils, as to the trauma such a change in circumstances can incur.

While Federal Disability Retirement benefits, wrought through proving one’s case with the U.S. Office of Personnel Management, may allay some of the concerns regarding benefits, health insurance, a base annuity and income, etc., it cannot make up for the lifetime of striving and building which occurred in the private mind and public life of the U.S. Postal Worker and Federal employee.

Federal Disability Retirement represents an end, in some ways, to a career of one’s building, but also a beginning; a start for attempting to achieve that level of functionality which a medical condition robbed and thwarted; an intermediate period in which to recover, regroup, and plan for the future beyond the federal sector.

Federal Disability Retirement is a benefit accorded to all Federal and Postal employees who have met minimum service requirements, and allows for the Federal and Postal employee to receive a base annuity, and at the same time, to begin to build a life beyond Federal Service.  It can be a last chapter, or the first chapter, in the narrative life of the Federal employee or U.S. Postal Worker; that determination is yet to be revealed, and will only be known in the faded etchings left upon tombstones memorializing the life, accomplishments and loving relationships of those who murmur silent whisperings in the grassy knolls of time.

Sincerely,

Robert R. McGill, Esquire