Federal Employee Medical Retirement: Existence and Being

There is a distinction between existence and being; for the former is something which merely “is”, and over which one has no control over, or the capacity of which to have any input; while the latter is the composite of the essence of who we are — the coalescence of one’s past, present, and future potentiality.

Heidegger’s life work encompassed the attempt to describe the search for being, the revelatory recognition of it, and the systematic approach to unravelling the hidden fullness of being.  It is the difference between going through the motions, and living an authentic life.

That is how Federal and Postal employees often feel just before contemplating filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether under FERS or CSRS — for the state of merely existing in order to trudge to work, in order to “get through the day”, only to return home, to sleep, to struggle, to regain one’s strength, energy and stamina for a reserve to be depleted for another day of work; such a process describes an existence, not a state of being.

That is also why scams and “get-rich-quick” schemes continue to successfully con so many — because most people consider themselves merely in a state of existence, waiting to be saved for a life of being, but mistake the conversion from the former to the latter as dependent and reliant upon more money, greater acquisition of wealth, and accumulation of property.  But it is good health and the ability to be pain-free, which forms the foundation for a true state of being.

Disability Retirement for the Federal or Postal Worker is a means of attaining a state of being where rehabilitation and escape from the treadmill of progressive deterioration is possible.  That bifurcation which Heidegger attempted to describe — between a state of mere existence, and the lifting of the veil upon Being — should be seriously considered.

Sincerely,

Robert R. McGill, Esquire

Federal Worker Disability Retirement: The Life After

At first, it begins with survival for another day; then, upon a realization that “another day” will merely bring forth a multitude of subsequent such days, the goalposts are moved to allow for several months.  Once the realization hits you that the medical condition will not merely subside or disappear, and continuation in a present mode of existence is simply not a feasible option, then the perspective as to one’s career must by necessity change.  Filing for Federal Disability Retirement benefits, whether under FERS or CSRS, finally becomes an option.

Thereafter, the goal is to outlast the waiting line at the U.S. Office of Personnel Management — to get through the First Stage of the process, and if necessary (and a denial is obtained instead of the approval at the initial stage), the second, Reconsideration Stage.  There are multiple stages beyond the administrative stages, of course, but whatever are the administrative and bureaucratic procedures which must be undergone, the goal is to get the approval letter from the U.S. Office of Personnel Management.

And what happens when that goal is achieved?

One finally recognizes that all such goals were merely intermediate in nature, and it is at that point that one realizes that, upon an approval of a Federal Disability Retirement application from the U.S. Office of Personnel Management, the true goal is to live one’s life after separation from the Federal agency — separation in an administrative sense, certainly, but more importantly, in terms of time and medical recuperation.

Health, some financial security; a peace of mind; and a time of recuperative peace; there is indeed a life after.

Sincerely,

Robert R. McGill, Esquire

Medical Retirement Benefits for Federal & Postal Employees: The Overstated Case

An overstated case can literally overwhelm the Disability Specialist who is assigned to review and decide upon a Federal Disability Retirement application under FERS & CSRS.  Indeed, the sheer size of a voluminous Disability Retirement packet can appear daunting, intimidating, and ultimately one which may find itself at the “bottom of the stack” of cases.  If this happens, then the result can be an approval or a denial; as to the former, it may well be that the quantitative appearance made it appear substantive in a qualitative manner; or it could be that the OPM Representative came upon a self-imposed deadline and decided that it was time to dispose of it, and approve it.  More likely, however, is the outcome of a denial — for, what a voluminous Disability Retirement packet normally reveals, is that it is not a simple connection between one (or perhaps two or three) medical conditions, and their impact upon a Federal or Postal employee’s inability to perform one or more of the essential elements of one’s job.  Instead, the thickest packet of them all likely means that there is alot of fluff and superfluous material — and if the OPM Representative has to search to find the meat of the matter, it may well be thrown into the dustbin of denials.

Sincerely,

Robert R. McGill, Esquire

Federal and Postal Disability Retirement: Overstating and Understating

Overstating a case in a Federal Employee Disability Retirement case can have the effect of undermining the very credibility of the supporting medical documentation which is supposed to “prove” a Federal Disability Retirement application under FERS or CSRS.  It is similar to seeing a well-edited preview of a movie, where the scenes are cut-and-pasted to make it appear more exciting than the actual movie itself.  Then, when the viewer goes and sees the movie, it is a moment of sensory disappointment.  One does not want that same result to occur when the person at the Office of Personnel Management is reviewing your case. 

The inverse of that, of course, is understating a case.  This rarely happens, and even if it does, there is normally not a negative side to it — although, when I have taken over a case at the Reconsideration Level after an initial denial for an individual who attempted to file the application at the Initial Stage on his own, I found that there were numerous statements in the office/treatment notes that had been overlooked, and an older (but still relevant) evalualtion which had not been previously emphasized.  For the most part, an applicant for Federal Disability Retirement benefits under FERS or CSRS must strike a careful balance between the two opposites, and the tempering guide which should always be used is the medical report(s) itself.

Sincerely,

Robert R. McGill, Esquire

OPM Disability Retirement: How Specific?

The Applicant’s Statement of Disability should be specifically tailored to encompass and embrace the particular type of medical condition, the unique symptoms which result from the specific medical condition, a factual delineation of the type of daily, essential elements of the particular type of job one engages in, and the impact of each to all.  The “creativity” of writing comes into play, not in terms of “storytelling creativity” (although the applicant’s statement must always have an element of storytelling), but rather a compelling description of the “human story”  — the story of the individual who is suffering from the particular medical condition, combined with the workplace impact and peppered with the emotional toll of the human condition.  It should never be voluminous — for length should never replace a concise story; it should never be a stream of consciousness — for the human story should always be factual and reasoned; and it should never be a ranting bundle of emotionalism — for the true story of a medical condition upon a human life should entail a medical delineation, along with a detached, but personal, account of the person’s statement of impact.  Such a balanced story needs to be told well, and it needs to be compelling.

Sincerely,

Robert R. McGill, Esquire

FERS & CSRS disability retirement: The Applicant’s Methodology

OPM’s methodology is important to understand in preparing a Federal Disability Retirement application. Such understanding of the methodology, however, must be for a singular purpose: to refine the methodology of the applicant in preparing a disability retirement application. Thus, lessons learned must be lessons applied. An applicant must not be overly general in listing and describing the medical conditions.

The list of medical conditions should be in the order of their severity. The list should not be a “laundry list”, but each medical condition should clearly be significant, to the point where a “nexus” can be described between the particular medical condition and one of the essential elements of one’s job.

Finally, an applicant should not overstate the severity of the medical condition described; rather, the supporting medical documentation should support the claims of the applicant in every detail, in every essential respect, and in every significant aspect. The applicant’s statement must have integrity, and must accurately reflect the truth of the applicant’s medical condition. If this is done properly, one’s application for disability retirement should be approved at the first stage of the process.

Sincerely,

Robert R. McGill, Esquire

FERS & CSRS Disability Retirement: Applicant’s Statement of Disability

In most instances, when I am asked to represent an applicant at the Reconsideration Stage, after he or she has attempted to obtain an approval at the Initial Stage without an attorney, I find that the prevailing mistake made is the exaggerated verbosity of the statement itself. The old adage from Shakespeare, which (I know) is too often quoted (and misquoted), from Hamlet, Act 3, Scene 2, where Queen Gertrude responds by saying, “The lady doth protest too much, methinks,” is indeed appropriate and applicable to this issue.

While the applicant’s statement of disability must be detailed, complete, and accurate, it must not be “overstated”. It should reflect the factual and medical integrity of the medical opinions and findings as delineated in the medical records, documents and notes; it should never exceed the medical evidence in assertions, claims or scope. Overzealous self-advocacy is often the problem in cases of disability retirement where the disabled individual represents him or herself. To this, of course, another common adage is applicable: “A person representing himself in court has a fool for a client.”

Sincerely,

Robert R. McGill, Esquire

Common Mistakes in Filing for CSRS & FERS Disability Retirement III

Words are peculiar animals; they are meant to convey meanings through stringing together, creating conceptual models, images, descriptive thoughts. Thus, one would think that the greater quantity of words would lead to a greater level of thoughts conveyed, images created, etc. However, what often happens (a commond mistake found in unrepresented applicants who file for disability retirement under FERS & CSRS) is that there is a ‘fatigue factor’ by the reader: in this case, the reviewing person at the Office of Personnel Management. People often either overstate his or her medical disability, or tend to think that pages and pages of a stream-of-consciousness narrative about one’s medical conditions will persuade the reviewer of the seriousness of the medical condition. Neither are necessary. Let the medical condition itself speak to the seriousness. The applicant does not need to overstate it; and a voluminous narrative only points out and emphasizes a suspicion that there is some underlying reason as to why you feel the need to explain yourself so much. Use of words is a ‘balancing act’ — using the right words; explaining the right amount; creating the right string of thoughts and images. An effective disability retirement application must find the right balance of all of these elements.

Sincerely,

Robert R. McGill, Esquire