Federal and Postal Disability Retirement: A New Beginning, after an Old Ending

Whether it is old age which makes for intransigence, or whether it is a lifetime of habitual living which makes for difficulty in changing the course of one’s future, will never be completely answered.

Youth better tends to possess the capacity to adapt and change as the malleability of circumstances confront an individual.  Old age — or those who euphemistically are identified as being “mature” — has the unfortunate effect of being entrenched in the ways of routine and unchanging, repetitive actions.

Perhaps the early requirement of being able to “multi-task” — of performing a variety of bombardments of sensory overloads on smartphones, iPads, computers, etc. — will have a positive impact upon society in the end, by allowing for quick and effective adaptation in an ever-changing environment.  Perhaps the penultimate, Darwinian evolution is taking place before our very eyes:  cognitive adaptation, where those who fail to change quickly and with each altering circumstance be able to parallel the change, will fail to survive in this high-paced, technological society.  The multiple “perhaps”, of course, still leave a healthy doubt; culture, stability, sameness — there are positive things to be said about the “old” ways.

In preparing, formulating, and filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether it is under FERS or CSRS, the most difficult step for the Federal or Postal employee is to recognize and adapt to the change which will occur, does occur — and must occur.

The old habit of thinking that one’s career with the Federal government, or the U.S. Postal Service, necessarily means a lifetime of commitment, must alter; the paradigm which one walked around with, that a single career in life marked one’s character of commitment and stability, needs to be transformed.  For, ultimately, CSRS/FERS Disability Retirement allows for a new beginning:  of having that rehabilitative period to take care of one’s medical conditions, while concurrently allowing for contemplation of a second, albeit different, type of vocation for the future.

Whatever one’s age, CSRS/FERS Disability Retirement has the potential for a brighter tomorrow.  It is a benefit which can allow for a new beginning, and once taken, the Federal or Postal employee will perhaps see that the old ways weren’t so attractive after all.

Sincerely,

Robert R. McGill, Esquire

Postal and Federal Disability Retirement: Meaning, Value and Worth

One watches, as a spectator at a sports event, multiple acts by individuals who engage in self-destructive behavior; of youth and potentialities wasted; of depictions of foolish behavior and that which reflects upon the disintegration of society, and perhaps of civilization; and one may ask the perennial question, “Why?”, yet never be capable of embracing an answer with words when language fails to represent reality.  One wonders whether it is ultimately an issue of meaning, value and worth.

In an antiseptic society, where the pursuit of happiness is often misinterpreted as the acquisition of possessions, it is easy to lose sight of meaning.  Until one is hit with an illness or chronic medical condition.  Then, managing the care of one’s medical condition becomes paramount, and suddenly meaning, value and worth come into sharp focus.

In preparing, formulating and filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, people often fall into one of two categories or classes:  Those who were quite content with their lives prior to the medical condition; and those who struggled, and on top of it all, had to deal with a progressively deteriorating medical condition.

Regardless of the ‘prior’ category of life, the medical condition itself becomes the focus of the Federal or Postal employee in the pursuit of a stage of life prior to the impact of that condition upon one’s vocation or ability/inability to perform the essential elements of one’s job.  Suddenly, the life ‘before’ was one of meaning, value and worth.

Filing for, and obtaining Federal Disability Retirement benefits from the U.S. Office of Personnel Management allows for one to attain some semblance of the prior life of meaning, worth and value.  It is not the Federal or Postal employee who will engage in random and meaningless acts of violence in an attempt to destroy society; they are the ones who are attempting to secure it.

Sincerely,

Robert R. McGill, Esquire

Postal and Federal Disability Retirement: The Vicious Cycle

The circle is the sign of perfection; from the center, the equality of distance to the perimeter of the geometric figure; it also represents an endless cycle, whether of a process, a routine, or of life itself.  The qualitative nature of the circle, however, can be quite different from individual to individual.  Thus, for some, it is described as a “vicious cycle”  — where the circularity of a process feeds upon itself.

Entrance into the repetitive viciousness of the cycle often begins with an interruption, an incident or an issue which does not get immediately resolved in a positive manner.  For the Federal or Postal employee whose options have become limited because of a medical condition, the circularity of the vicious cycle involves the attack, counterattack and adversity engaged in between him/herself and the agency for which he/she works.  Thus, going head-to-head with the agency in a repetitive, endless cycle is an obvious indicator that it is time to contemplate Federal Disability Retirement.

In preparing, formulating and filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether under FERS or CSRS, the issue of an agency’s attitude towards the whole process should be taken into account — NOT as to the impact that the agency may have upon filing for Federal Disability Retirement benefits, but rather, on the more important issue of whether one has a choice to file or not.

That endless cycle — that perfect geometric circle?  It also represents the truism that once the roller coaster begins, it self-perpetuates, and keeps going on the same, repetitive, circular, and endless path of adversity and persecution.  Only the Federal or Postal employee him/herself has the power to get off from the endless cycle — by filing for Federal Disability benefits.

Sincerely,

Robert R. McGill, Esquire

FERS & CSRS Disability Retirement for Federal and USPS Workers: Vacations

Vacations are a necessary part of the modern world; the stress of work, the burn-out factor, the recognition that the constant treadmill of daily toil, all serve to tear down and destroy the motivational underpinnings of every worker.  It is a temporary respite; a time of rejuvenation and, hopefully, more than merely an opportunity to complete chores which otherwise are left undone.  It is also a time of reflection and assessment.

For those preparing, formulating, and contemplating filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, vacations often merely illustrate the intractable nature of one’s medical condition, and the absolute necessity to change one’s course in life.  The chronic nature of a medical condition, by its nature of progressively deteriorating one’s body or mind, reveals itself when a vacation is taken:  the shortness of the time period of the vacation serves to emphasize the seriousness of the medical condition; the medical condition itself manifests the fact that a week, a couple of weeks, or even a month, are not long enough to contend with the progressively deteriorating nature of the disability or chronic condition.

Time for reflection allows a person to face the reality of an impending occurrence.  That is often a good thing.  One of the criteria which must be met in a Federal Disability Retirement application is that the medical condition must last for a minimum of 12 months.  One does not have to wait for the 12 months; one does not have to be unemployed or on LWOP for 12 months.  Rather, the prognosis for the medical condition is such that the condition must prevent one from being able to perform one or more of the essential elements of one’s job for a minimum of 12 months.

On a vacation, the Federal or Postal employee will often recognize that time is short.  Reflection is a positive thing; necessary changes, upon reflection, often become exposed, and it is often a time when the coalescence of three factors comes about:  thought, words, then action.  It is the latter of the three which determines the course of a positive future.

Sincerely,

Robert R. McGill, Esquire

Federal Employee Medical Retirement: Gaps & Chasms

For those following the blogs of the undersigned attorney, some may have noticed a slight gap between the last time one was posted, and the present one; one may attribute the gap of time to one of the proverbial “technical difficulties” which are beyond one’s control, leaving aside the issue of sanity.

The problem with a “gap” in time is that it has the insidious nature of eventually turning into a chasm; for, again, the slow, incremental nature of time allows us to overlook the slow progression, until you look at it from a distance.  One day turns into a week; a week, into a month; and so the incremental progression of a slight gap widens into a chasm of separability.

In preparing, formulating and filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether under FERS or CSRS, the difference between a “gap” and a “chasm” is often what the OPM Case Worker will often review and focus upon.  There is always an optimal time-sequence for every event.  Gaps between medical appointments; between the last diagnostic test; more subtle gaps of an inverse order — of how long one has been able to perform all of the essential elements of one’s job despite a particular sort of injury or medical condition.

Gaps tend to become chasms when one is too busy “living life” and trying to attend to all of the responsibilities of a single day.  In preparing, formulating and filing for Federal Disability Retirement, however, it is best to prioritize the issues confronting one’s life, and to attend to the issue of one’s medical condition as aggressively as possible.  For, in the end, the issue of one’s health tends to impact all other aspects of life, and the one gap which should not become a chasm, concerns the health of the individual.

Sincerely,

Robert R. McGill, Esquire

FERS & CSRS Disability Retirement for Federal and USPS Workers: And Beyond…

Can you remember a time of health?  A time in the past when you were pain-free, able to have the cognitive acuity to focus, concentrate, and attend to the details of a task?  A time past is a reminder of the potentiality of a time-future.

In preparing, formulating and filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether under FERS or CSRS, the central point of the administrative process should always be kept in mind:  to reach a point in life where one can have a recuperative period of rest, restorative time, and multiple days beyond pain and ill health.  But just as the “gestalt” moment in a psychological awakening is not the end of the story, but merely a slice of life in a greater context of historicity, so the various events of the administrative process in preparing, formulating, filing, and finally obtaining Federal Disability Retirement benefits from OPM is not the end of the narrative for the Federal or Postal employee seeking to obtain Federal Disability Retirement benefits.

There is life beyond; as such, obtaining an approval of a Federal Disability Retirement application is merely the beginning of the next step, and not the “end” of anything.  An approval from OPM is a goal worth achieving; but such a goal is merely an intermediate step in a greater cause:  of attaining a state of health, somewhat like the “former” self of yesteryears; of planning for a brighter future in a second vocation; and to be able to enjoy one’s family, friends, and the circle of those closest and most important:  those who have been loyal, even when loyalty revealed a disappointment in those whom you depended upon, and thought you could depend upon.

Sincerely,

Robert R. McGill, Esquire

Federal Disability Retirement: Returning to the Boredom of Health

Everyone desires to attain a path of certainties, where life has a rhythm of regularity, predictability and consistency.  We often complain of a life of boredom, but there is a distinction to be made between “being bored” and having what some would consider a “boring existence”.

One need only encounter a life-threatening emergency, or a crisis impacting self, family members or friends — or a serious medical condition.  Then, one yearns for those “boring” days of yore, when living a daily existence of merely being pain-free, when one could bend, reach, turn, twist, pick up a cup of coffee — without a thought of invasive and excruciating pain; of a time when focusing upon a task did not require one’s utmost energy and stamina; where the intrusion of nightmares, anxiety and panic attacks did not paralyze one’s totality of being.  Living a boring life for those encountering the “excitement” of a medical condition, as opposed to “being bored”, found a consistency of a rhythm of certainty.

In preparing, formulating and filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, it is the goal of the Federal or Postal employee to enter into a period of a recuperative universe, in order to get back to the days of a boring existence.  Boredom is not necessarily a negative thing; indeed, when one is beset with a medical condition which prevents one from performing the essential elements of one’s job, the very notion that one’s prior existence of health was somehow less than exciting, is a puzzle to those who have lost their health.

Federal Disability Retirement is a chance to attain the boring life of yore; preparing properly the application for submission; formulating it effectively; and filing it to attain the goal of returning to that former self, is a consideration worth making.

Sincerely,

Robert R. McGill, Esquire

CSRS & FERS Medical Disability Retirement: Happy New Year

For many people, celebrating the “New Year” often encapsulates a parallel time of reflection, of resolutions for change and improvement, etc.  For Federal and Postal employees who are contemplating filing for Federal Disability Retirement benefits under FERS or CSRS, this is a good time to take a personal inventory of one’s future goals, assessing the viability of continuation in one’s position as a Federal or Postal employee, and seeking clarity for future plans and career goals. 

Federal Disability Retirement is simply an option to be considered, if one is finding that one’s medical conditions — whether physical, psychiatric, or a combination of both which exacerbate and feed onto each other — are impacting one or more of the essential elements of one’s positional duties.  Whether in a sedentary administrative, cognitive-intensive position, or mostly a physically demanding job, or even a combination of both, if a Federal or Postal employee is finding that continuation with the essential elements of one’s job is becoming an impossibility, then Federal Disability Retirement is certainly an option to be considered. 

Celebrating the “New Year” should always include taking an inventory for the future.  For Federal and Postal employees under either FERS or CSRS, considering the option of formulating, preparing, and filing a Federal Disability Retirement application should be part of that equation.

Sincerely,

Robert R. McGill, Esquire

CSRS & FERS Medical Disability Retirement: Health

As we begin preparing for the upcoming Thanksgiving Holidays, then into Christmas & New Year’s, it is well to pause and consider those things which we often take for granted, but which form the foundation of a productive life and career.  Health is indeed one of those “things” which are taken for granted.  It is somewhat like automobile insurance:  one never thinks about it, until one gets into an accident.

For Federal and Postal employees who are considering filing for Federal Disability Retirement benefits under FERS or CSRS, health often becomes an issue with greater and increasing focal emphasis, precisely because the corresponding ratio between “effort expended” and “result obtained” becomes out of balance, where the chronicity of pain, discomfort, and inability to physically or cognitively engage in certain duties or activities, becomes pronounced the more one attempts greater efforts.  

What to do?  Preparatory work in setting the foundation for a successful future formulation of a Federal Disability Retirement application begins with a good doctor-patient relationship.  It is often a good idea to begin to confide in one’s treating doctor, for that is the basis of a future formulation in considering a Federal Disability Retirement application under FERS or CSRS.

Sincerely,

Robert R. McGill, Esquire

Federal Disability Retirement & the Economy

I have been asked, via multiple emails, of my opinion concerning the right time to file for disability retirement, given the state of the current economy. I am not an economist; I am an attorney who specializes in obtaining disability retirement benefits for Federal and Postal employees under FERS & CSRS. With that prefatory caution, let me state that I am an optimist, and always see the glass as “half full” as opposed to “half empty”.

First, if a Federal or Postal employee can no longer perform the essential elements of one’s job, then it is probably time to file for disability retirement. Second, while disability retirement does not pay a great amount of money, it is a base annuity which allows one to go out and start a “second career”, and make up to 80% of what a person’s former position presently pays, on top of the disability annuity. Further, because disability retirement allows one to retain one’s health insurance benefits, such an individual can be an attractive candidate to a private employer, because of the lack of need to insure the person in the course of his/her the second career. Third, in a tough economy, part-time employment is often more available, and so it is often a good economy for individuals who have a base annuity to rely upon, and who are looking for supplemental income. In any event, one should always look at disability retirement benefits as an opportunity to preserve one’s deteriorating health, and move on to pursue other avenues of opportunities.

Sincerely,

Robert R. McGill, Esquire