Tag Archives: owcp and disability retirement

OPM Disability Retirement: Fragrance of Fear

One rarely associates fear with fragrance; perhaps with a malodorous scent, mixed with angst and perspiring anxieties just before flight; but, no, fragrance is generally linked to perfumes and similarly heightened pleasantries which enhance the attraction of attention.  But to dictators and emperors of insignificant fiefdoms, fear emits a sweet fragrance, one inviting sadistic responses and enlivening a meanness awoken by the subtle aroma of vulnerability and susceptibility.

Medical conditions invite fear; fear within the individual suffering from the injury or disability, for the future, for the pain and suffering associated with the diagnosis and prognosis; fear from without, expressed by loved ones and those whose associations can be counted within the circle of friends, family, and close acquaintances.  Beyond the normal parameters described, however, the ethereal fragrance of fear is caught by the olfactory nerves of predatory consciences awaiting the whiff of anticipated anxieties; as an evolutionary conduit to survival, it serves also to invite the unintended to exacerbated difficulties of life.

For Federal and Postal employees who suffer from medical conditions, whether of a physical or psychiatric nature matters not, the progressive deterioration and manifestation of the medical condition engenders a proportional heightening of fear; fear, in turn, further impacts one’s inability to perform the full functions of one’s job; and failure revealed at one’s Federal or Postal employment tends to invite a hostile work environment, bringing out the worst in people.

Filing for Federal Disability Retirement benefits, whether the Federal or Postal employee is under FERS or CSRS, is an option which the Federal or Postal employee should always consider, when once the medical condition prevents one from performing one or more of the essential elements of one’s job.

Such a step is often the only pragmatic option to attain the needed context of restorative health, and to quash the fears which envelope and accompany the crisis. For, it is often the fragrance of fear which wafts through the still air and invites the things that go bump in the night, and where washing one’s hands clean is the single best route, as opposed to dousing one with perfumes, scented soaps and smelling salts, only to exacerbate the greater troubles of multiplied turbulences.

Sincerely,

Robert R. McGill, Esquire

Postal and Federal Disability Retirement: An Altered Life of Habituation

Loss of stature and status can come in many forms; we think too often in terms of financial status, of material belongings, where we live, with whom we associate, and the subtle evaluation of social consciousness in relation to our neighbors, friends and family.  But as work constitutes a majority of the time we expend, we often fail to understand the profound impact that we subconsciously place upon the status and standing we perceive within the employment arena.  This is closely related to the conceptual viability of bifurcating our “time at work” and “closing the door behind us” when we exit our place of employment, get into the car, and begin the commute home.

More and more, of course, the traditional dichotomy between work and personal life has been destroyed with the intrusive nature of email, smart phones, laptops and the constant need to keep in communication via electronic media.  The sanctity of the home life is deteriorating; weekends are merely interludes of a slower pace of work; and Sundays are rarely categorized as days of unreachable separateness.

With all traditional social and employment walls disintegrated, it becomes all the more profoundly insidious when one’s employment is severely impacted by a medical condition.

For Federal and Postal employees who must consider filing for Federal Disability Retirement benefits through the U.S. office of Personnel Management, whether under FERS or CSRS, the change from the status of “Federal employee” or “Postal Worker” to one of “Disability annuitant” can have a devastating psychological impact. For, in the end, it is not merely a change of status and stature; it is a profound alteration of a way of life, arrived at through habituation without thought, mindlessly embracing the insidiousness of technological intrusions which we never asked for and rarely sought.

The negative view for the Federal and Postal Worker is to myopically observe this profound change in sadness; the positive outlook is to have a fresh perspective, and to actually take the opportunity to use the time for rehabilitation of one’s health, perhaps just to be able to — for a brief moment in the history of one’s life — stop and smell the proverbial flower on the way out of the office door.

Sincerely,

Robert R. McGill, Esquire

Federal and Postal Disability Retirement: Suburban Sketches

Within the past 2 weeks:  a rabbit’s nest is discovered in the back yard; then, in the early morning dawn of the next morning, that same discovery is met with a predator whose presence is feared only in the limited universe of suburbia — the neighborhood cat.  Laying with a sense of indifference and aplomb, the cat is quickly shooed away, hoping against any glimmer of hope. Sure enough, the heads of the two young bunnies had been eaten.

And the second wildlife sketch (well, not quite, inasmuch as a backyard in suburbia hardly constitutes the wilds of woodland forests):  attending to some chores, a baby squirrel walks without thought or suspicion right up to this human; a moment later, the mother prances frantically, and in the quiet language known only to animals, directs the young prey back to the safety of trees and branches.

Humans are merely a species within the greater genus of animals, and yet we tend to forget that.  It is, of course, at our own peril that we forget the obvious.

For Federal and Postal Workers who encounter and engage the carnivorous power of an agency, the bureaucracy of destruction can quickly stamp out the youthful naiveté which the Federal or Postal Worker may exhibit.  Perhaps it is like the bunnies:  As long as one stays in the metaphorical nest of one’s own making, safety will be assured.  Or, like the baby squirrel:  Be open, and no harm will result.

Whatever the consequences of youthful exuberance, the difference is at least this:  For human, most mistakes based upon a reliance of trust do not end in terminal consequences; whereas, in the wild, a singular mistake can result in death.  Trust in one’s fellow man is a reflection of two sides of a single coin:  the one side, revealing moral character; on the other, naiveté.

When a medical condition impacts the Federal or Postal employee, and consideration is given as to filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS or CSRS, the query is often made as to how much trust should be granted or information should be revealed, and at what stage of the process, to the carnivorous animal known as “the agency”.

One should be able to glean the opinion of the undersigned as to the answer to that question, by the very nature of these sketches.

Sincerely,

Robert R. McGill, Esquire

Medical Retirement Benefits for US Government Employees: The Watchmaker

Artisans are scarce in existence, these days.  With the constant drone for the economic push for profits, and the incessant pressures of everyday expenses, the village watchmaker, the goldsmith who personally fashions the engagement rings for the couple whom he saw just a moment ago playing outside his shop window as two children lost in the world of make-believe; that is a world we once read about, perhaps in a Dickens novel, of characters out of an era long lost and forgotten.

But the remnants of the characteristics evidencing quality and craftsmanship must survive, lest perfection be lost as a goal and exactitude no longer an achievement worth applauding.  Of course, there will always be cheap replicas; of digital watches manufactured en masse in factories where labor is inexpensive and the worth of human creativity barely given a moment’s glance.  That is why, when one comes upon a true craftsman, observing the care and skill being put into creating a product of worth is indeed something to behold.

And so it is in every endeavor.

For the Federal and Postal employee who must find, of necessity, that filing for Federal Disability Retirement can no longer be put off, it is well to heed the warnings of those predecessors who have experienced the nightmarish administrative procedures required in attaining the benefit.  While it need not take an artisan to put together an effective case, the approach one embraces should include the characteristics of that unique watchmaker:  care in the details; slowly building from a solid foundation; bringing together all of the variegated “parts”, including the medical documentation, legal arguments, effective factual statements, etc.

The Federal and Postal employee, whether under FERS or CSRS, needs to look at the process of preparing, formulating and filing for Federal Disability Retirement benefits as not only the presentation of the case, but the lasting impact of the finished product.  For, in the end, the true artisan creates not only a timepiece, but a timeless piece of work which should last well into a bright future.

Sincerely,

Robert R. McGill, Esquire

OPM FERS/CSRS Disability Retirement: Miracles, Superheroes, and CGI

The reality of this technology-driven world is that miracles are now relegated to excused absences; modern theology has either explained away biblical references to the miraculous, or we attribute the beauty around us as the “miracle of life”, thereby undermining the common understanding of metaphysical intervention.

Further, the sudden advent of superheroes and their feats of bravery and physical actions which defy the general laws of nature, reveal to us that miracles and miraculous acts can be performed by humans of a similar origin but of a higher order.  Spiderman, Superman, Captain America, et al, seemingly do with ease what Moses asked but only through obedience and a lifetime of virtue.

Computer-generated imagery (CGI) has merely perfected and made beautiful such acts of death-defying, counterintuitive and anti-gravity gymnastics; and the pulley-strings and cables no longer need to be manually erased.  Such super-human feats as represented in virtual reality counter the mundane reality of true human existence.  Yes, yes — perhaps it is all “just for fun” and we shouldn’t take ourselves so seriously.  But societal representation of who we are is indeed a serious matter.

The reality of life is that human frailty, misfortune and pain pervades the vast majority of everyday existence.  Just ask the individual who suffers from a medical condition, and the daily encounter with pain and progressively debilitating illnesses.

For the Federal and Postal employee who suffers from a medical condition such that the condition prevents one from performing one or more of the essential elements of one’s job, the daily absence of miracles and gravity-defying feats is superseded by just getting through the day.  No CGI imposition can change the pain; superheroes cannot come to save the day; the modern theological explanations cannot expunge the reality of daily encounters with a cruel world.

In the end, the Federal and Postal employee has the option of filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, and through this administrative vehicle of attaining a different and new stage of life, the reality of what is available can attenuate the expectations driven by the brave but virtual New World as presented by the moguls of Hollywood.

Sincerely,

Robert R. McGill, Esquire

Postal and Federal Disability Retirement: Pleasure & Pain

Other than the obvious alliteration of the two concepts, they are antonyms defined by the reality of sensations.  On a spectrum, each can reach differing measures of identification and tolerance:  pain can vary in degree of severity and tolerance, based upon an individual’s capacity; pleasure can reach a wide range of obscure identifiers, because of the subjectivity involved in what constitutes pleasure for one individual as opposed to another.

The two principles combined, of course, can complement and detract on a spectrum; as pain increases, one’s pleasure diminishes; but the corollary effect may not be of parallel consequence in that an increase in pleasure will not necessarily subtract or minimize the pain one experiences.  As a general principle of life, however, the proportional existence of each brings about the valuation and quality of one’s being and existence, and the worthiness of a sustained life.

For those who suffer from a medical condition such that one’s medical condition directly impacts the daily quality of one’s life, measurable pain and the quantitative existence of pleasure is important in planning for the future.  For the Federal and Postal employee who suffers from a progressively deteriorating medical condition, whether physical, psychiatric, or a combination of both, pain often becomes a constant companion which negates the sustenance of life’s pleasures.

Federal Disability Retirement for Federal and Postal Workers, whether under FERS or CSRS, filed through the U.S. Office of Personnel Management, is an employment benefit meant to allow for the Federal and Postal employee to alter the course of one’s life and career, by providing for a basic annuity with the added encouragement of going out into the private sector and pursuing a second vocation and career.  It is thus a recognition of the paired principles of pain and pleasure; of allowing for a respite from the pain in one’s career, while identifying that work and productivity often results in the increase of pleasure in one’s life.

It is an anomaly that two such opposing conceptual constructs are perceived inseparably; but as life often presents us with conundrums which cannot be explained by mere linguistic gymnastics, the reality of pain and pleasure provides markers by which we are guided to act.

Sincerely,

Robert R. McGill, Esquire

Disability Retirement for Federal Workers: The Angle

Angles are formed by two rays sharing a common endpoint; or, alternatively, it is defined by an attempt to achieve an end through indirect or artful means.  Both definitions tend to share a common thread — of not being “straight” with the intended goal.

In the 1954 classic musical, White Christmas, starring Bing Crosby and Danny Kaye, there is a scene where Crosby notes that “everyone has an angle” — referring to the manner in which they were invited to review the duo sister act of the two eligible ladies in the movie.  While Crosby’s character in the movie had no problem with people having their personal angles in attempting to achieve an end, the rest of the world generally sees it quite differently.

It is precisely because there is a suspicion that hidden motives, unspoken intentions, and deliberately obfuscated reasons are veiled behind the overt actions of individuals, that people tend to be wary of others.  Newspaper stories abound with con artists; junk mail folders are replete with offers of bank transfers and “deals” to be made; and “free gifts” are rarely without strings attached.  It is because of suspicions of magnified proportions permeating our society, that the level of empathy parallels the societal degree of suspicion.

It is against such a backdrop that Federal and Postal employees who suffer from a medical condition, such that the medical condition impacts one’s capabilities to perform the essential elements of one’s job, that one must contend with the high sensitivity of societal suspiciousness.

With stories of fraud and abuse concerning Social Security Disability benefits; and with a stagnant economy and shrinking public sector funds, Federal and Postal workers under FERS or CSRS who must consider filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, must battle against the backdrop of daily societal interludes.

It is indeed unfortunate, but people now view everyone else from the vortex of one’s angle; and however steep the angle might be, may determine how skewed one’s vision is; but for the Federal and Postal employee who must file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, it is ultimately the facts which are on the side of the applicant, which will prove the day.

Sincerely,

Robert R. McGill, Esquire

Medical Retirement for Federal Workers: The Difficulty of Coordination

From the time one is born, coordination becomes a matter of survival: from maneuvering in the awkward ambulatory manner of humans on two legs as opposed to four; to trying to excel in sports and other competitive endeavors where there are always others who have greater physical abilities; to a world which demands multitasking and where singularity of performance is considered inadequate.

Then, when a medical condition suddenly hits, the learning curve of the individual takes on a magnified and crippling proportionality.  Suddenly, it is not a matter of attempting to coordinate two or more efforts; it is effort enough to accomplish a single task.

Further, for the Federal or Postal employee who is considering filing for Federal Disability Retirement benefits, whether under FERS or CSRS, through the U.S. Office of Personnel Management, there is the additional task — beyond the physical coordination of work and worry — to coordinate the multiple elements in compiling a Federal Disability Retirement application.

Thus, from acquiring sufficient medical evidence and documentation, to completing the proper forms in order to meet the minimum eligibility criteria, to meeting deadlines and all the while, for many, continuing to work in order to survive.

Coordination is an ability which must be continually learned. On top of it all, for an effective submission of a Federal Disability Retirement application, reference to the prevailing laws governing Federal Disability Retirement issues should be made.

In the end, while the ambulatory beginnings of a toddler may have been the easiest to overcome, it turns out that it is merely the foundation for all future courses of challenges and obstacles to face.

Sincerely,

Robert R. McGill, Esquire

FERS & CSRS Disability Retirement for Federal and USPS Workers: Expectations

Puppies are special creatures.  They give their loyalty and love unconditionally, and only ask to explore the world we present within the constraints we define.  They are expected to grow old with us; and when they die young, it is a tragedy beyond comprehension.  To cease before one’s time is difficult to bear, precisely because one’s expectation is that the next generation will carry forth where the previous one left off; and so we view the world in this logical, sequential manner of linear progression.

The puppy grows; he may not live as long in terms of human dimensional existence, but we expect our companion to accompany our linear presence.

Careers are formed that way.  We expect incremental progression; for the Federal and Postal Worker, step increases and annual recognition through monetary incentives for the valuable work which is performed.  But life has a way of interrupting our expectations; and just as the life of a puppy may suddenly and without reason end through an accident or illness, so a career may be cut short because of reasons beyond one’s control.  When life’s harshness intersects with human expectations, a change of one’s linear thought processes must occur.

Federal Disability Retirement is a benefit which is available for all Federal and Postal employees who have met the minimum eligibility rules of 18 months of Federal Service (for FERS) and 5 years (for CSRS employees).  It is that benefit which must be filed with the U.S. Office of Personnel Management, for those whose expectations have been cut short because of a medical condition which prevents one from performing one or more of the essential elements of one’s job.

As the precious life of a puppy may unexpectedly encounter the harshness of the world in which we live, so the Federal or Postal employee may face the same hardships; however much we may try to cushion and protect, both for the Federal and Postal employee, as well as for that special creature.

Sincerely,

Robert R. McGill, Esquire