Tag Archives: fehb benefits on disability retirement federal and postal employees

Reflections on Federal Disability Retirement this Independence Weekend

Each country has a symbolic date for celebrating independence; that historic marker which represents the freeing of a populace from the chains of tyranny.  Some may view it as an anachronism, and in such a mindset, it is merely another day off from the daily toil of work. Others, with half-hearted attempts at joining the revelry of the occasion, may actually convince themselves of the celebratory relevance of the extended weekend.

How does one keep alive the historic importance of past markers?  As veterans of past wars begin to decrease in number, so the present fervor of an event parallels the diminishing stature of the occasion.  Why is World War II more prominently featured than the “Great War” some mere decades preceding; and what of the cost of the Civil War?  As living memories fade, so the pages of history remain kept on dusty bookshelves left for college professors and their students to ponder. In the end, relevance of an event must be personalized; that is how connections are made.

For Federal and Postal Workers who suffer from a medical condition, such that the medical condition itself becomes a tyranny of dependence, it is precisely that marker which separates one from confinement which reveals a revelatory relevance to the greater world.  Filing for Federal Disability Retirement through the U.S. Office of Personnel Management, whether under FERS or CSRS, is an option available to all Federal and Postal employees who seek to become independent from the chains of turmoil and turbulence caused by one’s medical condition and the exacerbation of such conditions upon one’s Federal or Postal position.

Independence day is often a marker of historical significance, but it must always relate at the personal level for each individual. Otherwise, it remains merely an extension of another weekend.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement: Fragrance of Fear

One rarely associates fear with fragrance; perhaps with a malodorous scent, mixed with angst and perspiring anxieties just before flight; but, no, fragrance is generally linked to perfumes and similarly heightened pleasantries which enhance the attraction of attention.  But to dictators and emperors of insignificant fiefdoms, fear emits a sweet fragrance, one inviting sadistic responses and enlivening a meanness awoken by the subtle aroma of vulnerability and susceptibility.

Medical conditions invite fear; fear within the individual suffering from the injury or disability, for the future, for the pain and suffering associated with the diagnosis and prognosis; fear from without, expressed by loved ones and those whose associations can be counted within the circle of friends, family, and close acquaintances.  Beyond the normal parameters described, however, the ethereal fragrance of fear is caught by the olfactory nerves of predatory consciences awaiting the whiff of anticipated anxieties; as an evolutionary conduit to survival, it serves also to invite the unintended to exacerbated difficulties of life.

For Federal and Postal employees who suffer from medical conditions, whether of a physical or psychiatric nature matters not, the progressive deterioration and manifestation of the medical condition engenders a proportional heightening of fear; fear, in turn, further impacts one’s inability to perform the full functions of one’s job; and failure revealed at one’s Federal or Postal employment tends to invite a hostile work environment, bringing out the worst in people.

Filing for Federal Disability Retirement benefits, whether the Federal or Postal employee is under FERS or CSRS, is an option which the Federal or Postal employee should always consider, when once the medical condition prevents one from performing one or more of the essential elements of one’s job.

Such a step is often the only pragmatic option to attain the needed context of restorative health, and to quash the fears which envelope and accompany the crisis. For, it is often the fragrance of fear which wafts through the still air and invites the things that go bump in the night, and where washing one’s hands clean is the single best route, as opposed to dousing one with perfumes, scented soaps and smelling salts, only to exacerbate the greater troubles of multiplied turbulences.

Sincerely,

Robert R. McGill, Esquire

Postal and Federal Disability Retirement: An Altered Life of Habituation

Loss of stature and status can come in many forms; we think too often in terms of financial status, of material belongings, where we live, with whom we associate, and the subtle evaluation of social consciousness in relation to our neighbors, friends and family.  But as work constitutes a majority of the time we expend, we often fail to understand the profound impact that we subconsciously place upon the status and standing we perceive within the employment arena.  This is closely related to the conceptual viability of bifurcating our “time at work” and “closing the door behind us” when we exit our place of employment, get into the car, and begin the commute home.

More and more, of course, the traditional dichotomy between work and personal life has been destroyed with the intrusive nature of email, smart phones, laptops and the constant need to keep in communication via electronic media.  The sanctity of the home life is deteriorating; weekends are merely interludes of a slower pace of work; and Sundays are rarely categorized as days of unreachable separateness.

With all traditional social and employment walls disintegrated, it becomes all the more profoundly insidious when one’s employment is severely impacted by a medical condition.

For Federal and Postal employees who must consider filing for Federal Disability Retirement benefits through the U.S. office of Personnel Management, whether under FERS or CSRS, the change from the status of “Federal employee” or “Postal Worker” to one of “Disability annuitant” can have a devastating psychological impact. For, in the end, it is not merely a change of status and stature; it is a profound alteration of a way of life, arrived at through habituation without thought, mindlessly embracing the insidiousness of technological intrusions which we never asked for and rarely sought.

The negative view for the Federal and Postal Worker is to myopically observe this profound change in sadness; the positive outlook is to have a fresh perspective, and to actually take the opportunity to use the time for rehabilitation of one’s health, perhaps just to be able to — for a brief moment in the history of one’s life — stop and smell the proverbial flower on the way out of the office door.

Sincerely,

Robert R. McGill, Esquire

Federal and Postal Disability Retirement: Suburban Sketches

Within the past 2 weeks:  a rabbit’s nest is discovered in the back yard; then, in the early morning dawn of the next morning, that same discovery is met with a predator whose presence is feared only in the limited universe of suburbia — the neighborhood cat.  Laying with a sense of indifference and aplomb, the cat is quickly shooed away, hoping against any glimmer of hope. Sure enough, the heads of the two young bunnies had been eaten.

And the second wildlife sketch (well, not quite, inasmuch as a backyard in suburbia hardly constitutes the wilds of woodland forests):  attending to some chores, a baby squirrel walks without thought or suspicion right up to this human; a moment later, the mother prances frantically, and in the quiet language known only to animals, directs the young prey back to the safety of trees and branches.

Humans are merely a species within the greater genus of animals, and yet we tend to forget that.  It is, of course, at our own peril that we forget the obvious.

For Federal and Postal Workers who encounter and engage the carnivorous power of an agency, the bureaucracy of destruction can quickly stamp out the youthful naiveté which the Federal or Postal Worker may exhibit.  Perhaps it is like the bunnies:  As long as one stays in the metaphorical nest of one’s own making, safety will be assured.  Or, like the baby squirrel:  Be open, and no harm will result.

Whatever the consequences of youthful exuberance, the difference is at least this:  For human, most mistakes based upon a reliance of trust do not end in terminal consequences; whereas, in the wild, a singular mistake can result in death.  Trust in one’s fellow man is a reflection of two sides of a single coin:  the one side, revealing moral character; on the other, naiveté.

When a medical condition impacts the Federal or Postal employee, and consideration is given as to filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS or CSRS, the query is often made as to how much trust should be granted or information should be revealed, and at what stage of the process, to the carnivorous animal known as “the agency”.

One should be able to glean the opinion of the undersigned as to the answer to that question, by the very nature of these sketches.

Sincerely,

Robert R. McGill, Esquire

Disability Retirement for Federal Government Employees: Asymmetrical Lives

Asymmetrical systems are an important principle which dominates organisms and prevails in the world around us.  Symmetry involves balance and parallelism; a defiance through a counter-symmetrical eruption is normally an anomaly and deviation — a mutation in organic evolution which often results in extinction precisely because it is unnatural.

Humans live according to symmetrical principles.  Symmetry can involve a linear conceptual perspective; of a balance where childhood and youth is represented by X; young adulthood by Y; middle age with Z; and old age in retirement and calm.  But such a perception of linear quietude defies and ignores the realities of life’s disruptions.  Unexpected calamities, such as a car swerving into one’s path on any given day; being fired from a job because of an unforeseen reorganization at the management level; being inflicted with a medical condition such that the medical condition impact’s one’s ability to perform one’s chosen vocation; these are events which violate and infringe upon the linear symmetry we expect in our lives.

For the Federal and Postal Worker who suddenly finds that a medical condition is no longer allowing him or her to perform all of the essential elements of one’s job, the asymmetrical condition is in contrast to others who are healthy, as well as to the expected path of one’s own career.  But in the artificial civilization of man’s own environment, symmetry and its opposite are what we make of it.  Since we are the masters of our own destinies, lack of symmetry does not necessitate extinction of an element of mutation.

Thus, for the Federal and Postal employee, filing for Federal Disability Retirement through the U.S. Office of Personnel Management, whether one is under FERS or CSRS, is a viable option precisely because it is an administrative process which was created in order to allow for the potential eventuality that some workers may become disabled from being able to fully perform one’s job.

Federal Disability Retirement is a concept which works within the system of asymmetrical principles; taking full advantage of it is precisely the reason why it was formulated in the first place.

Sincerely,

Robert R. McGill, Esquire

Medical Retirement for Federal Workers: The Things We Hold Onto

Human behavior reveals much; while we believe we are the cleverest of all species, and persistently engage in self-congratulatory endeavors, including self-esteem courses and passing laws to ensure that we cannot mistreat each other; nevertheless, leaving one deep in the wilderness to face other carnivores, even for a single night, without implements, flashlights or prefabricated weaponry, shows how we might fare against our competition.

Within the context of our own safety nets, what indicates much about ourselves are the things we hold onto.  Whether memorabilia from an era long past; or perhaps a piece of clothing from our childhood; old photographs of a friendship once thought unimpeachable, but somehow lost touch through distance, time and divergent paths of life’s difficulties.  We hold onto things, people, memories and habituated lives, because the trend of daily monotony provides a circularity of security.

There is comfort in knowing, and doing, the same things we did yesterday and the day before.  Erratic lives and daily unforeseen circumstances are rarely welcomed events.  Certainty evinces security; past patterns provide surety; and monotony allows for meaningful interludes of interrupted excitement.

For the Federal and Postal Worker who suffers from a medical condition, it is unfortunately often those things we hold onto for too long which comes back to haunt.  The old job, the past pattern, the known life; it all worked when once we were healthy.  But the uncertainty of the future dominates precisely because we tend to hold fast that which needs to be let go.

Federal Disability Retirement benefits, filed ultimately through the U.S. Office of Personnel Management, is an employment benefit available to all FERS, CSRS and CSRS-Offset employees under the Federal employment system.  It allows one to “let go” of past patterns of pain, suffering, and constant agony because of one’s medical condition, and to look to the future for a different and brighter prospect.

It may test the Federal or Postal Worker by placing him or her in situations not previously known; but, fortunately, it will not be a test against other species in the wilderness, but merely of one’s own kind.

Sincerely,

Robert R. McGill, Esquire

OPM FERS/CSRS Disability Retirement: Miracles, Superheroes, and CGI

The reality of this technology-driven world is that miracles are now relegated to excused absences; modern theology has either explained away biblical references to the miraculous, or we attribute the beauty around us as the “miracle of life”, thereby undermining the common understanding of metaphysical intervention.

Further, the sudden advent of superheroes and their feats of bravery and physical actions which defy the general laws of nature, reveal to us that miracles and miraculous acts can be performed by humans of a similar origin but of a higher order.  Spiderman, Superman, Captain America, et al, seemingly do with ease what Moses asked but only through obedience and a lifetime of virtue.

Computer-generated imagery (CGI) has merely perfected and made beautiful such acts of death-defying, counterintuitive and anti-gravity gymnastics; and the pulley-strings and cables no longer need to be manually erased.  Such super-human feats as represented in virtual reality counter the mundane reality of true human existence.  Yes, yes — perhaps it is all “just for fun” and we shouldn’t take ourselves so seriously.  But societal representation of who we are is indeed a serious matter.

The reality of life is that human frailty, misfortune and pain pervades the vast majority of everyday existence.  Just ask the individual who suffers from a medical condition, and the daily encounter with pain and progressively debilitating illnesses.

For the Federal and Postal employee who suffers from a medical condition such that the condition prevents one from performing one or more of the essential elements of one’s job, the daily absence of miracles and gravity-defying feats is superseded by just getting through the day.  No CGI imposition can change the pain; superheroes cannot come to save the day; the modern theological explanations cannot expunge the reality of daily encounters with a cruel world.

In the end, the Federal and Postal employee has the option of filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, and through this administrative vehicle of attaining a different and new stage of life, the reality of what is available can attenuate the expectations driven by the brave but virtual New World as presented by the moguls of Hollywood.

Sincerely,

Robert R. McGill, Esquire

Federal and Postal Disability Retirement: The Balance Tipper

Life requires a series of fine tuning and adjustments; of the balance between work and leisure; when children arrive, of determining priorities, of managing time and recognizing that the things which seemed important to us previously, need to take on a lesser role; of allowing for enough flexibility in order to maintain an equilibrium within a fast-paced world.  But the substantive content which requires controlling the balance of one’s life is not always that which is asked for; it is only the choosing in order to maintain the balance, which is within one’s control.

Sometimes, such choices involve an admixture of good and bad; other times, the options may be severely limited to only negative ones.  For Federal and Postal employees who are beset with a medical condition, such that the medical condition impacts one’s ability to perform the essential elements of one’s job, there comes a critical point of making hard choices.

The balance has already been influenced negatively; the greater amount of one’s time is already being spent on managing the imposition of one’s medical condition; whether in avoiding pain, in going to doctor’s visits, in sleeping excessively, etc.  The proper balance between X and Y has already been “tipped” because of one’s medical condition.

Some other avenue of choice must be gotten, in order to re-balance the content of one’s life.

For Federal and Postal Workers, there is always the option of filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether under FERS or CSRS.  It is the ultimate balance tipper — in order to allow for the Federal or Postal Worker to have the restorative quietude to attend to one’s medical condition, and yet have a semblance of economic security in order to survive.

Federal Disability Retirement — a balance tipper in a world which often imposes upon our lives, where choices are limited and options narrow the substantive content of what can be done in order to maintain the proper balance in our lives.

Sincerely,

Robert R. McGill, Esquire

Federal and Postal Disability Retirement: Tendencies and First Impressions

First impressions are funny animals; while potentially misguided and fraught with errors, they are difficult to shake off because of our natural inclination to form them.  Tendencies, on the other hand, are established over time, and tend (sic) to reliably reflect a routine of repetitive behavior.  In both cases, they are difficult traits to get rid of, sort of like a nagging cold or a hairball in one’s throat.

For the Federal and Postal employee contemplating filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether under FERS or CSRS, both traits are important to recognize.

First impressions — and from knowledge gained over time:  one’s agency; how will one’s supervisor act or react; one’s treating doctor; the extent of support one will receive; they will be the initiating basis and foundation in determining whether to go forward or not.

Tendencies — one’s own; is procrastination a problem?  Is avoidance an issue, such that it is best to jump into the process, knowing that delay is an identified enemy of one’s own best interests?

One’s formed personality and characteristic traits are established early in life; it is the remainder of our lives where we work to understand them, and to undo, supplement, or learn from those early first impressions and tendencies molded into our very being.

Sincerely,

Robert R. McGill, Esquire