Tag Archives: fers disability and other options

Paradigm Shifts and the Federal Employee Disability Retirement System, an Option That Was Always There

Paradigms are meant to shift.  A non-shifting paradigm means that there is an inherent and entrenched belief system which refuses to accommodate changes.  Certain principles can retain such intractable resistance; deeply-held systems based upon historical convention, customs and cultural foundations should never be discarded without a rational basis; but to hold on to a set of beliefs without a foundational methodology of defending the very core of a system, is to merely do something out of habit.  And that is the point, isn’t it?  Actions based upon habit for habit’s sake, are mere thoughtless and unjustified movements.

Work often becomes such an unprovoked endeavor; for, to engage in mindless, repetitive modalities, provides a semblance of security and safeguards.  Then, when a medical condition interrupts one’s life, you begin to miss the mundane.  For Federal and Postal employees who suffer from a medical condition, such that the medical condition begins to impact one’s capacity to perform the essential elements of one’s job, the yearning for that time before when the monotony of repetitive work provided the assurance of routine and repose, begins to magnify with exponential significance.

Filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS or CSRS, should always be an option.  If one pauses because the paradigm which one operates under has become intractable and entrenched, it is time to consider a paradigm shift.  It is not only in science that paradigm shifts are necessary; and, indeed, Thomas Kuhn’s contribution to the historical perspective of scientific progression has taught us much, both as to disciplines, as well as for individuals.

The shifting of one’s own paradigm may be the first important shift in making a proper decision concerning the preparatory steps in filing for Federal OPM Disability Retirement; and that is the key, both in science, and in one’s own personal life and endeavors.

Sincerely,

Robert R. McGill, Esquire

Reflections on Federal Disability Retirement this Independence Weekend

Each country has a symbolic date for celebrating independence; that historic marker which represents the freeing of a populace from the chains of tyranny.  Some may view it as an anachronism, and in such a mindset, it is merely another day off from the daily toil of work. Others, with half-hearted attempts at joining the revelry of the occasion, may actually convince themselves of the celebratory relevance of the extended weekend.

How does one keep alive the historic importance of past markers?  As veterans of past wars begin to decrease in number, so the present fervor of an event parallels the diminishing stature of the occasion.  Why is World War II more prominently featured than the “Great War” some mere decades preceding; and what of the cost of the Civil War?  As living memories fade, so the pages of history remain kept on dusty bookshelves left for college professors and their students to ponder. In the end, relevance of an event must be personalized; that is how connections are made.

For Federal and Postal Workers who suffer from a medical condition, such that the medical condition itself becomes a tyranny of dependence, it is precisely that marker which separates one from confinement which reveals a revelatory relevance to the greater world.  Filing for Federal Disability Retirement through the U.S. Office of Personnel Management, whether under FERS or CSRS, is an option available to all Federal and Postal employees who seek to become independent from the chains of turmoil and turbulence caused by one’s medical condition and the exacerbation of such conditions upon one’s Federal or Postal position.

Independence day is often a marker of historical significance, but it must always relate at the personal level for each individual. Otherwise, it remains merely an extension of another weekend.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement Benefits for US Government Employees: The Unchosen

It is a term and concept which denotes a negation of what once was; like an unfinished paragraph or a torn page in a novel, the act of undermining and incompleteness is implied; and so the reader will never know the full story or the thoughts once surfaced but buried forever in the settled dust of time.  A career cut short; quiet whispers of, “and he was such a promising young man…”

Federal and Postal Workers who file for Federal Disability Retirement benefits, whether under FERS or CSRS, through the U.S. Office of Personnel Management, fit nicely into that category of the unchosen.  Once part of the workforce, the need to detach, separate, and move on to another and different phase of life, career, vocation and stage — all are aggregately bundled into the entire process of separation from an organization which once chose, but because of circumstances beyond one’s immediate control, ascribed with the prefatory negation of that which once was.

When a medical condition impacts one’s ability to perform all of the essential elements of one’s job, the Federal employee has few choices.  Continue on as one of the chosen; walk away with nothing to show for it; allow the agency to determine the time and place of becoming one of the unchosen; or file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, and have some semblance and control of being the master of one’s destiny and future.

Becoming the unchosen may begin with a preface of negation; it is up to the Federal and Postal Worker to replace the torn page, and complete the unfinished paragraph.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement: Escaping the Feudal Paradigm

Anachronisms rarely die a sudden death; instead, they fade over time, with vestiges and residual skeletons of facades and structures remaining stubbornly in place for decades, and sometimes centuries.  The system of vassals paying homage and fealty to those who are anointed and favored, has been a longstanding feudal system ensuring loyalty and fidelity to particular fiefdoms and individuals; for, as the consecrated individuals are provided with special privileges, including use of prime land, serfs and servants, so the unwavering allegiance to a lord is established in bonds of sequestered servitude.

Federal and Postal Workers are intimately familiar with this feudal system of fealty; they witness it in qualitative and quantitative instances throughout agencies, departments and post offices.

The rules of servitude closely parallel the bonds of loyalty; the consecrated and anointed are allowed the use of royal carriages, even, and minor violations of protocol are overlooked for those whose favor has been curried and fostered, while a technical infraction by he who stands outside of the legion of sycophants faces a deluge of sanctions, including warnings, reprimands, suspensions and the ultimate hanging by the hooded element: termination.  But as all Federal and Postal employees know and understand, loyalty is a unilateral function; it is never bilateral. One’s relevance extends only so far as usefulness to the anointed one; and once such usefulness is extinguished, so one’s relevance diminishes.

There is no debate between substance and appearance in a philosophical sense; appearance always wins out. And, of course, as empathy for the human condition can find no room in the evolutionary process of survivability, so the vestiges of a feudal system of fealty exists well beyond its existential relevance or functional import.  For the Federal or Postal employee who begins to suffer from a medical condition, such that the medical condition prevents one from performing one or more of the essential elements of one’s job, the problem of usefulness, loss of position and status as “one of the anointed” (if one ever even enjoyed that level of stature), and relevance to one’s agency or department, becomes a pragmatic problem of stark existential reality.

Fortunately, the gods of caring provided for a more modern, non-feudal mechanism to escape the brutal residue of the feudal system, by allowing for the administrative option of Federal Disability Retirement benefits, filed through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS or CSRS.  It allows one to sever the tentacles which place a stranglehold upon Federal and Postal employees who are mistreated for circumstances beyond one’s control.

Yes, it is true that vestiges of old systems fade slowly; but in the end, the inexorable march of progress will hopefully win out, and for the Federal or Postal employee who needs to escape the lords of fate, Federal Disability Retirement is an option to consider.

Sincerely,

Robert R. McGill, Esquire

 

Postal and Federal Disability Retirement: An Altered Life of Habituation

Loss of stature and status can come in many forms; we think too often in terms of financial status, of material belongings, where we live, with whom we associate, and the subtle evaluation of social consciousness in relation to our neighbors, friends and family.  But as work constitutes a majority of the time we expend, we often fail to understand the profound impact that we subconsciously place upon the status and standing we perceive within the employment arena.  This is closely related to the conceptual viability of bifurcating our “time at work” and “closing the door behind us” when we exit our place of employment, get into the car, and begin the commute home.

More and more, of course, the traditional dichotomy between work and personal life has been destroyed with the intrusive nature of email, smart phones, laptops and the constant need to keep in communication via electronic media.  The sanctity of the home life is deteriorating; weekends are merely interludes of a slower pace of work; and Sundays are rarely categorized as days of unreachable separateness.

With all traditional social and employment walls disintegrated, it becomes all the more profoundly insidious when one’s employment is severely impacted by a medical condition.

For Federal and Postal employees who must consider filing for Federal Disability Retirement benefits through the U.S. office of Personnel Management, whether under FERS or CSRS, the change from the status of “Federal employee” or “Postal Worker” to one of “Disability annuitant” can have a devastating psychological impact. For, in the end, it is not merely a change of status and stature; it is a profound alteration of a way of life, arrived at through habituation without thought, mindlessly embracing the insidiousness of technological intrusions which we never asked for and rarely sought.

The negative view for the Federal and Postal Worker is to myopically observe this profound change in sadness; the positive outlook is to have a fresh perspective, and to actually take the opportunity to use the time for rehabilitation of one’s health, perhaps just to be able to — for a brief moment in the history of one’s life — stop and smell the proverbial flower on the way out of the office door.

Sincerely,

Robert R. McGill, Esquire

OPM FERS/CSRS Disability Retirement: The Declination of Laughter

A Smiling USGS Employee

The Declination of Laughter

Does lack of laughter signify anything?  If a person was known to laugh a lot, then one day comes in with nary a chuckle, is it significant at all?  Is it the reverberation from the throat, or the eyes which reveal an underlying sadness, which tells the true tale of a person’s state of mind?  Can a person be in so much pain that he laughs out loud?  Why is it that there is such a thin and almost invisible line between laughter, insanity, and loss of control?

For the often contentious circumstances which surround and infiltrate the context and content of a Federal or Postal employee filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, the question of the declination of laughter, whether by one’s Supervisor, the applicant who is filing for Federal Disability Retirement benefits, coworkers, or even family members away from the workplace, can be a telling factor on the spectrum and scale of who we are, what is being done, and what people are thinking.

In the end, life is a serious matter; medical conditions are no laughing matter; actions which impact the substantive future of individuals should be engaged with seriousness and consideration.  Ultimately, it is that dissonance between the mirthless eyes and the resonance of sound which is interpreted as laughter, which should concern everyone.

For the Federal or Postal Worker filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, the time of laughter may not occur until well after the attainment of that goal; and even then, the daily problems of life must still be faced, including one’s ongoing medical conditions.  But, at least, the mirthless state of one’s workplace will have been left behind, and with it, the stresses of trying to figure out the intent and motivation behind that Supervisor’s laughter who, just the day before, metaphorically stabbed another coworker in the proverbial backside.

Sincerely,

Robert R. McGill, Esquire

OPM FERS/CSRS Disability Retirement: To Be a Squirrel, for a Day

Watching them is an exercise of fascination; with nimble flight, to jump from a rooftop to the tip of a branch 10 feet away; scurry up and down trees with little thought (or is that merely a human projection without justification?) and no hesitation between the daredevil act and the graceful landing; and then to sunbathe in the midday warmth on a protruding ledge of the fence.

What a carefree existence; or so it would seem.  For, upon an extended observation, one realizes that there is never a moment when the squirrel is unaware of its surroundings, and that the anxiety-filled existence of human beings is not too different from that of the animal kingdom from which we conceptually separate ourselves, but of which reality forces a recognition of kinship.

One wonders how the ordinary individual can survive the daily stresses of life; but in turning to an uncomplicated animal such as a squirrel, you quickly realize that we are created as a bundle of stress-resistance nerves.  For the squirrel, the probability of a predator ready to pounce requires a heightened spectrum of awareness that approaches constant vigilance.  For the individual human being, the technological, artificial, but nevertheless just-as-real “stressors” of stimuli which require minute-by-minute responses, are readily received by the evolutionary adaptation first developed in the dangers of wildlife.

Thus, it is little wonder that when a medical condition hits an individual, the quickened pace of deterioration and progressive chronicity of the condition turns to debilitating impact.  By then, the stress-overload has reached its maximum impact.

For the Federal and Postal employee who is beset with a medical condition such that one must contemplate filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, the time between the onset of the medical condition and the need to file is often short.  This should not be surprising, given that the Federal and Postal employee has often ignored or otherwise overcompensated for the warning signs of impending consequences.

OPM Disability Retirement can take some time to obtain.  Whether under FERS or CSRS, every Federal Disability Retirement application must be filed through the U.S. Office of Personnel Management, and the waiting time tends to be arbitrary, but in each case, somewhat lengthy.  Given that, once the crisis point of “needing” to file has been identified, it is important to take the next giant step and initiate the process.

And, like the squirrel of whom we imagine is merely frolicking in the sun, the lack of outward appearance of a need is never the true indicator of what is going on underneath.

Sincerely,

Robert R. McGill, Esquire

Federal Employee Medical Retirement: Where Once, the Mirror Reflected

Communities are sensitive organisms; what constitutes one, how and when it is identified as such, and whether there exist any such entities, anymore, is of valid concern.

Is a suburb comprised of mansions constructed in the middle of an outlying tract of land, formerly occupied by a farm house, but where none of the neighbors know each other, seldom say hello, and never socialize, a community?  Does there have to be some interaction between neighbors, of showing and evidencing some concern or interest in one another’s lives, hobbies, common interests and attractions, before we can point to an aggregation of homes and declare that it is a “community”?

The origin of the word itself implies a “with”-ness among and between two or more people; and, in order to call a group of people a “community”, does not the identification of a group refer to an entity separate and unique from the rest of those surrounding the identifiably distinct group?

Furthermore, communities reflected a uniques set of social characteristics; like a mirror which reflects a recognizable face, so a community manifested a pattern of social characteristics distinct from a separate group.

Once upon a time, perhaps there existed a Federal community; or, perhaps, a particular agency or department revealed a cohesive set of principles and goals which set it apart from others.  For the Federal and Postal employee who suffers from a medical condition, and who finds him or herself no longer able to perform all of the essential elements of one’s job to full capacity, the harsh realization that one may no longer be able to continue with the agency — a community of sorts — is often a macrocosmic reflection of the micro-identifier of a mirror reflecting the future of one’s path.

Filing for Federal Disability Retirement benefits, whether under FERS or CSRS, identifies the individual as somehow separate and apart; and what one saw previously in the mirror becomes a reflection upon the greater community one was once a part of, and no longer will be, like the disappearance of a social phenomena diffusely evident throughout the world.

Sincerely,

Robert R. McGill, Esquire

CSRS & FERS Medical Disability Retirement: The Universe of the Possible (Part II of II)

When avenues are closed off, the human psyche tends to shut down; and when grounds manifest fertile regeneration and bountiful splendor, the endless state of the possible opens like the gaping eyes of a child in excitable wonderment.  That is why internet companies attempt to artificially recreate atmospheres of creativity and prior glory days of unbounded imaginations.  But whether simulating a couch plopped in one’s basement or garage, and making it appear as if the environment is similar to those past dawns of tinkering with one’s imagination in the unheated, primitive conditions of one’s youth, is questionable.

For the Federal and Postal employee who is faced initially with a medical condition, such that the medical condition impacts one’s ability to continue in the vocation and career choice of one’s following, the limitations which the present condition places upon one’s future often seems daunting.

But there are options available.

Federal Disability Retirement allows for those options to open up; for, once the Federal or Postal employee obtains an approval for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, that (now former) Federal or Postal employee may go out into the private sector and earn up to 80% of what one’s former position currently pays, on top of the Federal Disability annuity. Many start their own businesses; others perform consultative work or work part time, thereby controlling the stresses and the extent of activity able to be tolerated within the restrictions of one’s medical conditions.

The avenue of the possible can only reopen once you recognize the reality of the probable; and in order to tap into the fertile imaginations of a brighter future, the roadblocks once observed must be moved in order to travel down the path of viable alternative routes.

Sincerely,

Robert R. McGill, Esquire