Tag Archives: disability coverage usps

FERS Disability Retirement Application: Even in…

More and more, insanity appears to prevail and pervade everywhere, and thus do we all say, “Even in … “ Even in Japan, gun violence occurs; even in Copenhagen, mass shootings can happen; even in….  Why is it that nothing is ever contained within the locality of the occurrence?

Once upon a time, something which happened in another city, a different town, a far-away village, would only travel via a post-marked letter, with a newspaper clipping inserted within the letter — an envelope received from afar.   Nowadays, everything is instantaneous; for, with the internet, we have become that “global village” which the IT gurus have been pushing for, for so many years.

Will there come a time when some countries ban the use of electronic devices?  When the world of electronic devices were first invented, was a consensus taken, a vote given, a poll requested — as to whether anyone wanted this world?  Or, did the likes of Bills Gates, Steve Jobs and others simply dictate to us all that, whether we liked it or not, technology is here to stay, and all the while they can amass their wealth and laugh at the rest of society?

For Federal employees and U.S. Postal workers who must consider filing for Federal Disability Retirement benefits under FERS because of a medical condition which now prevents the Federal or Postal worker from continuing in his or her career, fortunately, even in the Federal Government, there exists laws which protect the Federal and Postal employee’s rights when a medical disability no longer allows you to continue.

Such disability retirement benefits do not, more often than not, exist in private-sector or even state and municipal jobs.  So, to that extent, one cannot use the term, “Even in a private-sector job”, or “Even in State government jobs”, etc.

Contact a FERS Disability Lawyer who specializes in OPM Disability Retirement Law, where even in this day and age, the Federal sector provides some good benefits for its employees.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Disability Retirement from OPM: Difficult versus Disabled

To the statement, “I am having greater difficulty in performing X, Y and Z” follows with the query: “But are you still able to?”

There is a conceptual distinction to be made between “difficult” as opposed to “disabled”.  Of course, the former may be an indication which may naturally and progressively lead to the latter, and may merely not be there, yet.

The operative word is “may” (a potentiality of disablement), here, as opposed to an established, present reality.  Or, it may be that the person speaking is misusing the language, and is trying to put the best face forward, and should have stated: “I cannot perform X and Y, and am having difficulty in doing Z”.

Human beings have a wide and strange capacity to endure and to cover things up.  Perhaps the person is having difficulty but no one sees it because he or she is simply “pushing through” and hiding the pain and disability quite well.  Or, perhaps the medical condition has approach a critical juncture where the impact of the medical condition is clearly manifesting itself to a point where Federal Disability Retirement needs to be contemplated.

In any event, the first step in making a valid, objective assessment in considering Federal Disability Retirement under FERS for Federal and Postal employees is to distinguish between “difficult” and “disabled” — where the former may not qualify you for FERS Disability Retirement, while the latter surely would.

Sincerely,

Robert R. McGill, Esquire

 

Federal & Postal Disability Retirement: Life After

Too often, we become embroiled within the context of present circumstances, and come to erroneously believe that what is occurring in our lives today, this minute, this year, will remain as a constancy for the rest of our lives.  Yet, like the weather, politics, and news cycles in general, what is of consequence in our lives today will likely be barely remembered a year from now.

There is always a life after.  Perhaps we are unable to see beyond today; perhaps we fail to — as the proverbial saying goes — see any “light at the end of the tunnel”; and likely the circumstances of today appear so overwhelming and weighty that it consumes our every thought and brings about an imbalance in our perspectives.

Medical conditions tend to do that — they depress us because of the degenerative and deteriorating manner in which they impact us.  For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the “life after” is to become a Federal Disability Retirement annuity.

Consult with an OPM Disability Attorney who specializes in FERS Disability Retirement Law, and see whether or not you might qualify for a Federal Disability Retirement annuity.  The life after, after all, need not be the same as today or yesterday, but may embrace a future yet hopeful and bright.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement: Stifling rationalism

Although it may no longer show in modernity, it was the dominant methodology accepted as reflecting the Aristotelian belief that man is essentially a rational animal, and thus the general approach towards reaching conclusions should embrace the perspective that the criterion of truth is based upon not sensory, but intellectual and deductive foundations.

But if the thought process fails to utilize the formal laws governing deductive reasoning, and nobody reads Russell or Quine, anyway, what is the difference?  Is it merely an appendage to the conclusion reached, by declaring, “That’s the only logical way to think about this!” – and if we add the exclamation point, state it with a clear and loud voice, does that make it so? What is the distinction to be made, from a valuation or validation viewpoint, between decisions and judgments rendered based upon empirical evidence, deductive or logical reasoning, a combination of both or all three, and the contrast as against an “emotional” basis for reaching conclusions?

If an individual engages in complex futures trading on the stock market, for example, and bases such transactional activities upon unscientific methodologies, is it not the success of the venture (i.e., a retrospective judgment on the matter) that will ultimately determine the success or failure of each approach?

Take the hypothetical of the following: Securities and futures trading can now be done with a laptop from home, and we have Jim, Nancy and Deborah, each of whom thinks that he or she constitutes the brilliance of Wall Street’s best and brightest (though none have had any prior experience but are engaged in vocations far and distant from anything to do with it).

Jim looks at the relevant newspaper quotations and likes the way the numbers coalesce, and makes the trade based upon that comforting sensory impression.  Nancy, in a different state and unbeknownst to Jim, has been pouring over the numbers, calculating, looking at the history of past performances, and creates an algorithm founded upon a calculus of probabilities, and pushes that computer button to deplete one’s bank account based upon mathematical precision that approaches some semblance of certainty, but never quite.  And Deborah, well, she possesses on this day a certain “instinctive” feeling about a particular futures trade, and proceeds entirely upon this emotional response.  Of the three, whom do we consider as validated, worthy of following or respecting of methodologies?

If Deborah were to increase her portfolio by, say, 500%, and Jim merely breaks even but Nancy loses her proverbial shirt, would we dismiss it by thinking, “Ah, just pure luck”?  On the other hand, if Jim were to make a nominal profit, Nancy were to obtain significant returns, and it was Deborah who lost everything, would it change our attitudes and confirm the notion that rationalism prevailed because it is the only valid approach to life’s complexities?

The acceptance of rationalism is inevitable for the rational animal; elevating it to a status where all other approaches are stifled, however, can ignore the spectrum of other dimensions just as valid in human life.

For the Federal employee or U.S. Postal worker who suffers from a medical condition, such that the medical condition necessitates preparing, formulating and filing an effective Federal Disability Retirement application through the U.S. Office of Personnel Management, it may be that “rationality” cautions one to remain in the Federal or Postal job because of job security and financial stability.

But there are other considerations, as well, such as an instinctive will to survive; and when stifling rationalism quiets the voice of health’s call to safety, it may well be time to consider preparing, formulating and filing an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

Sincerely,

Robert R. McGill, Esquire

 

 

Medical Retirement from Federal Employment: The informed paradigm shift

Often, in ages older and generations beyond, it somehow becomes more difficult to be malleable and bend with the times, circumstances and turmoil of the day.  Does staid decay by refusal to adapt become a law of sorts for the aged?  Is it only youth that can change, or bring about pliable lives, or can the irrelevancy of old men and women be altered with an informed paradigm shift?

There is always a tautness and tension between generational divides; youth believes in beginning over again, to invigorate all plans and prospects of accomplishments – even of reinventing the wheel by trial and error.  And of the old, whose wisdom is never accessed, whether because of pride of youth of an arrogance fraught with silliness, it matters little.  The pendulum that swings between the two extremes, must by law of gravitational pull come to rest somewhere in the middle.

Paradigm shifts come about so infrequently, but there is often an underlying reason:  Just as wholesale genetic overhauls rarely strengthen a Darwinian foundation for survival, so the principles upon which one lives one’s life should not be abandoned after a lifetime of experiences in learned cynicism.  The fact is, it is always difficult to change when circumstances dictate.

Somehow, we believe ourselves to be the masters of our own destinies; and whether the fate of a generation is collectively overpowered by a consciousness of unfathomable mysteries, or each of us must singularly carry the burden of our future lives as isolated pockets without friendship or love, we like to think that we can control our future.  But there are events and circumstances beyond our control, transcending fault or personal responsibility; and the social contract of good citizenry – of abiding by the laws, following the normative constructs of societal acceptability, etc. – follows upon that path of accomplishment.

That is true of a medical condition – for, when a medical condition begins to impact major life activities of a person, an informed paradigm shift must by necessity occur.  It is not a matter of bad fate or unfortunate luck; it simply is, and the sooner one becomes “informed”, the better the paradigm shift for one’s future.  For Federal employees and U.S. Postal workers who suffer from just such a medical condition, where the medical condition or event begins to impact one’s ability and capacity to perform the essential elements of one’s Federal or Postal positional duties, is may well be time to consider a paradigm shift.

Preparing, formulating and filing an effective Federal Disability Retirement application with the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, often requires just such a paradigm shift – a pliability in one’s thinking, and an alteration based upon the information (i.e., being “informed”) presented; and the next step once a cognitive paradigm shift has occurred, is to reach out in order to begin the administrative process of engaging the expertise needed in order to weather the trials of tomorrow.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Medical Retirement: Counting coup

It is not always in the outward and very-public display of emotions, in which a battle is fought and won; often, it is the restraining of a capacity and potential to reflexively counter, but held back just at the point of harm, that determines the pinnacle of gaining prestige.

Acts of bravery for a Plains Indian did not necessarily require harm inflicted upon an enemy; counting coup and the subsequent rise in respect and prestige could involve the mere touching of an enemy, while escaping unharmed despite that close encounter with the savage face of danger.  It is not always in the completion of an intended act that the standard by which the success or failure of the act is judged; rather, just at the point of fulfillment, the holding back or the deliberate withdrawal can be the penultimate evidence that one could have, but by sheer will of grace of self-control, did not.

In Western Civilization, perhaps the parallelism can only be embraced with an analogy of sorts; of the subtle remark with a duality of meanings, placed just at the right time in response to an otherwise untamable tongue wagging about with destructive force by its aggressive tone, ugly words and offensive remarks.  Or, of the realization that one is now a prisoner in an “enemy” camp, and the escape out is to stealthily retreat in the quiet of a proverbial night, without harming the members who may once have been counted as friends and colleagues.

This is often the situation the Federal employee or U.S. Postal worker finds him/herself in, when a medical condition arises and the Federal or Postal employee is no longer able to perform one or more of the essential elements of one’s Federal or Postal job.  Suddenly, the Federal or Postal employee is treated as an “enemy”, and the initial reaction is to counterattack, as the initial onslaught by one’s coworkers, supervisors, managers, etc., was neither deservedly received no invited by any act or statement by the innocent Federal or Postal worker.

But is the battle – the actually harm inflicted and the legal imbroglio ensuing – worth the hassle?  Or, is it better to prepare, formulate and file an effective Federal Disability Retirement application, submitted (ultimately) to the U.S. Office of Personnel Management, and like the warriors of past in the battles fought in the far-off Plains of the American West, before the white settlers came to decimate and exterminate with the modern technology of weaponry unheard of in its efficiency as a killing machine – is it preferable by counting coup and withdrawing unharmed, in order to secure a future brighter for tomorrow, and less left with the residue of bloodstained wounds harboring lasting pain in the essence of one’s soul.

Sincerely,

Robert R. McGill, Esquire