U.S. Postal and Federal Disability Retirement: The Proper Mental Approach

One must always have the proper mental preparation before engaging the administrative process of Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether under FERS or CSRS.

First, one must understand that it is a benefit which is not an automatic entitlement, but rather a potential eligibility benefit — and, as such, one must prove by a preponderance of the evidence that one meets the entirety of the legal criteria for such eligibility.  It is not a benefit where there is a simple trigger mechanism — e.g., one’s age, particular factual circumstances, etc. — which then automatically grants the entitlement to the benefit itself.

Second, as an administrative process, one must prepare for the full procedures involved — from the initial application stage, to a possible denial and a request for reconsideration; to a second denial, and an appeal to the U.S. Merit Systems Protection Board (which, by the way, happens to be shut down because of the budget impasse but that may change today); and, beyond the initial appeal, an appeal to the Full Board of the MSPB, and even beyond that (for extraordinary cases), to the Federal Circuit Court of Appeals.  Unless one is prepared to embrace the full administrative process, the ups-and-downs of emotional turmoil and lack of preparedness will wear you down.

And, finally, mental preparation must entail financial considerations — of what to do in order to survive during the long and arduous process.  For, as an administrative benefit which must be proven, one should always understand that one must fight every step of the way.

Only with the proper mental preparedness will one be able to engage the fight to earn the right to such a benefit.

Sincerely,

Robert R. McGill, Esquire

Disability Retirement for American Federal Government Workers: Timing and Impatience

In the United States, we have come to expect efficiency and effectiveness; that is the nature of our history, and precisely why the prevailing philosophical engine has been that of “pragmatism“.  But countries evolve over time; bureaucracies become burdensome; the character of a nation may slowly, almost imperceptibly, change and alter.  Further, some actions are within the purview of one’s ability to impact; other issues are entirely outside of one’s control.

For the Federal or Postal employee contemplating filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether under FERS or CSRS, it is important to distinguish between those aspects of the administrative and procedural issues which can have some exerted control, and those which are well beyond one’s sphere of influence.  For, the test of one’s patience and growing sense of impatience will often be determined by a recognition of that which can be influenced, and that which has little to no access for such.

Timing issues can often be controlled, as in when to file; but as for the timing of OPM’s determination, that is another matter altogether.

Patience is unfortunately a virtue which is being daily tested by Federal agencies; the practical reverberating impact is upon the individual Federal and Postal employees who are filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management (the Agency that approves and manages Disability Retirement for all Federal Employees in America)  That, too, is something which is historically inevitable — it is the individual who is impacted, while the faceless “agency” goes on about its business.

Sincerely,

Robert R. McGill, Esquire

Medical Retirement Benefits for US Government Employees: Inevitability

The pervasive sense of inevitability is that innate sense of foreboding which will not be shaken off, that we know beyond mere acknowledgment of a fact, and further, that no amount of self-justification will contain or diminish the knowledge of the coming event.  To recognize the irrefutable future event may be based upon several factors:  past actions; personal encounters; a coalescence of the past and the present, culminating in the certainty of the future event.

In preparing, formulating and filing for OPM Disability Retirement benefits from the U.S. Office of Personnel Management, whether under FERS or CSRS, such a sense of the future is often felt by the Federal or Postal employee — of the need to file for Federal Disability Retirement benefits.

It may well be that the doctor still wants to perform additional tests or that certain other treatment modalities will be insisted upon; but the person who suffers from the medical condition is almost always the accurate gauge for the need to file.

Because medical conditions constitute a subjective state of being, where the “I” prevails in the ownership and knowledge of the medical condition, it is precisely why the Federal or Postal Worker who suffers from the medical condition is the one who best knows the extent, severity and capacity of the condition and its relation to one’s ability/inability to perform one or more of the essential elements of one’s job.

Inevitability is often known by the Federal or Postal Worker far in advance of the doctor, coworker, or family member; for, it is an inevitability itself that the future event known by the possessor of knowledge is the first to sense the inevitable.

Sincerely,

Robert R. McGill, Esquire

Federal and Postal Disability Retirement: The Owl, the Chicken, and the Anomaly of Life

In the early morning hours as the peripheral light of the sun reaches the crest of the horizon, the insidious owl glides seamlessly and noiselessly above the tips of tree lines, and upon a slight movement, flutters a wing and swoops down.

In a second, the head of the injured chicken is severed; yet, without the connecting neurotransmitters guiding the body, the headless fowl persists in running, attempting to escape from the prey which has already been encountered.

Thus, civilization develops the adage:  running around like a chicken with its head cut off.  And that often describes the Federal or Postal employee who attempts to desperately put together a Federal Disability Retirement application and submit it to the U.S. Office of Personnel Management.

Dealing with one’s medical conditions is stressful enough; attempting to wind through a Federal bureaucracy and the administrative obstacles of proving and establishing the nexus between one’s medical condition and the essential elements of one’s job, only compounds and complicates the process.

To further the analogy, the question is:  Who represents the owl — the Office of Personnel Management, or the entire Federal bureaucracy?  Or, moreover, while the owl flies away with the head, it is often the scavengers who come and feed upon the rest of the torso.

Sincerely,

Robert R. McGill, Esquire

Federal Worker Disability Retirement: Societal Complexities

For over 50 years, we have been told that our lives will be simpler, more efficient, of greater ease, resulting from the technological advancement of society at large.

With each technological innovation, some aspect of the common man’s life was supposed to be unburdened, with greater leisure time and less stress.  But a fundamental principle of human nature was ignored throughout the incremental advancement towards such sophistication:  the innate hunger to create ever more, and the desire by those at the pinnacle of civilization to play the role of master of the universe.

In legal circles, we were all doomed once the fax machine was invented; for, with such a contraption, the 3-4 days it took to send out a first class letter confirming a conversation or following up on one, became instantaneous, and the war of the who-said-what and what was settled upon became an urgent necessity with the ability to send and receive immediately.

Contrary to the great promise of our times, technology and modernization has further complicated, stressed and compounded the problems of daily living.

For the Federal or Postal employee who is contemplating filing for Federal Disability Retirement benefits, whether under FERS or CSRS, the added complexity of winding one’s way through a maze of bureaucracy, of compiling an effective legal case for one’s Federal Disability Retirement application, is often “too much” because such an effort is in addition to the burden of dealing with one’s debilitating medical condition.

The key is to always streamline and simplify; but of course, that’s precisely what society has been purportedly doing all of these years, with each new gadget declaring the end of stress; and we are all the more stimulated by it.

Sincerely,

Robert R. McGill, Esquire

CSRS & FERS Medical Disability Retirement: The Psychological Process

One of the reasons why the Federal or Postal employee contemplating filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, should view the entirety of the administrative process as just that — a “process” as opposed to an entitlement to benefits — is because (a) that is in fact what it is and (b) to fail to view it from that perspective would be to refuse to adequately prepare for the long and arduous procedural pitfalls which are inherent in each case.

This is not an entitlement where a specific trigger of an event results in the automatic calculation and issuance of compensation.  Reaching a certain age does not result in the granting of Federal Disability Retirement benefits (although it may end it and be recalculated at age 62); attaining a certain number of years of service will not qualify one for Federal disability Retirement benefits (but again, upon reaching age 62, it may result in a beneficial calculation of benefits for having a greater number of years of service).

Rather, Federal Disability Retirement is an administrative, legal process in which one must prove by a preponderance of the evidence that one is (1) eligible, in that one meets certain minimum requirements, such as 18 months of Federal Service under FERS, or 5 years under CSRS, and (2) entitled, by proving that one has met the legal requirements under the statutes, regulations and case-law.

By having the proper psychological perspective, one is better able to prepare for the long haul before starting the process of preparing, formulating and filing for Federal Disability Retirement benefits, whether under FERS or CSRS, from the U.S. Office of Personnel Management.

Sincerely,

Robert R. McGill, Esquire

Disability Retirement for Federal Government Employees: Added Stresses

It is a long, bureaucratic process.  Such is the state of preparing, formulating and filing for Federal Disability Retirement benefits with the Office of Personnel Management.  The funny thing about stress is that we all recognize that we are the “gatekeepers” of stress, to a great extent.  Unless a catastrophic external force is about to immediately impact our lives, the majority of stressful issues invade the essence of our conscious world only when we allow it in, and to that extent, the old adage of “ignorance is bliss” is a simplistic, but profoundly uncomplicated truism.  

Federal and Postal workers who are constantly being criticized and bombarded with the stresses of completing their daily positional duties, and now under greater stress because of the economic and political megaphonic voices shouting about the excesses of benefits for Federal and Postal employees; that, combined with the daily criticism that Federal and Postal employees constitute waste, fraud and overcompensation; that they receive excessive benefits, and undeservedly so; and, additionally, when one is medically disabled and in need of Federal Disability Retirement benefits, to be forced to wait for longer periods of time because of the bureaucratic backlog of Federal Disability Retirement cases at the Office of Personnel Management — this is, indeed, a time of stress, whether through activity or the enormous stress of inactivity.  

Waiting is a stressful activity; don’t think that inactivity is merely the art of doing nothing; if it impacts one’s conscious state, it is a stressful time.  But patience is a virtue precisely because it is one of the ultimate tests — and the conundrum is this:  to deal effectively with the stress of inactivity, it is sometimes best to engage in an alternate form of activity, whether mental or physical, such that the activity will satisfy the emotional needs of the individual.  

Preparing, formulating and filing for Federal Disability Retirement benefits under FERS or CSRS is a long and arduous process, whether defined by activity or inactivity, and how best to deal with the stress of the latter is often defined by the character of the former.

Sincerely,

Robert R. McGill, Esquire

Disability Retirement for Federal Workers: Recognizing the Process & the Necessity for Patience

In filing for Federal Disability Retirement benefits under FERS or CSRS, it is important to recognize that the entire application endeavor — the initial preparation, formulation and filing; if denied at the First Stage, the ability to file a Request for Reconsideration within thirty (30) days of the denial; the appeal to the Merit Systems Protection Board; a further appeal to the Full Board; then, if necessary, an appeal to the Federal Circuit Court of Appeals — constitutes a “process“, and one which must be prepared for from the very beginning.  

Recognizing that the entire endeavor is a process will help to prepare one for the long haul — not only in being patient with the Office of Personnel Management at the first two stages of the process, but further, with the Administrative judicial process at the Merit Systems Protection Board; then (if necessary) with the Federal Court system.  Without such recognition, one will only experience frustration and anxiety.  As has been stated many times, Patience is a virtue; as such, Federal and Postal employees must be the virtuous of all classes of people, because of the constancy of patience they must endure.

Sincerely,

Robert R. McGill, Esquire

CSRS & FERS Disability Retirement: The Waiting

Yes, filing for, and obtaining, Federal Disability Retirement under FERS or CSRS is a long, arduous, bureaucratic process. It can take 6 – 8, sometimes 10 months from the beginning to the approval of the application at the First Stage. Then, even after it is approved, it can take another 60 days before even the initial, interim payment is received. Further, if it is denied at the First Stage, the Reconsideration Stage can take an additional 90 – 120 days. And of course if it is denied at the Reconsideration Stage, the appeal to the Merit Systems Protection Board can take 120 days or more (with temporary case-suspensions and waiting for the Judge’s decision). Beyond that, any further appeals can take many more months. All of this “waiting” and admonishment of “being patient”, with little or no income, and the anxiety of one’s financial future. There is no argument to be made: patience is necessary for the entire process. I, as an attorney, cannot promise that the “process” will be any smoother or shorter; hopefully, however, I can provide a level of expertise during the entire process, which can lessen some of the anxiety during the long waiting period. As I often say: If patience is a virtue, then Federal and Postal Workers going through the Disability Retirement process must be the most virtuous men and women of the world.

Sincerely,

Robert R. McGill, Esquire

FERS & CSRS Disability Retirement: When to Get an Attorney

As I explain to all potential clients, whether an individual should attempt to obtain Federal Disability Retirement benefits with or without an attorney, is an individual and personal decision, based upon a number of factors.

I place everyone on a spectrum:  on the far left side of the spectrum is a Letter Carrier who becomes paralyzed.  That person does not need me as an attorney. He/she needs to gather the medical records, fill out the forms, and submit the application.  On the far right side of the spectrum is a Supervisor who goes out on “stress leave”.  That person should almost definitely hire an attorney, because disability retirement based upon the medical condition of stress alone, is difficult to obtain. Most Federal and Postal employees fall somewhere in-between those two extremes.  Further, and obviously, I believe that I am of assistance to my clients, and (hopefully), based upon the years of feedback I have received, my clients firmly believe that my legal methodology and approach were instrumental in obtaining disability retirement benefits for them.

Two further things to consider:  First, I rarely accept cases where an individual has filed the application, gotten it rejected, filed for reconsideration, gotten it rejected, and then went to the Merit Systems Protection Board where the Judge upheld OPM’s decision to deny the application:  when an individual has gone through all three Stages, and asks me to file a Petition for Review, I will normally not take on such a case.  I will, of course, consider being hired to re-file the case (assuming that the person has not been separated from service for over a year); but I cannot take on a case for a Petition for Review and further appeal when I have not been the one instrumental throughout the first three stages of the process.  Second, many individuals come to me with barely 30 days left to file.  I take on such “emergency cases” on a case-by-case basis, depending upon my time-allowance, my schedule, etc.

The Lesson:  Each individual must make the decision as to whether or not to hire an attorney, which attorney to hire, when to hire.  From my perspective:  Federal Disability Retirement is, when all is said and done, a process to secure the financial future and stability of one’s life.  As such, hire an attorney who specializes in Federal and Postal disability retirement, and hire one early on in the process.

Sincerely,

Robert R. McGill, Esquire