Tag Archives: fers disability retirement: planning for your future when living with a medical condition or disability

OPM Disability Retirement: Escaping the Feudal Paradigm

Anachronisms rarely die a sudden death; instead, they fade over time, with vestiges and residual skeletons of facades and structures remaining stubbornly in place for decades, and sometimes centuries.  The system of vassals paying homage and fealty to those who are anointed and favored, has been a longstanding feudal system ensuring loyalty and fidelity to particular fiefdoms and individuals; for, as the consecrated individuals are provided with special privileges, including use of prime land, serfs and servants, so the unwavering allegiance to a lord is established in bonds of sequestered servitude.

Federal and Postal Workers are intimately familiar with this feudal system of fealty; they witness it in qualitative and quantitative instances throughout agencies, departments and post offices.

The rules of servitude closely parallel the bonds of loyalty; the consecrated and anointed are allowed the use of royal carriages, even, and minor violations of protocol are overlooked for those whose favor has been curried and fostered, while a technical infraction by he who stands outside of the legion of sycophants faces a deluge of sanctions, including warnings, reprimands, suspensions and the ultimate hanging by the hooded element: termination.  But as all Federal and Postal employees know and understand, loyalty is a unilateral function; it is never bilateral. One’s relevance extends only so far as usefulness to the anointed one; and once such usefulness is extinguished, so one’s relevance diminishes.

There is no debate between substance and appearance in a philosophical sense; appearance always wins out. And, of course, as empathy for the human condition can find no room in the evolutionary process of survivability, so the vestiges of a feudal system of fealty exists well beyond its existential relevance or functional import.  For the Federal or Postal employee who begins to suffer from a medical condition, such that the medical condition prevents one from performing one or more of the essential elements of one’s job, the problem of usefulness, loss of position and status as “one of the anointed” (if one ever even enjoyed that level of stature), and relevance to one’s agency or department, becomes a pragmatic problem of stark existential reality.

Fortunately, the gods of caring provided for a more modern, non-feudal mechanism to escape the brutal residue of the feudal system, by allowing for the administrative option of Federal Disability Retirement benefits, filed through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS or CSRS.  It allows one to sever the tentacles which place a stranglehold upon Federal and Postal employees who are mistreated for circumstances beyond one’s control.

Yes, it is true that vestiges of old systems fade slowly; but in the end, the inexorable march of progress will hopefully win out, and for the Federal or Postal employee who needs to escape the lords of fate, Federal Disability Retirement is an option to consider.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Medical Retirement: Apparent Normalcy

One can venture and maneuver through this world with a semblance of normalcy, where from all outside perspectives, a person is untroubled and unencumbered.

There are multiple complexities inherent in such a perspective, of course: what constitutes “normal”; to what extent do individuals have a responsibility in assessing and evaluating a person’s private world; as well as the problem of infringing upon the privacy of others, and the desire of the other to allow for any intrusion, whether consciously or subconsciously.

For, each person constructs multiple layers of privacy zones — from the proverbial picket fence, to one’s own private bedroom; to the gates of a home; but always, the foundation begins within the walls of the skull of one’s brain.  For, the gatekeeper is always maintained by the individual, as to what is allowed in, and what is manifested for others to observe.

For the Federal and Postal Worker who is beset with a medical condition, such that he or she must contemplate filing for Federal Disability Retirement benefits, whether under FERS or CSRS, with the U.S. Office of Personnel Management, it is often the preparation of the actual forms which is the first manifested evidence of an impacting medical condition.

All throughout the previous many years, the apparent normalcy has been closely protected; great performance ratings, minimal leave taken, and daily smiles and platitudinous greetings; until the Federal or Postal worker arrives at a crisis point.

This is the apparent face and semblance of normalcy — the surprise of others, of the regretful and remorseful comment, “I just never would have realized.”  Or, perhaps it is the indicia of the busy world in which we all live, which allows us to lack any compassion to notice.

Sincerely,

Robert R. McGill, Esquire

Disability Retirement for Federal Government Employees: To File or Not to File

The famous Shakespearean refrain is from Hamlet’s soliloquy, and concerns the choices of one’s life, of comparative analysis of meaning, value and purpose; but ultimately it is a question of choices — akin to Camus’ evocative essay in The Myth of Sisyphus.  Choices are what confront us daily; and some, unless we opt to proactively pursue the right path, are lost forever.

For the Federal or Postal Worker who has been separated from Federal Service, the angst of filing often prevents them from choosing.  But with a legal Statute of Limitations barring the Federal or Postal worker from filing after one (1) year of being separated from Federal Service, it is at a minimum important to file, than not to, in order to preserve the right to potential eligibility of benefits.

Not to file within the deadline bars the Federal and Postal employee from ever making an argument, ever seeing whether one is eligible for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether under FERS or CSRS; by filing within the deadline of one (1) year, one can always likely supplement one’s case, make further arguments, reinforce one’s case after the deadline; but if one fails to file within the statutory deadline, then one is silenced forever.

The choice of Hamlet is indeed a stark one, and one which Camus reiterated as one of “why” in facing the existential reality of survival; for Federal and Postal workers who face a statutorily-imposed potential for being barred forever, a similar encounter with reality must be faced:  to file or not to file.  Only the former choice makes sense, while the latter option propels one into the great void of nothingness and nihilism — a state of non-existence which one should never choose.

Sincerely,

Robert R. McGill, Esquire

Medical Retirement Benefits for US Government Employees: Inevitability

The pervasive sense of inevitability is that innate sense of foreboding which will not be shaken off, that we know beyond mere acknowledgment of a fact, and further, that no amount of self-justification will contain or diminish the knowledge of the coming event.  To recognize the irrefutable future event may be based upon several factors:  past actions; personal encounters; a coalescence of the past and the present, culminating in the certainty of the future event.

In preparing, formulating and filing for OPM Disability Retirement benefits from the U.S. Office of Personnel Management, whether under FERS or CSRS, such a sense of the future is often felt by the Federal or Postal employee — of the need to file for Federal Disability Retirement benefits.

It may well be that the doctor still wants to perform additional tests or that certain other treatment modalities will be insisted upon; but the person who suffers from the medical condition is almost always the accurate gauge for the need to file.

Because medical conditions constitute a subjective state of being, where the “I” prevails in the ownership and knowledge of the medical condition, it is precisely why the Federal or Postal Worker who suffers from the medical condition is the one who best knows the extent, severity and capacity of the condition and its relation to one’s ability/inability to perform one or more of the essential elements of one’s job.

Inevitability is often known by the Federal or Postal Worker far in advance of the doctor, coworker, or family member; for, it is an inevitability itself that the future event known by the possessor of knowledge is the first to sense the inevitable.

Sincerely,

Robert R. McGill, Esquire