OPM Medical Disability Pensions: The Life We Lead

The life we lead may not be the one we chose; or, more likely, the life we “now” choose to lead — if we even have a choice.  One might argue that we always have a choice; the only real question is:  Are we willing to pay the price for the choices we make?

Often, we fall into things.  Human beings are complex creatures; the person we were years ago rarely is identical to the “now” of that individual.  Perhaps that explains the divorce rate in this country; of commitments encompassing “till death do us part” are rarely embraced, anymore.

And the choices which are out there make for compounding effects when it comes to the life we lead.  Decades ago, society imposed greater structural restrictions:  School teachers who were found to possess any tinge of moral turpitude would be dismissed and disgraced; heads of companies who divorced were summarily terminated; and those thought to hold rather unconventional opinions were shunned and often isolated.  Is this a good thing?

The perfection of a median — a point “in between” the two ends of a spectrum of excesses, or often referred to as the Aristotelian view of a good life — is often the balance to be sought.  The life we lead is, too often, solidified by the youthful indiscretions of excesses embraced in youthful vigor; whereas, in later years, regret tends to soften our extravagant early years.

For Federal employees and U.S. Postal workers who have come to a point in later life, where the Civil Service job which once required extreme energy, daily commitment and a stark challenge to even the healthiest of individuals, but now, in later life, medical conditions have reached a critical juncture where they are no longer compatible with continuation in that job — it is perhaps time to consider preparing, formulating and filing an effective Federal Disability Retirement application through the U.S. Office of Personnel Management under FERS.

Contact a FERS Medical Retirement expert, that is, a U.S.-licensed attorney who specializes in the practice area of Federal Disability Retirement Law, and consider the life you lead and want to lead — now.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Postal and Federal Employee Disability Benefits: Trying Out New Things

Or approaches.  Or new ideas.  Is there ever anything wrong with that?

This is America — or so we like to say — the land of pioneers and the breed of explorers and entrepreneurs who reflect the “New World” approach to everything: stamp out the old, bring in the new.  But at what cost?

That is, of course, the essence of the debate:  Of whether there is justification, moral or otherwise, to allow for the “new” to replace the “old”.  And, what if the “new” is merely a short-term fancy which has never been tried and tested?

We are doing much of that these days — of subjecting everyone to Smartphones and Internet-based learning, without any data regarding the long-term effects of such approaches; of non-judgmental therapeutic methods which fail to hold people accountable for their actions; and, somehow, we have bought into the idea that “new” is a synonym for “good”.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, trying out the “new thing” called Federal Disability Retirement is not really anything new; rather, it may be a newly-acquired consideration prompted by your medical condition and the need for change, but the reality is that there is a long and tested body of law which will determine whether or not you are eligible for Federal Disability Retirement benefits.

It is “old” in the sense that it has been around for a long time, but “new” to you because you may not have needed to consider it until lately.

Contact an OPM Lawyer who specializes in Federal Disability Retirement Law and begin the process of trying out this “new” thing, which is actually an “old” thing, but in trying it out, has become entirely new to you.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

OPM Disability Retirement: Painting The Picture

For Federal employees and U.S. Postal workers who are considering filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, under FERS, the image which must be considered is the following:  There is a wall.  That “wall” represents the U.S. Office of Personnel Management — the Federal Agency which makes a determination on all Federal Disability Retirement applications.

On the left side of the wall is an unidentified entity called, “Difficult”.  On the right side of the wall is another unidentified entity entitled, “Can’t”.  If you are on the left side of the wall, have you climbed over onto the right side of the wall?

Thus, for those Federal or Postal employees who are still working at their jobs, but who say things like, “I’m having a hard time doing my job”, or, “It is becoming more and more difficult going to work”, etc. — contact an OPM Disability Retirement Attorney, that is, a lawyer who specializes in Federal Disability Retirement Law, and discuss the steps which must be taken in order to climb the wall of OPM from the left side, to the right.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Disability Retirement: Parting With Our Former Selves

Perhaps that is the issue which often prevents a Federal or Postal employee from filing for Federal Disability Retirement benefits under FERS, through the U.S. Office of Personnel Management — of parting with, or from, one’s former self.

For, clearly, a proverbial “fork in the road” occurred — of a recognition that one’s medical condition has impacted the ability, capacity and potentiality for continuing to work in one’s Federal or Postal career; but the image of one’s former self (before the impact of one’s medical condition) still continues to prevail, to dominate, to remain in prominent presence — to haunt.

What one was; the self-reflective confluence of that competent, self-assured individual who once was able to do almost anything.  Our former selves must face the reality of who we are today; and today is not a permanent fixture of what may bring about tomorrow.

Contact an OPM Attorney who specializes in Federal Disability Retirement benefits from the U.S. Office of Personnel Management, and begin the process of letting go of, and parting from, out former selves.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Medical Retirement for FERS Federal and Postal Employees: Paralysis

It is the complete and total inability, whether by physical incapacity or mental breakdown, to engage and maneuver within and throughout the world.  Partial paralysis is just that — of some but not all.  The spectrum on which a medical condition can fall is determined by the severity of that paralysis — Can you do some, but not all, of the essential elements of the duties required in your position description?

Most people who have an injury or a psychiatric condition do not suffer from total paralysis, but from partial — and still can remain productive, but in a lesser capacity.

That is why Federal Disability Retirement allows the Federal or Postal worker who has successfully obtained a Federal Disability Retirement annuity to go out into the private sector, state, county or local government, and make up to 80% of what your former position currently pays — because, as stated previously, most people are not beset with complete and total paralysis, but merely some partial form.

All medical conditions, whether physical or psychiatric, have an impact tantamount to a form of paralysis; however, not all medical conditions are equal, and some allow for further productivity beyond the point where the medical condition becomes a chronic, permanent condition.

Contact a disability lawyer who specializes in Federal Disability Retirement Law, and don’t allow the medical condition — that “paralysis of life” — to prevent you from moving on in your life.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Federal and Postal Worker Medical Retirement: The Retreat of Solace

Everyone, without exception, must find that slice of heaven — that retreat of solace.  Whether it is found in reading; in a hobby; a dog to cuddle with; children, for a time, at least; kite flying; stamp collection; even video games????

Life is difficult.  As Hobbes would put it, the “life of man, solitary, poor, nasty, brutish and short…”.  Has it changed much?  Certainly, some progress has been made.

Reading history, especially about the frontier days in late 18th Century and early 19th Century America — of the constant warring, torture and killings; yet, despite a more “civilized” world (minus Afghanistan and Chicago), life is hard and the retreat of solace is an important element to discover, preserve and protect.

Some find it merely in the lost world of fiction and the novel; others, in more physical activities — a friendly pick-up game of basketball; a weekend round of golf; a solitary walk in the woods.  Whether refreshing one’s insular universe by means of physical exercise of the body, or allowing for a respite of that private world escaping into a fantasy world, the means of such change of scenery depends upon the personality of the individual.

What happens when a medical condition interrupts that retreat of solace?  The insidiousness of chronic pain or constant anxiety makes for the retreat of solace to become untenable, precisely because a temporary escape from this hard reality called “living” is no longer possible.

Filing for Federal Disability Retirement benefits allows for the Federal or Postal worker to attain a future security in order to regain the retreat of solace.  Contact an OPM Disability Lawyer who specializes in Federal Disability Retirement Law, and begin the process of reasserting the lost ground of the retreat of solace.

Sincerely,

Robert R. McGill, Lawyer

 

OPM Disability Retirement: The Unknown of Which We Fear

In childhood, it is the unknown of which we fear; for, we hear the words and sounds around us, the events in other countries of riots, wars and ravages but are too young to place them in the context of our lives.  There is too much information for the youth of today; information that cannot be contextualized or processed without a properly delineated perspective; and so the fears and anxieties become magnified as there are no longer any “age-appropriate” zones of safety.  But that childhood fears were merely relegated to the fear of darkness; that would yet show an innocence that prevails, and understandably so.

In modernity, darkness is the least of a child’s fears; it is the greater world of light that perpetuates the haunting aspects of daily living.  Whether in past years or in the present, it is always the unknown of which we fear — the unknown future, the unknown risks of today; the unknown past that may come to haunt us.

For the Federal or Postal employee who suffers from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, it is still yet the unknown of which we fear — of the future yet to be decided.  Consult with an attorney who specializes in Federal Disability Retirement Law and see if some of that unknown of which you fear may be unraveled in the proper preparation and submission of a Federal Disability Retirement application.

Sincerely,

Robert R. McGill, Esquire 
OPM Disability Retirement Attorney

   

FERS Disability Retirement Benefits: Jobs versus careers

We make a distinction between the two, do we not?  One merely “lands” a job, whereas we “pursue” a career, implying the arbitrary nature of the first and the delectable interest shown in the second.  Yet, the bifurcation of the two is never so stark as night and day, but can often be clouded in the grey of differences: Obviously, a “job” can be a career, and careers can take on many jobs in the upward advancement of one.

Thus, one can begin as a clerk, move into management, and ultimately become the President of a company; and while each job is distinguishable from the other, the entirety of the whole constitutes a “career” that one pursued.  Yet, we make the distinction especially when we are in “dead-end” jobs — those employment situations which disallow for advancement either in pay or in responsibilities (although, in some dead-end jobs, the responsibilities continue to expand without any increase in pay, which defines why it is a “dead-end” job because, in the end, you will end up dead by working too hard without a living wage).  And, while jobs in their totality and/or continuum of advancements may lead to a career, can a career become merely a job?

That question is rarely, if ever, asked, because careers are generally thought to be an elevated form of the lesser stature of “a job”, and as the higher standard cannot be subsumed or subjugated to the lower, it is normally not a valid consideration.  Yet, we talk in those terms, don’t we?  We hear statements like, “My career has stalled” or “His career has hit a glass ceiling”, or even, “Her career is going nowhere”.

Medical conditions, of course, can be a key element in the interference of a “career”, and in some sense, of transforming a career into a mere job.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal employee from performing one or more of the essential elements of his or her positional duties, it may be time to recognize that one’s “career” has become a “job” precisely because of the medical condition.

The medical condition is the factor and element which has “stalled” one’s career, and it is time to then prepare, formulate and file an effective Federal Disability Retirement application, to be filed through the U.S. Office of Personnel Management.

Consult with an experienced Attorney who specializes in FERS Disability Retirement Law in order to maneuver through the complex bureaucratic maze.

Sincerely,

Robert R. McGill, Esquire
Federal Employee Disability Lawyer

 

Federal & Postal Disability Retirement: Options Unrealized

Is an option an option if it is unrealized?  “Unrealized”, of course, can have 2 different but subtle meanings — of not being known at all or — in a second sense — of known but just not actualized.  If a person is entirely unaware of an alternative course of action or a pathway delving into a different set of circumstances, can those other avenues be considered “options”?

They are, of course, options in a generic sense, but perhaps not yet individualized.  Take the following hypothetical: buried a foot below the ground is a hidden treasure, a trove of gold coins left behind by Spanish conquistadors many centuries before, now covered by layers of sediment and overgrown grass.

A detectorist (yes, from that cult-like following of a 3-series program) who has gone over the same ground multiple times, suddenly receives a positive signal of a potential find; stops, digs, and — becomes rich and famous.  When asked about it, he replies, “I had gone over the same area many times before and knew that something might be there, but didn’t want to realize my option because, to do so would then take the fun out of it.”  Huh?

Now, that person truly had an option — knowledge of a potential treasure and a choice to exercise the option to find it, but refraining from doing so.  Or, by contrast, the first-time detectorist who stumbles upon the same treasure trove at the first opportunity to cover that same ground — he had no “option”, but simply exercised it upon receiving a positive signal from his metal detector.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the options unrealized are often those that have never been told of, announced or even considered — like preparing, formulating and filing for Federal Disability Retirement benefits under FERS.

Perhaps your agency or the Postal Service never apprised you of the benefit of Federal Disability Retirement; or, perhaps you were once told but completely forgot.  In either case, the options unrealized are the ones that can do you harm, and it is only if you take the necessary steps to realized the unrealized options that it can do a person any good, and the first step towards realizing an option unrealized is to consult with an Attorney who specializes in that option yet to be realized: FERS Disability Retirement Law.

Sincerely,

Robert R. McGill, Esquire

 

FERS Disability Retirement from the Office of Personnel Management: How is it?

How is it that the world became the way it is without our knowing it?  How is it that the rules were already in place, the lands already divided, the waters already polluted, the debt already ballooning, the inventions already made — how did that come about, and who told us the history of the “what”, “when” and “where” of the past?  Can a society long endure while ignoring the past of how it developed and came into being?  And who gets to tell the tale of who we are, how we came to be, and why we are the way we are?

Berkeley’s epistemological approach was to confine knowledge to that which we can perceive, thereby attempting to limit the problems inherent in Being, Truth and Reality.  Like so many of the British Empiricists, philosophy was being reduced to mere “language” difficulties and, indeed, history itself may bear out their “rightness” in this question and problematic approach.  There is, of course, a quiet revolution going on about our past, our history, and the telling of who we are.  That is always a good thing, so long as “Truth” is the end-goal of such an endeavor.

But when Truth itself has become relativized as mere language games malleable in the hands for greater artificial intelligence, and where algorithms rule instead of human input which confines it within stated ethical boundaries (and even that is questionable, given the underlying motives and intent of human beings generally), then perhaps Wittgenstein was right after all; it is all a matter of who sees the “truth”, who gets to “tell” it, and who maintains the Tower of Babel in this universe of increasingly unfettered liberty.

In the end, the “how” of the world will forever be revised as perspectives, opinions and viewpoints change; but it is the “who” that controls the lifestream of information and historical data as to what is important; and in this Orwellian world where the glut of information has relativized all truths, we care less about the “how” than the “who”, anymore.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition now impacts the Federal or Postal worker’s ability and capacity to perform one or more of the essential elements of one’s position, the history — or the “how — is important in preparing and formulating one’s Statement of Disability as posited on SF 3112A.  However, remember that all historical contexts must be provided in streamlined form; for, causality is not an issue in a Federal Disability Retirement application (whereas, in OWCP cases, it almost always is), and thus undue focus upon the “how” can detract from an effective Statement of Disability as reflected on SF 3112A.

The world around us may be concerned with the “How” of a question; for an OPM Disability Retirement case, it is the more current “what” that is the necessary focus of articulation.

Sincerely,

Robert R. McGill, Esquire