Tag Archives: this holiday season: a time to reflect on your health and financial priorities

Federal Employee Medical Retirement: The Calendric Term

The marking of a calendric year, and its end, is traditionally recognized by an enthusiastic celebration embracing drinking, noise and a quantity of hugging and kissing.  Whether the year contains anything to celebrate is irrelevant (some would say that all years, like puppies and aged whiskey, are inherently precious); and some years are magnified by shaping events which deserve greater recognition and celebration than other years, but it seems to matter not to the participatory celebrants.

For the Federal and Postal workers who suffer from a medical condition, such that the medical condition impacts one’s ability to perform the essential elements of one’s job, the day before the end of a calendric year differs little from the day after and the beginning of a new calendric year.

The pain and medical condition fails to recognize the distinction between the before and after.  It is perhaps well that we celebrate when health, time and opportunity allows; for, our time within the confines of a given lifespan is short enough, and every day can therefore be viewed as a moment to celebrate.

For the Federal or Postal Worker who must contemplate filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, however, the time is often dictated by events beyond one’s control, and must be seen not in the light of sequential days on a calendar, but rather, in light of today and what tomorrow might bring, regardless of the month or year.

Calendric bifurcations of time, seasons and years are meant for the sequential thought process; for others who suffer, each day is measured by what the next day will bring.

Sincerely,

Robert R. McGill, Esquire

CSRS & FERS Medical Disability Retirement: Negation within an Insular Universe

Real ghosts exist in the minds of those who remember.  It is the negation within a man’s mind; the presence of someone or some entity which is retained in memory, which is negated in the objective, physical world, but whose image continues to haunt us precisely because of the ability to remember, which allows us to perceive ghosts in a universe which otherwise fails to recognize them.

When the last Civil War veteran died, the ghosts of that event disappeared.  When the final WWII veteran departs in peace, the screams at Normandy will have quieted.  For the rest of us in the physical universe, it is only the momentary manifestation through a tear drop making its way down the subtle canals of aging creases on a person’s face, which allows for us to make contact within that insular world of memories.

For the Federal or Postal Worker who suffers from a medical condition, such that the medical condition prevents him or her from performing one or more of the essential elements of one’s job, it is often a hidden pain deliberately concealed; or a psychiatric condition which manifests itself in emotional immobility; but it is merely through performance and other indicia by which we gauge whether something is amiss or not.

Whether one’s coworkers or supervisors believe in the ghosts haunting the Federal or Postal Worker is besides the point; taking care of one’s medical condition is and should be foremost, and filing for FERS Disability Retirement benefits through the U.S. Office of Personnel Management is a step which often must be taken in order to pursue a rehabilitative path for one’s future.

The negation which one experiences — of that which no longer is — because of one’s medical condition, is real enough; concealing it will only further harm and haunt, and preparing, formulating and filing for Federal Disability Retirement benefits is often the first positive step in expunging the ghosts which haunt one’s life.

Sincerely,

Robert R. McGill, Esquire

Medical Retirement Benefits for US Government Employees: The Holidays

The “holidays” — or any respite from the daily treadmill of the repetitive reality of daily living — brings about realizations and gestalt moments of insight, precisely because such moments provide for opportunities of thoughtful reflection.

The modern approach of engaging in conversations and discussion for purposes of “value clarifications” became necessary when a tension occurred within society; where new ideas began to question and challenge the old; when habitual engagements of societal values, ethics and mores began to be undermined by revolutionary approaches, technological advances, and unrestrained actions by youthful movements of protestations and revolts.  Similarly, when time and opportunity allows for reflection and contemplation, certain realizations begin to surface.

For Federal and Postal employees who have been suffering from various medical conditions, whether chronic physical pain which limits movement, flexion and unsustainable capabilities of endurance; or psychiatric conditions which impact focus, concentration, and the ability to engage in cognitive-intensive work; the time of the “holidays” can be a challenge, where it provides for an opportunity to take some time off to rest those tired bones; but also a time of reflection to recognize and realize that one cannot remain on the same treadmill forever.

Federal Disability Retirement is an option which needs to be considered, precisely because it is not an “opting out of life”.  Rather, it is a means of downsizing, recognizing that one’s medical condition is preventing one from performing the essential elements of one’s job, and to seek a change of venue for the future.

The “holidays” are indeed a time for reflection; but reflection, if allowed without subsequent action, is an impotent moment of self-realization.  Be a rebel; grab the opportunity if presented.  That is what the holidays are ultimately for — to reflect and change course.

Sincerely,

Robert R. McGill, Esquire

CSRS & FERS Medical Disability Retirement: Happy New Year

For many people, celebrating the “New Year” often encapsulates a parallel time of reflection, of resolutions for change and improvement, etc.  For Federal and Postal employees who are contemplating filing for Federal Disability Retirement benefits under FERS or CSRS, this is a good time to take a personal inventory of one’s future goals, assessing the viability of continuation in one’s position as a Federal or Postal employee, and seeking clarity for future plans and career goals. 

Federal Disability Retirement is simply an option to be considered, if one is finding that one’s medical conditions — whether physical, psychiatric, or a combination of both which exacerbate and feed onto each other — are impacting one or more of the essential elements of one’s positional duties.  Whether in a sedentary administrative, cognitive-intensive position, or mostly a physically demanding job, or even a combination of both, if a Federal or Postal employee is finding that continuation with the essential elements of one’s job is becoming an impossibility, then Federal Disability Retirement is certainly an option to be considered

Celebrating the “New Year” should always include taking an inventory for the future.  For Federal and Postal employees under either FERS or CSRS, considering the option of formulating, preparing, and filing a Federal Disability Retirement application should be part of that equation.

Sincerely,

Robert R. McGill, Esquire

Medical Retirement for Federal Workers: Thanksgiving

In representing Federal and Postal employees for Federal Disability Retirement benefits under FERS or CSRS, one encounters multiple medical conditions, from the very severe and debilitating, to manageable but chronic conditions which impact one’s ability to perform the essential elements of one’s job.  

Such review of medical conditions and recognition of what many Federal and Postal employees must undergo, is often a humbling experience; for, while a lawyer’s job is to focus upon the legal aspects of a case, and to bifurcate one’s personal “feelings” as distinct from the legal issues, the antiseptic medical facts, and the ability to provide an objective, analytical view of all of the facts and circumstances — such conceptual bifurcation has its limits.  

Daily, Federal and Postal employees who suffer from various medical conditions must make difficult choices about their future, their career, and their work & personal obligations.  It is well to pause during this Thanksgiving to reflect upon the blessings that we have, as opposed to conditions which have resulted in the loss or reduction of that which we do not have.

Sincerely,

Robert R. McGill, Esquire

CSRS & FERS Medical Disability Retirement: Health

As we begin preparing for the upcoming Thanksgiving Holidays, then into Christmas & New Year’s, it is well to pause and consider those things which we often take for granted, but which form the foundation of a productive life and career.  Health is indeed one of those “things” which are taken for granted.  It is somewhat like automobile insurance:  one never thinks about it, until one gets into an accident.

For Federal and Postal employees who are considering filing for Federal Disability Retirement benefits under FERS or CSRS, health often becomes an issue with greater and increasing focal emphasis, precisely because the corresponding ratio between “effort expended” and “result obtained” becomes out of balance, where the chronicity of pain, discomfort, and inability to physically or cognitively engage in certain duties or activities, becomes pronounced the more one attempts greater efforts.  

What to do?  Preparatory work in setting the foundation for a successful future formulation of a Federal Disability Retirement application begins with a good doctor-patient relationship.  It is often a good idea to begin to confide in one’s treating doctor, for that is the basis of a future formulation in considering a Federal Disability Retirement application under FERS or CSRS.

Sincerely,

Robert R. McGill, Esquire

OPM Disability Retirement: The New Year

The New Year is always a time of reflection, resolutions, and an insight as to how quickly time passes by. It seemed like yesterday that we were all amazed that we were entering the “Twenty-First Century”. In a span of a single year, circumstances change; people and perceptions become altered; friends and co-workers seemingly become transformed into strangers; and medical conditions which yesterday appeared irrelevant, contained or able to be endured, suddenly take on a life of its own.

Medical conditions are a reality which cannot be ignored. Then, of course, there is the problem of a medical condition, its impact upon one’s life, one’s employment, and one’s ability or inability to have an acceptable “quality of life” — as distinct from being able to convey a description of a medical condition in order to qualify for FERS & CSRS disability retirement benefits. It is in the describing of a medical condition, and the practical impact upon one’s employment, which is the key to Federal Disability Retirement benefits under FERS & CSRS. There is a distinction between the reality of a medical condition, and the ability to describe it to an impervious and implaccable agency — the Office of Personnel Management. Many think that, because one suffers from a medical condition, that it is enough to become eligible for disability retirement benefits. Nothing could be further from the truth.

Sincerely,

Robert R. McGill, Esquire

CSRS & FERS Disability Retirement: Statute of Limitation Reminder

The “end of year” and beginning of the new year is a good reminder for people, that once you are separated from Federal Service, you only have one (1) year to file for Federal Disability retirement benefits.  Furthermore, many people are separated from service right around this time, and just remember:  You can always “supplement” a Federal disability retirement application with additional medical reports, documentation, etc.; however, unless you file the necessary forms before the deadline, you cannot do anything.  The first and most important step in the process is to always file on time; thereafter, you can make other additional medical and legal arguments on behalf of your case.

Sincerely,

Robert R. McGill, Esquire

Federal and Postal Service Disability Retirement: Psychiatric Disabilities & the Holidays

Christmas, New Years & the Holidays; psychiatric disabilities of Major Depression, Anxiety, panic attacks, and many others; the mixture of the two often create an admixture of conflicting emotions, enhancing and exacerbating the psychiatric disabilities.  Unfortunately, the “Holidays” are a time when stresses and anxieties are further exacerbated; we are all meant to be “happy” and in the “holiday spirit”, when in fact the gathering of friends, family and gift-giving exponentially emphasizes the medical conditions which people suffer from, especially psychiatric conditions.  For Federal and Postal employees considering filing for Federal Disability Retirement under FERS or CSRS, the “Holidays” should be a time of rest and reflection; to determine the course for the future; whether the future holds continuation of a long and productive career, and will it continue until the time of regular retirement, or is this the time to consider filing for Federal Disability Retirement.  The “long-term view” must be taken; not to make a hasty decision because of the exacerbating circumstances of the Holidays; rather, to see beyond the holidays, and make the proper decision based upon an “objective perspective” of the “now”, as well as of the future.

Sincerely,

Robert R. McGill, Esquire