OPM Disability Retirement Lawyer: At What Cost?

The introduction of the “cost-benefit analysis” (CBA) by the French (who else?) is a quantitative approach in determining whether to go forward with a given project.  There are other approaches, of course, but the popularity of such a utilitarian paradigm is especially attractive to Americans, precisely because it allegedly places a determinable value upon the project, endeavor or issue in question.

But not everything in life is quantifiable in monetary terms; and while the CBA approach can take into account complex factors and assign methodologies of evaluating such that otherwise unquantifiable terms can be converted into numbers, the question still comes down to a simple issue of self-reflection:  Is it worth it?

For Federal employees and U.S. Postal workers who have a medical condition, such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s positional duties, a cost-benefit analysis is often taken with a singularly stark question:  Can I survive on the annuity proposed by statutory authority?

But this often ignores a parallel query, just as stark and similarly singular: What other choice is there?  If the medical condition arose as a matter of a work-related incident, certainly the Federal or Postal employee under FERS, CSRS or CSRS Offset should file for OWCP/DOL benefits; but even then, Worker’s Comp is not a retirement system, and there will likely come a time when it is still necessary to file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management.

The unquantifiable factors in any CBA are those more personal, intangible issues which we rarely desire to face:  What will happen if I ignore the present course of settings?  If I continue to work with my medical condition and somehow reach retirement age, what kind of shape will I be in to enjoy my “golden years”?  Will the agency tolerate my reduced productivity, and what will their next move be?

Filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management is never an easy decision, and should not be taken without a thorough and self-reflective analysis; but it is often an approach tantamount to negative-theology which will bring out the true answers to a dilemma — of what will result if one does NOT do X, as opposed to a quantification of values — and provide the necessary framework for a future reference of positive closure to a human condition which always seems, at the time and moment of suffering, to be a calamity beyond mere dollars and cents, and for which the famous Utilitarian Philosopher, John Stuart Mill noted, that actions are right “in proportion as they tend to promote happiness.”

Sincerely,

Robert R. McGill, Esquire

 

Another similar article previously published: Federal Disability Retirement pros and cons

 

 

Postal & Federal Medical Retirement: To Shelve a Book

Even with one penny, this book would be overpriced. When your health and well-being are at stake, it’s time to write a new chapter of your life with Federal and Postal Disability Retirement

It is an act of finality; a sense of resignation pervades when a book which one treasured is placed on a shelf.  One may deceive oneself that it can always be retrieved at some future, unknown and unspecified date, but in a world where the bombardment of newness and the constancy of moving on to the “next” thing dominates, the chances are that the act of shelving will constitute the gathering of dust in corners where forgotten memories will atrophy with cobwebs of deliberative disregard.

The alternative is to keep a stack of books and allow the unsteady tower of irregular and awkward dimensions teeter on the brink of collapse; but even there, as others pile onto the freshness of that distant reading, crushing out the life of passages memorized in moments of distracted concentration, it is the act of shelving which marks a critical juncture of terminal finality.  As with things in the mind, so in the physical world, we must force ourselves to take that step, despite the knowing frailty of life in compartmentalized forms.

Filing for Federal & Postal Disability Retirement benefits has that similitude of sense to it; to initiate the process is to acknowledge the necessity of leaving behind an image, a career, a routine, a life that once was, is forever changing, and ever losing its comfort of static monotony.  For Federal employees who must file for Federal & Postal Medical Retirement benefits, whether the Federal worker is under FERS, CSRS or CSRS Offset, the act itself of initiating the administrative process is to shelve a meaningful career full of accomplishments, accolades and activities of astronomical admiration; but there comes a moment when time, space and necessity coalesce to compel, and medical conditions tend to do that.

And like the book which is shelved upon reaching the last chapter of resonance, the feeling of a whispering breeze blowing lazily across the meadows of a past life reverberate, as the quiet sound of an exiting murmur echoes in the hollows of necessity; yes, life requires the shelving of books and other things, as does life itself.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement for Postal Workers & other Federal Civilian Government Employees: The Ronin

The Bushido Code of Honor and OPM Disability Retirement

The ronin is a masterless samurai; he is one who was released from any obligations from the daimyo, or feudal lord, who retained the samurai for protection and was paid a stipend.  The literal translation of the term is often ascribed as a “wave man”, or one who is let go to travel adrift amidst the turbulence of the ocean waves.

In modern usage, it refers to an individual who is between jobs, but can still imply vagrancy or unstable character.  For the injured/ill Federal and Postal employee, filing for Federal OPM Disability Retirement through one’s agency (if still on the rolls of the Federal agency or otherwise not separated for more than 31 days, as the law stipulates) in intermediate transit to the U.S. Office of Personnel Management, or directly with the U.S. Office of Personnel Management if separated from Federal Service for more than 31 days, the pervasive sense of being like a ronin can be overwhelming.

When once the samurai was retained by a feudal lord of known standing and reputation within a geographical definition, the stature and status of the samurai was unquestioned; it was a bilateral benefit — the samurai walked with the name of the retainer’s aura about him, protecting him from slights and serious confrontations because an attack upon him would be considered as an assault upon the name of the daimyo; and, conversely, the feudal lord benefited from the fear engendered by the presence of the two-sworded protector, the warrior who follo.

With stated purpose and deliberateness, the samurai applied himself to protect and expand the vast holdings of the daimyo.  Like the Federal and Postal employee who has worked these many years for a specific agency or the U.S. Postal Service, whether under FERS, CSRS, or CSRS Offset, the samurai who suddenly loses the favor of his retainer, is set adrift.  The Federal and Postal worker often holds on to the last vestiges of favor, even when the tie and connection have been severed, precisely because to be set adrift amid the waves of life is a scary thought.

But filing for OPM Disability Retirement for the Federal or Postal worker should be considered an opportunity, and not a loss; it allows for the Federal or Postal employee the time to regain one’s health, and then to seek the retainer of choice in the private sector and make a stipend up to 80% of what one’s former position currently pays.

Federal Disability Retirement does not retain the stigma of being masterless; rather, unlike the ronin of old, it does the very opposite, and allows the Federal Government employee or Postal worker to become the master of one’s own destiny.

Sincerely,

Robert R. McGill, Esquire

 

Federal & Postal Medical Retirement: The Beast of Burden

Is there a limit to the capacity for a draught animal that engages in the heavy toil so assigned?  Like the proverbial reed of hay which breaks the camel’s back, what is the limit, the absolute capacity, the outer stretches of what the psyche can absorb, the ultimate strain upon the human physical endurance and the will to survive; until the beast of burden crumples upon an exhausted heap of fatigue and loss of hope, a broken mass of bones, organic matter and mindless assemblage of shattered void?

Is that not how one sometimes feels, when the strains of daily toil aggregate to such an extent that stress is no longer merely an acceptable medium of daily work, and information is no longer a tidbit of enlightening accentuation; rather, too much means that the system is overloaded, beyond the acceptable parameters of mere survivability, and enters into the unknown universe of meltdowns and nuclear fissions.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition prevents one from performing one or more of the essential elements of one’s job, the feeling that the balance of life which was so delicately maintained throughout one’s career, can come careening down an uncontrollable chasm of chaos, when once the medical condition becomes that proverbial piece of hay upon the beast’s back.

Federal Disability Retirement benefits are not just an “out” for the faint-hearted; rather, it is part of the compensation package which all Federal and Postal workers are accorded, whether you are under FERS, CSRS or CSRS Offset.  Federal Disability Retirement is a benefit which is filed (ultimately) through the U.S. Office of Personnel Management, and it is not one’s own agency which makes the determination of approval or denial.

For some, it is the only solution remaining; for others, it may be a godsend; for all, it is merely a benefit which allows the Federal and Postal worker who finally recognizes that priorities in life must include, first and foremost, attending to one’s health and well-being, to actually effectuate the balance of life once maintained, but temporarily lost.

For, in the end, while we all like to think that the beast of burden is some mythical creature on a farmer’s pasture in a foreign land, it is often the one who imagines that about the “other”, who is the subject of toil; one needs to merely look in the mirror on a morning when time, stress and stretching of tolerance exceeds the point of no return, and realize that the beast of burden is the one with eyes looking back at you.

Sincerely,

Robert R. McGill, Esquire

 

OPM Medical Retirement: The Paradigm of Disarray

One can go through life with the belief that the wider geopolitical universe as reflected through countless media outlets represents the true state of everyday existence; as wars, earthquakes, floods and famine destroy families, communities and conduits of chaos, so such a paradigm of disarray can color the subjective perspective which we carry about in the monotony of routine existence.

The extreme rejection of such a model viewpoint is to be a hermit; or, the balanced approach is to “keep things in perspective”, as the general advice goes, but what does it exactly mean to keep something in proper perspective?

On the one hand, if you carry forth the aggregate of transatlantic turmoil as representing what occurs or can potentially occur in the parameters of one’s locality, then that would certainly provide an imbalanced perspective.  On the other hand, ignoring and rejecting all events and occurrences outside of the artificial confines of one’s back yard would negate the reality of the intersection between information, knowledge and wisdom; for, as ignorance constitutes bliss, so deliberately ignoring events outside of one’s living room may represent the pinnacle of ecstatic living.  Then, when one throws a medical condition into the mix, the attempt to maintain a balance of perspective becomes exponentially difficult to maintain.

Medical conditions have a tendency to exacerbate the paradigm of disarray.  For Federal and Postal employees who suffer from a medical condition, such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the necessity to maintain a proper perspective and balance of one’s life, accomplishments and future potential can become so skewed as to face fears of cognitive mountains insurmountable.  It is hard enough to maintain a balanced perspective in this world where media rules and interjects every aspect of life; where computers feed messages and track buying habits in order to invade your conscious existence; and where the 24-hour news feed is the norm.

Whether from chronic pain which tips the capacity to process information overload adequately, or psychiatric conditions which by their very nature create an imbalance of certitude; the Federal or Postal employee who suffers from a medical condition will feel that the world once balanced within a universe of rationality, is now turned topsy-turvy through an inverted prism.

Federal Disability Retirement benefits, filed through the U.S. Office of Personnel Management, is a benefit offered to all Federal and Postal employees who seek to escape from an exacerbated imbalance of perspective resulting from an on (or off) duty injury, physical illness or a mental condition which impacts the ability to perform the essential elements of one’s Federal or Postal position.  It is an avenue to make upright that which produced the paradigm of disarray through the intersecting forces of physical or mental debilitation — that medical condition which one never asked for; which one barely supposed; and of which the greater geopolitical world is unaware.

Sincerely,

Robert R. McGill, Esquire