Federal Disability Retirement Benefits: Shame

Anthropological commentators have variously pointed out that the human being is the only one of the social animals to exhibit the characteristic of shame, and then quip with a spirit of mocking sharpness, “and the only ones who have a need to be”.  But the problem of shame is that the responsiveness exhibiting that overwhelming sense of self-immolation is often misdirected. Shame, or being ashamed, can occur resulting from the collective behavior of others, where a majority opinion can persuade through ostracizing, manifesting group hostility, or through persistent hammering.  It can even be through the misinterpretation of the normative behavior and conduct of acceptable societal customs and social rules of engagement.

For Federal employees and U.S. Postal workers, such a misdirected response is often seen when a medical condition begins to prevent the Federal or Postal worker from performing one or more of the essential elements of one’s job.  For the Federal or Postal employee who feels such “shame”, there is often a dual track of thought-processing:  A.  The Federal or Postal employee is unable to do all of the positional duties assigned and expected, and as a result, one feels “shame” for that lack and growing inability, and B. the medical condition itself makes one “ashamed” because it constitutes a reduction of the whole person, and the societal stares and hushed whispers reinforce one’s self-image that, somehow, one is “less” than the aggregate shown by the collective others.  And there is often a third, where:  C.  As work has become the source and sole reservoir of one’s sense of worth and accomplishment, so the potential loss of it results in a growing sense of shame, embarrassment and self-hatred.

Indeed, the loss, or the potential loss, of one’s identity at the workplace is a profoundly devastating undermining of one’s own self image.  But that is where the misinterpretation of values originates; for, by placing so much emphasis upon the goal of a herd’s collective mission, one fails to properly prioritize an individual’s sense of self-worth.  Health, and the need to recognize one’s place within the greater context of society, must always be taken as the priority of life’s misgivings.

For the Federal or Postal worker who has misinterpreted the importance of work over health and family, preparing to file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether one is under FERS, CSRS or CSRS Offset, is often a difficult trial to undertake.  But it must be so, and recognition that compassion is the antidote to the false sense of shame experienced when the fate of a medical condition begins to deteriorate one’s health, capabilities and ability to perform the essential elements of one’s Federal or Postal position, is to merely be human, and it is not even erring which acknowledges such humanity, but a condition of life which is neither the fault of the Federal or Postal employee, nor within the control of the future, but within the soft breath of the gods who smile upon the infirm with love and empathy — those true attributes of heavenly concerns.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: Vows and Contracts

People take vows for various reasons: vows of silence, as a satisfaction of a prerequisite for initiation into a religious order; vows of marriage, for the union intended for a lifetime of commitment and self-sacrifice; vows of revenge, for a personal vendetta in retribution for actions suffered against one’s self or on behalf of another; and similar vows of unremitting focus until the satisfaction of such enduring commitment is accomplished.  Similarly, contracts are entered into each day, across the globe, between individuals, corporate entities and groups formed specifically for business and personal reasons.

Is there a difference between a “vow” and a “contract“?  On a superficial level, the former is viewed as a “higher order” semblance of the latter.  In a deeper sense, that is not only true, but all the more so — or, in erudite form, a fortiori.  For, to vow is to give of one’s self in totality of being; it is a gift of one’s self, often without any expectation of a similar receiving.

In contract law, of course, it is precisely the comparative analysis of a “consideration” provided and received, which determines the viability and sustainability of the agreement itself.  Far too often, Federal and Postal employees see their commitment to an agency or the U.S. Postal Service as a “vow” in employment, as opposed to a contract freely entered into, and just as freely abrogated when the need arises. This is seen when a Federal or Postal employee suffers from a medical condition and must consider the need to file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS or CSRS.

The Federal or Postal employee treats the job as one of a “vow”, as if the significance of clinging on to the position is of greater importance than the detriment manifested to one’s health.  Federal Disability Retirement benefits, offered to all Federal and Postal employees under FERS or CSRS, is merely a contractual annuity accorded based upon the status of the individual as a Federal or Postal employee, and further proven by a preponderance of the evidence.  No vows have been exchanged — neither of the silent type, implicit, nor explicit, and certainly not of an unequivocal or unremitting nature.

Contractual terms are meant to be asserted; and one of the provisions of the “contract” for all Federal and Postal employees, is that when the Federal or Postal employee suffers from a medical condition, such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of the Federal or Postal job, then eligibility for Federal Disability benefits may be invoked.

To accept a contractual provision is never to take advantage of anything, unfairly or otherwise; rather, it is merely a satisfaction of terms. To do otherwise, and to confuse X as Y, as in mistaking a contract for a vow, is merely to bathe in a puddle of muddle-headed thinking.

Sincerely,

Robert R. McGill, Esquire

Federal Employee Medical Retirement: A Wrong Sense of Shame

Having a sense of shame can reveal a heightened level of moral superiority; but as with all things emanating from the Good, those who lack a sensitivity to propriety will take full advantage of a misguided loyalty to ethical conduct.  Work and a duty to one’s vocation is a guiding principle for most Federal and Postal employees.  That is precisely why filing for Federal Disability Retirement benefits, whether one is under FERS or CSRS, is anathema to the Federal and Postal employee.

The committed Federal and Postal employee often has a warped and misguided sense of his ethical duty to work, and will allow for a medical condition to continue to exacerbate and debilitate, at the expense of one’s deteriorating health, all for the sake of commitment, devotion, and high ethical sense of duty to one’s mission for the agency.

Supervisors and managers recognize this, and take full advantage. But the Federal and Postal employee must by necessity understand that Federal Disability Retirement is a benefit accorded to all Federal and Postal employees precisely for the underlying reasons offered: When a medical condition impacts one’s health such that one can no longer perform all of the essential elements of one’s job, the benefit of Federal Disability Retirement is meant to be accessed precisely because it has always been part of the benefits package for all Federal and Postal employees, whether under FERS or CSRS.

Commitment to a mission is indeed commendable; blind devotion at the expense of one’s own health is somewhat less so — unless one counts the sneering approval of agencies who see such sacrifices as mere paths to the slaughterhouse.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Disability Retirement for Federal and USPS Workers: Differences

The weather comes upon us; as a cloudy day dominates, so a sense of darkness and foreboding can impact one’s emotional life; some days are better than others.

In the virtual world of our antiseptic lives, surrounded by such advancement of technology which separates and bifurcates; we think that we are different from other species, and indeed, a comparative analysis can be a potent and foundational argument in establishing the superiority of the human animal, as in, “Can X do Y?” “Can a chimpanzee sketch a rough draft of an architectural phenomenon like the Roman Colosseum?” (Then again, who among us could do that?).  Some would say that the titular character in Camus’ classic novel, The Stranger, Meursault, has it “right” when he attempts to ascribe blame to the heat of the day, the brightness of the sunlight, for his acts if human degeneracy.  Such an explanation is as valid as any that one can give for justifying the murder of another.

Prolonged stress can affect performance levels on jobs that require high levels of focus and concentration

We tend to desire an intellectualization of our actions which somehow differentiates us from “others”, when in fact the environment impacts us no matter the extent of engagement in placing artificial walls around ourselves.

Medical conditions have a tendency to bring out the humanness in us.  This is because, when a medical condition impacts our lives, it is a final recognition that an invasive malignancy has been able to penetrate the artificial walls we have so carefully constructed, and it reminds us of our fragile, organic essence.  For Federal and Postal Workers who have been impacted by medical conditions, such that the medical condition impacts one’s ability to continue in one’s chosen vocation, an admission of vulnerability and mortality comes to the fore. To counter this, a change of venue is often needed, and is the required prescription in order to push against the fear and loathing which accompanies such an admission.

Filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS or CSRS, is often the wisest step which the Federal or Postal employee can do.  There are many stories of Federal and Postal Workers who have obtained Federal Disability Retirement benefits, who reflect back and declare that it was the smartest move of their collective lives; but then, when we are stuck in the rut of our antiseptic lives, it is often the most comfortable place to remain, and so we fight against our own self-interest.

And, indeed, in the end, that is all that the prosecutor was seeking for from Meursault — just a word, a deed, a symbol — that he was at least somewhat remorseful.  But Camus would have none of that for his character; only the stark and naked honesty, that he was no different from the surroundings of nature which enveloped him on that fateful day.

Sincerely,

Robert R. McGill, Esquire

OPM Disability Retirement: Avoiding the Streets of London Past

Filing for Federal Disability Retirement benefits is a serious matter. There are often whispering lamentations about individuals “gaming” a system, or somehow taking deliberate “advantage” of a compensatory program in place, targeted for specific needs.  Of course, there will always be those few individuals who are caught manipulating an inherent weakness in an administrative process; but the fact that there may be a minority of negatives does not betray the compendium of positives within any given system.

OPM Disability Retirement, in the end, is one of the most thoughtfully enacted systems within the greater universe of Federal programs.

First, it is narrowly targeted with great specificity — to Federal and Postal Workers who suffer from a medical condition such that the medical condition prevents them from performing one or more of the “essential” elements of their positional duties.

Second, it requires a minimum eligibility requirement, both in substantive terms as well as procedural:  the FERS Federal employee must have a minimum of 18 months of Federal Service; the CSRS Federal employee must have a minimum of 5 years of Federal Service; and the condition must last for at least 12 months (this latter requirement does not mean that the Federal or Postal employee must be unable to work at all for 12 months, but merely that the treating doctor must be able to state, within reasonable medical probability, that the medical condition will last for a minimum of 12 months).

And, third, it does not penalize the Federal or Postal Worker from remaining productive in a second, alternative vocation.  The Federal and Postal Worker who receives a Federal Disability Retirement annuity is allowed to go into the private sector and make up to 80% of what one’s former Federal or Postal position currently pays, in addition to the receipt of the annuity.  Thus, in essence, it is a “self-paying” system in that it allows for the annuitant to pay “back into” the system, thereby maintaining the viability of the entire Federal Disability Annuity program for future applicants and annuitants.

It is rare among Federal Programs because of its thoughtful approach and well-planned process, as well as being successful in its outcome and current workings.

For critics who attempt to savage all such compensatory programs in an indiscriminate manner by pointing to weaknesses in the system, the following should be noted: the American Society long ago wisely decided to avoid the London streets of Dickens’ universe, where human debris of homelessness and poverty prevailed on the streets of a city now gone, and instead attempted to create a more caring and empathetic civilization.

Until and critic suffers from the devastation of a medical condition, you never quite know what it is like to be in the shoes of that Federal or Postal employee who daily toils to try and work, but cannot because of the progressively deteriorating disability which has devastated life, hope, and dreams of a better tomorrow.

Sincerely,

Robert R. McGill, Esquire

Disability Retirement for Federal Government Employees: The Line between Chaos and Order

It is a thin line.  Subject to the winds of perspectives, and often alternating between moods, stimuli encountered; adversarial confrontations may destroy the fragile order held together by sheer will power; and in the end, the appearance of calm and order is often a mere front, a determination to survive another day, when it is the boiling pot of underlying chaos which constitutes the reality of the person in need and crying out for help.

Whether it is to mask the pain of physical conditions by ingesting large quantities of prescribed medications in order to survive the day, while all the time concealing it (or simply not providing the full extent of information) for fear of being disqualified or being sent to a fitness-for-duty examination; or perhaps it is psychiatric in nature, and the fear of revelation and isolation from coworkers, supervisors, etc.  The line between order and chaos is indeed a fragile, almost imperceptibly thin one.

Some refrain from considering filing for Federal Disability Retirement precisely because, to do so would be a self-admission that the necessity of filing reflects the seriousness of that growing chaos.  But such chaos can only be contained for a period of a day, a month, perhaps several months, before it begins to manifest itself in ways that others will begin to take note.

Like the largest organ of the human body — our skin — which holds together the complexity of the human body with all of its organs, intestines and the gory details of our inner self, in order to make the human appearance presentable; likewise, the chaos within is contained by a slim margin.

Federal Disability Retirement benefits through the U.S. Office of Personnel Management is a benefit which allows for that recuperative time in order to settle the chaos; for the Federal and Postal worker who treads the tightrope of a progressive medical condition which is beginning to impact one’s ability to perform the essential elements of one’s job, it is an option which must be considered.  Otherwise, the thin line between chaos and order may be trampled upon, thereby exposing the true nature of one’s internal condition, thus revealing the reality of our lives.

Sincerely,

Robert R. McGill, Esquire

USPS Postal and Federal Gov. Disability Retirement: That False Sense of Loyalty

Longevity often masks itself for loyalty; yet, when an organization is so large and impersonal such that each cog in the wheel merely represents an irrelevant fraction of the larger entity, then the relative importance of the individual becomes correspondingly diminished in relation to the greater whole.

Loyalty has always implied the concept of bilateralism; but within an organization which has become a virtual Leviathan, it becomes an unilateral concept.  For Federal and Postal employees, length of service and commitment to the agency’s “mission” will often engender a strong sense of loyalty.  But such loyalty is misplaced if it is paid with the price of one’s medical health, whether physical, emotional, or psychological.

One of the greatest obstacles which forestalls a Federal or Postal employee from filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, is a sense of shame and misguided loyalty to one’s agency.  Somehow, the Federal or Postal employee thinks that he or she is “letting the agency down” by filing for Federal Disability Retirement and separating from Federal Service.  But such a sense of loyalty is misplaced, misguided, and at best a self-immolation of purposes.

Look to see how the agency treats you in actions, not in terms of how you perceive how the world should be.  While honor is a virtue to be applauded, failure to preserve one’s health is a folly which cannot be afforded.

Sincerely,

Robert R. McGill, Esquire

Medical Retirement for Federal Workers: Shrines of Our Own Making

For some inexplicable reason, we construct shrines which are deemed sacred, without ever evaluating whether or not the sanctity of the structure deserves our unwavering devotion and commitment.  Shame, embarrassment and the cognitive infrastructure of self-worth often remain the singular obstacles in preventing the Federal or Postal employee from filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether under FERS or CSRS.

It is the mental constructs of our own making — the shrines of sacred sanctimony — which obstruct the linear progression from a life of constant turmoil to one of relative peace.  And so we are admonished that having a medical condition is somehow shameful; that taking off too much time from work to attend to one’s health somehow devalues the inherent worth of a person.  And we come to believe such folly despite the source of such value-driven thoughts, and make shrines and sacred temples of societal determinations despite the harm to one’s existence.

Life without health is less than a full existence; the self-harm and self-immolation one engages in by continuing on a course of destructive behavior, in ignoring the deterioration of one’s health, is in itself a form of sacrilege; the deconstruction of those very temples we find ourselves trapped within, is often the first step towards recovering one’s health.

Federal Disability Retirement is an option which all Federal and Postal employees who are suffering from a medical condition such that the medical condition prevents one from performing one or more of the essential elements of one’s job — should be looked into.  But the first step in the entire process is to revisit the shrines of our own making, and to determine which sacred cow is blocking the entranceway to a life of fulfillment, as opposed to mere existence of being.

Sincerely,

Robert R. McGill, Esquire

CSRS & FERS Medical Disability Retirement: Misplaced Guilt & Apologetic Defeatism

There is, of course, such an animal as ‘misplaced guilt‘; it is in consequence of attributing to the wrong object of remorse a sense of honor or fidelity; and the resulting behavior of such inappropriate placement is often actions of an apologetic nature, self-defeating attitude, or an admixture of both.  Such a chemistry of discord can have subtle, unintended (or was it subconsciously intended?) and negative results for the Federal Employee or U.S. Postal Worker who is filing for Federal Disability Retirement with the U.S. Office of Personnel Management, whether under FERS or CSRS.

In life, it is often the simple and direct approach which prevails; those who are unaware of their surroundings and forge ahead without sensitivity to others, often accomplish much; and while unfortunate, it is those very people who act with empathetic restraint and in consideration for others, who often get left behind.  And so it is with filing a Federal Disability Retirement application with OPM —  that the person who hesitates and apologetically formulates one’s Statement of Disability (as responsive to Standard Form 3112A), will subconsciously desire a denial.

Statements of disability made with hesitancy; with a sense of apology or remorse; of guilt for even applying for the benefit; all such mind-sets manifest themselves in the narrative of one’s disability.  Yet, it is a misplaced guilt.

Federal Disability Retirement is a benefit which is part of the Federal employee’s compensation package, and it is there precisely to allow for the Federal or Postal employee to recuperate, acquire a certain standard of financial security, and perhaps provide an opportunity for a second chance at another productive vocation.  There is no room for misplaced guilt, and certainly no place for an apologetic defeatism in preparing, formulating and filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management; for, in a flash, they will jump upon such an approach and take advantage of such misplaced vulnerabilities.

Sincerely,

Robert R. McGill, Esquire

OPM Disability Retirement: Alternatives and the Sense of Guilt

In the course of speaking with thousands of Federal and Postal employees over the years, with those who are contemplating filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, both under FERS & CSRS, two prevailing themes often overshadow the discourse:  the sense that there are few alternatives left because of the impact of one’s medical condition upon one’s ability/inability to continue to pursue the intended career-course of one’s life; and secondly, a sense of guilt (or sometimes interpreted as shame) that such a course of action triggers.

The former response (that there are limited alternatives remaining) can often be resolved by a change of perspective:  To accept one’s medical condition, while difficult, is a reality which must be embraced, and in doing so, to be open to a change in vocation and previously-set view of where one wants to go in life.

The latter — of having a sense of guilt or shame for considering the course of filing for Federal Disability Retirement benefits — is often a result of misunderstanding the option of Federal Disability Retirement.  For, Federal Disability Retirement under FERS or CSRS is merely part of one’s compensation package which one signed onto when you became a Federal or Postal employee.  It is not an acceptance of defeat; it is not a resignation from one’s goals; rather, it is an avenue to embrace a course of rehabilitative stage of life in order to be able to recover sufficiently to pursue a different vocation and a different course of action in one’s life.

To remain steadfast and have a sense of fidelity is indeed an honorable thing; but to remain steadfast on a train bound for disaster, is merely a stubborn trait of foolhardiness.

Sincerely,

Robert R. McGill, Esquire