OPM FERS/CSRS Disability Retirement: The Temptation of More

It is similar to the proverbial truth of the “straw that broke the camel’s back”; or of the wise commoner who saved the king’s daughter from drowning, and who was offered a bounty of rice, to which he proposed the following: on each square of the chessboard, a doubling of the number from the previous square.  The temptation of the exponential factor is almost always unable to be resisted; that is the converse principle by which we live: by adding one (we are told), it will make our lives less complicated (so we believed).

Technology and the addition of each innovation would buy us more leisure time; work and stress would be lessened, because the salesman persuaded us that it would be so.  And so we have become accustomed, attuned, and trained to think in a linear, progressively upward trend; that the more we accumulate, the happier we will become, until one day the economics of aggregation become so burdensome that the weight of all of those additional threads of straw pile upon us with ever-growing pressures of daily living, and the salesman who sold that last gadget has walked away with the sack full of rice, content to have saved our lives (or laughing all the way to the bank with a knowing grin).

It is the conditioning of a cumulative-based society.  And, of course, when the burden is further exacerbated by a medical condition, such that the medical condition impacts one’s ability to remain at the same purchasing power of economic viability, we are willing to sacrifice our health for the sake of more stuff.  For the Federal and Postal Workers who have dedicated their collective lives to furthering the mission of one’s agency, it is often a little more complex and complicated than just the economic issue; it is entangled with a sense of self-sacrifice, and a loyalty tending towards irrational discourse.  Perhaps this is a natural course for things; perhaps it is “the mission” which first tempted and attracted the Federal or Postal Worker to begin with.

In any event, Federal and Postal Workers fight to the end before contemplating filing for OPM Disability Retirement benefits, and often to the detriment of one’s own health.  Federal Disability Retirement benefits are there, however, for the Federal or Postal Worker who suffers from a medical condition, such that the medical condition prevents one from performing one or more of the essential elements of one’s job. Whether under FERS or CSRS, it is ultimately filed with the U.S. Office of Personnel Management.

While it is an annuity which will reduce the purchasing power of the Federal or Postal employee, the question which all Federal or Postal employees must ask is the following: What is the priority of one’s life, and at what point in our lives did we come to believe that acquiring things were more important than life itself?

Sincerely,

Robert R. McGill, Esquire

 

Federal & Postal Disability Retirement: Restorative Measures

Sleep obviously has an evolutionary purpose.  Anxiety, stress, negative thoughts and perspectives; aggressive behavior, combativeness (otherwise known to spouses as “being grumpy”); inability to maintain one’s focus, concentration, attention to detail; all of these, and much more, can often be ameliorated by a good night’s sleep.

Stress is the overarching component which becomes exacerbated by lack of sleep; it feeds upon all other aspects of the human body, by impacting physical endurance and stamina, by increasing one’s cognitive dysfunctions and capacity to process the quantitative and qualitative amassing of information; and it is thus the vicious cycle of lack-of-sleep leading to greater-stress resulting in increased inability to attain a state-of-restorative sleep. Throughout, stress can be the invisible thread which ties the binds of cyclical ruination and self-destruction.

For Federal and Postal employees who find that a medical condition has impacted one’s ability to maintain a continuity of restorative sleep, consideration in filing for Federal Disability Retirement benefits, filed through one’s agency if one is still employed or not separated for more than thirty one (31) days, or filed directly to the U.S. Office of Personnel Management if separation has already occurred but one still falls within the 1-year timeframe of the Statute of Limitations, must always be an option.  Federal Disability Retirement allows for one to reach that plateau of self-restorative venues, by having the time and proper perspective to seek out effective medical treatment, not otherwise distracted by the countless demands of one’s Federal or Postal job.

Stress is the silent robber who stealthily destroys one’s health by a thousand cuts; lack of restorative sleep is the subtle, pernicious and progressively deteriorating condition which turns slowly into a crumbling foundation; and failure to act upon correcting the steady onslaught of self-decomposition will only lead one to a state of paralysis, where the shifting plate tectonics will one day reach a crisis point of collision, in the convergence of stress, anxiety, physical collapse, and self-ruination; all because we couldn’t get a good night’s sleep.

Sincerely,

Robert R. McGill, Esquire

Federal Worker Disability Retirement: The Noise of our Lives

Is noisiness determined solely by the physical vibrations and reverberations impacting upon the mechanism of our ears? Can one be overwhelmed by internal noises, shouting and clamor despite sitting in the quietude of a noiseless room? Is it noisier when there are visual activities which seemingly occur simultaneously, such that the combined stimuli of the visual coinciding with the clatter of the surrounding world sprays us with such sensation-overload, like a meteor shower upon a lifeless planet? And do the things we engage in life seem like a hollow shout for help in the middle of the night, when in the still of twilight we fear awakening our loved ones but at the same time provoking the imaginary intruder hiding in wait in the dark recesses of our fearful imaginations?

Often, it is calamities and intercepting issues in life which jolt our consciousness into realizing that much of life is mere clamor, and the majority of movement is meaningless activity upon a treadmill to nowhere. When chronic pain, psychiatric conditions, and medical conditions which impact one’s mind, body and soul, interrupt the flow of mindless activity like a cauldron of shattered pieces from one’s life, there comes a realization that work at the expense of health is simply not worth it.

When that moment of realization arrives, consideration by the Federal and Postal Worker needs to be made, to file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal Worker is under FERS or CSRS. It is an employment benefit existing to address those very issues of the impact of a medical condition upon one’s capacity and ability to continue to perform the essential elements of one’s job or profession.

It allows for a respite from the cauldron-filled clamor which is stirred and brewed by the witch’s hand of knowledge; and upon a successful attainment of Federal Disability Retirement, it is one’s hope that the Federal or Postal employee hears merely the click of heels, and not the harsh, echoing laughter of an agency which once stood over the stirring pot of one’s life.

Sincerely,

Robert R. McGill, Esquire

Federal and Postal Disability Retirement: A Reminder of Sorts

Pain is a reminder of sorts; but then, so are alarm clocks, speed bumps and the presence of law enforcement personnel.  All around us, through signs, advertisements, smart phone apps, and sticky notes which we write to ourselves, we are surrounded by reminders.

The plethora and abundance of such reminders have never been the issue; rather, it is the responsiveness, or lack thereof, which determines the future course and orientation of one’s life. And so it is with the signals which are transmitted through out biological system; of that nagging hip pain which won’t simply go away; of increasing panic and anxiety attacks which paralyze one with physical manifestations of chest pains, difficulty breathing, etc.

Doctors can treat the symptoms; sometimes, medicating the symptoms lessens the strength of signals; the weakened reminders try desperately to find an alternate route to raise the alerts in more poignant and insistent form; but we humans are adept at ignoring such signage and alarms.

For Federal and Postal employees who have come to a point where the reminders can no longer be ignored, Federal Disability Retirement is an option to pursue.  It is available for all Federal and Postal employees under FERS or CSRS, and where it can be established that the medical condition prevents one from performing one or more of the essential elements of one’s job, there is the likelihood of a successful outcome.

Reminders?  The Federal and Postal Worker has already long been aware of them, through the personal experience of one’s medical condition.  It was never a question of whether there were reminders; it was always the “when” — when would we finally acknowledge and respond?  It is, and always was, just a matter of time.

Sincerely,

Robert R. McGill, Esquire

Federal Gov. and USPS Disability Retirement: The Morning After

The next day always comes; regardless of the anticipatory delay in accepting the harsh reality of the coming days and months after the celebratory pause allowed through an event, a holiday or the respite of a weekend, the morning after always follows, and the reality of facing the inevitability of that which was and is, delayed perhaps for a moment and a glorious interlude, a certainty of subsequent coming.

So the treadmill begins again; the daily grind must be faced; the trauma experienced the day before must now be encountered anew the day after.

Holidays are great periods of quietude and temporary suspensions of reality, but when the presents are all opened and the guests have all left, the reality of facing one’s daily life must be refreshingly embraced.  For Federal and Postal workers who experience a medical condition, such that the medical condition impacts the ability to perform all of the essential elements of one’s job, consideration needs to be given for Disability Retirement — which provides a longer respite and the needed period of recuperative relief in order to attend to one’s medical conditions.

Delay for a period works for that period; procrastination in order to celebrate an event or a holiday is often a necessary interlude; but in the end, the Federal or Postal worker who must file for Federal Disability Retirement benefits, whether under FERS or CSRS, through the U.S. Office of Personnel Management, must make some serious decisions and consider the impending consequences, beginning on the day after, and sometimes even the morning after.

For the Federal or Postal Worker who faces a medical condition such that the medical condition prevents one from performing the essential elements of one’s job, it is always the morning after which is the critical period.

Sincerely,

Robert R. McGill, Esquire

Disability Retirement for Federal Workers: Indicators

The technology of automobiles has changed radically in the past 2 decades.  No longer do we rely upon intuition, the automotive “ear” for that strange sound which, when talking to the service department, we attempt with futility to reenact with absurd pitches and tones in an attempt to accurately depict that which fails to occur when brought to the attention of the mechanic.  Instead, there are electronic warning lights and the computer sensors which specifically and with great detail indicate a past occurrence, a present problem, or a needed future course of action.

If the human body is the ultimate composite of neuro-sensors and complexities of the physical, the psychological, and the coalescence of mind, body and soul (including the philosophical “ghost in the machine“), then pain must be the warning indicator for past transgressions, current anomalies, and future need for servicing.  Those who ignore automotive warning signs do so at their peril; similarly, to ignore such signs emitted by the human body and transcribed in no uncertain terms via the daily chronicity of pain, do so with a singular certainty of progressive deterioration and decline.

Ultimately, the decision for the Federal or Postal Worker to file for Federal Disability Retirement benefits, whether under FERS or CSRS, through the U.S. Office of Personnel Management, must be accomplished once warning signs are heeded, and a blunt discussion with doctors, family and friends are engaged; but it is the pure and unadulterated ignoring of all signs which results in crisis and disaster.

The warning signs are there to heed; the future course of action is still left up to the recipient of such indicators.

Sincerely,

Robert R. McGill, Esquire

Disability Retirement for Federal Workers: The Dripping Sensation

The slow, methodical tap-tap-tap of a dripping faucet; what does it portend?  Metaphors abound, and one wonders whether this new generation, attuned only to a digital age of technological quietude, as opposed to the churning smokestacks of the industrial age, can even comprehend the commonplace analogies which were once taken for granted within the community — such mundane descriptions as, “The marching of time” — for, without the mechanical ticking of the clock or watch, can one understand what one has never experienced?  But it is the dripping faucet which still remains with us — of an indicator that there is a crack, an invisible hairline imperfection, a weakening over time, and one which we all know can only progressively get worse.

It is a preface, a predication, an object-to-the-subject; it tells us that we must attend to it.

Like time and the inevitable progression of age, wrinkles, sagging eyes and the dying spirit, the sound of a dripping faucet reveals to us that the simplicity of a warning sign portends of an underlying complication which, once dismantled, may manifest the ill-winds of the future. It is like a medical condition; perhaps it began as a mere nagging sensation, one which could be ignored, or at least mentally set aside.  But then, one day the nagging sensation became just “slightly more”, and from then on it stayed with us, like a whipping dog whose loyalty cannot be shaken.

The dripping sensation — for Federal and Postal employees, it may be the first chapter in the lengthy novel which must ultimately embrace the theme of Federal Disability Retirement — an option which is viable only  because, fortunately, it is available; and in the end, that nagging sensation almost always needs tending to; and for the Federal or Postal employee who has that option of considering filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether under FERS or CSRS, while the faucet in one’s house may require the services of a plumber, at least the alternative to attain a level of recuperative periods of relief from one’s medical condition can be attained through an approval of a Federal Disability Retirement application under FERS or CSRS.

Sincerely,

Robert R. McGill, Esquire