Tag Archives: tsp opm disability retirement benefits forum question link

FERS Disability Retirement: The Unwritten Last chapter

In one sense, of course, the last chapter has already been written for everyone — for, mortality imposes an identical outcome for all, and no matter the attempts of delay or circumvent that ultimate outcome, by artificial means of making one’s appearance younger than one’s stated age or by cellular-regenerative methods like exercise and good diet, etc., in the end, all such attempts are ultimately futile and we must all succumb to the natural deterioration and decay of our physical existence.

But it is in the “how” of mortality’s inevitability which makes for the uniqueness of that last unwritten chapter for each of us; of how the dusk’s phase of life was lived, the wisdom gained and imparted prior to departure, and what lasting legacy was left for those whose lives have many more chapters left to be written.

Is it with a bang or a whimper?  How many friends and family gather about to say farewell?  What stories and memories hold sway in the final paragraphs?

For many, applying for Federal Disability Retirement benefits under FERS through the U.S. Office of Personnel Management is tantamount to writing the last unwritten chapter of one’s life — if only because it always feels like the end of something significant; and indeed, it is an “important next phase” in one’s life — but it need not be the last unwritten chapter, but instead, the first in a series within a new beginning.

FERS Disability Retirement secures one’s financial future so that many more future chapters may be added in the coming years, including beginning a new career, going back to school, or traveling the world over.  Contact a FERS Disability Lawyer who specializes in Federal Disability Retirement Law, and consider whether the unwritten last chapter in your life might not be the first chapter in a new and exciting novel at the dawn of your life.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

OPM Disability Retirement Benefits: Spare Me the Grief

How much of life is lived precisely because of needing to deflect the “grief” of something?  Or, of the corollary truth: How much of life is NOT lived by delegating the grief to a third party?

Then, you must separate and distinguish those things which are merely a “bother” from those which require specialized help.

Maybe cutting the grass takes up too much valuable time, and so you might hire a landscaping or grass cutting company to perform that chore, justifying the expense by pointing out that more quality “family time” could be reserved (as you then go out the back door to take in a couple of rounds of golf).  Or of hiring a cleaning service; taking your car to a car wash; hiring a lawyer.

Wait!  Are lawyers relegated to the same category as landscapers and car washes?

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition no longer allows you to perform all of the essential elements of your Federal or Postal job, contact an OPM Disability Attorney who specializes in Federal Disability Retirement Law.

The OPM Disability Lawyer who specializes in FERS Federal Disability Retirement Law may not wash your car or cut your grass, but he will surely guide you through the complex administrative process of getting you something more than a gleaming vehicle or a pristine lawn: A Federal Disability Retirement annuity.

Sincerely,

Robert R. McGill, Lawyer

 

FERS Disability Retirement: Refutation of Stefan Zweig’s Essay

FERS OPM Medical Retirement: Refutation of Stefan Zweig’s Essay, “Books are the Gateway to the World”.

Not quite a refutation, but merely a protest — and perhaps a defense of illiteracy.  Zweig writes beautifully; persuasively; in colorful prose that captivates; in convincing form — if not in logical argumentation, but more as a poet who is convinced that words, books, literacy and the spread of the written word is indispensable to life itself.

He ends with this poetic flourish: “The more intimately the man associates with books the more profoundly he experiences the unity of life, for his personality is multiplied; he sees not only with his own eyes but with the countless eyes of the soul, and by their sublime help he travels with loving sympathy through the whole world.”

Who can argue with that?  Who can so poetically refute and rebut a sentence of such insightful beauty?  Yet, it is not with the argument for books and literacy that is objectionable, but rather, the notion that the man with whom he met and befriended but who is later found to be illiterate — that this rampage of sorrow and defense of literacy is at the expense of this unfortunate man.

Consider how he describes such a person: “He is walled in by himself, because he knows nothing of books; his life is dull, troglodytic (Definition: a “member of any of various peoples (as in antiquity) who lived or were reputed to live chiefly in caves” — i.e., “cavemen” or “cavewomen”).  And: “I was shocked to think how narrow the world must seem to the man who has no books.”

True, Zweig may have felt pity for his new-found friend, whom he previously described as a person who possessed a “genius for mimicry and caricatured everybody”, and whom he found fascinating and of enjoyable company — until, it turns out, that he discovered his illiteracy.

The essay ends without a conclusion; perhaps he took the time (without writing about it) with the friend and taught him how to read.  More likely, they went their separate ways — the other fellow pitied for the remainder of Zweig’s days, the author convinced that he was an individual to be pitied.  But that is the criticism to be posited, isn’t it?  That we make judgments without judging ourselves, and unjustifiably when we have the power to do something about the ills we encounter.

For Federal and Postal employees who have encountered that very circumstance — of facing judgments by others while nothing is being done — of a Federal Agency or the Postal Service that has determined that you are not worth “saving” because of a medical condition that now prevents you from performing one or more of the essential elements of your Federal or Postal job; it is then time to consider filing for Federal Disability Retirement benefits under FERS.

Don’t wait around for help from your Agency or the Postal Service; it is likely that you will not receive it.  Instead, consult with a FERS Disability Attorney who specializes in Federal Disability Retirement Law.  For, in the end, the decision to take the next step to “help yourself” will be up to you, and you should not consider the Federal Agency or the Postal Service to help you as your “friend” — leaving aside whether they will even feel a scintilla of pity for you; they won’t.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement under FERS & CSRS: The greater monsters within

Have you ever engaged in lengthy ruminations, procrastinating because of fear, trepidation and cautionary constraints before proceeding, only to find in retrospect that there was really nothing – or, at least, not much – to have worried about?

Often, it is the greater monsters within that become compounded, exaggerated and increased in fearsome proportions beyond the reality of the objective world, in parallelism with the anxiety we release and the angst we allow.  Within the insular world of our language games and conceptual apparatus created by a complexity of admixtures involving conscience, history of childhood imprints, traumas and psychic damages, it is important to bifurcate the universes of our own makings from those of manifested plenary encounters that can be evaluated, assessed and properly analyzed.

The ability and capacity to judge between the reality of the problem and the internal struggle of an imagined encounter grows exponentially the longer we procrastinate, and that is why the anticipation creates those “butterflies-in-the-stomach” that flutter about like so many somatic consequences of the subconscious angst we create.

The greater monsters within roam about in the neurological fissures that connect the physical brain to the consciousness of life, and when they are allowed to exit from the jailhouses we have compelled them to remain constrained within, it is the damage done from roaming unrestrained, when they trample upon the safe zones we have created, meandering into secluded corners where previously we have carefully posted signs of “no entrance beyond this point”, but have let our guard down, allowed the nailed-down posts to deteriorate, and misplaced the orange cones to be shoved aside in our careless lack of disciplined living.

How do we stop such miscreants from wandering through the sensitive crevices of our own consciousness, and to restrict their access from creating havoc and tumult which we least can afford because of the vulnerabilities and fissures created by the objective world’s intrusion firstly, and secondly and all subsequent times, the exponential expansion of the greater monsters within.

For Federal employees and U.S. Postal workers who are considering filing for Federal Disability Retirement benefits, the procrastination resulting from the greater monsters within becomes a vicious circle of eternal damnation:  The medical conditions are worsening, exacerbating the internal struggles and the external responsibilities compelled by the job itself, the requirements of the position and the Federal Agency’s and Postal Service’s expectations; concurrently, the greater monsters within create a turmoil that influences, impacts and worsens the medical conditions themselves, such that it becomes a self-fulfilling prophesy of self-immolation.

It is the greater monsters within which must be challenged, slaughtered and vanquished, and that can begin by taking the first and subsequent steps in preparing, formulating and filing an effective Federal Disability Retirement application, and thereby successfully activating the proverbial ending of killing two birds with a single stone, and also overcoming the greater monsters within.

Sincerely,

Robert R. McGill, Esquire

 

OPM Medical Retirement: On the spectrum between fear and overconfidence

The “what ifs” of life tend to predominate; then, from the deep recesses of brute carnality, where evolutionary Darwinism remains wired in the DNA of a time when civilizations were yet to flourish, and where tea cups were merely in the imaginations of more genteel souls, a sense of uprightness, fortitude and strength of inner character dawns, and we walk out the door refreshed with a sense of deliberative purpose.  But it turns out that such fleeting flourishes of fortuitous firmness lasts but for a twilight, and then we desire to crawl back into the womb of our former skeletal selves.

Fear is how most of us live, despite the outward face of bravado and confidence.  We fear what others might do to us; how the economy is a mysterious force over which we have no control; of deteriorating health; of life itself.

Then, there are days when a calm sense of overconfidence prevails; without any reason or rationale, or perhaps we watched a movie or television show where a certain character manifested a bright and hopeful sunshine of unperturbed calm; but that was yesterday, and lasted but for a fortnight of winks and nods.  For the remaining days, we recognize that it was all an act; and so we live in trembling and fear.

For the Federal employee and U.S. Postal worker who suffers from a medical condition, such that the medical condition begins to impact the Federal or Postal employee’s ability and capacity to perform the essential elements of one’s Federal or Postal position, that placement on the spectrum between fear and overconfidence is well know, recognized, and familiar as the warmth of a mother’s caress.

What the agency will do; what coworkers conspire; what the next news of the deteriorating medical condition; these all fall in favor of the “fear” side of the spectrum.  Those “other” things which call for confidence in the future over and beyond — they come in a spatter of popping grease, and make us wince with the momentary pause of a tap of reality, and then disappear.

How does one escape that spectrum of unrelenting reminders?  For the Federal employee and U.S. Postal worker, there is always the option of filing for Federal Disability Retirement benefits with the U.S. Office of Personnel Management.  Obtaining a Federal Disability Retirement annuity is not merely a benefit to be gained; rather, it is an opportunity to take the next step in life, to a beyond where future career and vocation choices may allow for productivity outside of the Federal Sector.

Thus, for the Federal or Postal worker who is under FERS, CSRS or even CSRS Offset, preparing, formulating and filing for an effective OPM Disability Retirement application is the first step towards taking a turn away from the treadmill of that dreaded pinpoint of our lives, where we are stuck in the middle of the spectrum between fear and overconfidence.

Sincerely,

Robert R. McGill, Esquire

 

Federal & Postal Medical Retirement: Agencies and the Opium Den of Yore

They were dark caverns of gatherings; residual consequences of colonialism; and though denied in polite society, the lure of addictive aroma wafting ever pervasively brought men and women repeatedly to the doors which opened for the pleasurable moment of escape.  It was like going back, and staying, despite knowing the harm it did, would do, and could wrought, even with the knowledge of the harm portending.  But the residue of the sweet scent would remain, like an invisible thread tugging at the weakest corners of the soul, to return, return, return.

Life tends to do that; of drawing people back, and holding on despite knowing that it is not good for one; and perhaps that explains, in part, those who remain in abusive relationships and engage in self-harm and behavior of self-immolation.

For Federal employees and U.S. Postal workers who remain with the same agency, in the Federal sector or the U.S. Postal Service, knowing that continuation in the same job inflicts harm and continuing, contributing deterioration of one’s medical condition, the agency itself and the U.S. Postal Service becomes like the opium den or yore.  One returns, knowing that the abusive behavior of the entity will only continue to pervade with a constancy of greater aggression.

For Federal and Postal workers who suffer from a medical condition, such that the medical condition prevents one from performing one or more of the essential elements of one’s positional duties, the need to separate from the Federal Service or the U.S. Postal Service — like the addict who requires the sheer determination and willpower to stay away from the opium den — often remains the only solution.

Filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management is a planned escape route in order to (A) rehabilitate one’s medical condition and (B) secure an annuity in order to attain a semblance of financial security, both for now and for the future.  As such, any Federal or Postal employee who finds that a medical condition is impacting one’s ability to perform the essential elements of one’s job, and who sees the sign of future adverse actions on the part of the agency or the U.S. Postal Service, needs to consider the steps necessary to prepare, formulate and file for Federal Disability Retirement benefits through OPM.

One need not be an addict of foregone years wandering through the streets searching for an opium den in order to engage in self-inflicting behavior; it may just be that one is merely a Federal or Postal employee engaging in similar behavior, and not fully realizing the options available.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement Lawyer: Preemptive Actions

Knowledge can be a dangerous commodity; partial, or little knowledge, can be all the more damaging, precisely because actions can result based upon incomplete information and slices of factually curtailed composites.

The Court of the Appeals for the Federal Circuit has previously pointed out one of the methodological deficiencies engaged in by the U.S. Office of Personnel Management, in its review and determination of Federal Disability Retirement cases:  of focusing upon that which is not included in a Federal Disability Retirement application, as opposed to reviewing the information of what has been received.

Such a distinction may be a subtle one, and a difference which can be easily overlooked, but it reveals much more than mere word-play.  For, what it manifests is an application of a criteria based upon an erroneous assumption, and one which continues to be applied to this day, despite case-law which admonishes OPM to the contrary.

Vanieken-Ryals v. OPM, a 2007 Federal Court of Appeals case, points out the error of OPM’s ways in Federal Disability Retirement cases, where insistence upon “objective” medical evidence continues to dominate, despite the lack of such requirement to the contrary.  Such an issue is especially relevant, of course, in cases where psychiatric medical conditions prevail, and when OPM insists upon the lack of such “objective” medical evidence where none can be obtained, it leads to Federal and Postal employees to react desperately in a preemptively unreasonable frenzy of actions.

Not knowing the law is one thing; knowing, but deliberately ignoring it, is quite another.  But the price Federal and Postal employees pay for when a bureaucracy engages in practices which clearly defy the clear mandate of legal requirement, results in preemptive actions which ultimately lead to another day in Court, to argue that which one thought was previously already established.

Sincerely,

Robert R. McGill, Esquire