FERS Disability Retirement: The Unwritten Last chapter

In one sense, of course, the last chapter has already been written for everyone — for, mortality imposes an identical outcome for all, and no matter the attempts of delay or circumvent that ultimate outcome, by artificial means of making one’s appearance younger than one’s stated age or by cellular-regenerative methods like exercise and good diet, etc., in the end, all such attempts are ultimately futile and we must all succumb to the natural deterioration and decay of our physical existence.

But it is in the “how” of mortality’s inevitability which makes for the uniqueness of that last unwritten chapter for each of us; of how the dusk’s phase of life was lived, the wisdom gained and imparted prior to departure, and what lasting legacy was left for those whose lives have many more chapters left to be written.

Is it with a bang or a whimper?  How many friends and family gather about to say farewell?  What stories and memories hold sway in the final paragraphs?

For many, applying for Federal Disability Retirement benefits under FERS through the U.S. Office of Personnel Management is tantamount to writing the last unwritten chapter of one’s life — if only because it always feels like the end of something significant; and indeed, it is an “important next phase” in one’s life — but it need not be the last unwritten chapter, but instead, the first in a series within a new beginning.

FERS Disability Retirement secures one’s financial future so that many more future chapters may be added in the coming years, including beginning a new career, going back to school, or traveling the world over.  Contact a FERS Disability Lawyer who specializes in Federal Disability Retirement Law, and consider whether the unwritten last chapter in your life might not be the first chapter in a new and exciting novel at the dawn of your life.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Disability Attorney Representation After an OPM Application Denial: The Missing Piece

That is the height of frustration — of assembling something, perhaps a mechanical device, a complex toy for a child (or for the adult, for that matter), or going through a computer downloading process, etc. — and realizing that there is a “missing piece”.  Even in reading a book on a technical subject matter; of realizing that the author is assuming that the reader already knows about a concept being discussed, a historical event being referred to.

What did we all do before the capacity to “google” a subject?  Is that why rote memorization is no longer required — because we can all whip out our Smartphones and instantly become an expert on any subject by regurgitating upon the subject-matter description as provided by the internet?

The “missing piece” is often in the body of a denial rendered by the U.S. Office of Personnel Management in a denied Federal Disability Retirement application under FERS.

There may be many reasons given for the denial, but it is often a single missing piece of the puzzle which would have persuaded and convinced OPM to approve the case.  It would have been better, of course, to have anticipated the “missing piece” and to have preemptively made the proper argumentation in the original submission of the Federal Disability Retirement application.

Whatever the case may be, it is important to have a disability attorney recognize and identify, then to “fill in” the missing piece in preparing, formulating and filing an effective Federal Disability Retirement application under FERS, or in rebutting an OPM Denial, whether for the Reconsideration Stage or even for the MSPB appeal.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

OPM Disability Retirement: Desperation in a time of crisis

There is the crisis, perhaps born of a lingering problem allowed to fester and froth until the boiling point allowing for a simmering of persistent steam to rise and spill over; and then, of our reaction, our departure point where sanity and coherence become overwhelmed and replaced with a sense of doom.

We have all been through a crisis; it is part and parcel of a life lived; and though we never ask for it, it comes when least expected, when we are most vulnerable, and when we believe that we can no longer withstand the tornado of unbounded fury.

There have been moments where the crisis naturally passes, and we simply must await its presence and ultimate disappearance.  Then, there have been ones where we have the strength to muster, to counter and fight, and to overcome — and those are the ones where preparation in youth in replenishing and fortifying one’s strength of character and resolve allowed for the abundance of that inner reserve to take over, almost as if a transcendent, supernatural force took control and led one to greater heights of one’s capacity to withstand and defeat.

Then, at other times, where human strength alone may not have been enough, and it was the support of others — friends, family members, and even the family dog, who allowed one to survive and to continue on.  But it is the last within the list of responsive capabilities — where the crisis comes, and one’s sense of desperation in a time of crisis becomes apparent, and that is when the danger-point comes to the fore.

Desperation in a time of crisis is when one’s strength has been sapped; when the vulnerabilities are revealed like an open sore inviting infection to spread; and when no amount of support from family or friends can appease the soul of the epiphany of sorrow that will not be comforted and where the heaving sobs of despair cannot be stopped.  It is those times when some glimmer of hope must be shone, for it is desperation in a time of crisis that brings a person to the edge of the proverbial cliff, where the jagged rocks of life below foam with an unwary eye of remorseless undercurrent in dousing the flame of life’s gift.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, it is important not to allow for the growing medical crisis to become a moment of desperation in the time of crisis.

Consult with an attorney who is experienced in OPM Disability Retirement Law; allow for the door of hope to remain open, and do not allow desperation in a time of crisis to defeat that which may yet have a solution; it’s just that you may not know about the solution, but consulting with a Specialist in the field of FERS Disability Retirement Law may be the pathway out of a misperceived situation of desperation in a time of crisis.

Sincerely,

Robert R. McGill
OPM Disability Lawyer

 

OPM Lawyers Strategy: What If My OPM Disability Claim Is Denied?

Doubting can become infectious.  Once the confidence wanes, the seeds of doubt have been planted; once the seeds begin to sprout, further fears of shaken self-confidence begin to appear, and the shattering of a once-certain sense of calm begins to pervade insidiously within the soul of a questioning mind.

A denial from the U.S. Office of Personnel Management in a Federal Disability Retirement case is intended to do exactly that: Doubt the strength of your case.  It may quote directly from the office notes of your medical providers, and even selectively extrapolate statements that you once thought were “supportive” of your case, and the OPM “Medical Specialist” will yet conclude: “This does not meet the eligibility standards for Federal Disability Retirement, and it is insufficient and lacks objective and subjective evidence.  Therefore, you have not proven your case.”

Perhaps you believe you have given your “best shot”, and even with that, OPM has stated in rendering its denial that you do not meet the criteria to be eligible for Federal Disability Retirement benefits.  You have started down the pathway of “doubts”, and your confidence has been shaken.

The natural reaction?  Why even request reconsideration?

Of course, that is precisely what OPM wants you to think — that your Federal Disability Retirement case is so “weak” and unsubstantiated that you might as well give up and not pursue this, anymore.  Do NOT get trapped and deceived by the denial letter of OPM; the intent is to sow the seeds of doubt, so that a certain percentage of cases will simply give up without filing for Reconsideration of the OPM Denial Letter.

Time is of the essence in filing a Request for Reconsideration in every denial issued by the U.S. Office of Personnel Management, and while the selective extrapolation of evidence submitted is intended to sow those seeds of doubt, one must forge forward with confidence in the same manner that originally prompted the Federal or Postal employee into preparing and submitting the OPM Disability Retirement application in the first place: that one’s medical condition prevents one from continuing in the line of one’s chosen career, and thus does one become eligible for Federal Disability Retirement benefits.

It is simply a matter of proving it, and consulting with an attorney who specializes in preparing, formulating and filing for Federal Disability Retirement benefits under FERS is the next step in reinstating that self-confidence and setting aside the seeds of doubt that OPM has so deviously sown.

Sincerely,

Robert R. McGill, Esquire

 

Postal & Federal Disability Retirement: Meaning & work

A book of very recent vintage, written by an anthropologist, uses an 8-letter epithet in its title.  While it is always dangerous to refer to something without having read it, the various book reviewers have provided enough insights to recognize that it involves a judgment upon employment, work and the meaninglessness of many jobs held by the population at large.

There would be, of course, some criticism as to the validity of such a judgment, given the nature of being an “outsider” as opposed to an “insider” — i.e., from the “outside” (e.g., the author/anthropologist himself who makes a living by selling books criticizing certain subjects) perspective, it may seem like certain types of work retain no inherent meaning, but from the “inside” perspective (i.e., those whose jobs it is to perform such tasks, and the companies, corporations and entities that require that such tasks be maintained), elements of employment that outsiders may deem meaningless may contain elaborate foundations of meaningfulness.

That was, of course, one of the criticisms thrown by Marx — of the separation of labor from the value of existence, arising coincidentally from the industrial revolution where mass production and assembly lines in factories that exploited labor resulted in a disillusioning effect because people no longer saw the fruits of one’s own labor (an aside: Does that explain why so many people think that the original source of beef, poultry and dairy products come from the storeroom of Safeway?).

How does one work, make a living and concurrently retain “meaning” in all, if not most, of the tasks performed?  Anyone who has been employed for any significant length of time comes to recognize that the three are distinct and separable: work is different from “making a living”, in that you can work for endless and tireless hours and yet not make enough wages to pay all of the bills; and whether you work long hours or not, and whether you can pay all of the debts incurred or have extra spending money at the end of each pay period, the “meaning” one derives from the work engaged is not necessarily attached to either the hours expended or the money earned.

For some, perhaps, meaning is never derived from the work itself, but merely from a recognition that the work is merely a means to an end — of performing tasks in order to earn enough wages to own a home, start a family and provide for a retirement, etc.  Or, for others, perhaps a deep-seated recognition is acceptable, that life itself is like the task that Sisyphus engaged in, and the toil of work is as the meaninglessness of rolling the boulder up another hill, only to see it roll back down again, and thus repetition allows for the futility of all tasks great or small.

One’s resolve and the will to impose meaningfulness in the face of alienation is a testament to man’s capacity to seek greater good.

For the Federal employee and U.S. Postal worker who suffers from a medical condition such that the medical condition begins to impact one’s ability and capacity to perform all of the essential elements of one’s Federal or Postal job, the need to continue to find “meaning” in striving often is closely tied to the progressively deteriorating aspect of one’s health.  When one’s health is at issue, “meaningfulness” of one’s work may come into question, precisely because one’s capacity to view employment as a means to another end itself becomes a struggle.

Filing for Federal Disability Retirement benefits with the U.S. Office of Personnel Management, whether one is under FERS, CSRS or CSRS Offset, allows for one to reorient the priorities in life that should not be confused: Health, family, a sense of accomplishment, and somewhere in that mix, a career that may need to be changed, abandoned or otherwise modified because of one’s deteriorating health and the impact upon the meaningfulness of carrying on where to do so sacrifices one or more of the mixed priorities.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement Attorney: Uncharacteristic Behavior

It is the clash between an expectation and the actualization of an encounter, which determines one’s perspective of self-fulfillment of a belief, or a resulting dismay from failure of verifying the basis of a paradigm.  Characteristic behavior is thus that type of human encounter which meets with, or exceeds, one’s predetermined paradigm of what one has already believed to be so; to act out of that previously considered belief system, by definition makes it fall outside of the realm of such expectation.

For the Federal employee and the U.S. Postal worker, the bureaucratic complexity of the entire administrative process of preparing, formulating and filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is normally not a surprise, and meets with or even exceeds, the expectation of an already-formed paradigm of what constitutes the “characteristic behavior” of the system as a whole.

It is the anomaly of the century when efficiency, helpfulness and pleasantries prevail throughout the process of filing for Federal Disability Retirement benefits, where one hears with surprise and shock that it was “uncharacteristic”.  Sadly, that tells us something.  While somewhat unfortunate, we must always remember that the road of every bureaucratic process is paved with personalities of every type.  We tend to lump the entirety of an administrative process into a single cup and cauldron of judgment, but the reality is that there are multiple categories, just as there are different types of people throughout the universe, distinctly compartmentalized into:  helpful; friendly; efficient; nasty; backstabber; fair; unfair; loyal; unpredictable; just to name a few.

The process of filing a Federal Disability Retirement application through OPM can be a stressful one, if only because it is based upon an obvious stressor to begin with:  a medical condition which impacts one’s ability to perform one’s Federal or Postal job.  But it is not the bureaucratic process itself which adds or detracts from the inherent complexities of the process, but the behavior — characteristic or not — of those who must help along the way or hinder the necessary transition of the Federal or Postal employee, from one of active Federal or Postal employee to that of disability annuitant.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Benefits: The Salvageable Segment of the Soul

Even of the most craven of personhood, as they walk the disquieted corridors to the gallows of their fate, one continues to believe that redemption is possible; that there is some segment of the soul which allows for the relative unimportance of value, worth, forgiveness and continuing relevance in an otherwise impervious universe.

Most lives are lived without a grand master plan.  But that we could all devise and lay out the architect’s blueprint of proportioned drawings and apply it to one’s future, the very act of unrolling the scrolls of time would be accomplished with childlike anticipation for the sweetness of that which is hidden in the wrappers of one’s future.

Instead, the reality of life is that we bump into a career; we accidentally meet out life’s mate; we mistakenly decide upon a place to live; and we meander through our cusps of career choices and daily decisions forced upon us by life’s frenzy of busy-ness.   It is when a trauma befalls us, as the unshakeable foundation of security and repetitive monotony suddenly reveals a fissure of fragility, that we suddenly realize the need for a master plan.  Medical conditions tend to do that.

For Federal employees and U.S. Postal workers who suddenly find that one’s career may be coming to an end because the medical condition prevents him or her from continuing in the same modality of life’s misgivings, consideration needs to be made for filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management.

This is where “planning” becomes necessary.

When a medical condition impacts one’s ability to perform all of the essential elements of one’s positional duties with the Federal agency or the U.S. Postal Service, there is often a sense that life is in a state of disarray, and the future clouded with bleakness.  But just as every craven soul must of necessity retain a segment of a salvageable hint, so the Federal or Postal employee whose career is cut prematurely short, should consider that there is still life to be lived beyond the compendium of life’s misgivings permeated by the coalescence of a career choice suddenly confounded by a medical condition.

Federal Disability Retirement through the U.S. Office of Personnel Management allows for the Federal or Postal employee to receive an annuity, then to go out and make a living in the private sector in another vocation.  Perhaps that second vocation will entertain a master plan, with the guiding light of that salvageable segment of the soul identified following a wrong turn down life’s maze of adventuresome avenues.

Sincerely,

Robert R. McGill, Esquire