FERS & CSRS Disability Retirement: The Redshirt

In athletic parlance, it refers to an individual and a status, allowing for a fifth year of eligibility when the rules mandate a restriction to a four-year period.  The word itself is quite malleable, and reflects well the technicality involved in avoiding the direct letter of the language.  Being a redshirt (noun), a redshirt freshman (adjective) or redshirted in his first year (verb) reveals to us the capacity of language to jump like grammatical forms of hopscotching that amazes and intrigues; and the cautionary prelude to a wink-and-a-nod is prefaced with, “You are being too literal”.

It only proves the point, doesn’t it — of the age-old adage that rules are created with the intent of being broken; or, at least bent in order to fit?  For, once such rules were imposed in order to allow for “fairness” in collegiate sports, the “legal technicians” (i.e., lawyers) went immediately to work upon coming up with novel interpretations, strategies for avoidance, and advice to extend beyond what the limitations allowed.

“Redshirting” was one of the devised methodologies – of allowing for everything up to the critical line of demarcation:  that of playing in a game itself.  Thus, the redshirt can practice with the team throughout that entire year of eligibility, but such actions do not count; the redshirted freshman can attend classes, be a full-fledged partner in the “college life”, and yet his participation is not marked against him or her; and to be redshirted in that year of eligibility allows for growth, maturity, advancement in development – all without “using up” a year of eligibility by being sacked a hundred times during the season and becoming a shattered soul devoid of self-confidence and losing assurance of one’s talents and skills.

It is, within the athletic community of college consortiums, a brilliant strategy to deftly avoid the burden of rules; for the greater society, it reflects the essence of what is wrong, precisely because it is a deliberate attempt to avoid the literal language of the rules.  Yet, that is true of almost everything in life, is it not?

Careful study; identifying the loopholes; then initiating the strategy to maneuver around landmines and obstacles.  Is it any different than a hunting party tracking a prey, sniffing out the signs of predatory confirmation and taking in information and adapting accordingly?  Rules, regulations and laws may well be designed, initially, at least, to address a specific problem; and, out of the cauldron of an enacted statutes, comes multiple other problems and issues because of the malleability of words and imprecise linguistic pauses.

Preparing an effective Federal Disability Retirement application is no different.  It is a necessary prerequisite to identify the legal language of eligibility; define the issues; identify whether or not the Federal or Postal employee considering such an option “fits into” the legal criteria circumscribed; then to proceed to “redshirt” one’s own situation and devise a methodology for eligibility.

Compiling the evidence, formulating the proper narrative, and presenting an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, can thus be likened to the redshirting of a freshman – in order to extend one’s life beyond the debilitating medical conditions otherwise shortening the career of a promising Federal or Postal employee.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement: Necessary steps to take in an unserious age

Adding the prefix implies that, beyond altering the root word, its conceptual opposite existed in a time prior to modernity and the present discourse of silliness.  The addition denotes a moment of opposition, where lack of substance occurred and the negation of irrelevance prevailed; and now we are left with a word which connotes a denial of that for which we yearn.

Every age has its follies; some epochs of upheavals are mere potholes in the history of revolutions and uneventful hiccups barely mentioned in those thick books which purportedly analyze decades, centuries and civilizations risen and fallen; and we must always look askance at grand designs and declarations which claim to have captured the essence of any given era.  But there is little doubt, and any shadows casting beyond the twilight of our own laughter and self-deprecating humor will only confirm the boundless limitations of such a statement of self-denial:  this is an unserious age.  There.  It has been stated.

Unequivocally, and with aplomb of non-judgmental claim to authority; how one would attempt to deny the truth of the matter, when the majority of the population spends eternal and endless time staring vacuously at a flat screen of fluorescent lighting, viewing, reviewing and re-reviewing videos of virtual reality unconnected to the objective world surrounding; where the reality of daily living has been subsumed by the politics of cult following and personalities designed more for advertising than for leadership; and so it goes.

There are, however, realities in such silliness that must still be faced, whether voluntarily or through force of encounter unavoidably demanded by the collision of life itself.  Medical conditions tend to do that to us — they demand our attention, and refuse to compromise our efforts at avoidance.

For Federal employees and U.S. Postal workers who find that a medical condition impacts his or her ability and capacity to perform all of the essential elements of the Federal position or U.S. Postal job, the next steps necessary in order to prepare an effective Federal Disability Retirement application, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, must be taken with a deliberative purpose in order to attain that level of plateau in life, where attending to the medical condition itself becomes prioritized.

In an unserious age, it is easy to get distracted and sidetracked, when the world around doesn’t take as weighty the cries for help or the means to achieve.  In a world of relative worth, where everyone has been arguing for decades that everything is “equal” and that “fairness” is defined by everyone looking, being and acting the same as everyone else, it is difficult to shake out of the deep stupor that society has wrought; but when the reality of circumstances hits us, as a medical condition surely does and will, it is time to shed one’s self from the prefix of “un”, and seriously consider the proper and effective preparation of a Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, forthwith and with efficient pinpointing of accuracy.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement: The Happiness Goal

Whether human happiness is the goal to strive for, or as a byproduct to savor in those moments of sudden revelation, is for each individual to ascertain and abide by.  One can study the sages and philosophers and realize that there is a distinction to be made between joy and happiness, of contentment and satisfaction, and from a sense of peace as opposed to the turmoil of anxious foreboding.

Life is full of moments; but is it for those moments we live, or do such ethereal segments compel us to greater achievements?  From Aristotle’s Eudaemonism to Confucius’ focus upon maintaining the balance between family and normative behavior, or the extreme nihilism of Nietzsche and the existentialist’s embrace of the absurd, the modern approach has been to ensconce happiness as the principle of highest regard.  But life has a way of interrupting every neat packaging of human endeavor.

For Federal employees and U.S. Postal workers who suffer from a medical condition, whether of physical pain, the chronicity of progressive deterioration, or the overwhelming psychiatric conditions which impact mental acuity, cognition, with symptoms of depression, anxiety, panic attacks, etc., the desire for the “happiness principle” is sometimes merely to have a day without the symptoms of one’s medical condition.

Filing for Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal employee or the U.S. Postal workers is under FERS, CSRS or CSRS Offset, can be an intermediate goal, and not an “ultimate” one.  For, in the end, if the Federal or Postal employee can no longer perform one or more of the essential elements of one’s positional duties, the loss of job satisfaction will be exponentially heightened either by the agency (through disciplinary procedures or termination of employment) or by one’s self (through frustration of purpose, increasing recognition and acknowledgment of one’s inability and incapacity, etc.).

In the end, the “happiness goal” is often defined by who controls what; and in taking the first steps toward preparing, formulating and filing for Federal Disability Retirement benefits through OPM, one asserts control over one’s present and future endeavors, and fights against the winds of time and mortality by controlling the undetermined destiny of a period of life yet to be deciphered in this complex world of mysteries wrapped in a chasm of conundrums.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: The Structural Problem

It is what we never want to hear, and fear most:  that statement from an “expert” who informs us that it is a “structural problem“.  Not cosmetic; not superficial; not unessential; but that word, concept and image which goes to the very heart and foundation of the damage:  the center of the universe.  When the damage occurs there, and the rotting vein of progressive deterioration touches upon that central nervous system, then it becomes “structural”, and all of the rest may come falling down in a sudden dustheap of crumpled carcasses.

So long as it involves only the peripheral concerns, we keep telling ourselves that it doesn’t matter, that the foundation is still solid and they are mere extremities of lesser concern.  We do that with pain and other irritants of life.  And with medical conditions that don’t double us over or completely debilitate us.  So long as there remains a semblance of structural integrity left, one can go on and continue without regard to the symptoms which become telltale signs of impending doom.

For the Federal employee and the U.S. Postal worker who has arrived at the point of finality where one can no longer just venture forward, filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management becomes the best remaining option.

We wait because it is in the very nature and essence of procrastination that the inevitability of ignorance, neglect, disregard and sidestepping can delay the confrontation with that which we fear to know, refuse to acknowledge, and take comfort in detracting from the encounter with the truth of established verifiability.  As with science, the flat earth, and the view from a geocentric universe, no one wants to be told that there is a structural problem.

Too often, the Federal and Postal employee who finally comes to a point of needing to admit that preparing, formulating and filing for Federal Disability Retirement benefits, whether one is under FERS, CSRS or CSRS Offset, is and has become a necessity because he or she has worked until the last straw was placed on the back of the proverbial camel.

Medical conditions announce harbingers of events to come, by symptoms calling for attention and attentiveness.  While the news from the architect that the problem is a “structural” one may not be welcome, it was always an indicator that the inevitable was on the fast-track of necessity and predictability; we just turned our heads aside in hopes of another day.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: Options

Often, in life, we believe that others walk around with esoteric knowledge unavailable and unreleased; it is considered from the viewpoint of what is, in philosophy, identified as an “epistemological privilege” — that as others have private thoughts which are inaccessible to us, so there must be a vast array of knowledge similarly situated.

Experience teaches us to become suspicious of others, as somehow the inner workings of power and wealth tend to bypass most of us, and the list of uninvited guests to cocktail parties reserved exclusively for the select few parallel a privileged club of partisan divides.  But the truism of life’s encounters also unleashes another candid tautology:  most things are quite self-evident, and Ockham’s razor is the general principle of prevailing determinism.

For Federal employees and U.S. Postal workers who are puzzled, dismayed, confused and confined by a lack of awareness concerning one’s options when a medical condition begins to impact one’s ability to perform one or more of the essential elements of one’s job, information gathering should always be the first step in the process.

Perhaps conundrums will still arise, or confusion may develop resulting from a compounding aggregate of “too much” information “out there”.  Further investigation may be warranted; but in the end, most Federal and Postal employees realize that the options are limited, and the choices relatively uncomplicated.

Federal Disability Retirement remains a preferred option for many, filed through the U.S. Office of Personnel Management, whether one is under FERS, CSRS or CSRS Offset, over OWCP-based claims (because Worker’s Comp is not a retirement system, ultimately); beyond staying with the job (because it will normally turn out that doing nothing will only make the situation worse, in most instances); or expecting an accommodation or reassignment (not likely to happen, as agencies and the U.S. Postal Service rarely look out for the best interests of the Federal or Postal worker first).

In the end, options depend upon knowledge; for, as the corner ice cream shop of yesteryear had but two flavors, vanilla and chocolate, so the modern-day chain sensation may tout 50 or more; but we tend to always come back to the basics, where we find that multiplicity of additives does not make for real alternatives in life.

Sincerely,

Robert R. McGill, Esquire

 

OPM Medical Retirement Law: The Time In-Between, Afterwards

That time, as a historical event, is quite different from the retrospective vantage point of what we perceive today; and that is good to keep in mind.  After the event itself, the followers were not waiting around for the next event; rather, they were likely scrambling to determine what to do next, as they had no foresight of the coming circumstances, and thus did not consider themselves to be “in-between” two major historical pillars awaiting the next condition for completion.

In the aftermath, we can look upon it as a continuum, and view the time in between as one of anticipation and waiting; but from the real-time moment of the figures involved, the past trauma had already occurred; what was to come next could not have been known.  That is similar to how we live a life today.

For Federal and Postal employees who are anticipating filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether one is under FERS, CSRS or CSRS Offset, it is a good lesson to view things in the “now”, as in-between, or afterwards, and from a later perspective.

Waiting upon a behemoth of a bureaucracy as that of OPM is never a pleasant experience, and one often feels like being in a suspended mode of administrative purgatory; and yes, there can be contingencies which must be first established before the next “move” in life can occur; but in the end, one should not wait upon the approval of a Federal OPM Disability application, but rather continue to pursue and build upon one’s life as in the aftermath of the occurrence. That is sometimes difficult to do, but necessary.

Waiting is often the hardest part; once the “happening” occurs, the tumult is released, and the Federal or Postal employee often feels that he or she is “set free” from the bonds of suspended time. But then, think about those followers of the fisherman who waited from that Friday until the morning when a seeming disaster turned into a triumph of historical proportions untold and unknown, at the time.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Benefits: Fatigue of Life

There is clearly a distinction to be made between the general fatigue which life blows upon us all; like the child left to play outside in days of yore, and comes back with the grime of healthy dirtiness, the imperceptible layers of life’s hardships cover everyone, like the light dusting of snow overnight revealed in the morning dawn of a winter’s day.  But the profound fatigue which overtakes one from the daily battle against an incapacitating medical condition, is a difference which cannot always be adequately described, if ever.

The medical condition itself creates a circumstance of unique debilitation; the fight against it, whether without one’s conscious involvement — as in the soundless battle of healthy cells against the invasion of marauding maladies, as opposed to the exertion of willpower to continue on in engaging the daily living of life’s challenges — is of somewhat irrelevance, inasmuch as the combination and totality of one’s entire being is always and every day in the midst of the fight.

It is that subtle distinction which the healthy person is unable to understand; it is not life’s fatigue which prevails upon the sick person; it is the sickness itself, in addition to the fatigue of life.

For Federal and Postal workers who must contend not only with the daily grind of life’s routine, facing the bureaucracy and administrative headaches of filing for Federal Disability Retirement benefits through one’s agency (if still with the agency or otherwise not separated for more than 31 days), and ultimately through the U.S. Office of Personnel Management, is a challenge beyond that foray of the day’s entanglement with the world.

Federal and Postal employees must do the everyday things that all of us do:  attention to personal needs; work, if possible; interaction with family, neighbors, coworkers; and beyond, the fight against the medical condition itself.

Filing for Medical Retirement through OPM, whether the Federal or Postal worker is under FERS, CSRS or CSRS Offset, is to face another of life’s challenges, beyond the daily routine and call of one’s duty and commitment to everyday life.  And since defeat is never an option, and giving up is not in the American character of perceived self-image; whether one is faced with the fatigue of life, or of life’s challenges beyond the general malaise of daily living, it is how we face the cup of gruel we are served, which will determine the future path as yet unknown, as yet unsettled.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employees Disability Retirement Systems: The Quarantined Mind

From early childhood, the necessity of imposing constraints and conformity produces the positive effect of a well-ordered society.  But corollary and unforeseen consequences often occur, as in the quashing of creativity and mindsets which step outside of the proverbial “box”.

The problem with people talking about thinking “outside of the box” is that such a thought process itself constitutes nothing more than mundane conventional wisdom.  Those who have considered thoughts beyond the artifice of social concordance have already done that which is widely preached, but little known.  Then, along comes a calamity or crisis, necessitating a change of lifestyle and a different manner of approaching the linear and customary manner of encountering life.  The other adage comes to mind:  necessity is the mother of invention.

Medical conditions tend to do that to people.  Suddenly, things which were taken for granted are no longer offered:  health, daily existence without pain; the capacity to formulate clarity of thought without rumination and an impending sense of doom.

Federal Disability Retirement is a benefit offered to all Federal and Postal employees who require a second chance at life’s anomaly; it allows for a base annuity in order to secure one’s future, while at the same time allowing for accrual of retirement years so that, at age 62, when the disability retirement is recalculated as regular retirement, the number of years one has been on disability retirement counts towards the total number of years of Federal Service, for recalculation purposes.

It allows for the Federal or Postal employee to seek out a private-sector job, and earn income up to 80% of what one’s former Federal or Postal position currently pays, on top of the disability annuity itself.  It thus allows and encourages the Federal and Postal worker to start a new career, to engage another vocation, and consider options beyond the original mindset of one’s career in the federal sector.

In the end, it is often our early childhood lessons which quarantined the pliant mind that leads to fear of the unknown because of changed circumstances.  To break out of the quarantined mind, sometimes takes a blessing in disguise; but then, such a statement is nothing more than another conventional saying, originating from the far recesses of another quarantined mind.

Sincerely,

Robert R. McGill, Esquire

 

Federal OPM Disability Retirement: Life’s Spare Parts

They are left as insignificant cast asides, unused and unusable until an urgency of need mandates their sudden relevance; and in a changed moment, their utility determines the worth and value of existence and retention in the clutter of overabundance.  Like the spare tire that is never used, spare parts imply potential need, but the actualization of relevance occurs only when necessity dictates; otherwise, they are like the proverbial bench warmer on a sports team replete with talent and competitive excess.

Most people are seen and treated like spare parts; irrelevant entities taking up limited space, occupying a determined confluence of time, and enjoying the dimensions within a universe where black holes of irrelevance and clutter enjoy an overabundance of regularity.  If utility is the criteria of significance in a materialistic world, then most of us are relegated to irrelevance and uncompromised anonymity.

For Federal employees and U.S. Postal Workers who suddenly find themselves with a medical condition, such that the medical condition impacts one’s ability and capacity to remain relevant in the Federal Workforce, a primary concern is often the loss of status and stature within the employment world.

We all want to belong, to be making a “difference” of sorts; and even in the midst of a faceless bureaucracy, it is nice to be appreciated and receive periodic accolades for accomplishments otherwise unknown and undetermined.  But a pause tells us that relevance is short-lived and rarely endured; the terrain of untended graveyards throughout the world echoes the quietude of forgotten hopes and dreams, and in the end, it is only family and private relationships which matter.

OPM Disability benefits is a necessary venue of purpose; for Federal employees who cannot perform one or more of the essential elements of one’s job, it is a needed benefit in order to escape the toil of employment and allow for recuperation from one’s medical condition, and then to find greater relevance and opportunity in the private sector, and be allowed to make up to 80% of what one’s former Federal or Postal position currently compensates.

Persisting in an occupation which one can no longer do, is a foolhardy endeavor, at best; clinging on to a mistaken identity of significance, to the detriment of one’s health, is a death sentence determined by one’s own vanity.  For Federal and Postal workers who have a medical condition which prevents one from performing one or more of the essential elements of one’s positional duties, filing for Federal or Postal Disability Retirement benefits, whether one is under FERS, CSRS or CSRS Offset, is the choice of wisdom, given the utilitarian perspective of the employment world.  It is a benefit which must be proven, and one must meet the burden of proof by a preponderance of the evidence with the U.S. Office of Personnel Management.

Considering the perspective of Federal agencies and the U.S. Postal Service, wherein individuals are mere spare parts to be discarded at the behest of those who consider themselves royalty within a universe of mediocrity, it is best to recognize that life’s spare parts find best their meaning and value when once a person escapes the treadmill of monotonous insignificance.

Sincerely,

Robert R. McGill, Esquire

Delaying the Filing of Your OPM Disability Retirement Application

Delay temporarily suspends for a time in the future; sometimes, at the cost of immediacy of pain, but the human capacity to ignore and obfuscate allows for procrastination to be an acceptable act of non-action.  But certain issues defy the control of delay; medical conditions tend to remind us of that, where attempted suspension of dealing with the pain, the progressively debilitating triggers, or the panic attacks which paralyze; they shake us to the core and pursue a relentless path which betrays procrastination.

For Federal employees and Postal workers who suffer from a medical condition, such that the medical condition prevents him or her from performing one or more of the essential elements of one’s job, filing for Federal Disability Retirement becomes an employment option.

When to file has some room for delay; it is, after all, the underlying issue which must be attended to first and foremost — that of the medical condition.  But the Statute of Limitations in a Federal Disability Retirement case imposes a structural administrative procedure which cannot be ignored.  The Federal and Postal worker who is separated from Federal Service must file a Federal Disability Retirement application with the U.S. Office of Personnel Management, whether the Federal or Postal worker is under FERS, CSRS or CSRS Offset, within one (1) year of being separated from Federal Service.

So long as the Federal or Postal worker is on the rolls of the agency, the tolling of the statute of limitations does not begin; but once separation from service occurs, the 1-year clock (with some exceptions, but ones which you should not rely upon to subvert the statute of limitations) begins.

Delay for a specific purpose is sometimes acceptable (if one is still on the agency rolls), as in undergoing a medical procedure or seeing if a treatment regimen will work; but delay beyond the bureaucratic imposition of a statute of limitations is never one which should be allowed, as the benefit of a OPM Disability Retirement annuity will be barred forever.

Sincerely,

Robert R. McGill, Esquire