Federal Disability Retirement Benefits: The mud of life

Do we treat it like the fun of Play-Doh, or of unwanted waste that we screw up our faces in disgust and come crying to wash it off immediately?  What were we like as children – uncaring, carefree, without a mind to the soil that we mix with water and other wet substances about and around the orifices of human cavities; or, with a hint of a smidgeon that lightly touched upon the soles of our shoes, did we come crying to return to an antiseptic precondition of artificiality?

The mud of life is the stuff of movies; we can romanticize it, serialize it into a best-selling paperback novel (skipping over the formality of a hardback in order to sell to the masses), and even turn it into a weekly television series; but in the end, what it means is that we are stuck in a rut at a gas station in the middle of a desolate desert with no money and no prospects.

That is the metaphor of the phrase itself; there is little hope and even a fewer scintilla of a possibility of a potentiality to hope; many times removed, the mud of life is that period that we all hit now and again, where movement forward will never occur, and misery is the fated future forever and a day, beyond the drudgery of an eternity of toil, like the Myth of Sisyphus when the gods condemned him to an existential angst of eternal turmoil.

What can be done about the mud of life?

Like the quicksand in old jungle movies where the thrashing victim is unable to recognize that the greater the exertional motions applied, the sooner the doom of drowning, the best that one can do is to simply plod along, place one foot in front of the other, and somehow manage to get through each day.

Medical conditions tend to do that; they remind us that the mud of life comes more often than we want to realize, and it can be a state of earthly hell without the promise of tomorrow’s paradise.  Enduring it is the best way to get out of it, and then to systematically plan to move beyond.  But what constitutes the “beyond” is the question, for many.  Medical conditions make us realize that there is little point in tomorrow if you can’t even get through today; but even in that moment of being stuck in the mud of life, it is important to plan for tomorrow, if only because it allows you to get through the drudgery of today and seeing beyond to a point of some hope for the future.

For Federal employees and U.S. Postal workers who suffer from just such a mud of life, where a medical condition is preventing the Postal or Federal worker from performing one or more of the essential elements of his or her position, the way out of the mud of life may be to prepare, formulate and file an effective Federal Disability Retirement application with the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

Whether you were once a kid who loved playing in the mud, or came crying home because of the dirt of earth’s detritus, as an adult it is time to plan for your future, and preparing an effective Federal Disability Retirement application may be the best first step to move forward and wash away that mud of life’s misgivings.

Sincerely,

Robert R. McGill, Esquire

 

Disability Retirement for Federal Employees: Tomorrow’s project delayed

We tend to delay that which we know is best for us, and embrace the moment for which we pay a dear price.  Man was created to engage projects; a purpose for life, a value for living, a reason to live.  Why it is important to initiate, continue, accomplish and involve, are considerable in quantity:  to make a living; to be compensated for work employed; to create and construct for the betterment of community and the greater world; and not merely because Heidegger posits that it is to avoid our mortality and the inevitability of our fate.

It is a worthwhile endeavor, and not something to be ashamed of.  It is, however, when the focus upon tomorrow’s project becomes all-consuming such that it takes priority over health, family and self-preservation that something becomes dangerously and irrationally askew, then such prioritizing of life’s opportunities is undermined by an obsessive culture of a singular focus towards self-destruction.

Tomorrow’s project may need to be delay, or abandoned altogether.  Whether we make decisions in life by prioritizing through some category of rationality, or life forces such rearrangements by the compelling introduction of sickness, deterioration of health, or a traumatic turn of events, issues delayed or otherwise avoided tend to come back to remind, irritate or others demand.

There is never an end to human projects; if fear of exhausting the human capacity to devise is ever questioned, such a query is akin to puzzlement of philosophical questions consistent throughout Western history – each generation revives the conundrums of the past precisely because that is what it means to be human.

For Federal employees and U.S. Postal workers, there is no difference in kind or type; like all other workers and bee-like busy-ness in this universe of activity, the list of “tomorrow’s” projects is long and often left to a haphazard delineation not intended to be categorized in any rational priority of accomplishments.

Events, however, tend to force things upon us otherwise left unattended, and preparing an effective Federal Disability Retirement application, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is often one of those “tomorrow” projects cast aside to be delayed – until that life event compels action.  Perhaps the delay is rationally-based; perhaps it is a procrastination of necessity; or, more likely, a necessity that is avoided like the plague of yesterday until the symptoms of decay and destruction compel the magnification to the forefront of our lives.

Admitting and submitting to an inevitable concern previously left for tomorrow is never a pleasant concession, but at some point, tomorrow’s project delayed – especially the necessity to prepare, formulate and file an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management – may become today’s necessary action required immediately; and, in that event, it may be wise to seek the counsel of a lawyer who specializes in Federal Disability Retirement law.

Sincerely,

Robert R. McGill, Esquire
OPM Disability Retirement Lawyer

Medical Retirement from Federal Service: The helpful other perspective

Before going “whole-hog” with anything in life, the greater wisdom often confirms that we should try and obtain a differing perspective on the matter, if only to affirm the correctness of our own, or to consider the fissures and weaknesses we are blind to.  Wise people seek wisdom; fools travel down roads not merely untested, but even unprepared.  Such a tautology is a mere self-evident fact of life, but we nevertheless follow blindly where the blind leads.

If an individual discounts the criticisms of everyone else, then the wisdom one holds is merely the price of one’s own mistakes, and so long as others are not required to pay for them, the pathway to disaster can be easily paved without involving the toil and anguish of others.

One may query:  assuming it is wise to seek the input of another, how does one nevertheless know that such a differing viewpoint is “helpful” at all?  What if that other perspective is even worse of a disaster than my own?  Such a question, of course, is likely asked in a vacuum; for, there are varying indicators that one may discern in seeking advice from others –  reputation; demeanor; knowledge previously revealed; capacity to listen; established specialty in a particular field, etc.

For Federal employees and U.S. Postal workers who are considering preparing, formulating and filing an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset –  the need to seek the helpful “other” perspective is often a necessary prerequisite.

Why?

Because, when a medical condition is impacting one’s health – whether singularly physical, or mental or a combination of both – the debilitated state that one experiences often provides a skewered perspective, and that is why garnering and employing the advice of an attorney who is experienced in Federal Disability Retirement Law is often a necessary component of the process.

Yes, there may well be those rare “slam-dunk” cases, whether gathering and submitting the medical records alone will obtain an approval from the U.S. Office of Personnel Management.  But, then, everyone who files a Federal Disability Retirement application believes his or her submission to be just that –  undeniable, unequivocally established, and unassailably confirmed.

Why is that?

Because the person who experiences the medical condition is the same person who is preparing the Federal Disability Retirement application – and he or she who feels the pain, presupposes that everyone else must also be able to comprehend such a state of decline.  Unfortunately, this is not the case – at least, not from the perspective of the U.S. Office of Personnel Management, which is also another one of those “other” perspectives that must be contended with.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement from Federal Employment: The informed paradigm shift

Often, in ages older and generations beyond, it somehow becomes more difficult to be malleable and bend with the times, circumstances and turmoil of the day.  Does staid decay by refusal to adapt become a law of sorts for the aged?  Is it only youth that can change, or bring about pliable lives, or can the irrelevancy of old men and women be altered with an informed paradigm shift?

There is always a tautness and tension between generational divides; youth believes in beginning over again, to invigorate all plans and prospects of accomplishments – even of reinventing the wheel by trial and error.  And of the old, whose wisdom is never accessed, whether because of pride of youth of an arrogance fraught with silliness, it matters little.  The pendulum that swings between the two extremes, must by law of gravitational pull come to rest somewhere in the middle.

Paradigm shifts come about so infrequently, but there is often an underlying reason:  Just as wholesale genetic overhauls rarely strengthen a Darwinian foundation for survival, so the principles upon which one lives one’s life should not be abandoned after a lifetime of experiences in learned cynicism.  The fact is, it is always difficult to change when circumstances dictate.

Somehow, we believe ourselves to be the masters of our own destinies; and whether the fate of a generation is collectively overpowered by a consciousness of unfathomable mysteries, or each of us must singularly carry the burden of our future lives as isolated pockets without friendship or love, we like to think that we can control our future.  But there are events and circumstances beyond our control, transcending fault or personal responsibility; and the social contract of good citizenry – of abiding by the laws, following the normative constructs of societal acceptability, etc. – follows upon that path of accomplishment.

That is true of a medical condition – for, when a medical condition begins to impact major life activities of a person, an informed paradigm shift must by necessity occur.  It is not a matter of bad fate or unfortunate luck; it simply is, and the sooner one becomes “informed”, the better the paradigm shift for one’s future.  For Federal employees and U.S. Postal workers who suffer from just such a medical condition, where the medical condition or event begins to impact one’s ability and capacity to perform the essential elements of one’s Federal or Postal positional duties, is may well be time to consider a paradigm shift.

Preparing, formulating and filing an effective Federal Disability Retirement application with the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, often requires just such a paradigm shift – a pliability in one’s thinking, and an alteration based upon the information (i.e., being “informed”) presented; and the next step once a cognitive paradigm shift has occurred, is to reach out in order to begin the administrative process of engaging the expertise needed in order to weather the trials of tomorrow.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement: The importance of seeing a way out

The strategic approach of allowing for a route of retreat is well-known; by providing an exit option, casualties are lessened and the proportional ferocity of battle often parallels the availability or non-existence of such a pathway out.

Cornered animals behave in the same way – and why would they not?  Do we think that we are somehow exempt from the genetic predisposition of Darwinian inherency?  And the cornered enemy who sees no exit – with the final bullet retained for self-annihilation, the option of surrender not a reality for the traitorous residue to such an act, or of the potential for torture and mutilation naturally following revenge upon actions taken previously; or a kamikaze-like final hurrah met with a hail of bullets; it is the importance of seeing a way out, that often determines the course of future conduct.

That is how the Federal employee or the U.S. Postal Service worker views the benefit of a Federal Disability Retirement:  as the “way out” of an otherwise untenable future course.  Without it, the options are often:  Die trying to get to work each day; resign with nothing to show for the many years of investing in one’s career in the Federal sector or the U.S. Postal Service.

What is so interesting in engaging Federal employees and U.S. Postal workers for multiple decades, now, is the singular and unassailable fact that is contrary to the misperception held by the general public:  Federal employees and U.S. Postal workers are among the most dedicated of workforce servants, putting in long and uncompensated hours beyond what they are required, and never wanting to take the “exit option” but for the chronic and severe nature of a rising and debilitating medical condition.  And, how many who obtain a Federal Disability Retirement annuity go on into the private sector and “pay back” into the very system from which they are being compensated the Disability Retirement annuity?  Many, if not most.

Without the benefit of Federal Disability Retirement, many would struggle and ultimately lose the battle either with the agency or the Postal Service, or with the medical condition itself.  Even with the benefit of a Federal Disability Retirement annuity, the pay is not so enticing as to encourage any mass exodus via the vehicle of a Federal Disability Retirement benefit, and it is only because of the progressively deteriorating nature of a medical condition that finally impels and compels the Federal employee or U.S. Postal worker to take that exit option, and to seek to reach a plateau of rehabilitative serenity such that a further career or vocation in the private sector could be possible.

In the end, like enemies in a fierce firefight, the importance of seeing a way out is just as relevant to the Federal or Postal employee who suffers from a medical condition, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, as it is to the kamikaze warrior who tightens the band of fate by an emblematic headscarf in preparation for the final battle.

Sincerely,

Robert R. McGill, Esquire

FERS & CSRS Disability Retirements: Focus away from ‘self’

The heightened problems emanating from a chronic medical condition cannot be quantified; as the medical issues themselves become exacerbated while attempting to work and engage in other “major life activities”, the pain, psychiatric debilitation and interruption of things once taken for granted, become all the more magnified and exponentially exaggerated in significance, relevance and focus of daily contention.  Or, to put it in more common parlance, it makes us grouchier as the day goes.

Federal Disability Retirement is a benefit offered for all FERS employees (and any in the older CSRS system who may still be around – a rarity, like dinosaurs and gnomes of past ages), and is meant as a progressive paradigm of inestimable worth.  Unlike other systems of compensation, it encourages the (former) Federal or Postal employee to seek employment in the private sector, because the generous allowance that the former Federal or Postal employee can make up to 80% of what one’s former salary currently pays, on top of the annuity itself, allows for “the system” to be a self-paying entity, because such individuals then pay taxes and contribute “back into” the very system which is being accessed.

The fact that it is such a thoughtful, progressive system is rare – for, government bureaucracies tend not to embrace an insightful program of wider application, but this is a case in point where the system “works”.

That being said, the Federal or Postal employee who continues to try and extend one’s career in the Federal sector or the U.S. Postal Service by “hoping” – and, do not misunderstand, for hope as an element of human focus for events yet to occur, is a good thing – that the medical condition will get better, and thus to delay initiating the complex process of preparing, formulating and filing an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, does so at the peril of self-focusing immolation.

The point of getting Federal Disability Retirement benefits is just that – to be able to attend to the medical condition itself; to attain restorative sleep; to not be embroiled in the vicious cycle of having to work at a job where one or more of the essential elements of one’s positional duties cannot be met because of the medical condition itself, and therefore a stark reminder, on a daily and sustained basis, upon one’s self, the limiting aspects of the medical condition, and the inability to escape the constant gravitational dissection of “me, myself and I”.  That’s the rub, isn’t it?

As you try and get better, those around you – supervisors, coworkers, etc. – begin to harass, criticize and compound the problem by redirecting your shortcomings resulting from the very medical conditions from which you are trying to get better.  Federal Disability Retirement is the next step in that process – where, once attained, the stress of focusing upon one’s self is relieved by being able to actually focus upon what is important:  one’s health, and the pathway to a secure future through getting approved for Federal Disability Retirement benefits.

Sincerely,

Robert R. McGill, Esquire

 

Disability Retirement from Federal Employment: Magnum Opus

It is applied as the masterpiece and pinnacle of achievement, but is more generally referred to as the identifying crown for an individual of some notable accomplishment in the various fields and disciplines.  There are looser forms of using the term, of course, in common parlance, in a half-joking, half-serious manner; as in referring to one’s spouse with greater humility, or events that occurred with greater consequences than expected or foreseen.  Like Mozart’s Requiem Mass in D Minor or Van Gogh’s “Starry Night”, the Magnum Opus represents the pinnacle of one’s achievement in the career of a chosen field, or within a discipline one was merely destined for.

Most of us, of course, never reach that height of human achievement recognized and lauded by a standard of excellence the world around; mediocrity is the lot of most, and that is okay, so long as the achievements made within the confines of private lives are accorded a similar standard striving to reflect the apex of human worth.  For, the Magnum Opus can be in the simple act of kindness in daily living – of bringing in the garbage can of an elderly neighbor too frail to wander out on a snow-fallen morning, or giving a shelter animal a chance at some semblance of happiness and contentment, and diminishing the violent memories of prior mistreatment and maltreatment.

In the end, it is not the marking of graves with epitaphs of grandeur that matter – though we may fantasize of jealousy and envy overwhelming relatives we disliked, visiting the tombstone of our own creation and smirking at the largesse accorded by a public never quite knowing but the public figure of accomplishments we deign to applaud – but of unmarked ones that are visited by a family left behind, empty with an aching heart for the laughter that we brought, the joy we helped enliven, and the fleeting moment of happiness that encompassed the otherwise dreary lot of a population confused between sex and love.

For the Federal employee and U.S. Postal worker who has believed that the Magnum Opus of one’s fortunes were somehow tied up inextricably in the career path of a Federal agency or Postal facility, rethinking the paradigm is tantamount to a heretical utterance of unfathomable delay.  There is life beyond a Federal agency’s mission (though you may not discern it well from the attitudes of coworkers and Supervisors), and there is importance and relevance beyond the Postal facility one has worked for.

When a medical condition comes to a point where one cannot meet the expectations of that grand “mission” that has been a constant drone of contention, it might be time to consider preparing, formulating and filing for OPM Disability Retirement benefits, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.  Don’t let the Magnum Opus of one’s career be on the downturn of one’s accomplishments because blind fealty to an agency or the U.S. Postal Service has stopped any forward progress; instead, it may be for the next phase of one’s life that the unmarked grave is visited upon with an epitaph still to be written.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: Exchanging pleasantries

Some possess the greater patience for it, and enthusiastically embrace the inherent gamesmanship and accompanying pleasures derived therefrom; while others merely forego even the most basic of such prefatory considerations and condescending patronization that commonly attaches.  Still others mechanically, thoughtlessly and with automated responsiveness, emit the utterances with aplomb and a wave of hands, never pausing to even consider the discourteousness of violating that fragile sheen of neighborly discourse.

— “Hello, how are you.”
An introductory glance inviting suspicion and possible rebuttal

—  “Fine weather, isn’t it?”
Can a mere nod be sufficient?

—  “Hello!”

Can we get by this person with silence?

Have we become more cynical as a whole, and have the constant warnings by governmental agencies concerning scams, frauds and insincere malfeasance taken its toll?  Or, are there still visiting angels among us, whom we ignore at our own peril?

Are there exceptional salutations that demand a presence of mind, or do they all fit into a mold of complacent irrelevancy?  “Merry Christmas”, or its more neutral form of “Happy Holidays”, and even “Happy New Year” – is it the occasion itself which is evocative of a positive response, or does the Scrooge that lives within each of us allow for a grunt and a nod?  When exchanging pleasantries becomes reduced to a mere foresight of impending hostility, does it lose its efficacy, or is the “break-down” of superficial civility revealed in the acrid intonation of a voice which fails to match the salutation itself?

For Federal employees and U.S. Postal workers who have come to expect the common resources of exchanging pleasantries, the line of demarcation where civility devolves into acrimony and harassment often boils to the surface when the Federal or Postal employee begins to become less productive as a result of a medical condition that prevents one from performing one or more of the essential elements of one’s Federal or Postal positional duties.  Whether under FERS, CSRS of CSRS Offset, it is often a good indicator of things to come, and thus it is important to gain a “step ahead” by preparing an effective Federal Disability Retirement application, to be filed with the U.S. Office of Personnel Management.

Time was that exchanging pleasantries was always taken for granted; but for the Federal or Postal employee who is witnessing the deterioration not just of one’s own health, but the superficial health of common decency and discourse with coworkers, managers and supervisors – it may be time to exchange those pleasantries with a reality check, and begin preparing, formulating and filing for Federal Disability Retirement benefits.

Sincerely,

Robert R. McGill, Esquire